Notice2026-11384

Self-Regulatory Organizations; The Options Clearing Corporation; Notice of Filing of Proposed Rule Change by The Options Clearing Corporation To Establish a Commercial Paper Program

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Published
June 8, 2026

Issuing agencies

Securities and Exchange Commission

Full Text

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<title>Federal Register, Volume 91 Issue 109 (Monday, June 8, 2026)</title>
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[Federal Register Volume 91, Number 109 (Monday, June 8, 2026)]
[Notices]
[Pages 34702-34710]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-11384]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-105601; File No. SR-OCC-2026-004]


Self-Regulatory Organizations; The Options Clearing Corporation; 
Notice of Filing of Proposed Rule Change by The Options Clearing 
Corporation To Establish a Commercial Paper Program

June 3, 2026.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Exchange Act'' or ``Act''),\1\ and Rule 19b-4 thereunder,\2\ notice 
is hereby given that on May 19, 2026, The Options Clearing Corporation 
(``OCC'' or ``Corporation'') filed with the Securities and Exchange 
Commission (``SEC'' or ``Commission'') the proposed rule change as 
described in Items I, II, and III below, which Items have been prepared 
primarily by OCC. The Commission is publishing this notice to solicit 
comments on the proposed rule change from interested persons.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
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I. Clearing Agency's Statement of the Terms of Substance of the 
Proposed Rule Change

    This proposed rule change would establish a commercial paper 
program as part of its overall liquidity plan to meet OCC's settlement 
obligations. The proposed changes to OCC's Rules are included in 
Exhibit 5A [sic] of File No. SR-OCC-2026-004. Proposed changes to OCC's 
Third-Party Risk Management Framework (``TPRMF''), Liquidity Risk 
Management Framework (``LRMF''), Clearing Fund Methodology Policy, 
Comprehensive Stress Testing & Clearing Fund Methodology, and Liquidity 
Risk Management Description (``CST Methodology Description''), Capital 
Management Policy, Cash and Investment Management Policy, Default 
Management Policy, and Recovery and Orderly Wind-Down (``RWD'') Plan 
are included in Exhibits 5B through 5I [sic] of File No. SR-OCC-2026-
004, respectively. Material proposed to be added is marked by 
underlining and material proposed to be deleted is marked with 
strikethrough text. All terms with initial capitalization that are not 
otherwise defined herein have the same meaning as set forth in the OCC 
By-Laws and Rules.\3\
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    \3\ OCC's By-Laws and Rules can be found on OCC's public 
website: <a href="https://www.theocc.com/Company-Information/Documents-and-Archives/By-Laws-and-Rules">https://www.theocc.com/Company-Information/Documents-and-Archives/By-Laws-and-Rules</a>.
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II. Clearing Agency's Statement of the Purpose of, and Statutory Basis 
for, the Proposed Rule Change

    In its filing with the Commission, OCC included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. OCC has prepared summaries, set forth in sections (A), 
(B), and (C) below, of the most significant aspects of these 
statements.

(A) Clearing Agency's Statement of the Purpose of, and Statutory Basis 
for, the Proposed Rule Change

1. Purpose
    OCC is the sole clearing agency for standardized equity options 
listed on national securities exchanges registered with the Commission. 
In its role as a registered clearing agency, and as a derivatives 
clearing organization (``DCO'') registered with the Commodity Futures 
Trading Commission (``CFTC''), OCC acts as a central counterparty

[[Page 34703]]

(``CCP'') that guarantees all contracts it clears. That is, OCC becomes 
the buyer to every seller and the seller to every buyer. In its role as 
guarantor, OCC is exposed to risks from a Clearing Member's failure to 
fulfill its obligations, including liquidity risk (i.e., the risks that 
OCC may need to meet the defaulting Clearing Member's settlement 
obligations during the period between the default and the conclusion of 
a liquidation of the defaulting Clearing Member's portfolio). In the 
event of a Clearing Member default, OCC would be obligated to fulfill 
that member's cleared transactions and meet settlement obligations in a 
timely manner.
    OCC manages liquidity risk by maintaining an overall liquidity plan 
that includes a minimum amount of cash OCC requires each Clearing 
Member to deposit in the Clearing Fund (``Clearing Fund Cash 
Requirement'') \4\ and any excess cash a Clearing Member may choose to 
maintain up to its required Clearing Fund contribution.\5\ In addition, 
OCC maintains access to a diverse set of committed funding sources for 
accessing additional liquidity on a same-day basis, including: (A) a 
syndicated bank credit facility, through which OCC may borrow cash by 
pledging the margin funds of the defaulting Clearing Member or 
Government securities borrowed from the Clearing Fund; \6\ and (B) a 
non-bank liquidity facility program, through which OCC may use 
Government securities deposited by the defaulting Clearing Member or 
borrowed from the Clearing Fund to enter into repurchase transactions 
with institutional investment counterparties, such as insurance 
companies and pension funds, that do not increase the concentration of 
OCC's counterparty exposure to its participants \7\ (together with the 
syndicated bank credit facility, the ``committed facilities'').\8\ 
Together, the Clearing Fund Cash Requirement and committed facilities 
comprise OCC's ``Base Liquidity Resources'' under its LRMF--i.e., the 
amount of qualifying liquid resources \9\ OCC maintains at all times to 
satisfy its regulatory obligation to maintain sufficient qualifying 
liquid resources to cover payment obligations arising from the default 
of the CMO Group that would generate the largest aggregate payment 
obligation in extreme but plausible market conditions (a ``Cover 1'' 
liquidity requirement).\10\
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    \4\ See OCC Rule 1002.
    \5\ Clearing Members may choose to satisfy their Clearing Fund 
requirement with more than the minimum amount of cash or deposit 
Government securities. See OCC Rule 1002(a). Substitution of U.S. 
Government securities in place of excess cash is subject to a two-
day notification period, which aligns with OCC's liquidation time 
horizon for managing a Clearing Member default. See OCC Rule 
1002(a)(iv). Accordingly, OCC considers excess cash up to the 
Clearing Member's Clearing Fund requirement as part of its 
``Available Liquidity Resources'' under its Liquidity Risk 
Management Framework. See Exchange Act Release No. 89014 (June 4, 
2020), 85 FR 35446, 35447 (June 10, 2020) (SR-OCC-2020-003).
    \6\ See, e.g., Exchange Act Release No. 88971 (May 28, 2020), 85 
FR 34257 (June 3, 2020) (SR-OCC-2020-804).
    \7\ See, e.g., Exchange Act Release Nos. 89039 (June 10, 2020), 
85 FR 36444 (June 16, 2020) (SR-OCC-2020-803).
    \8\ OCC was provided a notice of no objection regarding 
establishing a repurchase agreement with a bank counterparty through 
which OCC may use Government securities deposited by the defaulting 
Clearing Member or borrowed from the Clearing Fund. See Exchange Act 
Release No. 103047 (May 21, 2025), 90 FR 21800 (May 21, 2025) (SR-
OCC-2025-801).
    \9\ Regulations applicable to OCC define ``qualifying liquid 
resources'' to include, among other things, (i) cash held either at 
the central bank of issue or at creditworthy commercial banks; and 
(ii) assets that are readily available and convertible into cash 
through prearranged funding arrangements, such as committed 
arrangements without material adverse changes provisions, including 
lines of credit and repurchase agreements. See 17 CFR 240.17ad-22(a) 
(``Qualifying liquid resources'').
    \10\ See 17 CFR 240.17ad-22(e)(7); 17 CFR 39.11(e).
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    To further diversify its liquidity resources, OCC proposes to 
establish a program to raise prefunded liquidity through the private 
placement of unsecured debt (``Notes'') to institutional investors in 
an aggregate amount not to exceed $1 billion (the ``Commercial Paper 
Program''). OCC would engage an issuing and paying agent, as well as 
certain placement agent dealers, to develop a program to issue the 
Notes. The Notes would be issued to institutional investors through a 
private placement and offered in reliance on an exemption from 
registration under Section 4(a)(2) of the Securities Act of 1933.\11\ 
OCC would execute certain agreements required to establish the 
Commercial Paper Program, including an issuing and paying agent 
agreement, and a dealer agreement with each of the placement agent 
dealers.\12\ The dealer agreements would each be based on the standard 
form of dealer agreement for commercial paper programs, which is 
published by the Securities Industry and Financial Markets Association. 
The material terms and conditions of the Commercial Paper Program are 
summarized further below. Proceeds from the Commercial Paper Program 
would be held in an OCC account at the Federal Reserve Bank of Chicago 
(a ``Federal Reserve Bank account'').
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    \11\ 15 U.S.C. 77d(a)(2).
    \12\ Pursuant to the existing TPRMF, as approved by the 
Commission, OCC's Management Committee will determine whether these 
counterparties constitute service providers for core services within 
the meaning of Exchange Act Rule 17Ad-25, 17 CFR 240.17ad-25, during 
the on-boarding stage and prior to entering into any agreement. If 
these counterparties are determined to be service providers for core 
services, then: (1) the Management Committee will evaluate and 
document the risks related to the agreement, including under changes 
to circumstances and potential disruptions, and assess whether the 
risks can be managed in a manner consistent with the TPRMF; and (2) 
the agreements establishing a relationship with these counterparties 
would be subject to Board approval. See Exchange Act Release No. 34-
104099 (Sept. 26, 2025), 90 FR 47105 (Sept. 30, 2025) (SR-OCC-2025-
015).
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    OCC believes the Commercial Paper Program would further diversify 
its liquidity sources by adding a cost-effective \13\ means to source 
liquidity more efficiently than its current facilities in response to 
changing liquidity demands or changes in its counterparties' 
commitments under the committed facilities. Specifically, once the 
program is established, OCC expects it will be able to issue new debt 
and receive proceeds on the same day. By comparison, sourcing 
additional commitments from liquidity providers through OCC's existing 
committed facilities is a process that can take weeks or months. 
Currently, the only tool available to OCC to increase Base Liquidity 
Resources on an expedited basis is to increase the Clearing Fund Cash 
Requirement under OCC Rule 1002(a)(i)(A). The Commercial Paper Program 
would add another tool for quickly increasing liquidity resources in 
response to changing liquidity needs.
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    \13\ OCC anticipates that the cost of sourcing liquidity through 
the Commercial Paper Program would be less than the cost of its 
existing syndicated bank credit facility and non-bank liquidity 
facility. OCC has provided an assessment of these costs in 
confidential Exhibit 3C [sic] to File No. SR-OCC-2026-004.
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    In addition, the Commercial Paper Program would benefit OCC by 
providing a prefunded source of liquidity that OCC would maintain in 
one of its Federal Reserve Bank accounts. Accordingly, using proceeds 
from the Commercial Paper Program would not require OCC to draw on a 
facility during a Clearing Member default to make same-day settlement. 
The absence of a facility draw mitigates the risk that a liquidity 
provider may be delayed in funding or fail to fund as required under 
the terms of OCC's committed facilities.\14\
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    \14\ OCC mitigates these risks under its committed facilities by 
executing committed arrangements without material adverse change 
provisions and conducting periodic test draws of its facilities.

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[[Page 34704]]

Description of Change
A. Material Terms of the Commercial Paper Program
    As discussed above, OCC's Board has authorized OCC to establish a 
Commercial Paper Program in an aggregate amount not to exceed $1 
billion. Initially, OCC anticipates replacing $250 million of existing 
liquidity from its non-bank liquidity facility with Commercial Paper 
proceeds. Specifically, to further diversify OCC's liquidity resources, 
OCC plans to replace one of three commitments from a single liquidity 
provider that together comprise 42.5% of the commitments under the $2 
billion non-bank liquidity facility, and approximately 19% of OCC's 
$4.5 million in committed facilities. Any expansion of the Commercial 
Paper Program beyond the $1 billion would require further approval from 
the Board. Any change to the program that would materially affect the 
nature or level of risk at OCC would also require further regulatory 
filings. OCC intends to structure the Commercial Paper Program such 
that maturities of the Notes are staggered to avoid concentration of 
maturing liabilities and the risk that a rollover issuance to replace 
expiring Notes does not fund. For example, replacing $250 million of 
non-bank liquidity facility commitments may be achieved with two issues 
of $250 million in Notes of 90-day duration, staggered by 45 days.
    The Notes would be interest-bearing and would be book-entry notes 
evidenced by one or more master notes registered in the name of The 
Depository Trust Company (``DTC'') or its nominee, in the form or forms 
annexed to OCC's agreement with the issuing and paying agent. To 
minimize interest rate risk,\15\ the Notes would have a maturity not to 
exceed 180 days. The Notes would not be redeemable by OCC prior to 
maturity, nor would they contain any provision for extension, renewal, 
automatic rollover or voluntary prepayment.
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    \15\ In this context, interest rate risk is the risk of 
dislocation between the interest OCC pays on the Notes and the 
interest that OCC would earn by holding the cash proceeds in its 
Federal Reserve bank account. Such dislocation could increase OCC's 
costs for maintaining the Commercial Paper Program.
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(1) Amendments to Rules
    In order to establish the Commercial Paper Program, OCC proposes to 
amend certain of its frameworks and policies that have been filed as 
rules with the Commission in order to (1) recognize the proceeds from 
the Commercial Paper Program as a qualifying liquid resource, (2) 
ensure that OCC maintains sufficient funds to repay the Notes as they 
expire by incorporating the Commercial Paper Program proceeds into how 
OCC sizes its Clearing Fund and providing that OCC may use the Clearing 
Fund to repay the Notes if Commercial Paper Program proceeds are used 
to cover losses or liquidity shortfalls in lieu of the Clearing Fund, 
(3) distinguish the Commercial Paper Program proceeds from other types 
of prefunded financial resources that OCC maintains, (4) address the 
role played by the placement dealers and the issuing and payment agent 
and how OCC monitors and manages its relationships with these 
supporting institutions, (5) allow for OCC to maintain the proceeds in 
one of its Federal Reserve Bank accounts, and (6) provide for the 
governance to use the proceeds in the event of a Clearing Member 
default.
(a) Qualifying Liquid Resources
    OCC proposes to amend OCC's Rules and LRMF to recognize the 
proceeds from the Commercial Paper Program as a qualifying liquid 
resource under OCC's overall liquidity plan. Specifically, OCC would 
define the term ``Commercial Paper Program'' in Rule 101 as OCC's 
program to raise prefunded qualifying liquid resources through the 
private placement of unsecured debt to institutional investors up to an 
amount approved by the Board, proceeds of which OCC would use 
exclusively to: (i) repay maturing notes issued under the Commercial 
Paper Program or (ii) cover losses or liquidity shortfalls in those 
situations in which the Clearing Fund may be used under Rule 1006. This 
provision recognizes the Board's authority to set a cap on the total 
amount of Commercial Paper that OCC is authorized to issue. As 
discussed above, the Board has initially approved the Commercial Paper 
Program for up to $1 billion, but OCC intends to begin issuing Notes in 
an amount less than the total authorized amount at the outset of the 
program.
    OCC would amend the LRMF to add the cash proceeds from the 
Commercial Paper Program as one of the liquidity resources that may 
comprise OCC's Base Liquidity Resources. The LRMF would further provide 
that OCC may count such proceeds as Base Liquidity Resources up to an 
amount approved by OCC's Board. This provision would allow the Board to 
establish a cap on the amount of Commercial Paper Program proceeds that 
may be counted towards OCC's Base Liquidity Resources to account for 
the staggering of maturities and the potential risk that a rollover of 
expiring Notes may not fund, in which case OCC may need to pivot to 
other sources of liquidity. For example, if the Notes were staggered 
into two $500 million tranches with 90-day maturities staggered by 45 
days, the Board may determine that up to $500 million of the total $1 
billion may be counted towards Base Liquidity Resources. OCC 
anticipates that the Board would initially provide that Commercial 
Paper Program proceeds may not exceed 5% of Base Liquidity Resources. 
Any Commercial Paper Program proceeds beyond the amount authorized as 
Base Liquidity Resources would be considered excess liquidity. Such 
excess would mitigate the risk that a failed rollover of expiring Notes 
may otherwise cause OCC's qualifying liquid resources to drop below the 
Cover 1 liquidity requirement. The LRMF would provide that factors the 
Board may consider in setting the amount of Commercial Paper Program 
proceeds that may be counted towards Base Liquidity Resources include, 
but are not limited to, OCC's current or anticipated liquidity needs, 
the total size of the Commercial Paper Program that the Board has 
authorized, the staggering of maturity dates to address rollover risk, 
the availability of other liquidity resources, and the size of the 
Clearing Fund.
    OCC would further amend the LRMF to address the Commercial Paper 
Program in the Framework's discussion of the tools available to OCC to 
increase its liquidity resources in response to changing business or 
market conditions. Currently, those tools include: (1) OCC's authority 
to temporarily increase the Clearing Fund Cash Requirement; \16\ (2) 
the uncommitted accordion feature that OCC endeavors to maintain in its 
syndicated bank credit facility that potentially allows OCC to borrow 
additional funds from its existing or new bank syndicated liquidity 
providers based on the willingness and ability of the syndicate members 
to fund the additional borrowing request; \17\ and (3) OCC authority 
under OCC Rule 609 to issue an intraday margin call based on a Clearing 
Member's forecasted settlement demands, including for settlement 
demands arising under OCC's accord with the National Securities 
Clearing Corporation (``NSCC'').\18\ To this list of tools, OCC would 
add that the Board may authorize

[[Page 34705]]

a Commercial Paper Program that allows OCC to obtain additional 
liquidity up to the amount approved by the Board. Similar to the 
accordion feature of the syndicated bank credit facility, OCC would 
note that its ability to secure additional proceeds up to that approved 
amount is subject to the ability of the dealers to place and the 
willingness of institutional investors to purchase any additional 
Notes. The LRMF currently notes that the process of obtaining 
additional liquidity through the accordion feature is expected to take 
a period of weeks. By comparison, OCC expects it can issue new debt and 
receive proceeds under the Commercial Paper Program on the same day.
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    \16\ See OCC Rule 1002(a)(i)(A).
    \17\ Exchange Act Release No. 88971, supra note 11, 85 FR at 
34258 n. 6 and accompanying text.
    \18\ See Exchange Act Release No. 99735 (Mar. 14, 2024), 89 FR 
19907 (Mar. 20, 2024) (SR-OCC-2023-007).
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    OCC would also amend its RWD Plan to recognize the Commercial Paper 
Program proceeds as a tool to address liquidity shortfalls, similar to 
the Clearing Fund Cash Requirement and the facilities, among other 
tools. The RWD Plan would be further amended to include an overview of 
the Commercial Paper Program that summarizes: (i) the material terms of 
the program, as discussed above; (ii) the Rules governing how OCC 
considers the Commercial Paper Program proceeds when determining the 
minimum size of its Clearing Fund, how OCC may use the cash proceeds as 
a qualifying liquid resource in the same manner in the same scenarios 
in which OCC is authorized to use the Clearing Fund under OCC Rule 
1006(a), and how OCC may utilize its Clearing Fund to recover losses 
covered through the use of such proceeds, as discussed below; and (iii) 
the benefits of the Commercial Paper Program in terms of providing a 
prefunded qualifying liquid resource, as well as how OCC would manage 
rollover risk through the staggered issuance of Notes. OCC would also 
make certain conforming edits to the sections addressing OCC's 
management of risks including credit, custody and investment risks to 
reflect prior proposed rule changes concerning OCC's management of 
investment risk.\19\ Specifically, OCC would revise the RWD Plan to 
reflect that under OCC Rule 1006(c) and (f), OCC may use the Clearing 
Fund to make good losses or liquidity shortfalls caused by the failure 
of an investment counterparty to perform any obligation to OCC when due 
with respect to the investment of Clearing Member cash margin (e.g., a 
counterparty in which OCC has invested margin cash through overnight 
reverse repurchase agreements).
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    \19\ See Exchange Act Release No. 94304 (Feb. 24, 2022), 87 FR 
11776 (Mar. 2, 2022) (SR-OCC-2021-014) (approving amendments to OCC 
Rule 1006 to add ``investment counterparties'' with whom OCC has 
invested cash margin to the list of counterparties whose failure may 
occasion use of the Clearing Fund).
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(b) Clearing Fund
    In order to ensure that OCC maintains sufficient funds to repay the 
Notes as they expire, even if OCC uses the proceeds from the Commercial 
Paper Program to meet settlement demands in the event of a Clearing 
Member's default, OCC would amend Rule 1001(b) (Minimum Clearing Fund 
Size). Rule 1001(b) currently provides that the floor for the sizing of 
the Clearing Fund will be no less than 110% of the size of OCC's 
committed facilities plus the Clearing Fund Cash Requirement. OCC would 
amend Rule 1001(b) to add the proceeds from the Commercial Paper 
Program approved by the Board as Base Liquidity Resources to that list 
for purposes of calculating the minimum Clearing Fund size.\20\ If OCC 
incurred a loss in a Clearing Member default, existing Rule 1006 
authorizes OCC to charge such loss to the Clearing Fund. Accordingly, 
including the Commercial Paper Program proceeds authorized as Base 
Liquidity Resources when calculating the minimum Clearing Fund size 
helps ensure OCC maintains funds to cover such losses, like OCC does 
for its existing committed facilities. Because OCC plans to replace 
existing liquidity from its non-bank liquidity facility with Commercial 
Paper proceeds, the net effect on the calculation of the Minimum 
Clearing Fund Size would be zero. In any event, the Minimum Clearing 
Fund Size is not expected to determine the actual Clearing Fund size. 
Since the adoption of OCC's current Clearing Fund methodology in 2018, 
the Clearing Fund size has never been driven by the Minimum Clearing 
Fund Size.\21\
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    \20\ Separately, OCC also proposes to remove Interpretation and 
Policy (``I&P'') .01 to Rule 1001. That I&P provides that the 
provision of Rule 1001(a) that limits the Clearing Fund size from 
decreasing by more than five percent from the prior month will not 
take effect until one month following the adoption of Rule 1001. 
Rule 1001 took effect on September 1, 2018, following the SEC's 
approval of that Rule. See Exchange Act Release No. 83735 (July 27, 
2018), 83 FR 37855, 37856 n.6 (Aug. 2, 2018) (SR-OCC-2018-008). 
Accordingly, I&P .01 to Rule 1001 is no longer relevant and may be 
deleted.
    \21\ As of December 31, 2024, the Minimum Clearing Fund Size was 
$15.95 billion. However, the actual Clearing Fund size as of that 
date was $18.49 billion, driven by stress test scenarios (``Sizing 
Stress Tests'') in accordance with OCC Rule 1001(a). The Clearing 
Fund size may not decrease by more than 5% from the prior month. 
Accordingly, only a sustained reduction in shortfalls over an 
extended period would reduce OCC's Clearing Fund to the Minimum 
Clearing Fund size.
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    In connection with this change to Rule 1001, OCC would also amend 
OCC Rule 101 to define the term ``Base Liquidity Resources,'' which is 
not a term currently used in the OCC Rules. The Liquidity Risk 
Management Framework currently defines that term as ``[t]he amount of 
committed liquidity resources maintained at all times by OCC to meet 
its minimum Cover 1 liquidity resource requirements under the 
applicable regulations.'' To better reflect the prefunded nature of the 
Commercial Paper Program proceeds, as well as the Clearing Fund Cash 
Requirement, OCC proposes to define that term in Rule 101 as the amount 
of qualifying liquid resources that OCC maintains at all times to meet 
its regulatory requirements. OCC would make the same change to the 
definition of the term ``Base Liquidity Resources'' in the LRMF and in 
the Executive Summary, as well as reference the definition in Rule 101. 
OCC would also amend the monthly Clearing Fund size computation and the 
associated definition for ``Minimum Clearing Fund Size'' in its 
Clearing Fund Methodology Policy to reflect the addition of Commercial 
Paper Program proceeds up to the amount approved by the Board as Base 
Liquidity Resources in the calculation of the minimum size of the 
Clearing Fund. Similar changes would also be applied to the 
articulation of that calculation in OCC's CST Methodology Description 
and RWD Plan.
    OCC also proposes to amend Rule 1006 (Purpose and Use of Clearing 
Fund) to ensure OCC's authority to use the Clearing Fund to make good 
losses or expenses that it suffers or provide liquidity to OCC as a 
result of OCC's use of the Commercial Paper Program proceeds for any of 
the purposes under Rule 1006. In connection with this change, OCC 
proposes to restate Rule 1006(a) (Conditions for Clearing Fund Use) for 
clarity. Specifically, OCC proposes to:

    <bullet> Subdivide and renumber existing clauses (i) through (viii) 
into numbered paragraphs, consolidated and restated as addressed below.
    <bullet> Consolidate under paragraphs (A) through (E) of proposed 
Rule 1006(a)(1) the conditions related to losses arising most directly 
from a Clearing Member default and OCC's default management currently 
found in existing clauses (i), (ii), (iv), (v) and (vi) of Rule 
1006(a), respectively. Current clause (vii), which covers any other 
required payments or performance by a Clearing Member, would be 
addressed at the outset of proposed Rule 1006(a)(1) by noting that the 
Clearing Member performance obligations listed in that paragraph are 
without limitation.

[[Page 34706]]

    <bullet> Consolidate the provisions related to a Clearing Fund 
borrowing currently found in the first and second sentences of current 
OCC Rule 1006(a) into OCC Rule 1006(a)(2).
    <bullet> Renumber existing clause (iii)--related to Guaranty 
Substitution Payments--as proposed Rule 1006(a)(3). Proposed Rule 
1006(a)(3) would be further amended to ensure parallel construction 
with the other paragraphs under Rule 1006(a) and to correct a 
typographical error.
    <bullet> Renumber existing clause (viii)--related to the failure of 
any bank, securities or commodities clearing organization, or 
investment counterparty to perform its obligation to OCC when due--as 
proposed Rule 1006(a)(4). Proposed Rule 1006(a)(4) would be further 
amended to ensure parallel construction with the other paragraphs under 
Rule 1006(a), correct a grammatical error, and abbreviate a cross 
reference to another paragraph under Rule 1006.
    <bullet> Include as Rule 1006(a)(5) the new authority related to 
use of the Clearing Fund with respect to the Commercial Paper Program.
    <bullet> Remove unnecessary verbiage at the beginning of the last 
sentence of current Rule 1006(a), which would be renumbered as proposed 
Rule 1006(a)(6).
    <bullet> Amend cross references in Rule 1006(h) to the current 
clauses under Rule 1006(a) to reflect the proposed paragraph structure.
(c) Prefunded Financial Resources
    OCC proposes to further amend the Clearing Fund Methodology Policy 
to exclude Commercial Paper Program proceeds from the definition of 
``Pre-Funded Financial Resources,'' as that term is used in that 
policy. The policy uses that term when measuring financial resources 
against stress test scenarios for purposes of monitoring the adequacy 
of OCC's financial resources to satisfy its regulatory obligations to 
maintain financial resources sufficient to withstand a default by the 
two CMO Groups \22\ to which it has the largest aggregate credit 
exposures in extreme but plausible market conditions (a ``Cover 2'' 
credit requirement).\23\ That definition currently encompasses the 
margin of the defaulting Clearing Member and the Clearing Fund, less 
any deficits. The definition excludes certain resources, such as OCC's 
assessment powers (i.e., Clearing Member resources that OCC can call 
upon, but are not pre-funded) \24\ and OCC's own resources that it has 
committed to cover default losses (i.e., ``skin-in-the-game''),\25\ 
which OCC does not use when sizing or monitoring the adequacy of its 
Clearing Fund. While the Commercial Paper Program proceeds would be 
prefunded and maintained in a Federal Reserve Bank account, OCC would 
rely on the Clearing Fund to cover any loss associated with the use of 
those proceeds. Accordingly, since the Clearing Fund is already 
included in the definition, OCC proposes to exclude the Commercial 
Paper Program proceeds from its definition of Pre-Funded Financial 
Resources (which as noted above relates to OCC's Cover 2 monitoring).
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    \22\ ``CMO Group'' refers to the legal entity that is the 
Clearing Member and any other affiliate entities that control, are 
controlled by, or under common control with the Clearing Member.
    \23\ See, e.g., 17 CFR 17ad-22(e)(4)(ii); 17 CFR 39.33(a)(1). 
OCC has not been designated a covered clearing agency that is 
systemically important in multiple jurisdictions or involved in 
activities that have a more complex profile. However, OCC has 
voluntarily opted to adopt a Cover 2 credit requirement as a covered 
clearing agency and a DCO that has elected to become a subpart C 
DCO. See Exchange Act Release No. 83406 (June 11, 2018), 83 FR 
28018, 28021 (June 15, 2018) (SR-OCC-2018-008).
    \24\ See OCC Rule 1006(h).
    \25\ See, e.g., Exchange Act Release No. 92038 (May 27, 2021), 
86 FR 29861 (June 3, 2021) (SR-OCC-2021-003) (approving changes to 
establish a persistent minimum amount of skin-in-the-game).
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    OCC also proposes to amend its Capital Management Policy to 
distinguish the Commercial Paper Program proceeds from OCC's liquid net 
assets funded by equity (``LNAFBE'').\26\ The Capital Management Policy 
requires OCC to monitor OCC's LNAFBE for purposes of ensuring that OCC 
maintains sufficient funds to cover potential general business losses 
so that OCC can continue operations and services as a going concern if 
those losses materialize. However, the proceeds of the Commercial Paper 
Program would be used exclusively to address liquidity shortfalls 
arising from a Clearing Member default or other situation in which OCC 
may borrow or otherwise obtain funds using its Clearing Fund under OCC 
Rule 1006 and would not be used as working capital or to cover general 
business losses. Accordingly, OCC would exclude the cash proceeds of 
the Commercial Paper Program from the Capital Management Policy's 
definition of LNAFBE. This exclusion is consistent with the current 
exclusion of the Minimum Corporate Contribution, which is OCC cash 
maintained exclusively as skin-in-the-game to cover default losses or 
liquidity shortfalls.
---------------------------------------------------------------------------

    \26\ Currently, the Capital Management Policy defines LNAFBE as 
the level of cash and cash equivalents, no greater than Equity, less 
any approved adjustments (e.g., agency-related liabilities such as 
Section 31 fees held by OCC and the Minimum Corporate Contribution).
---------------------------------------------------------------------------

(d) Supporting Institutions
    OCC also proposes to make certain other changes to its LRMF and 
TPRMF to clarify and distinguish its relationship with the dealers, 
agents and Noteholders under OCC's Commercial Paper Program from its 
existing relationship with liquidity providers under OCC's committed 
facilities. Specifically, those frameworks currently address OCC's 
exposure to liquidity providers in terms of the risk that those 
institutions would fail to perform their obligations to fund a draw 
under the contractual terms of their committed agreements with OCC. 
However, these risks would not be present under the Commercial Paper 
Program because the Commercial Paper Program proceeds would be 
prefunded and maintained by OCC in its Federal Reserve account, 
available to address losses or liquidity shortfalls without the need to 
draw on a committed arrangement. Accordingly, OCC would amend the LRMF 
and TPRMF to clarify that existing references to ``liquidity 
providers'' for purposes of monitoring and managing third-party risk 
are limited to the liquidity providers under OCC's committed 
facilities, not the dealers, agents or Noteholders under OCC's 
Commercial Paper Program. Specifically, OCC proposes to amend the LRMF 
and TPRMF to clarify that the definition of ``liquidity provider'' and 
existing provisions about the on-boarding, ongoing monitoring and off-
boarding of liquidity providers, as that term is used therein or 
proposed to be defined, are limited to liquidity providers under OCC's 
committed facilities (i.e., counterparties providing liquidity to OCC 
under a committed line of credit or committed repurchase agreement), as 
is OCC's current practice. Such provisions would not extend to the 
Commercial Paper dealers, agent or Noteholders.
    Instead, OCC proposes to add a separate section to the LRMF that 
would describe OCC's relationship with those institutions supporting 
OCC's Commercial Paper Program. That section would note that OCC 
maintains relationships with placement dealers and an issuing and 
paying agent to support the Commercial Paper Program, and that the 
dealers' role is to effect the private placement of the Notes to the 
noteholders, while the issuing and paying agent acts as OCC's agent in 
connection with the issuance and payment of principal and interest on 
the Notes. The LRMF would further note that unlike OCC's relationship 
with

[[Page 34707]]

liquidity providers under OCC's committed facilities, OCC is not 
reliant on the dealers or agent to execute a draw to meet same-day 
settlement obligations, as discussed above. In addition, the LRMF would 
provide that OCC would monitor and manage its relationship with the 
dealers and issuing and paying agent as ``Financial Institutions'' 
under the TPRMF, as that term is defined therein.
    OCC would also amend the TPRMF to address how OCC monitors and 
manages its relationship with the dealers and issuing and paying agent. 
Specifically, OCC would amend the TPRMF to include the dealers and 
agent, and the role they play in supporting OCC's Commercial Paper 
Program, within the scope of Financial Institutions, which currently 
includes OCC's relationships with Clearing Banks, custodians, liquidity 
providers and investment counterparties. As such, the on-boarding and 
ongoing monitoring of such relationships would be subject to existing 
governance through OCC's Credit and Liquidity Risk Working Group 
(``CLRWG''), a cross-functional group comprised of representatives from 
relevant OCC business units including Treasury, Stress Testing and 
Liquidity, Collateral and Third-Party Risk Management. OCC believes 
that CLRWG is the appropriate internal working group for reviewing 
these relationships given its existing role in managing OCC's liquidity 
risks, resources and relationships.
(e) Federal Reserve Account
    OCC also proposes to amend its Rules and the Cash and Investment 
Management Policy to allow for the Commercial Paper Program proceeds to 
be held in one of its Federal Reserve Bank accounts. As part of OCC's 
designation as a systemically important financial market utility 
(``SIFMU'') by the Financial Stability Oversight Council (``FSOC'') on 
July 18, 2012, OCC is eligible pursuant to Section 806 of Title VIII of 
the Dodd-Frank Act to request the use of certain accounts and services 
of Federal Reserve Banks.\27\ OCC has been approved by the Board of 
Governors of the Federal Reserve System to maintain a Federal Reserve 
Bank account to hold, among other things, cash deposits from its 
Clearing Members to satisfy margin, Clearing Fund requirements, and 
OCC's corporate funds.\28\ However, I&P .04 to OCC Rule 1002 and OCC 
Rule 604B impose certain restrictions on the manner in which OCC must 
hold Clearing Fund contributions and margin assets.\29\ Consistent with 
these requirements, OCC's Federal Reserve Bank account in which it 
would maintain the Commercial Paper Program proceeds currently is 
limited to Clearing Fund contributions and certain non-customer cash 
margin assets.\30\
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    \27\ 12 U.S.C. 5465.
    \28\ See Federal Reserve Bank of Chicago authorization to 
provide accounts and services to Options Clearing Corporation and 
Chicago Mercantile Exchange, Inc., in accordance with the Dodd-Frank 
Act and Regulation HH, approved March 15, 2016 (<a href="https://www.federalreserve.gov/releases/h2/20160319/h2.pdf">https://www.federalreserve.gov/releases/h2/20160319/h2.pdf</a>). OCC has also 
been approved to maintain two additional accounts to serve as 
customer segregated accounts as defined under Section 4d of the 
Commodity Exchange Act. Since these accounts are segregated margin 
accounts, the change discussed herein does not impact these 
accounts.
    \29\ See OCC Rule 604B(c) (providing authority to commingle 
funds held by the Corporation as non-customer margin assets in a 
Federal Reserve bank account with cash Clearing Fund contributions); 
OCC Rule 1002, I&P .04 (providing authority to commingle cash 
Clearing Fund contributions in a Federal Reserve bank account with 
non-customer margin assets).
    \30\ See Exchange Act Release No. 90100 (Oct. 6, 2020), 85 FR 
64603 (Oct. 13, 2020) (SR-OCC-2020-010) (approving proposed rule 
changes to allow OCC to commingle certain non-customer margin assets 
with Clearing Fund contributions in OCC's Federal Reserve bank 
account).
---------------------------------------------------------------------------

    To safeguard the prefunded cash proceeds from the Commercial Paper 
Program, OCC proposes to amend I&P .04 to OCC Rule 1002 and OCC Rule 
604B(c)(2) to allow OCC to maintain the Commercial Paper Program 
proceeds in the same Federal Reserve Bank account as the Clearing Fund 
cash and non-customer cash margin. Like the cash Clearing Fund 
contributions, the Commercial Paper Program proceeds are funds that OCC 
would use exclusively to manage a Clearing Member default or other 
event for which OCC is authorized to use Clearing Fund deposits under 
OCC Rule 1006. In addition, OCC believes that the ability to hold the 
Commercial Paper Program proceeds in its Federal Reserve bank account 
would be consistent with Commission rules for covered clearing agencies 
that encourage the use of central bank services to conduct money 
settlements,\31\ custody qualifying liquid resources,\32\ and enhance 
management of liquidity risk.\33\ Accordingly, OCC believes holding 
these funds together with the Clearing Fund cash in a Federal Reserve 
Bank account is both prudent and supported by applicable regulatory 
requirements. OCC intends to establish a subaccount under its master 
Federal Reserve Bank account to segregate the Commercial Paper Program 
proceeds from other funds maintained in the master account.
---------------------------------------------------------------------------

    \31\ 17 CFR 240.17ad-22(e)(9).
    \32\ 17 CFR 240.17ad-22(a) (``Qualifying liquid resources'').
    \33\ 17 CFR 240.17ad-22(e)(7)(iii).
---------------------------------------------------------------------------

    In connection with the above changes to OCC's Rules, OCC would also 
amend its Cash and Investment Management Policy. Specifically, OCC 
would update that policy to recognize the Commercial Paper Program 
proceeds would be a form of OCC cash, as opposed to Clearing Member 
cash. As defined in the Cash and Investment Management Policy, OCC's 
cash includes, among other things, working capital cash related to 
future operating costs, inclusive of financial resources held to meet 
liquidity and resiliency requirements. In contrast, Clearing Member 
cash is cash received from and held by OCC on behalf of its Clearing 
Members, including Clearing Fund cash, margin cash, cash held in 
liquidating settlement accounts, proceeds from OCC's liquidity 
facilities, and investments made with Clearing Member cash. Since the 
Commercial Paper Program proceeds are obtained through OCC's issuance 
of unsecured debt, such proceeds are a form of OCC cash. However, 
unlike other OCC cash, which OCC maintains at creditworthy commercial 
banks and may invest in Government securities through reverse 
repurchase agreements with investment counterparties, the policy would 
provide that the Commercial Paper Program proceeds would be held 
exclusively at a Federal Reserve Bank and would not be invested. The 
policy would further provide that interest earned on Commercial Paper 
Program proceeds held at a Federal Reserve Bank will accrue to the 
benefit of OCC. Such accrued interest would help to partially offset 
OCC's costs to issue the interest-bearing Notes.
(f) Default Management
    OCC also proposes to amend its Default Management Policy to provide 
for the governance process for using Commercial Paper Program proceeds 
in the event of a Clearing Member suspension, settlement bank failure, 
or other situation in which OCC may need to draw upon its Clearing Fund 
to cover losses or liquidity shortfalls. In such events, the policy 
provides that the Chairman, Chief Executive Officer (``CEO'') or Chief 
Operating Officer (``COO'') have authority under OCC Rule 1006 to 
authorize OCC's Treasury office within its Finance Department to draw 
on OCC's committed liquidity facilities or borrow cash deposits 
maintained in the Clearing Fund as necessary. In actuality, OCC Rule 
1006(f)(2)(A)(iii) currently provides that OCC may use funds it takes 
possession of under Rule 1006(f) to borrow or

[[Page 34708]]

otherwise obtain funds through any means determined to be reasonable at 
the discretion of the Chairman, CEO or COO. OCC's Office of the Chief 
Executive Officer (``OCEO''), currently comprised of the CEO and COO, 
has already determined that drawing on an existing committed liquidity 
facility or borrowing Clearing Fund cash deposits are reasonable means 
to borrow or otherwise obtain funds under Rule 1006 in such events. The 
Default Management Policy would be amended to note this determination, 
in place of the current statement about what OCC Rule 1006 authorizes.
    With respect to approving a particular borrowing or draw, OCC would 
further amend the Default Management Policy to provide that the OCEO, 
OCC's Chief Financial Risk Officer (``CFRO''), Chief Risk Officer 
(``CRO''), or their delegates may authorize OCC's Treasury, a business 
unit within the Finance Department, to initiate a draw from OCC's 
committed facilities or borrow cash deposits maintained in the Clearing 
Fund to meet settlement obligations. OCC believes that expanding the 
universe of the senior managers or their delegates who are authorized 
to approve such measures is prudent to mitigate the operational risk 
that one or more of those individuals would not be available to approve 
such a time-sensitive request. If those individuals were unavailable to 
approve the request, OCC may not be able to obtain the funds in a 
timely enough manner and may need to extend settlement obligations 
under OCC Rule 505. In addition, OCC would amend the Default Management 
policy to provide that the same individuals would have the authority to 
approve the use of Commercial Paper Program proceeds in such 
situations. The Default Management Policy would further provide that 
any other means of borrowing or otherwise obtaining funds requires 
approval from the Chairman, CEO or COO, consistent with the 
determination required under OCC Rule 1006(f).
(g) Administrative Changes
    OCC also proposes to make certain non-substantive changes and 
corrections to its rules for clarity, including:

    <bullet> OCC would add titles (i.e., ``Clearing Fund Cash 
Requirement,'' ``Commercial Paper Program'' and ``Committed 
Facilities'') to the descriptions in a list of qualifying liquid 
resources that count as Base Liquidity Resources in the LRMF.
    <bullet> OCC would correct a cross-reference to the definition of 
the term ``qualifying liquid resources'' in the LRMF to conform with 
amendments to the Covered Clearing Agency Standards that removed the 
numbering of definitions under Exchange Act Rule 240.17Ad-22(a).\34\
---------------------------------------------------------------------------

    \34\ See Exchange Act Release No. 99149 (Dec. 13, 2023), 89 FR 
2714, 2829 (S7-23-22).
---------------------------------------------------------------------------

    <bullet> Where the LRMF, TPRMF or Cash and Investment Management 
Policy define terms at an earlier point in the document, OCC would 
carry those defined terms through the remainder of the document, as 
appropriate.
    <bullet> Consistent with respect to other policies and 
frameworks,\35\ OCC would remove the version number from the Cash and 
Investment Management Policy. Such version numbers do not constitute a 
rule and are instead reflected in an internal system of record that OCC 
uses to manage its policy governance.
---------------------------------------------------------------------------

    \35\ See Exchange Act Release No. 93436 (Oct. 27, 2021), 86 FR 
60499, 60501 (Nov. 2, 2021) (SR-OCC-2021-010)
---------------------------------------------------------------------------

2. Statutory Basis
    OCC believes the proposed rule change is consistent with Section 
17A of the Exchange Act \36\ and Rule 17Ad-22(e)(7) \37\ and 17Ad-
22(e)(16) \38\ thereunder. Section 17A(b)(3)(F) of the Act \39\ 
requires, among other things, that OCC's rules must be designed to 
promote the prompt and accurate clearance and settlement of securities 
transactions, assure the safeguarding of securities and funds which are 
in the custody or control of OCC or for which it is responsible, and, 
in general, protect investors and the public interest.\40\ OCC believes 
that the proposal is designed to assure the safeguarding and security 
of the Commercial Paper Program proceeds because OCC proposes to 
safeguard such funds by maintaining them in its Federal Reserve Bank 
account to mitigate custody risk, thereby helping to ensure that the 
funds will be available to address a liquidity shortfall during a 
Clearing Member default or other similar liquidity demands. By 
maintaining sufficient qualifying liquid resources to meet such 
liquidity demands, OCC also believes that the proposed changes are 
designed to promote the prompt and accurate clearance and settlement of 
securities transactions by mitigating the risk that OCC would exercise 
its authority to extend settlement obligations. Such an extension of 
settlement could have downstream impacts on its participants and the 
markets OCC serves, including the potential impact OCC's failure to 
make settlement could have on the ability of other market participants 
to meet their own financial obligations. As FSOC concluded when it 
designated OCC as a SIFMU under Title VIII of the Dodd-Frank Act,\41\ 
``a failure of or a disruption to OCC could increase the risk of 
significant liquidity or credit problems spreading among financial 
institutions or markets and thereby threaten the stability of the 
financial system of the United States.'' \42\ Instability within the 
U.S. financial system may result in losses for investors and costs for 
the general public. OCC believes that by helping ensure that OCC has 
sufficient qualifying liquid resources to meet its liquidity demands, 
the proposed changes mitigate systemic risk that could threaten the 
stability of the broader financial system. For these reasons, the 
proposed changes to OCC's rules are reasonably designed to promote the 
prompt and accurate clearance and settlement of securities 
transactions, assure the safeguarding of securities and funds which are 
in OCC's custody or control or for which it is responsible, and protect 
investors and the public interest in accordance with Section 
17A(b)(3)(F) of the Act.\43\
---------------------------------------------------------------------------

    \36\ 15 U.S.C. 78q-1.
    \37\ 17 CFR 240.17ad-22(e)(7).
    \38\ 17 CFR 240.17ad-22(e)(16).
    \39\ 15 U.S.C. 78q-1(b)(3)(F).
    \40\ 15 U.S.C. 78q-1(b)(3)(F).
    \41\ 12 U.S.C. 5463.
    \42\ FSOC Annual Report (2012), Appendix A at 187, available at 
<a href="https://home.treasury.gov/system/files/261/2012-Appendix-A-Designation-of-Systemically-Important-Market-Utilities.pdf">https://home.treasury.gov/system/files/261/2012-Appendix-A-Designation-of-Systemically-Important-Market-Utilities.pdf</a>.
    \43\ Id.
---------------------------------------------------------------------------

    Rule 17Ad-22(e)(7)(i) requires that OCC establish, implement, 
maintain and enforce written policies and procedures reasonably 
designed to maintain sufficient liquid resources at the minimum in all 
relevant currencies to effect same-day and, where appropriate, intraday 
and multiday settlement of payment obligations with a high degree of 
confidence under a wide range of foreseeable stress scenarios that 
includes, but is not limited to, the default of the participant family 
that would generate the largest aggregate payment obligation for the 
covered clearing agency in extreme but plausible market conditions.\44\ 
As described above, the proposed change would allow OCC to establish 
its Commercial Paper Program, which would in turn help provide OCC with 
a prefunded qualifying liquid resource that would enable it to continue 
to meet its obligations in a timely manner and address OCC's liquidity 
demands under stressed or volatile market conditions. Accordingly, OCC 
believes that the proposed changes are consistent with Exchange Act 
Rule 17Ad-22(e)(7)(i).\45\
---------------------------------------------------------------------------

    \44\ 17 CFR 240.17ad-22(e)(7)(i).
    \45\ Id.

---------------------------------------------------------------------------

[[Page 34709]]

    Exchange Act Rule 17Ad-22(e)(7) \46\ also promotes the use of 
central bank services by a covered clearing agency to conduct money 
settlements. Specifically, Exchange Act Rule 17Ad-22(e)(7)(ii) requires 
OCC to establish, implement, maintain and enforce written policies and 
procedures reasonably designed to hold qualifying liquid resources 
sufficient to satisfy its Cover 1 liquidity requirement in the currency 
for which OCC has payment obligations owed to Clearing Members.\47\ 
Exchange Act Rule 17Ad-22(a) defines ``qualifying liquid resources'' to 
include, among other things, cash held at the central bank of 
issue.\48\ In addition, Exchange Act Rule 17Ad-22(e)(7)(iii) requires 
OCC to establish, implement, maintain and enforce written policies and 
procedures reasonably designed to use its access to accounts and 
services at a Federal Reserve Bank when available and where determined 
to be practical by OCC's Board to enhance its management of liquidity 
risk.\49\ OCC proposes to maintain the proceeds of the Commercial Paper 
Program in U.S. dollars, the currency in which OCC conducts its 
settlements, held in a Federal Reserve Bank account along with other 
qualifying liquid resources. Accordingly, OCC believes that the 
proposal is consistent with Exchange Act Rules 17Ad-22(e)(7)(ii) and 
(iii).\50\
---------------------------------------------------------------------------

    \46\ 17 CFR 240.17ad-22(e)(7).
    \47\ 17 CFR 240.17ad-22(e)(7)(ii).
    \48\ 17 CFR 240.17ad-22(a) (``Qualifying liquid resources'').
    \49\ 17 CFR 240.17ad-22(e)(7)(iii).
    \50\ 17 CFR 240.17ad-22(e)(7)(ii), (iii).
---------------------------------------------------------------------------

    Exchange Act Rule 17Ad-22(e)(16) requires OCC to establish, 
implement, maintain, and enforce written policies and procedures 
reasonably designed to safeguard its own and its participants' assets, 
minimize the risk of loss and delay in access to these assets, and 
invest such assets in instruments with minimal credit, market, and 
liquidity risks.\51\ In adopting Exchange Rule 17Ad-22(e)(16),\52\ the 
Commission stated that in satisfying the requirements a covered 
clearing agency should consider, among other things: (i) whether it 
holds its own and its participants' assets at supervised and regulated 
entities that have robust accounting practices, safekeeping procedures, 
and internal controls that fully protect these assets; (ii) whether it 
has prompt access to its assets and the assets provided by 
participants, when required; and (iii) whether it evaluates and 
understands its exposures to its custodian banks, taking into account 
the full scope of its relationships with each.\53\ As discussed above, 
OCC believes that the proposed changes are consistent with these 
considerations by requiring OCC to hold the Commercial Paper Program 
proceeds as qualifying liquid resources in one of its Federal Reserve 
Bank accounts, thereby mitigating the custody risk of maintaining such 
assets.
---------------------------------------------------------------------------

    \51\ 17 CFR 240.17ad-22(e)(16).
    \52\ Id.
    \53\ See Exchange Act Release No. 34-78961, 81 FR at 70786 at 
70837 (Oct. 13, 2016).
---------------------------------------------------------------------------

    For those reasons, OCC believes that the proposal is consistent 
with Rule 17Ad-22(e)(7) and (e)(16) under the Exchange Act.\54\
---------------------------------------------------------------------------

    \54\ 17 CFR 240.17ad-22(e)(7), (16).
---------------------------------------------------------------------------

(B) Clearing Agency's Statement on Burden on Competition

    Section 17A(b)(3)(I) of the Exchange Act \55\ requires that the 
rules of a clearing agency not impose any burden on competition not 
necessary or appropriate in furtherance of the purposes of the Act. OCC 
does not believe that the proposal would impose any burden on 
competition because the proposed changes would not inhibit access to 
OCC's services in any way and would not disadvantage or favor any 
particular user in relation to another user. The proposed changes to 
OCC's rules, including the filed frameworks and policies discussed 
herein, would apply equally to all users of OCC's services. 
Accordingly, OCC does not believe that the proposed rule changes would 
have any impact or impose a burden on competition.
---------------------------------------------------------------------------

    \55\ 15 U.S.C. 78q-1(b)(e)(I).
---------------------------------------------------------------------------

(C) Clearing Agency's Statement on Comments on the Proposed Rule Change 
Received From Members, Participants or Others

    Written comments were not and are not intended to be solicited with 
respect to the proposed change and none have been received.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    Within 45 days of the date of publication of this notice in the 
Federal Register or within such longer period up to 90 days (i) as the 
Commission may designate if it finds such longer period to be 
appropriate and publishes its reasons for so finding or (ii) as to 
which the selfregulatory organization consents, the Commission will:

(A) by order approve or disapprove such proposed rule change, or

(B) institute proceedings to determine whether the proposed rule change 
should be disapproved.

    The proposal shall not take effect until all regulatory actions 
required with respect to the proposal are completed.

IV. Solicitation of Comments

    Interested persons are invited to submit written data, views and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules-regulations/self-regulatory-organization-rulemaking">https://www.sec.gov/rules-regulations/self-regulatory-organization-rulemaking</a>); 
or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#156760797038767a7878707b6166556670763b727a63"><span class="__cf_email__" data-cfemail="f587809990d8969a9898909b8186b5869096db929a83">[email&#160;protected]</span></a>. Please include 
file number SR-OCC-2026-004 on the subject line.

Paper Comments:

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549.

All submissions should refer to file number SR-OCC-2026-004. This file 
number should be included on the subject line if email is used. To help 
the Commission process and review your comments more efficiently, 
please use only one method of submission. The Commission will post all 
comments on the Commission's internet website (<a href="https://www.sec.gov/rules-regulations/self-regulatory-organization-rulemaking">https://www.sec.gov/rules-regulations/self-regulatory-organization-rulemaking</a>). Copies of 
the filing will be available for inspection and copying at the 
principal office of OCC and on OCC's website at <a href="https://www.theocc.com/Company-Information/Documents-and-Archives/By-Laws-and-Rules">https://www.theocc.com/Company-Information/Documents-and-Archives/By-Laws-and-Rules</a>.
    Do not include personal identifiable information in submissions; 
you should submit only information that you wish to make available 
publicly. We may redact in part or withhold entirely from publication 
submitted material that is obscene or subject to copyright protection.
    All submissions should refer to file number SR-OCC-2026-004 and 
should be submitted on or before June 29, 2026.


[[Page 34710]]


    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\56\
---------------------------------------------------------------------------

    \56\ 17 CFR 200.30-3(a)(12).
---------------------------------------------------------------------------

Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2026-11384 Filed 6-5-26; 8:45 am]
BILLING CODE 8011-01-P


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Indexed from Federal Register on June 8, 2026.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.