Proposed Rule2026-09156

Revising Definitions of “Adjudicated as a Mental Defective” and “Committed to a Mental Institution”

Primary source

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Published
May 8, 2026

Issuing agencies

Justice DepartmentAlcohol, Tobacco, Firearms, and Explosives Bureau

Abstract

The Bureau of Alcohol, Tobacco, Firearms, and Explosives ("ATF") proposes amending Department of Justice ("Department") regulations to update the definitions of "adjudicated as a mental defective" and "committed to a mental institution."

Full Text

<html>
<head>
<title>Federal Register, Volume 91 Issue 89 (Friday, May 8, 2026)</title>
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<body><pre>
[Federal Register Volume 91, Number 89 (Friday, May 8, 2026)]
[Proposed Rules]
[Pages 25166-25187]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-09156]


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DEPARTMENT OF JUSTICE

Bureau of Alcohol, Tobacco, Firearms, and Explosives

27 CFR Part 478

[Docket No. ATF-2026-0337; ATF No. 2025R-24P]
RIN 1140-AB04


Revising Definitions of ``Adjudicated as a Mental Defective'' and 
``Committed to a Mental Institution''

AGENCY: Bureau of Alcohol, Tobacco, Firearms, and Explosives, 
Department of Justice.

ACTION: Notice of proposed rulemaking.

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SUMMARY: The Bureau of Alcohol, Tobacco, Firearms, and Explosives 
(``ATF'') proposes amending Department of Justice (``Department'') 
regulations to update the definitions of ``adjudicated as a mental 
defective'' and ``committed to a mental institution.''

DATES: Comments must be submitted in writing, and must be submitted on 
or before (or, if mailed, must be postmarked on or before) August 6, 
2026. Commenters should be aware that the federal e-rulemaking portal 
comment system will not accept comments after midnight Eastern Time on 
the last day of the comment period.

ADDRESSES: You may submit comments, identified by RIN 1140-AB04, by 
either of the following methods--
    <bullet> Federal e-rulemaking portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>. 
Follow the instructions for submitting comments.
    <bullet> Mail: ATF Rulemaking Comments; Mail Stop 6N-518, Office of 
Regulatory Affairs; Enforcement Programs and

[[Page 25167]]

Services; Bureau of Alcohol, Tobacco, Firearms, and Explosives; 99 New 
York Ave. NE, Washington, DC 20226; ATTN: RIN 1140-AB04.
    Instructions: All submissions must include the agency name and 
number (RIN 1140-AB04) for this notice of proposed rulemaking (``NPRM'' 
or ``proposed rule''). ATF may post all properly completed comments 
received from either of the methods described above, without change, to 
the federal e-rulemaking portal, <a href="https://www.regulations.gov">https://www.regulations.gov</a>. This 
includes any personally identifying information (``PII'') or business 
proprietary information (``PROPIN'') submitted in the body of the 
comment or as part of a related attachment they want posted. Commenters 
who submit through the federal e-rulemaking portal and do not want any 
of their PII posted on the internet should omit it from the body of 
their comment and any uploaded attachments that they want posted. If 
online commenters wish to submit PII with their comment, they should 
place it in a separate attachment and mark it at the top with the 
marking ``CUI//PRVCY.'' Commenters who submit through mail should 
likewise omit their PII or PROPIN from the body of the comment and 
provide any such information on the cover sheet only, marking it at the 
top as ``CUI//PRVCY'' for PII, or as ``CUI//PROPIN'' for PROPIN. For 
detailed instructions on submitting comments and additional information 
on the rulemaking process, see the ``Public Participation'' heading of 
the SUPPLEMENTARY INFORMATION section of this document. In accordance 
with 5 U.S.C. 553(b)(4), a summary of this rule may be found at <a href="https://www.regulations.gov">https://www.regulations.gov</a>. Commenters must submit comments by using one of 
the methods described above, not by emailing the address set forth in 
the following paragraph.

FOR FURTHER INFORMATION CONTACT: Office of Regulatory Affairs, by email 
at <a href="/cdn-cgi/l/email-protection#29667b6869485d4f074e465f"><span class="__cf_email__" data-cfemail="39766b7879584d5f175e564f">[email&#160;protected]</span></a>, by mail at Office of Regulatory Affairs; Enforcement 
Programs and Services; Bureau of Alcohol, Tobacco, Firearms, and 
Explosives; 99 New York Ave. NE, Washington, DC 20226, or by telephone 
at 202-648-7070 (this is not a toll-free number).

SUPPLEMENTARY INFORMATION:

I. Background

    The Attorney General is responsible for enforcing the Gun Control 
Act of 1968 (``GCA''), as amended. This responsibility includes the 
authority to promulgate regulations necessary to enforce the provisions 
of the GCA.\1\ See 18 U.S.C. 926(a). Congress and the Attorney General 
have delegated the responsibility for administering and enforcing the 
GCA to the Director of ATF (``Director''), subject to the direction of 
the Attorney General and the Deputy Attorney General. See 28 U.S.C. 
599A(b)(1), (c)(1); 28 CFR 0.130(a)(1)-(2); Treas. Order No. 221(2)(a), 
(d), 37 FR 11696-97 (June 10, 1972).\2\ Accordingly, the Department and 
ATF have promulgated regulations to implement the GCA in 27 CFR part 
478.
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    \1\ Some GCA provisions still refer to the ``Secretary of the 
Treasury.'' However, the Homeland Security Act of 2002, Public Law 
107-296, 116 Stat. 2135, transferred the functions of ATF from the 
Department of the Treasury to the Department of Justice, under the 
general authority of the Attorney General. 26 U.S.C. 7801(a)(2); 28 
U.S.C. 599A(c)(1). Thus, for ease of reference, this proposed rule 
refers to the Attorney General where relevant.
    \2\ In Attorney General Order Number 6353-2025, the Attorney 
General delegated authority to the Director to issue regulations 
pertaining to matters within ATF's jurisdiction, including under the 
National Firearms Act, GCA, and Title XI of the Organized Crime 
Control Act. ATF's jurisdiction also includes those portions of sec. 
38 of the Arms Export Control Act pertaining to permanently 
importing defense articles and services and the Contraband Cigarette 
Trafficking Act.
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    The GCA, at 18 U.S.C. 922(g)(4), prohibits any person ``who has 
been adjudicated as a mental defective or who has been committed to a 
mental institution'' from shipping, transporting, possessing, or 
receiving any firearm or ammunition. Additionally, section 922(d)(4) of 
the GCA prohibits any person from selling or otherwise disposing of a 
firearm or ammunition to a person who he knows or has reasonable cause 
to believe ``has been adjudicated as a mental defective or has been 
committed to any mental institution at 16 years of age or older.'' 
Congress has not further defined the terms ``adjudicated as a mental 
defective'' or ``committed to a mental institution'' as used in these 
provisions.
    In 1997, ATF issued a final rule titled ``Definitions for the 
Categories of Persons Prohibited From Receiving Firearms,'' to 
facilitate implementation of the National Instant Criminal Background 
Check System (``NICS''). 62 FR 34634-02 (Jun. 27, 1997). NICS provides 
a searchable database of federal, state, local, and tribal records on 
persons who are legally prohibited from possessing firearms, including 
persons prohibited under the GCA. The 1997 final rule therefore 
included definitions for several terms used in the GCA, including 
``adjudicated as a mental defective,'' ``committed to a mental 
institution,'' and ``mental institution.''
    Relevant here, the 1997 rule defined ``adjudicated as a mental 
defective'' as ``[a] determination by a court, board, commission, or 
other lawful authority that a person, as a result of marked subnormal 
intelligence, or mental illness, incompetency, condition, or disease'' 
(1) ``[i]s a danger to himself or to others; or'' (2) ``[l]acks the 
mental capacity to contract or manage his own affairs.'' The rule 
further specified that the term ``shall include'' (1) ``[a] finding of 
insanity by a court in a criminal case'' and (2) ``persons found 
incompetent to stand trial or found not guilty by reason of lack of 
mental responsibility pursuant to articles 50a and 72b of the Uniform 
Code of Military Justice.'' As for the term ``committed to a mental 
institution,'' the rule defined it to mean ``[a] formal commitment of a 
person to a mental institution by a court, board, commission, or other 
lawful authority,'' other than admission for purposes of 
``observation'' or ``a voluntary admission to a mental institution.'' 
These definitions from the final rule are currently codified at 27 CFR 
478.11.
    Two aspects of ATF's creation and interpretation of these 
definitions warrant further discussion. Prior to the 1997 final rule, 
ATF published a proposed rule to solicit comments on its proposed 
definitions for the various categories of persons who are prohibited 
from receiving or possessing firearms under the GCA. See Definitions 
for the Categories of Persons Prohibited From Receiving Firearms (95R-
051P), 61 FR 47095-01 (Sep. 6, 1996). In discussing the definition of 
``adjudicated as a mental defective,'' the proposed rule explained that 
ATF had looked at the Department of Veterans Affairs' (``VA'') 
definition of ``mental incompetent'' when defining this statutory term. 
See 61 FR 47097. The VA definition of ``mental incompetency,'' which 
was first published in 1975,\3\ provides that ``[a] mentally 
incompetent person is one who because of injury or disease lacks the 
mental capacity to contract or to manage his or her own affairs, 
including disbursement of funds without limitation.'' 38 CFR 3.353(a). 
The 1997 final rule stated that the VA in a comment on the proposed 
rule had ``correctly interpreted [ATF's] proposed definition of 
`adjudicated as a mental defective' to mean that any person who is 
found incompetent by the [VA] under 38 CFR 3.353 will be considered to 
have been adjudicated as a mental defective for purposes of the GCA.'' 
62 FR 34637. Accordingly, in practice, such persons

[[Page 25168]]

are covered by ATF's current definition of the term.
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    \3\ 40 FR 1241 (Jan. 7, 1975).
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    In defining ``mental defective,'' the 1997 final rule also brought 
many mentally ill (as opposed to intellectually incompetent) 
individuals within the ambit of that term. For instance, in response to 
the proposed rule, the Department of Defense (``DoD'') commented that 
the Uniform Code of Military Justice had recently been amended to 
include procedures for the commitment of military personnel found not 
guilty for reason of lack of mental responsibility. DoD accordingly 
recommended that ``[t]he definition [of `adjudicated as a mental 
defective'] shall also include those persons found incompetent to stand 
trial or found not guilty by reason of lack of mental responsibility 
pursuant to articles 50a and 72b of the Uniform Code of Military 
Justice, 10 U.S.C. 850a, 876b.'' As noted above, ATF added these 
individuals to the definition of ``adjudicated as a mental defective'' 
in the final rule. 62 FR 34637. ATF also expressly included in the 1997 
rule certain other categories of mentally ill persons, such as those 
found insane in a criminal case and those determined, as a result of 
mental illness, to pose a danger to themselves or others. Id.\4\
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    \4\ In 2014, the Department published an NPRM, ``Amended 
Definition of `Adjudicated as a Mental Defective' and `Committed to 
a Mental Institution,' '' 79 FR 774-01 (Jan 7, 2014), which it 
withdrew on September 11, 2025, without ever finalizing. See 
Withdrawal of Rulemaking Actions, 90 FR 43948, Table 1 (Sept. 11, 
2025). Relevant here, the proposed rule would have amended the 
regulatory definition of ``adjudicated as a mental defective'' to 
clarify that the term includes (1) persons who are found incompetent 
to stand trial or not guilty by reason of mental disease or defect, 
lack of mental responsibility, or insanity, as well as (2) persons 
found guilty but mentally ill. But the proposed rule would not have 
otherwise altered the operative definition of ``mental defective,'' 
so that the term would still have included anyone who lacks the 
``mental capacity to contract or manage [one's] own affairs.'' 
Finally, the proposed rule also contained clarifications to the term 
``committed to a mental institution.'' In support of these actions, 
the 2014 NPRM cited floor statements from certain members of 
Congress for the proposition that Congress ``intended that the 
prohibition against the receipt and possession of firearms would 
apply broadly to `mentally unstable' or `irresponsible' persons.'' 
79 FR 774-01, 775. But floor statements of individual members of 
Congress are a weak form of legislative history. These statements, 
moreover, expressed generic aims of implementing federal gun 
control; they did not purport to be an analysis of the term ``mental 
defective.'' See, e.g., 114 Cong. Rec. 21780 (1968) (statement of 
Rep. Sikes) (``I know there is a need for sane legislation which is 
intended to keep weapons out of the hands of criminals and mentally 
irresponsible persons.''). ATF thus does not believe that the 2014 
NPRM correctly interpreted the law when it tried to expand the 
categories of those deemed ``mentally defective'' to encompass 
anyone found ``guilty but mentally ill.'' The 2014 NPRM employed a 
purposive approach to statutory construction that attempted, for 
policy reasons, to expand the scope of the statute's plain meaning. 
As explained further below, ATF proposes that mental illness 
qualifies under ``mental defective'' only when the mental illness is 
so severe that a person require guardianship.
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II. Proposed Rule

A. Discussion

    As a result of congressional restrictions placed on the VA's use of 
appropriated funds to report its incompetency determinations to NICS 
pursuant to 18 U.S.C. 922(g)(4), ATF conducted a review of its existing 
definitions of ``adjudicated as a mental defective'' and ``committed to 
a mental institution'' at 27 CFR 478.11. A review of both the VA 
competency process under 38 CFR 3.353 and the contemporaneous public 
meaning of the term ``mental defective'' indicates that the current 
regulatory definitions are not a correct interpretation of the statute 
in all respects.\5\ First, ATF believes its current regulation defining 
``adjudicated as a mental defective'' is overbroad because it 
encompasses individuals who do not suffer from the kinds of mental 
disabilities that fell within the term ``mental defective'' at the time 
the GCA was enacted. Specifically, the regulation--at least as the 1997 
final rule has been interpreted--encompasses individuals who have 
narrow functional deficits, such as the inability only to manage 
financial benefits. Those with isolated functional deficits are not the 
kind of individuals who were understood to be mentally defective as 
that term was used in the GCA. Nor are such individuals the kind of 
irresponsible or dangerous persons who Congress sought to prohibit from 
possessing firearms under sections 922(g)(4) and (d)(4).\6\
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    \5\ When interpreting a statute, courts examine the ``ordinary, 
contemporary, common meaning'' of the words when Congress enacted 
it. Food Mktg. Inst. v. Argus Leader Media, 588 U.S. 427, 433-434 
(2019).
    \6\ See 114 Cong. Rec. 21657, 21791, 21832, and 22270 (1968).
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    Second, ATF believes its current regulations also fail to properly 
distinguish between ``adjudicated as a mental defective'' and 
``committed to a mental institution.'' For example, in the 1997 final 
rule, ATF accepted the DoD's comment that the definition of ``mental 
defective'' should be adjusted to also include certain military 
personnel who were ``found not guilty by reason of lack of mental 
responsibility,'' and therefore necessarily committed. 62 FR 34637.\7\ 
But individuals who are involuntarily committed in that way should be 
primarily disqualified based on the ``committed to a mental 
institution'' prong of 18 U.S.C. 922 (g)(4) and (d)(4), not the 
``adjudicated as a mental defective'' prong.\8\ Similarly, ATF 
understands that individuals found by courts to be ``a danger to 
[themselves] or to others,'' or found ``not guilty by reason of 
insanity,'' will likely be committed to mental institutions. ATF's 
current regulatory classification of these individuals as ``mental 
defective[s]'' thus appears to improperly blend two different 
disqualifications under 18 U.S.C. 922(g)(4) and (d)(4).
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    \7\ The 1997 rule explained that DoD had noted that the Uniform 
Code of Military Justice had recently been amended to include 
procedures for commitment of military personnel found not guilty by 
reason of lack of mental responsibility. See 10 U.S.C. 876b(b). DoD 
apparently believed that these procedures fit better under the 
``adjudicated as a mental defective'' prong than the ``committed to 
a mental institution'' prong, but did not explain why.
    \8\ In proposing to more clearly separate these two categories, 
ATF recognizes that there may still be some overlap between them. 
For example, in the military context, a servicemember who suffered a 
significant and permanent brain injury could become mentally 
defective within the meaning of the GCA. If the servicemember later 
committed a crime and was judged to be permanently irresponsible for 
his actions, he could also be involuntarily committed.
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    This proposed rule would thus make two principal changes to ATF's 
current regulatory definitions. First, the proposed rule would clarify 
that the term ``adjudicated as a mental defective'' describes 
specifically those individuals who, as a result of a serious global 
intellectual deficit, cannot responsibly handle firearms. The rule 
would make clear that individuals who present solely with isolated 
functional deficits, such as the inability to manage their government 
benefits, are not mentally defective within the meaning of the GCA. 
Second, the proposed rule would more explicitly distinguish the 
``adjudicated as a mental defective'' and ``committed to a mental 
institution'' prongs of sections 922(g)(4) and (d)(4). ATF requests 
comments on this proposed further distinction.
1. Little Analysis Supports the Current Regulatory Definition of 
``Adjudicated as a Mental Defective''
    The GCA prohibits the possession by, or disposition of a firearm 
to, a person who is ``adjudicated as a mental defective or has been 
committed to a mental institution.'' 18 U.S.C. 922(g)(4) (emphasis 
added); see also 18 U.S.C. 922(d)(4). The use of the word ``or'' 
indicates a disjunctive: either adjudication as a mental defective or 
an involuntary commitment qualifies. However, both ATF regulations and 
some cases have failed to distinguish these separate prongs.
    From 1968 until the passage of the Brady Handgun Violence 
Prevention Act of 1993 (``Brady Act''), Public Law

[[Page 25169]]

103-159 (107 Stat. 1536), ATF did not attempt to define what 
constituted adjudication as a mental defective or commitment to a 
mental institution. Only when the Brady Act required the Attorney 
General to establish NICS did ATF seek to clarify the categories of 
prohibited persons, so that it could facilitate the implementation of 
NICS. ATF did so by publishing the 1996 notice of proposed rulemaking, 
described above, proposing various definitions for the statutory 
categories of prohibited persons. See 61 FR 47095-01 (Sep. 6, 1996).
    With respect to the definition of ``adjudicated as a mental 
defective,'' the 1996 proposed rule contained little legal analysis. 
ATF simply recited that it had ``examined the legislative history of 
the term, applicable case law, and the interpretation of the term by 
other federal agencies.'' 61 FR 47097. Citing various floor statements 
of individual members of Congress, ATF declared that ``[t]he 
legislative history makes it clear that Congress would broadly apply 
the prohibition against the ownership of firearms by `mentally 
unstable' or `irresponsible' persons.'' Id. And citing a lower court 
opinion, ATF further remarked that ``the GCA is designed to prohibit 
the receipt and possession of firearms by individuals who are 
potentially dangerous, including those individuals who are mentally 
incompetent or afflicted with mental illness.'' Id.
    This discussion was not a proper statutory analysis. As ATF itself 
acknowledged in the proposed rule, federal law does not prohibit the 
possession of firearms by individuals who are simply ``afflicted with 
mental illness,'' id., which could cover over 23% of the adult 
population.\9\ Instead, federal law prohibits the possession and 
receipt of firearms only by persons ``adjudicated'' as a ``mental 
defective'' or involuntarily committed. 18 U.S.C. 922(g)(4); accord 18 
U.S.C. 922(d)(4). Nevertheless, neither the 1996 notice of proposed 
rulemaking nor the 1997 final rule undertook any comprehensive analysis 
of the meaning of the key term ``mental defective.''
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    \9\ National Institute of Mental Health, Mental Illness 
Statistics, <a href="https://www.nimh.nih.gov/health/statistics/mental-illness">https://www.nimh.nih.gov/health/statistics/mental-illness</a> [<a href="https://perma.cc/2MCC-YL5L">https://perma.cc/2MCC-YL5L</a>].
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2. Problems With the Definition of ``Adjudicated as a Mental 
Defective'' as Applied to VA and Social Security Determinations of 
Incompetency
    Recent controversies concerning veterans and social security 
recipients who have been disarmed because they were determined to 
require assistance managing their benefits demonstrate the overbreadth 
of the current regulatory definition of ``adjudicated as a mental 
defective.'' The disarming of large numbers of veterans and social 
security recipients shows that the current regulation both encompasses 
too many people and fails to identify adequate procedural protections 
necessary for an adjudication.
    VA regulations at 38 CFR 3.353 outline the procedures and criteria 
used by the VA to assess a veteran's mental competency or incompetency 
to manage their VA benefits. The VA regulation provides that a rating 
agency must not independently determine a person to be incompetent 
unless the medical evidence ``is clear, convincing, and leaves no doubt 
as to the person's incompetency.'' Further, the regulation provides 
that ``[d]eterminations relative to incompetency should be based upon 
all evidence of record and there should be a consistent relationship 
between the percentage of disability, facts relating to commitment or 
hospitalization and the holding of incompetency.'' Id. at Sec.  
3.353(c). However, the regulation does not expressly indicate that the 
VA as part of this competency evaluation assesses whether the person is 
so impaired that they pose a danger to themselves or others, or 
otherwise present a public safety threat. If the VA determines that a 
veteran is not competent, the VA appoints a fiduciary to assist the 
veteran with financial affairs. Id. at Sec.  3.353(b)(2). The 
procedures set forth in the regulation also permit the veteran to be 
reexamined after an initial determination of incompetency, if evidence 
arises ``indicating that the beneficiary may be capable of 
administering the funds payable without limitation.'' Id. at Sec.  
3.353(b)(3).
    Beginning in 2024, Congress prohibited the VA from using 
appropriated funds to report to NICS a veteran deemed incompetent and 
assigned a fiduciary without a court ruling that the veteran is a 
danger to themselves or others. Congress has since continued that 
prohibition at least through September 30, 2026.\10\ Because the 
prohibition may expire, however, ATF decided to reexamine whether 
persons who have been deemed incompetent only with respect to managing 
financial benefits should fall under the definition of ``adjudicated as 
a mental defective.'' Although ATF turned to the VA's regulations when 
defining the statutory phrase in 1997, ATF now believes that the VA 
process for determining mental incompetency under section 3.353 is 
insufficient, standing alone, to support a determination that a person 
``has been adjudicated as a mental defective'' within the meaning of 
the GCA. This is in part because the VA ultimately makes determinations 
only with respect to whether veterans are competent to manage the 
financial benefits they have earned, and its assessments are not 
intended to determine competency outside of the financial-literacy 
context.\11\ In other words, the VA's competency procedure focuses 
specifically on the ability to manage VA benefits.\12\ The VA's process 
does not necessarily determine or even in all cases review whether 
persons have sufficient intellectual capacity for other 
responsibilities that do not involve navigating complex regulatory 
schema, such as entering contracts, managing property, providing 
consent, or taking proper care of themselves.\13\ Thus, the VA's 
competency determinations provide neither a conclusion about nor any 
definite insight into whether an individual should be considered a 
danger to themselves or others based on their intellectual capacity (or 
lack thereof), such that they should necessarily be restricted from 
possessing firearms under the GCA. As its recent appropriations 
restriction reflects, Congress is concerned about the extension of VA 
competency determinations into the GCA context and the impact those 
determinations have had on the ability of veterans to exercise their 
Second Amendment rights.
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    \10\ See Consolidated Appropriations Act of 2024, Public Law 
118-42, sec. 413 (Mar. 9, 2024); Military Construction, Veterans 
Affairs, and Related Agencies Appropriations Bill, 2026, Public Law 
119-37, sec. 413, 139 Stat. 496, 625-26 (Nov. 12, 2025); see also 
Continuing Appropriations, Agriculture, Legislative Branch, Military 
Construction and Veterans Affairs, and Extensions Act, 2026, 139 
Stat. 495 (2025).
    \11\ See e.g., In re Estate of Dokken, 604 NW2d 487, 493 (S.D. 
2000) (holding that, although the testator was found incompetent for 
VA purposes pursuant to 38 CFR 3.353, he retained testamentary 
capacity under state law).
    \12\ See, e.g., 38 CFR 3.353(b)(2) (listing the outsourcing of 
benefits management responsibilities away from the veteran and to a 
responsible third party as the sole effect of a determination of 
incompetency under this section); id. 3.353(b)(2) (explaining that a 
``prior determination of incompetency'' should be reexamined if 
``the Veterans Service Center Manager develops evidence indicating 
that the beneficiary may be capable of administering the fun ds 
payable without limitation'').
    \13\ Additionally, as further explained below, the VA competency 
determination generally does not result from an ``adjudication.''
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    In addition to asking an inapposite question, VA incompetency 
determinations have also exhibited

[[Page 25170]]

procedural limitations that cast doubt on whether they qualify as 
``adjudicat[ions]'' under sections 922(g)(4) and (d)(4). A review by 
the VA indicates that, in the vast majority of incompetency 
determinations, there was no adjudicative process sufficient to support 
a deprivation of fundamental constitutional rights. In particular, 
although the VA has reported over 250,000 veterans to NICS since its 
inception, it appears that most were determined to be mentally 
incompetent by an in-house rating professional, not a judge or other 
independent arbiter.\14\ Moreover, although a veteran can in theory 
request a hearing before a final incompetency determination is entered, 
such hearings are rarely held in practice.\15\ Therefore, beneficiaries 
often lose their Second Amendment rights without an adversarial 
proceeding when they gain a fiduciary to manage their VA benefits.\16\
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    \14\ See Jordan B. Cohen, Cong. Research Serv., TE10109, 
Correcting VA's Violations of Veterans' Due Process and Second 
Amendment Rights, at 6 (Jan. 23, 2025) (``The VA employees tasked 
with adjudicating whether a veteran is financially incompetent are 
Veterans Service Representatives and Rating Veterans Services 
Representatives and their training does not require them to have 
legal or medical expertise.''); see also id. at 7 (``As of the end 
of 2023, of the 270,851 active entries in NICS submitted by federal 
agencies for having been `adjudicated as a mental defective' or 
committed to mental institutions, 264,893 (97.8%) were submitted by 
the VA, though all of these were not necessarily because a veteran 
was determined mentally incompetent and needed a fiduciary to 
collect benefit payments.'').
    \15\ ``In FY2022, VA data indicates there were 135 hearings on 
incompetency determinations, 24 of which resulted in a finding of 
competency.'' Jordan B. Cohen, Cong. Research Serv., TE10109, 
Correcting VA's Violations of Veterans' Due Process and Second 
Amendment Rights, at 8 (2025). By contrast, the VA before FY2024 
reported upwards of 10,000 individuals to NICS annually. See 
Legislative Hearing on H.R. 472; H.R. 1041; H.R. 740; and H.R. 1391, 
Before the H. Comm. On Veterans' Affairs, 119th Cong., at 28-29 
(Feb. 25, 2025) (statement of Beth Murphy, Acting Principal Deputy 
Undersecretary for Benefits, Veterans Health Administration, U.S. 
Department of Veterans Affairs).
    \16\ See generally Jordan B. Cohen and Madeline D. Moreno, Cong. 
Research Serv., R47626, Gun Control, Veterans' Benefits, and Mental 
Incompetency Determinations (2023); see also generally Lynn Sears, 
Cong. Research Serv., IF13019, The VA Fiduciary Program, An Overview 
(2025); Jordan B. Cohen, Cong. Research Serv., TE10109, Correcting 
VA's Violations of Veterans' Due Process and Second Amendment Rights 
(2025).
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    The lack of adversarial proceedings creates problems under both the 
GCA and the Constitution. Under the GCA, administrative determinations 
are insufficient to constitute an ``adjudicat[ion]'' within the meaning 
of 18 U.S.C. 922(d)(4) and (g)(4). Under the Constitution, there are 
serious questions whether the Second Amendment and the Due Process 
Clauses of the Fifth and Fourteenth Amendments permit individuals to be 
deprived indefinitely of the right to bear arms based on a finding of 
mental incapacity when no hearing to determine their incapacity took 
place.
    Nonetheless, the impact of VA incompetency determinations on 
veterans' ability to own firearms has been significant. In 2025, the 
VA's Acting Principal Deputy Undersecretary for Benefits, Veterans 
Health Administration, testified to Congress that, in the year prior to 
the appropriations restriction, the VA reported approximately 13,000 
individuals to NICS.\17\ But she testified that in 2024, due to the 
appropriations requirement that imposed a more stringent standard for 
the VA's NICS reporting, the VA reported only three persons to NICS--
persons who were not simply deemed incompetent but who had been found 
under judicial orders to pose a danger to themselves or others.\18\ 
This change indicates that too many veterans have been disarmed over 
the years under ATF's overbroad definition of ``adjudicated as a mental 
defective,'' often without formal adjudicatory proceedings.\19\
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    \17\ See Legislative Hearing on H.R. 472; H.R. 1041; H.R. 740; 
and H.R. 1391, Before the H. Comm. On Veterans' Affairs, 119th 
Cong., at 28-29 (Feb. 25, 2025) (statement of Beth Murphy, Acting 
Principal Deputy Undersecretary for Benefits, Veterans Health 
Administration, U.S. Department of Veterans Affairs). However, this 
13,000 figure is a snapshot in time and is fluid. The VA takes steps 
to monitor and update the files it submits to NICS. If a file no 
longer meets the requirements to be considered ``adjudicated as a 
mental defective,'' then it is removed from NICS.
    \18\ Id.
    \19\ ATF notes, following its own review, VA independently 
concluded that fiduciary incompetency determinations under 38 U.S.C. 
5502 do not constitute lawful adjudications within the meaning of 18 
U.S.C. 922(g)(4), as such determinations lack the judicial finding 
of dangerousness or mental defectiveness that the statute requires. 
Consistent with this conclusion, VA directed the removal from the 
NICS Indices of records submitted solely on the basis of fiduciary 
appointments, while retaining in NICS any records that had an 
independent qualifying basis. VA's prior action thus reflects the 
same legal distinction ATF's proposed rule would now formalize, and 
supports the accuracy of ATF's proposed revised definition.
---------------------------------------------------------------------------

    Similar problems also existed with Social Security regulations. The 
Social Security regulations provide that benefits for purposes of 
federal old age, survivors, and disability insurance (20 CFR part 404) 
and supplemental security income for aged, blind, and disabled (20 CFR 
part 416) may be made to a representative payee. Payments may be made 
to a representative payee, in relevant part, when the beneficiary is 
determined to be legally incompetent or mentally incapable of managing 
benefit payments, or physically incapable of managing or directing the 
management of his or her benefit payments. 20 CFR 404.210, 416.610. In 
appointing a representative payee, the Social Security Administration 
(``SSA'') considers court determinations that the individual is found 
legally incompetent; medical evidence to determine whether the 
beneficiary is capable of managing or directing the management of 
payments through, for example, physician or medical professional 
examinations; and statements from relatives, friends, and other people 
in a position to know and observe the beneficiary, which would include 
information helpful to deciding whether the beneficiary is able to 
manage or direct the management of benefit payments. 20 CFR 404.2015, 
416.615.
    The beneficiary may submit additional evidence of the decision, 
seek reconsideration of the decision, and request a hearing before an 
Administrative Law Judge (``ALJ''). See 20 CFR part 404, subpart J; 
part 416, subpart N. If dissatisfied with the ALJ decisions, the 
beneficiary can request a review by the Appeals Counsel. Finally, if 
dissatisfied with the Appeals Counsel decision, the beneficiary may 
file an action for review in federal district court.
    In 2009, the SSA General Counsel advised ATF that the SSA does not 
adjudicate individuals as ``mental defectives,'' or commit individuals 
to mental institutions, within the meaning of the GCA. Therefore, the 
SSA did not need to establish a federal relief of disability program 
under the NICS Improvement Amendment Act of 2007 (``NIAA''), which 
mandated that federal agencies provide relevant records to the Attorney 
General for inclusion in NICS. In 2010, ATF stated in a memorandum to 
the Department's Office of Legal Policy that the SSA procedures fell 
under the ``adjudicated mental defective'' provision of 18 U.S.C. 
922(g)(4) and 27 CFR 478.11 because the SSA makes formal decisions with 
due process that, due to a mental condition, a person is unable to 
manage his benefit payments and appoints a representative payee. On 
December 19, 2016, the SSA issued a final rule to implement the 
provisions of the NIAA. 81 FR 91702 (2016). The final rule added a new 
part to SSA regulations that established a program for identifying, on 
a prospective basis, records for inclusion in NICS, procedures to 
provide notice to the individuals affected, and a relief program. 
Specifically, the SSA provision, 20 CFR 421.110, provided that SSA will 
report to NICS those individuals, in relevant part, that the SSA has 
determined ``based on a finding

[[Page 25171]]

that the individual's impairment(s) meets or medically equals the 
requirements of one of the Mental Disorders Listing of Impairments 
(section 12.00 of appendix 1 to subpart P of part 404 of this chapter) 
under the rules in part 404, subpart P, of this chapter, or under the 
rules in part 416, subpart I, of this chapter.'' 81 FR 91714. The SSA's 
mental disorders listing codified as part of the SSA's regulations 
includes various disorders including physical disorders, mental 
disorders, and neurological disorders. However, Congress disapproved of 
the SSA's final rule by joint resolution pursuant to the Congressional 
Review Act, which resulted in the final rule having no force and 
effect. Public Law 115-8 (Feb. 28, 2017).
    The SSA determination suffers from the same flaw in the VA 
adjudication. The SSA process does not necessarily determine whether 
persons have sufficient intellectual capacity for other 
responsibilities beyond whether the beneficiary can manage their own 
affairs. Specifically, the determinations under 20 CFR 404.210 and 
416.610 are specifically whether the beneficiary can manage or direct 
the management of payments. These competency determinations provide no 
insight into whether persons should be considered a danger to 
themselves or others based on their intellectual capacity. Congress 
evidenced their concern with the reporting of these adjudications to 
NICS as indicated by the Congressional Review Act disapproval of the 
SSA final rule that requires reporting of these records. As of December 
2025, there is only one active entry in the NICS indices for an 
individual that is adjudicated mental defective from the SSA.
3. Judicial Interpretations of ``Adjudicated as a Mental Defective'' 
and ``Committed to a Mental Institution''
    The need to reevaluate the regulatory definitions for the 
categories of persons prohibited from possessing or receiving firearms 
under sections 922(g)(4) and (d)(4) is made more acute by the fact that 
those definitions largely are not based upon relevant, reasoned 
judicial decisions. In formulating the definitions for ``adjudicated as 
a mental defective'' and ``committed to a mental institution,'' ATF 
relied on four judicial decisions--two from the Supreme Court and two 
from the courts of appeals. But at least as applied to the term 
``adjudicated as a mental defective,'' the decisions that ATF cited are 
either off-topic or contain little legal analysis. The first Supreme 
Court decision, Huddleston v. United States, 415 U.S. 814 (1974), is 
about whether a pawn redemption is an ``acquisition'' within the 
meaning of section 922(a)(6) of the GCA. Id. at 815. Although 
Huddleston recited some broadly-applicable GCA legislative history 
(e.g., a congressional floor statement that ``[n]o one can dispute the 
need to prevent . . . persons with a history of mental disturbances . . 
. from buying, owning, or possessing firearms''), and asserted that 
there ``can be no doubt of Congress's intention to deprive the 
juvenile, the mentally incompetent, the criminal, and the fugitive of 
the use of firearms,'' the decision did not reach any holding related 
to sections 922(d)(4) or (g)(4) in particular. Id. at 827-28. The 
Supreme Court's decision in Barrett v. United States, 423 U.S. 212 
(1976), is similarly off topic; that case was about the commerce nexus 
required to convict someone of illegal possession of a firearm. Id. at 
213.
    Unlike the two Supreme Court cases, the two courts of appeals' 
opinions cited in the 1996 proposed rule do specifically address the 
relevant provisions of the GCA. Both decisions, however, are of little 
assistance. In United States v. Buffaloe, 449 F.2d 779 (4th Cir. 1971), 
the Fourth Circuit did no statutory analysis when it affirmed the 
defendant's section 922 false statement conviction for ``purchas[ing] 
pistols stating that he had never been adjudicated a mental defective 
or committed to a mental institution.'' Id. at 780. In that case, the 
Government proved the defendant had previously been acquitted by reason 
of insanity and then committed to a mental institution as a 
``criminally insane person.'' Id. In one conclusory sentence, the 
Fourth Circuit held that ``[w]e agree with the district judge that [the 
defendant] was adjudicated and committed within the meaning of 18 
U.S.C. 922(d)(4).'' 449 F.2d at 779. The court did not explain what 
``mental defective'' meant or why the defendant fell within the 
category. The court effectively treated ``adjudicated as a mental 
defective'' and ``committed to a mental institution'' as a unitary 
phrase, not warranting separate analyses.
    The second case, United States v. Waters, 23 F.3d 29 (2d Cir. 
1994), involved a ``commitment,'' not an adjudication of mental 
defectiveness. The defendant in Waters had a prior admission to a 
psychiatric hospital, and the question presented was whether that 
admission constituted a ``commitment'' within the meaning of section 
922(g)(4). Id. at 31. The court ultimately concluded that it did, but 
undertook no analysis of the term ``mental defective,'' which was not 
at issue. Id. at 36.
    Unlike the four cases ATF cited in its earlier 1996 NPRM, the 
Eighth Circuit's decision in United States v. Hansel, 474 F.2d 1120 
(8th Cir. 1973), thoroughly opined on the definition of ``adjudicated a 
mental defective'' as used in the GCA. In Hansel, an individual 
determined by the Board of Mental Health of Lancaster County, Nebraska 
to be ``mentally ill'' was convicted for falsely certifying in the 
course of purchasing a firearm that he had not been ``adjudicated a 
mental defective.'' \20\ Id. at 1121-22. Because the term ``mental 
defective'' is not defined in the GCA, and the ATF regulations had not 
yet been issued, it fell to the court to consider as a matter of first 
impression the meaning of the term and decide whether it had been 
appropriately applied. Id. at 1123.
---------------------------------------------------------------------------

    \20\ The Board of Mental Health had ordered the defendant 
hospitalized, and so the government initially argued that the 
defendant had also been ``committed to a[] mental institution'' 
within the meaning of the GCA. Hansel, 474 F.2d at 1121-22. But 
``[t]he government conceded on appeal that the defendant was not 
committed because there [had been] no compliance with [Nebraska 
state law governing commitment procedures].'' Id. at 1122-23.
---------------------------------------------------------------------------

    The Hansel court first considered trial testimony on the subject by 
the doctor who had examined Hansel while he was temporarily in a state 
mental hospital for observation. The doctor was asked if he was 
familiar with the term and its meaning; when he responded that he was, 
he was asked how he understood the term. The doctor stated that it 
would be ``an impairment of intellectual abilities so it would be 
synonymous with mental retardation.'' Id. at 1123. The doctor also 
stated that Hansel, who had a mental illness, would not qualify as 
mentally defective or deficient. Id. at 1123-24. The court also noted, 
citing several cases and other legal sources, that the law has usually 
distinguished between persons who are mentally defective or deficient--
which ``normally designates an individual of marked subnormal 
intelligence''--and those who are mentally diseased or ill. Id. at 1124 
(citing People v. Thayer, 121 Misc. 745, 202 N.Y.S. 633 (Ulster County 
Ct. 1923); Interstate Compact on Mental Health, 5A Ark. Stat. 
Ann.,Sec.  59-801; Herzog, Medical Jurisprudence, Sec. Sec.  561-585 
(1931); 1 Wharton and Stille, Medical Jurisprudence, Sec. Sec.  1073-
1093 (5th ed. 1905); People v. Hoffmann, 255 App. Div. 404, 8 N.Y.S.2d 
83, 85 (App. Div. 1938)).
    The Hansel court also reviewed several standard and psychiatric 
dictionaries to determine the meaning of ``mental defectiveness.'' The 
court noted that Webster's Dictionary (1935) defined

[[Page 25172]]

the term as indicating ``marked subnormal intelligence'' or ``lack of 
intelligence,'' and further described subnormal intelligence levels as 
descending on a scale of ``moronity, imbecility, and idiocy.'' Id. The 
court also quoted a psychiatric dictionary from 1960, more closely 
aligned in time with the GCA and the Hansel decision, which defined the 
term as meaning ``subnormal intellectually, feebleminded.'' Id.
    The court also relied heavily on Encyclopedia Britannica (1972) as 
well as findings of the Royal Commission on Capital Punishment (1953). 
Encyclopedia Britannica, the Hansel court said, stated that ``mental 
defectiveness, mental deficiency, and feeblemindedness are synonyms 
which denote limitations of development of the personality, usually 
including intellectual retardation.'' Id. Likewise, the court relied on 
the Royal Commission's statement that `` `Mental deficiency' is 
generally understood as meaning intellectual defect, or defect of 
understanding, existing from birth or from an early age. In England, 
`mental defectiveness' is defined by statute as `a condition of 
arrested or incomplete development of mind existing before the age of 
eighteen years, whether arising from inherent causes or induced by 
disease or injury.' '' Id.
    Following this historical review, the Eighth Circuit in Hansel 
determined that the term ``mental defective'' as used by the GCA in 
1968 denoted a ``person who has never possessed a normal degree of 
intellectual capacity,'' as opposed to those who are mentally ill, 
diseased, or insane, and thus potentially had ``faculties which were 
originally normal'' before being ``impaired by mental disease.'' Id. 
The Eighth Circuit added that, ``[i]f it is the desire of Congress to 
prohibit persons who have any history of mental illness from possessing 
guns, it can pass legislation to that effect, but we cannot read into 
this criminal statute an intent to do so.'' Id. at 1125. Accordingly, 
the court vacated the defendant's GCA convictions on the basis that he 
had not been ``adjudicated as a mental defective'' (or ``committed to a 
mental institution'') within the meaning of the statute. Id.
4. Meaning of the Term of ``Mental Defective''
    The Hansel decision highlighted an important nuance in Congress's 
use of the term ``mental defective.'' Congress could have used a term 
that broadly included any mental illness. Or, it could have explicitly 
mentioned both mental illness and mental defectiveness, which would 
have been viable based on the terminology and psychological 
understanding at the time. Notably, however, Congress did neither.
    Hansel was decided not long after the GCA was adopted, and its 
reasoning remains relevant. When interpreting a statute, ATF must 
consider the words Congress used, or chose not to use, and must give 
those words their true meaning.\21\ Therefore, ATF has reviewed 
practical resources dated close in time to when the GCA was enacted to 
define the term ``mental defective.'' Although the first edition of the 
Diagnostic and Statistical Manual: Mental Disorders (``DSM-I'') 
(published in 1952) did not use the term ``mental defective,'' the DSM-
I classified mental disorders associated with impairment of brain-
tissue function as either acute brain disorders, chronic brain 
disorders, or mental deficiency (one of the synonyms for mental 
defective listed by Encyclopedia Britannica). ``Acute'' indicated 
situations in which the patient would generally recover from the 
impairment, whereas ``chronic'' indicated the impairment was relatively 
permanent. DSM-I at 15, 18. And similar to the Hansel court, the DSM-I 
identified ``mental deficiency'' as describing those cases 
``primarily'' involving ``a defect of intelligence existing since 
birth, without demonstrated organic brain disease or prenatal cause.'' 
DSM-I, at 23.
---------------------------------------------------------------------------

    \21\ See Duncan v. Walker, 533 U.S. 167, 174 (2001); see also 
Cong. Research Serv., R45153, Statutory Interpretation: Theories, 
Tools, and Trends, at 20-21, 51 (Mar. 10, 2023).
---------------------------------------------------------------------------

    DSM-I further categorized mental deficiency as either mild, 
moderate, or severe. ``Mild'' referred to functional or vocational 
impairment with an expected IQ range of approximately 70 to 85. 
``Moderate'' referred to functional impairment requiring special 
training and guidance with an expected IQ range between 50 and 70. And 
``severe'' referred to functional impairment requiring custodial care 
with an expected IQ less than 50. Moderate and severe mental 
deficiencies generally corresponded with the terms ``moron'' and 
``imbecile,'' respectively, as used in the International Classification 
of Diseases, Revision 6 (1948) (``ICD-6'').
    DSM-I was updated in a second edition in 1968 (``DSM-II'')--the 
same year Congress passed the GCA. DSM-II reclassified mental 
deficiencies, as well as chronic brain disorders presenting with mental 
deficiencies, under the general term ``mental retardation.'' Based on 
these definitions, which all originated close in time to when the GCA 
was drafted and passed, ATF believes that Congress--in choosing to use 
the phrase ``adjudicated as a mental defective''--was primarily 
intending to prohibit firearm possession by those who have sufficiently 
subnormal intellectual capacity that they cannot act responsibly with 
potentially dangerous instrumentalities.
    Surveys of legal materials confirm that the contemporaneous legal 
understanding of the term ``mental defective'' applied to those with 
significant and longstanding intellectual disabilities. In 1954, 
Kentucky's involuntary commitment statute defined ``mentally defective 
person'' to mean ``a person with a defect in mental development at 
birth, or at an early age, and which is of such a degree that he is 
incapable of caring for himself or managing his affairs and requires 
supervision, care, training, control or custody for his own welfare or 
for the welfare of others.'' \22\ The term included ``idiot,'' 
``feeble-minded person'' and ``feeble-minded and epileptic,'' but it 
did not include ```lunatic,' `insane' or `insane person,' and 
epileptic,'' who fell within the category of those who were ``mentally 
ill.'' \23\
---------------------------------------------------------------------------

    \22\ S. Journal, Ky. Gen. Assemb., Reg. Sess. 1954, at 43, 
<a href="https://heinonline.org/HOL/P?h=hein.ssl/ssky0089&i=55">https://heinonline.org/HOL/P?h=hein.ssl/ssky0089&i=55</a>.
    \23\ Id.
---------------------------------------------------------------------------

    In 1955, New Mexico's ``Act Relating to Mental Defectives'' defined 
``mental defective'' as ``any person not classified as insane but 
mentally underdeveloped or faultily developed, or mentally backward or 
retarded, to the degree that he is incapable of managing himself and 
his affairs, and requires supervision, care and control for his own 
welfare, or for the welfare of others, or for the welfare of the 
community.'' \24\ Similarly, in 1957, North Carolina in its commitment 
statute defined ``mental defective'' as:
---------------------------------------------------------------------------

    \24\ S. Journal, 22d Leg., Reg. Sess. (N.M. 1955), at 456-57, 
<a href="https://heinonline.org/HOL/P?h=hein.ssl/ssnm0074&i=465">https://heinonline.org/HOL/P?h=hein.ssl/ssnm0074&i=465</a>.

a person who is not mentally ill but whose mental development is so 
retarded that he has not acquired enough self-control, judgment, and 
discretion to manage himself and his affairs, and for whose own welfare 
or that of others, supervision, guidance, care, or control is necessary 
or advisable. The term shall be construed to include `feeble-minded', 
`idiot', and `imbecile'.\25\
---------------------------------------------------------------------------

    \25\ Journal of the Senate, N.C. Gen. Assemb., Reg. Sess. 1957, 
at 1168 <a href="https://heinonline.org/HOL/P?h=hein.ssl/ssnc0053&i=1218">https://heinonline.org/HOL/P?h=hein.ssl/ssnc0053&i=1218</a>.

    Sources from other common-law jurisdictions accord. In 1911, New 
Zealand passed ``An Act to Consolidate and Amend the Law Relating to 
the Care

[[Page 25173]]

and Control of Mentally Defective Persons.'' \26\ That act defined 
``mentally defective person'' as:
---------------------------------------------------------------------------

    \26\ Mental Defectives Act 1911, 2 Geo. V No. 6 (N.Z.), <a href="https://www.nzlii.org/nz/legis/hist_act/mda19112gv1911n6240.pdf">https://www.nzlii.org/nz/legis/hist_act/mda19112gv1911n6240.pdf</a>.

a person who, owning to his mental condition, requires oversight, care, 
or control for his own good or in the public interest, and who 
according to the nature of his mental defect and to the degree of 
oversight, care, or control deemed to be necessary is included in one 
of the following classes:--
    Class I:--``Persons of unsound mind''--that is, persons who, owing 
to disorder of the mind, are incapable of managing themselves or their 
affairs:
    Class II:--``Persons mentally infirm''--that is, persons who, 
through mental infirmity arising from age or the decay of their 
faculties, are incapable of managing themselves or their affairs:
    Class III--``Idiots''--that is, persons so deficient in mind from 
birth or from an early age that they are unable to guard themselves 
against common physical dangers and therefore require the oversight, 
care, or control required to be exercised in the case of young 
children:
    Class IV--``Imbeciles''--that is, persons who though capable of 
guarding themselves against common physical dangers are incapable, or 
if of school age will presumably when older be incapable, of earning 
their own living by reason of mental deficiency existing from birth or 
from an early age:
    Class V--``Feeble-minded''--that is, persons who may be capable of 
earning a living under favourable circumstances, but are incapable from 
mental deficiency existing from birth or from an early age of competing 
on equal terms with their normal fellows, or of managing themselves and 
their affairs with ordinary prudence:
    Class VI--``Epileptics''--that is, persons suffering from 
epilepsy.\27\
---------------------------------------------------------------------------

    \27\ Id. at 14.

    In 1913, the United Kingdom defined mental defective to comprise 
---------------------------------------------------------------------------
the following four categories of persons:

    (a) Idiots; that is to say, persons so deeply defective in mind 
from birth or from an early age as to be unable to guard themselves 
against common physical dangers;
    (b) Imbeciles; that is to say, persons in whose case there exists 
from birth or from early age mental defectiveness not amounting to 
idiocy, yet so pronounced that they are incapable of managing 
themselves or their affairs, or, in the case of children, of being 
taught to do so;
    (c) Feeble-minded persons; that is to say, persons in whose case 
there exists from birth or from an early age mental defectiveness not 
amounting to imbecility, yet so pronounced that they require care, 
supervision, and control for their own protection or for the protection 
of others, or, in the case of children, that by reason of such 
defectiveness appear to be permanently incapable of receiving proper 
benefit from the instruction in ordinary schools;
    (d) Moral imbeciles; that is to say, persons who from an early age 
display some permanent mental defect coupled with strong vicious or 
criminal propensities on which punishment has had little or no 
deterrent effect.\28\
---------------------------------------------------------------------------

    \28\ Mental Deficiency Act 1913, 3 & 4 Geo. 5 c. 28 sec. I(1) 
(U.K.), <a href="https://www.education-uk.org/documents/acts/1913-mental-deficiency-act.html">https://www.education-uk.org/documents/acts/1913-mental-deficiency-act.html</a>.
---------------------------------------------------------------------------

    In 1959, Canada passed ``The Mental Defectives Act.'' That act 
defined ``mentally defective person'' as ``a person in whom there is a 
condition of arrested or incomplete development of mind existing before 
the age of eighteen years, whether arising from inherent causes or 
induced by disease or injury.'' \29\
---------------------------------------------------------------------------

    \29\ The Mental Defectives Act, R.S.A. 1955, c. 199, sec. 1 
(Alta.), <a href="https://www.canlii.org/en/ab/laws/hstat/rsa-1955-c-199/latest/rsa-1955-c-199.html">https://www.canlii.org/en/ab/laws/hstat/rsa-1955-c-199/latest/rsa-1955-c-199.html</a>.

    As these sources make clear, the term ``mental defective,'' as it 
was understood in the early- to mid- twentieth century, had a core and 
a periphery. The core of the term was a person who had significant 
intellectual disabilities, generally beginning from birth or an early 
age. The term could also apply to those who acquired such infirmities 
later due to age or disease, such as those who acquired intellectual 
deficits because of dementia, stroke, or other permanent physical 
causes. At the periphery, the term sometimes applied to those with 
mental illnesses, where those illnesses were of a permanent or chronic 
nature and were severe enough that the person required guardianship to 
manage his own affairs.
    It is also clear from these sources who was usually not considered 
a ``mental defective.'' Mental defectiveness was generally separate 
from mental illness. A finding of insanity or incompetence to stand 
trial was not inherently sufficient to trigger a finding of mental 
defectiveness, particularly when that insanity or incompetence was of a 
transient nature and the person could otherwise manage his own affairs.
    Part of the problem with ATF's present regulatory definition of 
``mental defective'' may be that ATF's current interpretation of the 
definition has strayed from the definition's original intent. As 
mentioned, the current regulation defines ``adjudicated as a mental 
defective'' to include persons for whom there is a judicial or quasi-
judicial finding that the person ``[l]acks the capacity to contract or 
manage his own affairs.'' 27 CFR 478.11. The sources just discussed 
indicate that, properly construed, this provision should have included 
only those individuals who have broad functional deficits across 
multiple domains such that they are substantially incapable of 
contracting, managing money, and otherwise caring for their own 
welfare. Contrary to ATF's statement in the 1997 final rule, the 
provision should not apply to those who simply are incapable of 
managing certain government benefits. In light of this confusion, ATF 
believes it is necessary to revise and supplement the regulatory 
definition of ``adjudicated as a mental defective.'' In particular, ATF 
believes it is necessary to delete from the definition the ``[l]acks 
the capacity to contract or manage his own affairs'' provision, because 
that provision can too easily be construed as including persons with 
isolated limitations in performing specific tasks, as opposed to only 
persons with global functional deficits.
5. Properly Defining and Distinguishing ``Adjudicated as a Mental 
Defective'' and ``Committed to a Mental Institution''
    As explained in the background section, the 1997 final rule also 
classified several other adjudications, beyond those involving capacity 
to contract or manage one's own affairs, as adjudications of mental 
defectiveness. Those include a finding of insanity in a criminal case; 
a finding that a person is a danger to himself or others; and a finding 
that a person is incompetent to stand trial or not guilty by lack of 
mental responsibility under the Uniform Code of Military Justice 
(``UCMJ''). 62 FR 34637.
    The 1996 proposed rule contained no reasoning or textual analysis 
in support of the conclusion that the term ``mental defective'' is 
properly understood to include all of these concepts. In the proposed 
rule, ATF stated only that it had reviewed ``the legislative history of 
the term, applicable case law, and the interpretation of the term by 
other federal agencies.'' 61 FR 47097. Based on this review, ATF 
believed that a broad definition of ``mental defective'' was warranted 
because ``Congress would broadly apply the prohibition against the 
ownership of firearms by `mentally unstable' or `irresponsible' 
persons.'' Id. Additionally, ATF added the UCMJ provision at the 
request of the DoD, similar to the way it accepted in its final rule 
the VA's view that a VA

[[Page 25174]]

incompetency determination would meet ATF's regulatory definition.
    On further reflection, ATF is unsure that the 1997 final rule 
correctly demarcated the difference between ``adjudicated as a mental 
defective'' and ``committed to a mental institution.'' Although ATF 
recognizes that usages of the term ``mental defective'' were not 
perfectly consistent at the time of the GCA's enactment, its 
predominant meaning referred to individuals who had significant and 
longstanding intellectual disabilities rather than mental illnesses. 
See Hansel, 474 F.2d at 1124 (``In law, a distinction has usually been 
made between those persons who are mentally defective or deficient on 
the one hand, and those who are mentally diseased or ill on the 
other.''); see also Black's Law Dictionary 1137 (4th ed. 1951) 
(``Mental Defect. As applied to the qualification of a juror, this term 
must be understood to embrace either such gross ignorance or imbecility 
as practically disqualifies any person from performing the duties of a 
juror.''). As explained above, the statutory definitions in both U.S. 
and other common-law jurisdictions also distinguish ``mental 
defective'' from ``mental illness'' or ``insanity.'' It appears that 
insane persons fall outside the traditional definition of ``mental 
defective,'' except in certain severe cases where a person has a 
permanent or chronic condition that requires guardianship.
    One other textual clue suggests that ATF's current definition of 
``adjudicated as a mental defective'' does not accord with the GCA: 
under ATF's current definition, the ``committed to a mental 
institution'' prong of the statute would be largely (if not entirely) 
superfluous. Involuntary commitments generally require a ``lawful'' 
``determination'' that a person is insane or poses a danger to himself 
or others, and ATF's definition of ``mental defective'' already 
independently encompasses such findings.
    ATF is therefore requesting comments on whether parts of the 
definition of ``adjudicated as a mental defective'' should be moved to 
the definition of ``committed to a mental institution.'' As explained 
further below, ATF is proposing that, for persons who cannot 
responsibly handle firearms due to mental illness, the triggering event 
under the GCA should be an involuntary commitment to a mental 
institution. That commitment may be triggered for the reasons 
previously identified in the ``mental defective'' prong: a finding that 
a person is a danger to himself or others, an acquittal by reason of 
insanity, or a finding of incompetence to stand trial or acquittal by 
reason of lack of mental responsibility under the UCMJ.
    ATF is soliciting comments on both legal and policy questions. 
Legally, ATF requests comments about the original public meaning of 
``mental defective'' in 1968. With respect to policy, ATF is 
particularly interested in whether this reorganization of the rule 
would have any adverse impact on public safety. Specifically, ATF is 
interested in whether there are individuals who are found not guilty by 
reason of insanity or found in a proceeding to be a danger to 
themselves or others but are not committed to a mental institution as 
proposed by the definition. ATF also seeks comment on whether the 
reorganization of the rule along the lines proposed above would permit 
any mentally unstable persons to acquire firearms who could not do so 
today.
6. The Second Amendment and 18 U.S.C. 922(g)(4)
    The Second Amendment presumptively guarantees law-abiding U.S. 
citizens the right to bear arms. New York State Rifle & Pistol Ass'n, 
Inc. v. Bruen, 597 U.S. 1, 32-33 (2022). However, the Supreme Court has 
concluded that this Nation's historical tradition of firearms 
regulation allows the government to disarm individuals who present a 
credible threat to the physical safety of others.\30\ Although the 
Supreme Court has yet to squarely confront the issue, there are strong 
arguments that our Nation's historical tradition likewise permits 
disarming those who have such profound cognitive disabilities that they 
cannot live independently, or require the appointment of a guardian, 
because such persons cannot safely handle dangerous instruments like 
firearms. On the other hand, though, restricting individuals' Second 
Amendment rights solely based on their assessed inability to manage 
their government benefits or other financial assets incorrectly assumes 
that they lack mental capacity to responsibly possess firearms--and 
often does so in the absence of any formal adjudication before a 
judicial or other competent authority.
---------------------------------------------------------------------------

    \30\ United States v. Rahimi, 602 U.S. 680, 700 (2024) (holding 
that an individual who poses a credible threat to the physical 
safety of others may be temporarily disarmed consistent with the 
Second Amendment).
---------------------------------------------------------------------------

B. Proposed Changes

    In proposing the changes indicated below, ATF is guided by the 
original public meaning of the statute. See Food Mktg. Inst., 588 U.S. 
at 433-34. The need to examine original public meaning is more acute 
because ATF's regulations no longer receive deference under Chevron 
U.S.A. Inc. v., Natural Resources Defense Council, Inc., 467 U.S. 837, 
842-43 (1984). Previously, under Chevron, courts would defer to agency 
interpretations of statutes that were permissible but not necessarily 
the best. But in Loper Bright Enterprises v. Raimondo, 603 U.S. 369 
(2024), the Supreme Court overturned Chevron. The court explained that 
``[i]n the business of statutory interpretation, if it is not the best, 
it is not permissible.'' Id. at 400.
    Given Loper Bright, ATF has conducted an exhaustive review of the 
original public meaning of ``adjudicated as a mental defective'' and 
``committed to any mental institution'' in 18 U.S.C. 922(d)(4) and 
(g)(4). ATF has also rejected previous interpretations of these 
provisions that have elevated legislative history and legislative 
purpose over the plain meaning of the statute.
1. ``Adjudicated as a Mental Defective''
    This rule proposes to amend the definition of ``adjudicated as a 
mental defective'' in 27 CFR 478.11 by revising the definition to have 
two main components--one substantive and one procedural--and by 
defining additional terms within the definition for more clarity. 
Additionally, ATF proposes moving parts of the current definition of 
``adjudicated as a mental defective'' into the revised ``committed to a 
mental institution'' definition. Overall, these changes would ensure 
more faithful adherence to the statutory language of 18 U.S.C. 
922(g)(4) and (d)(4) and the congressional intent underlying those 
prohibitions.
    ATF proposes to restructure the definition of ``adjudicated as a 
mental defective,'' which currently has two paragraphs. Paragraph (a) 
defines a person as ``adjudicated as a mental defective'' when there is 
``[a] determination by a court, board, commission, or other lawful 
authority that [the] person, as a result of marked subnormal 
intelligence, or mental illness, incompetency, condition, or disease'' 
``[i]s a danger to himself or others'' or ``[l]acks the mental capacity 
to contract or manage his own affairs.'' Paragraph (b) provides that 
the term ``shall include'' both ``[a] finding of insanity by a court in 
a criminal case'' and ``[t]hose persons found incompetent to stand 
trial or found not guilty by reason of lack of mental responsibility 
pursuant to . . . the Uniform Code of Military Justice.''
    In its restructuring, ATF proposes (1) breaking paragraph (a) into 
four

[[Page 25175]]

paragraphs, each identifying a category of persons who will be 
considered to have been ``adjudicated as a mental defective'' under the 
revised definition; (2) replacing the existing paragraph (b) with a 
definition of ``intellectual disability''; (3) moving the existing 
contents of paragraph (b) into the revised definition of ``committed to 
a mental institution''; and (4) adding a new paragraph (c) to define 
the procedural requirements for a qualifying ``adjudication'' under the 
statute.
Proposed Categories of Persons ``Adjudicated as a Mental Defective''
    The proposal would alter the definition of ``adjudicated as a 
mental defective'' to refer primarily to those conditions involving 
intellectual disabilities. Substantively, paragraph (a) of the current 
regulations would be revised under the proposed rule to provide that a 
person is ``adjudicated as a mental defective'' for purposes of the GCA 
if a court, board, commission, or other lawful authority has (1) 
appointed the person a guardian because of an intellectual disability 
or mental illness; (2) found the person to have a permanent physical 
condition, such as dementia, provided the person has reached the 
functional capability equivalent to that of a person with an 
intellectual disability and has had a guardian appointed; or (3) found 
the person to be incompetent to stand trial based on a mental disease 
or defect where there is no reasonable possibility of restoring 
competence.
    The purpose of the proposed definition would be to identify those 
who suffer from sufficiently subnormal intellectual capacity that, as a 
categorical rule, they cannot be entrusted to responsibly handle 
firearms--even if they do not have a documented propensity for 
violence. Instead, these individuals have such profound and permanent 
disabilities that they lack the cognitive ability to make mature 
judgments. Congress determined that those who are cognitively incapable 
of making responsible judgments across many functional areas cannot be 
trusted to independently possess firearms.
    The proposed categories in paragraph (a) would primarily tie a 
person's status as ``adjudicated as a mental defective'' to a finding 
by a court, board, commission, or other lawful authority that the 
person has an ``intellectual disability.'' Accordingly, as discussed 
below, ATF also proposes to define ``intellectual disability,'' as well 
as to set forth what constitutes an ``adjudication'' for purposes of 
section 922(g)(4). For physical conditions only, the rule proposes to 
make clear that, under the proposed definition, the condition affecting 
a person's intellectual capabilities must be permanent.
    Although the proposed rule would generally separate its treatment 
of intellectual disability (governed primarily by ``adjudicated as a 
mental defective'') from its treatment of mental illness (governed 
primarily by ``committed to a mental institution''), ATF acknowledges 
that the line separating these two concepts is blurry, not bright. One 
difficult case involves a person for whom a guardian has been appointed 
due to extensive mental illness, but who has not been involuntarily 
committed. ATF proposes that when a mental illness becomes severe 
enough to warrant a judicial appointment of a guardian, that would 
qualify a person as ``adjudicated as a mental defective.'' This case 
shares an essential trait with the appointment of a guardian for 
intellectual disability: a determination by a court that a person is 
cognitively unable to make responsible decisions as an independent 
adult. Such persons are the kind of irresponsible persons who Congress 
decided should not be entrusted with firearms. And as explained above, 
such persons were recognized at the periphery of various statutory 
definitions of ``mental defective'' around the time the GCA was 
enacted.
    The proposed rule would also make clear that neither temporary 
guardianship for a physical disability nor the appointment of a limited 
fiduciary counts as an adjudication of mental defectiveness. The 
concept of mental defectiveness describes a person who broadly lacks 
the cognitive capacity to act as a responsible adult. Mental 
defectiveness does not encompass an otherwise responsible person who is 
temporarily cognitively incapacitated due to a transient physical 
condition or who requires assistance in a single functional area (e.g., 
managing money).
    Through paragraph (a)(3), the rule would also include in the 
category of ``adjudicated as a mental defective'' those who have been 
found by a court (or by the convening authority in a court-martial) to 
be incompetent to stand trial based on a mental disease or defect where 
there is no reasonable possibility of restoring competence. Some 
defendants are never found legally insane because medical therapy 
proves ineffective and so they never attain competency to stand trial. 
Because such individuals have profound and longstanding cognitive 
disabilities, though, ATF believes that such individuals fall within 
the definition of ``mental defective'' irrespective of whether they 
have been committed to a mental institution or found insane by a court 
in a criminal case. Nevertheless, for this category, ATF recognizes 
that most of these individuals will also likely be involuntarily 
committed for treatment.
    Persons will also be found incompetent to stand trial if they lack 
``sufficient present ability to consult with [their] lawyer with a 
reasonable degree of rational understanding'' or if they lack ``a 
rational as well as factual understanding of the proceedings against 
[them].'' Dusky v. United States, 362 U.S. 402, 402 (1960) (per 
curiam). A person could be deemed temporarily incompetent for a variety 
of transient physical or mental conditions. ATF does not believe that 
the term ``mental defective'' was meant to reach those with temporary 
physical disabilities or those who had a temporary mental condition 
during which they momentarily did not understand the proceedings 
against them or could not contribute to their own defense. Some 
individuals, however, suffer from severe mental illness and are not 
responsive to medical therapy. ATF believes that such individuals--who 
are often indefinitely confined, but for whom a formal finding of 
insanity was never made because they were never competent to stand 
trial--fall within the scope of ``mental defective,'' irrespective of 
whether they are involuntarily committed, because they broadly lack the 
cognitive ability to live independently and to engage in responsible 
adult behavior.
    ATF also proposes moving three components of the current definition 
of ``adjudicated as a mental defective'' to the definition of 
``committed to a mental institution.'' These are: (1) individuals found 
to be a danger to themselves or others; (2) individuals found insane in 
a criminal case; and (3) individuals found incompetent to stand trial 
or found not guilty by reason of lack of mental responsibility under 
the UCMJ. To be clear, ATF is not proposing to eliminate these as a 
basis for a firearms prohibition under 18 U.S.C. 922(g)(4) or 
922(d)(4). ATF is merely requesting comment on whether individuals in 
these categories are properly understood to be prohibited on the basis 
of an involuntary commitment rather than an adjudication of mental 
defectiveness.
Proposed Definition of ``Intellectual Disability'' for Purposes of 
``Adjudicated as a Mental Defective''
    The first category in the proposed new definition of ``adjudicated 
as a mental defective,'' at paragraph (a)(1), involves persons who have 
had a

[[Page 25176]]

guardian appointed by a court, board, commission, or other lawful 
authority because of an intellectual disability. Similarly, the 
proposed new second category, at paragraph (a)(2), encompasses persons 
who, as a result of a permanent physical condition, have the functional 
capacity equivalent to a person with an intellectual disability and who 
have accordingly been placed in a guardianship. ATF is therefore 
proposing to define ``intellectual disability'' (also known as 
``intellectual developmental disorder'') consistently with the latest 
psychiatric guidelines, in a new paragraph (b) within the definition of 
``adjudicated as a mental defective.'' In new paragraph (b)(1), ATF 
proposes to define intellectual disability as existing when a person 
(1) has a full-scale IQ score (``FSIQ'') below 45 or (2) has a FSIQ 
less than 69 and has limitations in multiple adaptive functioning 
domains such that the person is incapable of living independently.
    This part of the proposed definition focuses on individuals who 
suffer from an intellectual disability severe enough that they require 
guardianship and cannot live independently. This is in line with the 
current DSM (``Diagnostic and Statistical Manual of Mental 
Disorders''), which emphasizes the diagnostic significance of 
functional disabilities, not just low performance on an IQ test. See 
American Psychiatric Association, Diagnostic and Statistical Manual of 
Mental Disorders, Fifth Edition--Text Revision, 34 (2022) (``DSM-V-
TR''). Like DSM-V-TR, ATF is differentiating between those with a mild 
intellectual disability--who would not always be covered by ATF's 
proposed definition of the term--and those with a more-limiting 
moderate, severe, or profound diagnosis--who would necessarily be 
covered by that definition. As the DSM-V-TR explains, individuals with 
a moderate diagnosis can care for their own personal needs but require 
extended instruction and ongoing support from others. Individuals with 
a severe diagnosis require support for all daily activities and always 
require supervision for the well-being of themselves or others. And 
individuals with a profound diagnosis are dependent on others for all 
physical care, health, and safety. DSM-V-TR does not provide an 
intelligence quotient (``IQ'') score for each level of severity like 
earlier DSM editions did.\31\ Rather, DSM-V-TR notes that IQ tests are 
less reliable as the score gets lower and so instead bases intellectual 
disability on both cognitive capacity (i.e., IQ) and adaptive 
functioning, rather than IQ alone.
---------------------------------------------------------------------------

    \31\ ``Intellectual functioning is typically measured with 
individually administered and psychometrically valid, comprehensive, 
culturally appropriate, psychometrically sound tests of 
intelligence. Individuals with intellectual disability have scores 
of approximately two standard deviations or more below the 
population mean, including a margin for measurement error (generally 
<plus-minus>5 points). On tests with a standard deviation of 15 and 
a mean of 100, this involves a score of 65-75 (70 <plus-minus> 5). 
Clinical training and judgment are required to interpret test 
results and assess intellectual performance.'' DSM-V-TR at 42.
---------------------------------------------------------------------------

    For individuals with an IQ of 45 or lower, ATF does not believe 
that a separate inquiry into adaptive functioning is necessary because 
adaptive deficits will be immediately apparent. Although DSM-V-TR does 
not include a specific IQ range for each intellectual disability 
diagnosis level, the previous DSM did, and they remain instructive for 
ATF. See American Psychiatric Association, Diagnostic and Statistical 
Manual of Mental Disorders, Fourth Edition, 40 (1994) (``DSM-IV''). 
Under DSM-IV, diagnoses of moderate, severe, or profound intellectual 
disability generally occur in individuals with an IQ of less than 50. 
See id.\32\ The approximate mental age for those with a moderate 
intellectual disability is six- to nine-years-old; those with a severe 
disability have an approximate mental age of three- to six-years-old; 
and those with a profound intellectual disability have a mental age of 
3-years-old or younger. See Children's Health Issues, supra note 30. 
Individuals in these categories usually require training and support 
for daily living needs. ATF believes that such individuals, if placed 
in guardianships or found incompetent to stand trial, are categorically 
``adjudicated as [ ] mental defective[s]'' for purposes of 18 U.S.C. 
922(g)(4) and (d)(4), given their cognitive inability to engage in 
responsible adult behavior. While DSM-IV classified those with an IQ 
under 50 as having moderate or greater intellectual disability, ATF 
believes that setting the categorical IQ limit at under 45 would avoid 
any troubling consequences from any margin of error in intellectual 
testing.
---------------------------------------------------------------------------

    \32\ See also Children's Health Issues--Levels of Intellectual 
Disability (Merck Manual Consumer Version), <a href="https://www.merckmanuals.com/home/pages-with-widgets/tables?mode=list">https://www.merckmanuals.com/home/pages-with-widgets/tables?mode=list</a> (last 
visited Dec. 3, 2025) [<a href="https://perma.cc/VL3Y-XTSD">https://perma.cc/VL3Y-XTSD</a>].
---------------------------------------------------------------------------

    Persons with a mild intellectual disability generally have IQs 
between 50 and 69 and may function age-appropriately. They may need 
support, however, for complex living tasks. It is generally believed 
that these individuals have an approximate mental age between 9- and 
12-years-old. ATF's proposed definition of ``intellectual disability'' 
would not include individuals with mild intellectual disability unless 
they demonstrate significant functional impairments across multiple 
functional areas. This is more consistent with understandings of 
intellectual disability than the current regulatory criteria, under 
which functional inability in a single area (e.g., inability to manage 
money) can result in a lifetime firearms disability.
    To be clear, determining whether a person has an intellectual 
disability is not achieved simply by conducting an IQ test. As DSM-V-TR 
explains, whether an individual has an intellectual disability depends 
on both intellectual capacity and adaptive functioning. Thus, under the 
proposed rule, persons with an IQ between 46 and 69 would not be 
determined mentally defective for firearms purposes unless there was 
evidence that they also exhibited significant limitations in multiple 
adaptive functioning domains, such that they were incapable of living 
independently. Persons with an IQ of 45 or less would necessarily have 
profound functional deficits, so, while the combination of the two 
would still be applicable, additional evidence on those deficits would 
not be necessary at that IQ level. As reflected in the four categories 
in paragraph (a), however, ATF's proposed rule would not disqualify 
everyone who tested with an IQ of 45 or below from possessing firearms. 
Instead, the rule would prohibit only those found to be intellectually 
disabled who also had guardians appointed or who were found incompetent 
to stand trial. Those latter proceedings would also likely examine 
functional deficits.
    Because all intelligence tests have a margin of error, ATF believes 
that an inquiry into adaptive functioning would help resolve marginal 
cases where a person might test with an IQ between 46 and 69. For 
example, an inquiry into adaptive functioning would demonstrate that a 
person who tests with an IQ of 53 might actually have a true IQ below 
46 if the person has significant limitations across multiple adaptive 
functions. In such a case, the person who tests with an IQ of 53 but 
shows significant limitations in multiple adaptive functions would 
still fall within the definition of ``intellectually disabled.''
    ATF also proposes to add a second paragraph, paragraph (b)(2), to 
the definition of ``intellectual disability'' to address proceedings 
where there is no explicit finding of intellectual disability according 
to the modern diagnostic criteria discussed above. Under this 
paragraph, a person would also be deemed intellectually disabled when 
an

[[Page 25177]]

adjudicator makes findings that the individual has cognitive and 
functional deficits that would be equal to or greater than those 
described in paragraph (b)(1). This provision would prevent 
determinations of mental defectiveness from depending upon findings of 
fact that exactly mirror modern diagnostic criteria or other ``magic 
words.'' A finding that a person has major adaptive limitations across 
multiple functional domains as a result of significant subnormal 
intelligence would still count as a determination that the person is 
intellectually disabled, even if there was no explicit finding of IQ on 
the record. For example, an adjudicator might find that, because of 
subnormal intelligence, a person has multiple severe functional 
deficits, requires constant guardian supervision, and, thus, cannot 
live independently. Such adjudications would suffice to establish a 
person's intellectual disability for purposes of the proposed rule even 
though they do not mention a specific IQ number. This provision 
reflects that the core of being intellectually disabled is exhibiting 
severe functional limitations resulting from subnormal intelligence, 
not a specific score on an intelligence test. Again, this definition of 
``intellectually disabled'' aligns with the current medical and 
psychiatric understanding of cognitive capacity. DSM-V-TR generally 
pulls away from specific IQ ranges, focusing instead on the patient's 
general functional ability in order to discern mild, moderate, severe, 
and profound categories of intellectual disability. See DSM-V-TR at 31-
37.
    ATF also proposes in paragraph (b)(3) to clarify that a 
determination of mental defectiveness under the GCA must result from a 
mental illness or defect, or from a permanent physical disability or 
disease. Under the current regulatory definition, a person could be 
declared mentally incompetent and trigger the firearms prohibition by 
merely having a fiduciary appointed due to a temporary physical 
condition. For example, persons in a coma for 60 days might require a 
temporary fiduciary to manage their financial affairs only during that 
time. However, records showing that the person had a fiduciary 
appointed could cause the person to be prohibited from possessing a 
firearm indefinitely. Likewise, individuals who need assistance in a 
single functional area (e.g., managing money) are not categorically 
persons who are ``mentally defective'' and unable to engage in 
responsible adult behavior. Yet, under the current regulatory 
definition, persons in these examples and others could be prohibited 
from firearm ownership for life unless they applied for relief from 
disability or underwent another state process to remove the resulting 
prohibition. That could be true even if they did not suffer from any 
mental illness or defect and were not ordinarily thought of as the kind 
of persons who, because of subnormal intelligence, could not manage 
their affairs and engage in responsible adult behavior. ATF believes 
this understanding of ``mental defective'' is overbroad and was not 
Congress's intent when enacting this provision.
    The proposed rule would therefore make clear that a person who is 
appointed a temporary guardian because of a temporary physical 
disability, or who is appointed a fiduciary solely because they need 
assistance managing their financial affairs, would not be ``adjudicated 
as a mental defective'' for purposes of sections 922(g)(4) and (d)(4). 
This revision would prevent, for example, people who require a 
temporary guardian during recovery from an accident or illness from 
being prohibited under the GCA. Accordingly, ATF is proposing to 
include paragraph (b)(3) under the definition of ``intellectual 
disability,'' which would state: ``An intellectual disability shall not 
be deemed to exist solely because an individual has had a temporary 
guardian appointed due to a transient physical disability or because an 
individual has had a fiduciary appointed solely to assist with managing 
their financial affairs.''
Proposed Procedural Requirements for Adjudications
    Procedurally, ATF is proposing to establish, in a new paragraph (c) 
in the definition of ``adjudicated as a mental defective,'' the minimum 
due process requirements that an adjudication must adhere to for a 
person to qualify as having been ``adjudicated'' as a mental defective 
for purposes of the GCA. While ``adjudicated as a mental defective'' is 
often found in conjunction with the second statutory prong--``committed 
to a mental institution''--it is not statutorily required that both 
occur for a person to be prohibited under 18 U.S.C. 922(g)(4) or 
(d)(4). Due process requirements in mental health commitment 
proceedings have been addressed by the Supreme Court, most notably in 
Addington v. Texas, 441 U.S. 418 (1979). However, there is little case 
law to explain what process is necessary for a person to be 
``adjudicated as a mental defective'' without a subsequent commitment.
    Under the current definition of the statutory term, this leads to 
the possibility that persons could be found to pose a danger to 
themselves or others or to lack the mental capacity to contract or 
manage their own affairs without certain procedural standards that 
should be met before their constitutional rights are impacted. For 
example, as explained above in section II.A.2, many veterans for whom a 
fiduciary was appointed to handle their VA benefits were deemed 
prohibited persons under sections 922(g)(4) and (d)(4) of the GCA, even 
though no formal competency hearing was conducted. In such cases, 
disarmament resulted from an assessment by a single administrator.\33\ 
The prospect of a constitutional right being stripped away without 
greater procedural protections raises concerns under the Second, Fifth, 
and Fourteenth Amendments. In addition, the plain meaning of the word 
``adjudication'' requires the opportunity for an adversarial process. 
Accordingly, the proposed rule would identify the procedural 
requirements necessary to be ``adjudicated as a mental defective,'' so 
as to provide the same level of procedural protections for any Second 
Amendment restriction under sections 922(g)(4) and (d)(4), whether or 
not it stems from a formal ``commitment.''
---------------------------------------------------------------------------

    \33\ See generally Jordan B. Cohen and Madeline D. Moreno, Cong. 
Research Serv., R47626, Gun Control, Veterans' Benefits, and Mental 
Incompetency Determinations (2023); see also generally Lynn Sears, 
Cong. Research Serv., IF13019, The VA Fiduciary Program, An Overview 
(2025); Jordan B. Cohen, Cong. Research Serv., TE10109, Correcting 
VA's Violations of Veterans' Due Process and Second Amendment Rights 
(2025).
---------------------------------------------------------------------------

    ATF proposes that an ``adjudication'' within the meaning of section 
922(g)(4) occurs when a court, board, commission, or other lawful 
authority has provided individuals as to whom a determination is being 
made with:
    (1) An in-person or remote hearing before an unbiased adjudicator;
    (2) An opportunity to hear opposing evidence, to present evidence, 
and to confront adverse witnesses;
    (3) Permission to be represented by counsel;
    (4) An appointed counsel or a guardian ad litem when there are 
reasonable grounds to believe that individuals lack a sufficient 
factual or rational understanding of the proceedings to represent 
themselves or act in their own defense;
    (5) Adequate notice of the hearing; and
    (6) In a civil proceeding, a determination based on at least clear 
and convincing evidence.
    These are basic procedural protections. Congress has specified many 
of these protections in other

[[Page 25178]]

contexts relating to federal firearms laws, so ATF believes they are 
likely also captured by the plain meaning of ``adjudicated'' in the 
context of the GCA.\34\
---------------------------------------------------------------------------

    \34\ See, e.g., 18 U.S.C. 921(a)(33)(B) (providing procedural 
protections required for an individual to be considered to have been 
convicted of a misdemeanor crime of domestic violence); 34 U.S.C. 
10152(a)(1)(I)(iv) (conditioning criminal justice grants for state 
``extreme risk protection order programs'' on states' implementation 
of various procedural safeguards).
---------------------------------------------------------------------------

    These proposed procedural protections are included to ensure that 
the right to possess arms is not removed without due process. For a 
proceeding to satisfy ATF's definition of ``adjudication,'' a court (or 
other covered adjudicator) would be required to appoint counsel or 
guardians ad litem if there are reasonable grounds to believe persons 
are incapable of representing themselves. Persons do not have due 
process if they lack a sufficient factual or rational understanding of 
the proceedings involving them, such that they are incapable of 
providing for their own defense or presenting evidence on their own 
behalf. ATF seeks comment on this requirement, particularly on whether 
any jurisdictions permit potentially incompetent persons to face 
guardianship or other legal proceedings without either appointing 
counsel or a guardian ad litem. ATF also seeks comment on whether any 
jurisdictions permit competency or capacity determinations to be made 
without hearings, including at the election of the individual involved.
    The applicable standard of proof would vary depending on the nature 
of the proceeding. In civil commitment proceedings, the Supreme Court 
has required the state to prove the necessity of commitment by clear 
and convincing evidence. Addington v. Texas, 441 U.S. 418, 433 (1979). 
This is because ``the individual's interest in the outcome of a civil 
commitment proceeding,'' which could result in the loss of liberty, 
``is of such weight and gravity.'' Id. at 427. Although the term 
``adjudicated as a mental defective'' does not require commitment, ATF 
believes that clear and convincing evidence should be the general 
minimum standard before persons are prohibited from exercising their 
Second Amendment rights, and this is the standard generally employed in 
adult guardianship proceedings.
    In criminal proceedings, however, a lower standard of proof can be 
more protective of the defendant. For example, in Cooper v. Oklahoma, 
517 U.S. 348 (1996), the petitioner argued that a statutory requirement 
that the criminal defendant prove his incompetence to stand trial by 
clear and convincing evidence was a violation of due process. Id. at 
353. The Supreme Court held that a state could not require persons to 
prove their incompetency by clear and convincing evidence in order to 
safeguard the fundamental right not to stand trial while incompetent. 
Id. at 369. Thus, in a criminal proceeding, a person may face mandatory 
commitment based on a preponderance of the evidence standard. See, 
e.g., United States v. Shaway, 865 F.2d 856, 859-610 (7th Cir. 1989). 
By making clear that the ``clear and convincing'' standard is for civil 
proceedings only, this rule would not restrict application of the lower 
standard of proof, i.e., preponderance of the evidence, in criminal 
proceedings. This is necessary to avoid the anomaly that committed 
persons in criminal proceedings could retain their firearm rights where 
civilly committed persons could not, simply because criminal 
proceedings have burdens of proof that are more friendly to the 
defendant.
2. ``Committed to a Mental Institution''
    ATF also proposes revising the definition of ``committed to a 
mental institution.'' The current definition of ``committed to a mental 
institution'' is ``[a] formal commitment of a person to a mental 
institution by a court, board, commission, or other lawful authority. 
The term includes a commitment to a mental institution involuntarily. 
The term includes commitment for mental defectiveness or mental 
illness. It also includes commitments for other reasons, such as for 
drug use. The term does not include a person in a mental institution 
for observation or a voluntary admission to a mental institution.''
    ATF proposes revising this definition in two ways. First, the 
proposed rule would add examples of qualifying commitments, including 
those removed from paragraph (b) of the ``adjudicated as a mental 
defective'' definition. The three examples from the ``adjudicated'' 
prong that would be moved into the ``committed to a mental 
institution'' prong are: (1) individuals who are found to be a danger 
to themselves or others; (2) individuals found insane in a criminal 
case; and (3) individuals found incompetent to stand trial or found not 
guilty by reason of lack of mental responsibility under the UCMJ.
    Second, the revised definition of ``committed to a mental 
institution'' would make clear that the commitment must be ``[a] formal 
and involuntary commitment of a person to a mental institution by a 
court, board, commission, or other lawful authority.'' This largely 
follows the current definition, except for the inclusion of the word 
``involuntary.'' The current regulation states that the term ``includes 
a commitment to a mental institution involuntarily'' and ``does not 
include . . . a voluntary admission to a mental institution.'' 27 CFR 
478.11. Accordingly, the position of ATF and the courts has long been 
that voluntary admissions of any kind do not qualify under the statute. 
Consequently, ATF is adding ``involuntary'' as a core part of the 
definition.
    The definition would include a non-exhaustive list of examples that 
qualify as involuntary commitments for purposes of 18 U.S.C. 922(g)(4) 
and (d)(4). These include:
    (1) Commitments resulting from determinations that individuals are 
a danger to themselves or others based upon mental disease or defect;
    (2) Commitments resulting from other reasons, such as for drug use;
    (3) Commitments resulting from a verdict of insanity by a court in 
a criminal case;
    (4) Commitments resulting from a verdict of not guilty by reason of 
lack of mental responsibility pursuant to article 50a of the Uniform 
Code of Military Justice;
    (5) Commitments resulting from a person being found incompetent to 
stand trial under article 72b of the Uniform Code of Military Justice; 
and
    (6) Commitments resulting from a determination that a person is 
incompetent to stand trial in a civilian criminal case, if the basis 
for that determination is a mental disease or defect.
    Paragraphs (1), (3), (4), and (5) would be the provisions 
transferred from the ``adjudicated as a mental defective'' prong to the 
``committed'' prong. Again, ATF requests comments about whether this 
transfer will have any adverse impact on public safety. ATF is 
particularly interested to learn whether any individuals who would meet 
the current definition of ``adjudicated as a mental defective'' on the 
basis of being judicially found to be a danger to themselves or others 
or being found not guilty by reason of insanity would not be 
involuntarily committed to a mental institution.
    Paragraph (2) would simply continue current practice without 
change. Paragraph (6), which complements paragraph (5), is added to 
prevent dissimilar treatment of analogous military and civilian 
proceedings.

[[Page 25179]]

III. Statutory and Executive Order Review

A. Executive Orders 12866 and 13563

    Executive Order 12866 (Regulatory Planning and Review) directs 
agencies to assess the costs and benefits of available regulatory 
alternatives and, if regulation is necessary, to select regulatory 
approaches that maximize net benefits.
    Executive Order 13563 (Improving Regulation and Regulatory Review) 
emphasizes the importance of agencies quantifying both costs and 
benefits, reducing costs, harmonizing rules, and promoting flexibility.
    This rule amends 27 CFR part 478.11 to update the definitions of 
``adjudicated as a mental defective'' and ``committed to a mental 
institution.'' ATF's aim is to both give effect to the statutory 
language and to ensure that all persons falling under the ``adjudicated 
as a mental defective'' prong receive due process before their Second 
Amendment rights are affected. The proposed amendments to the 
definition of ``adjudicated as a mental defective'' eliminate the risk 
of persons losing the right to bear arms based solely on a 
determination that they lack the mental capacity to contract or manage 
their own affairs--a determination that, under past practice, was often 
based on findings pertaining specifically to an inability to 
independently manage financial affairs. The proposed amendments instead 
focus on an individual's overall intellectual capacity and ability to 
safely handle firearms. The proposed amendments would also more clearly 
distinguish between the definitions of ``adjudicated as a mental 
defective'' and ``committed to a mental institution.''
    The Office of Management and Budget (``OMB'') has determined that 
this proposed rule would be a ``significant regulatory action'' under 
Executive Order 12866.
1. Need Statement
    As discussed above, ATF believes its current regulation is 
overbroad because it encompasses individuals who do not suffer from the 
kinds of mental disabilities that fell within the term ``mental 
defective'' at the time the GCA was enacted. Specifically, since the 
regulation was first published in 1997, the term ``adjudicated as a 
mental defective'' has been interpreted to encompass individuals who 
have only narrow functional deficits, such as the inability to manage 
financial benefits, as opposed to those individuals who have broadly 
subnormal intellectual capacity such that they cannot responsibly 
handle firearms.
    For example, veterans deemed incompetent to manage their financial 
affairs and assigned a fiduciary have been considered ``adjudicated as 
a mental defective'' under the existing interpretation of that phrase, 
absent any further assessment or finding as to whether they are a 
danger to themselves or others.\35\ These VA competency determinations 
frequently have no nexus to a person's ability to handle firearms 
responsibly, and are in practice instead based largely on a person's 
ability to independently manage their financial affairs. Thus, persons 
have been denied the Second Amendment right to bear arms simply because 
they are not financially responsible, even though they are otherwise 
able to manage their own lives. But ATF has concluded that persons with 
isolated functional deficits are not the kind of individuals who are 
mentally defective as that term was used in the GCA. Nor are such 
individuals the kind of irresponsible or dangerous persons who Congress 
sought to prohibit from possessing firearms under section 
922(g)(4).\36\
---------------------------------------------------------------------------

    \35\ See supra section II.A.2.
    \36\ See 114 Cong. Rec. 21657, 21791, 21832, and 22270 (1968).
---------------------------------------------------------------------------

    Moreover, current regulations also fail to properly distinguish 
between ``adjudicated as a mental defective'' and ``committed to a 
mental institution.'' For example, in the 1997 final rule, ATF accepted 
the DoD's recommendation to amend the definition of ``adjudicated as 
mental defective'' to include certain military personnel who were 
committed after being found not guilty ``for reason of a lack of mental 
responsibility.'' 62 FR 34637. But individuals who are involuntarily 
committed for that reason or because they have been found incompetent 
to stand trial under the UCMJ should be primarily disqualified based on 
the ``committed to a mental institution'' prong of 18 U.S.C. 922 (g)(4) 
and (d)(4), not the ``adjudicated as a mental defective'' prong.\37\ 
Similarly, it is ATF's understanding that individuals found by courts 
to be a danger to themselves or others, or found ``not guilty by reason 
of insanity,'' generally are committed to mental institutions. ATF's 
classification of these individuals as ``mental defective[s]'' 
therefore appears to have improperly blended two different 
disqualifications under 18 U.S.C. 922(g)(4) and (d)(4).
---------------------------------------------------------------------------

    \37\ As explained above, in separating these categories, ATF 
recognizes that there may still be some overlap between them.
---------------------------------------------------------------------------

    Thus, this proposed rule would make two principal changes. First, 
the proposed rule would clarify that the term ``adjudicated as a mental 
defective'' describes only those individuals who, as a result of a 
serious global intellectual deficit, cannot responsibly handle 
firearms. The proposed rule would provide a definition of 
``intellectual disability'' in order to clarify the level of deficit a 
person must generally possess in order to be considered a ``mental 
defective'' under the GCA. The proposed rule would also make clear that 
individuals who present solely with isolated functional deficits, such 
as the inability to manage their government benefits, are not mentally 
defective within the meaning of the GCA.
    The proposed rule would also set forth several conditions that a 
proceeding must meet to qualify as an ``adjudication'' within the 
meaning of sections 922(g)(4) and (d)(4). Among other requirements, the 
proposed rule would provide that in a civil proceeding the 
determination of mental defectiveness must be made based on at least 
clear and convincing evidence. ATF determined this change is necessary 
because a higher evidentiary standard should be met before persons are 
prohibited from exercising their Second Amendment rights.
    Second, the proposed rule would more explicitly distinguish the 
``adjudicated as a mental defective'' and ``committed to a mental 
institution'' prongs of sections 922(g)(4) and (d)(4) by expressly 
realigning to the latter certain qualifying commitments that ATF 
understands to be currently encompassed by the former. Examples of 
commitments that would transfer over because they fit better under the 
``committed'' prong are: (1) commitments resulting from a determination 
that an individual is a danger to themselves or others; (2) commitments 
resulting from a verdict of insanity in a criminal case; and (3) 
commitments resulting because the person is found incompetent to stand 
trial or found not guilty by reason of lack of mental responsibility 
under the UCMJ. The revised definition of ``committed to a mental 
institution'' would also include other examples of commitments that are 
already covered by the current definition.
    ATF is also making clear that the term ``commitment'' requires 
``[a] formal and involuntary commitment of a person to a mental 
institution by a court, board, commission, or other lawful authority.'' 
And the proposed definition would codify the longstanding position of 
ATF and the courts that a ``commitment'' under the GCA does not include 
``a

[[Page 25180]]

voluntary admission to a mental institution.''
2. Benefits
    The proposed rule amends the definitions in 27 CFR 478.11 to define 
the terms ``adjudicated as a mental defective'' and ``committed to a 
mental institution.'' The changes to the definitions will both give 
effect to the statutory language and ensure that veterans (and other 
affected persons) can retain their Second Amendment rights when a 
fiduciary or limited guardian is appointed to manage their financial or 
personal affairs. ATF estimates that the proposed rule would 
beneficially impact a specific segment of the public by providing 
qualitative benefits primarily to current and future firearm owners who 
would otherwise be prohibited under 18 U.S.C. 922(g)(4) and (d)(4) 
because they possess narrow functional limitations, on the basis that 
they ``[l]ack the mental capacity to contract or manage [their] own 
affairs.'' ATF does not have data on the entire subset of persons who 
fall into this group, but must use the best available data to estimate 
the size of this affected population.
    The Brady Handgun Violence Prevention Act of 1993, Public Law 103-
159, requires federal firearms licensees (``FFLs'') to request 
background checks on prospective firearm transferees. In 1998, the 
Federal Bureau of Investigation (``FBI'') established NICS to process 
these background checks. NICS queries three national databases for 
possible matches when conducting a NICS check. These databases are: (1) 
National Crime Information Center (``NCIC''), which contains records of 
wanted persons, subjects of protection orders, and other persons who 
pose a threat to officer and public safety; (2) Interstate 
Identification Index (``III''), which provides access to criminal 
history records; and (3) the NICS Indices, which contain information on 
prohibited persons as defined by 18 U.S.C. 922(g) or (n) or state law. 
The information in the NICS Indices is provided by federal, state, 
local, and tribal agencies. As a result of the NICS Improvement 
Amendments Act of 2007 (``NIAA''), Public Law 110-180 (122 Stat. 2599), 
federal agencies are required to make available to NICS all records 
that are relevant to determining whether a person is disqualified from 
possessing or receiving a firearm under 18 U.S.C. 922(g) or (n). 
Federal agencies satisfy this obligation by adding applicable 
information to NCIC, III, or the NICS Indices. However, at the state 
level, providing information to NCIC, III, or the NICS Indices is 
optional unless otherwise required by state law or federal funding 
requirements.
    For purposes of this population size analysis, ATF focused on the 
NICS Indices, which include the majority of records pertinent to 
adjudications that would be affected by this rule.\38\ Again, records 
submitted to the NICS Indices are categorized according to the federal 
prohibitions under 18 U.S.C. 922(g) and (n), or in a catch-all file 
that tracks state prohibitions and court-ordered firearm restrictions. 
Records on persons adjudicated as mental defectives or involuntarily 
committed to mental institutions are entered into the NICS Indices and 
categorized under the 922(g)(4) prohibition. Documents relevant to this 
prohibition include judgment and commitment orders; sentencing orders; 
and records of judicial or administrative proceedings adjudicating 
persons' inability to manage their own affairs, if the adjudication is 
based on marked subnormal intelligence or mental illness, incompetency, 
condition, or disease.
---------------------------------------------------------------------------

    \38\ The other two databases NICS queries, NCIC and III, consist 
primarily of criminal records, so these databases are generally not 
relevant to estimating the size of the population that will 
primarily benefit from the proposed rule: persons with narrow 
functional limitations who fall under the ``[l]acks the mental 
capacity to contract or manage his own affairs'' element of the 
current regulation. The NCIC and III do, however, supply data about 
persons found insane in a criminal case, found incompetent to stand 
trial, or found not guilty by reason of lack of mental 
responsibility, so they still have some bearing on the overall 
population of persons currently considered ``adjudicated as a mental 
defective.''
---------------------------------------------------------------------------

    Of the 34,036,267 active records submitted to the NICS Indices as 
of December 31, 2025, a total of 8,213,415, or 24 percent of all 
records, were categorized as falling under the section 922(g)(4) 
prohibition. Of the ten GCA prohibited categories, this prohibition 
appears to be the second-largest source of records in the NICS Indices, 
second only to the 16,063,869 records submitted under the prohibition 
against firearm possession by illegal/unlawful aliens (18 U.S.C. 
922(g)(5)). Nevertheless, the 8,213,415 number is an imprecise proxy 
for the population affected by the proposed rule, as it includes 
adjudications of mental defectiveness that would not be affected by 
this proposed rule, as noted above, and also includes persons who were 
entered into the NICS Indices because they were ``committed to a mental 
institution'' (whether separately from or in addition to having been 
``adjudicated as [ ] mental[ly] defective'').
    The closest proxy for the population affected by the portion of the 
definition ATF proposes to revise may therefore be the set of NICS 
Indices data submitted by the VA. As discussed in the preamble, a 
significant number of veterans currently fall under the ``[l]acks the 
mental capacity to contract or manage his own affairs'' provision on 
the basis of a single functional limitation--i.e., due to 
determinations that they need a fiduciary to assist them with managing 
VA benefits. By the end of December 31, 2025, there were 74,749 active 
VA records in the NICS Indices that the VA believed triggered the 
``adjudicated as a mental defective'' prohibition. However, this number 
may still be overinclusive because these records could include some 
individuals who would continue to qualify as having been ``adjudicated 
as a mental defective'' under ATF's proposed revisions to the current 
regulation, such as veterans appointed guardians as a result of an 
intellectual disability or mental illness. In addition, an unknown 
percentage of these records pertain to veterans who have not attempted 
to purchase or possess firearms, and would continue not to even under 
the proposed rule. ATF therefore does not have a valid set of data for 
precisely assessing the number of individuals who would be affected by 
the changes in the proposed rule. ATF welcomes public comment on 
additional data sources or proxies to further estimate the affected 
population of individuals, veterans or otherwise, who have been deemed 
mentally defective by a court, board, commission, or other lawful 
authority based solely on their narrow functional limitations, on the 
grounds that they are unable to contract or manage their own affairs 
within the meaning of ATF's current regulatory definition.
    Regardless of the size of the affected population, they would 
realize the proposed amendment's qualitative benefits in three ways. 
First, and most broadly, the proposed rule would prevent persons from 
losing their Second Amendment rights based solely on a determination 
that they have certain narrow functional limitations. This expected 
benefit is impossible to quantify or monetize but can certainly be 
deemed valuable to an unknown proportion of current or prospective gun 
owners who would otherwise qualify as ``adjudicated as a mental 
defective,'' as well as persons who already have lost their firearms 
rights on this basis under the existing definition.
    Second, veterans in the affected population would realize a benefit 
because the proposed amendments would enable the VA to fully assess 
whether a veteran requires a fiduciary to

[[Page 25181]]

assist with financial matters without fear of negatively impacting a 
veteran's Second Amendment rights. Additionally, such a change would 
allow a veteran to seek needed assistance from the VA without fear of 
permanently losing firearms rights, and would therefore potentially 
increase veterans' willingness to be treated. That would ostensibly 
improve their quality of life and that of their families who may depend 
on their proper treatment. Similar benefits would accrue to non-
veterans who have had a fiduciary appointed for financial matters, but 
who are otherwise able to act responsibly and manage other aspects of 
their life.
    Third, ATF expects the proposed rule would benefit certain at risk 
or vulnerable persons affected by the current regulatory definition, as 
it would obviate the collateral processes those persons encounter if 
they are deemed to be prohibited. Because individuals who have been 
appointed a fiduciary solely to assist with managing their financial 
affairs or who have been appointed a temporary guardian due to a 
temporary physical condition would no longer be considered 
``adjudicated as a mental defective'' under the proposed rule, they 
would be spared the financial burden of later applying for relief from 
disability under 18 U.S.C. 925(c) or a qualified state relief 
program,\39\ or otherwise going through a cumbersome process of having 
their records updated and removed from NICS once they recover from 
their temporary physical condition or no longer have a fiduciary to 
manage their financial affairs. Thus, this third benefit would 
constitute both a qualitative benefit as well as a quantitative cost 
savings. In its recent proposed rule titled ``Application for Relief 
From Disabilities Imposed by Federal Laws with Respect to the 
Acquisition, Receipt, Transfer, Shipment, Transportation, or Possession 
of Firearms,'' 90 FR 34394 (July 22, 2025), the Department proposed a 
new relief from disabilities process. The Department estimated that, 
under this new process, applying for relief from a firearms disability 
will take approximately 60 minutes.
---------------------------------------------------------------------------

    \39\ See ATF, List of States with a Qualifying Relief of 
Disability Program, <a href="https://www.atf.gov/media/21166/download">https://www.atf.gov/media/21166/download</a> 
[<a href="https://perma.cc/GHQ3-9N7H">https://perma.cc/GHQ3-9N7H</a>)].
---------------------------------------------------------------------------

    Because affected individuals falling under ATF's current definition 
of ``adjudicated as a mental defective'' would likely apply for relief 
from disability in their personal capacity, ATF estimates that the 
opportunity cost of applying for relief under section 925(c) would be 
based on the value of their free time or ``leisure time.'' ATF 
calculated the monetized value of that time using a standard leisure 
wage formula. For an applicant's rate calculation, ATF relied on a 
methodology developed by the Department of Health and Human Services 
(``HHS'') \40\ for calculating the hourly leisure wage. Because HHS's 
methodology relies on Bureau of Labor Statistics (``BLS'') data that is 
updated monthly, we did not need to use an inflation-adjusted wage 
rate.
---------------------------------------------------------------------------

    \40\ U.S. Department of Health and Human Servs., Valuing Time in 
the U.S. Department of Health and Human Services Regulatory Impact 
Analyses: Conceptual Framework and Best Practices, at 40-41 (June 
2017), <a href="https://aspe.hhs.gov/sites/default/files/private/pdf/257746/VOT.pdf">https://aspe.hhs.gov/sites/default/files/private/pdf/257746/VOT.pdf</a> (last visited April 29, 2026).
---------------------------------------------------------------------------

    Accordingly, consistent with HHS's methodology, ATF used the BLS 
median weekly income for full-time employees as the base for 
calculating the hourly leisure wage. Based on this methodology, ATF 
attributes a rounded value of $23 per hour for time spent by 
respondents completing the application form. Because ATF does not have 
data on the actual size of the affected population, ATF provides the 
following cost savings estimate as an illustrative case. If, for 
example, 10 percent of the approximately 74,000 individuals in the 
accumulated set of VA records submitted to NICS were prohibited because 
they had a fiduciary appointed solely to assist with managing their 
financial affairs or were placed in a temporary guardianship due to a 
temporary physical condition, and these veterans accordingly had to 
later apply for relief from firearms disability under 18 U.S.C. 925(c), 
that would be 7,400 veterans. This set of potentially affected persons 
would currently accrue a total of $170,200 in monetized time burden 
($23/hour * 1 hour * 7,400), which they would then save due to this 
proposed rule.
    In addition, the Department's proposed rule would require a $20 
per-application fee to fully self-sustain the first year of the new 
relief program's operation.\41\ As a result, assuming the Department 
imposes this fee and all 7,400 potential applicants would have paid it 
in the future, this would result in an additional future cost of 
$148,000 in the first year that these potential applicants would save 
due to ATF's proposed rule. Therefore, ATF estimates the total annual 
costs saved (or quantifiable benefits) in the first year of this 
proposed rule at $318,200. In reality, the costs saved could be greater 
because ATF's estimate does not encompass the entire population 
affected by the proposed rule, and instead is based only on data 
pertaining to veterans.
---------------------------------------------------------------------------

    \41\ 90 FR 34399.
---------------------------------------------------------------------------

    ATF welcomes public comments on the population that might be 
affected by the changes in this proposed rule; the quantifiable savings 
that would result from a reduction in requests for relief from 
disability; and the savings that members of the affected population 
would realize over time.
3. Costs
Potential Public Safety Risks of the Proposed Rule
    In addition to the benefits discussed above, ATF estimates the 
proposed rule would also generate potential qualitative costs to the 
public. The primary cost that ATF's proposed rule would introduce is an 
increase in public safety risk. This could stem from persons who are 
currently prohibited from acquiring firearms on the basis of narrow 
functional limitations and happen to pose a danger to themselves or 
others, but who may not have been evaluated on this second basis. Under 
the proposed rule, however, this subset of possibly dangerous persons 
would no longer necessarily be prohibited possessors. Nor does this 
proposed rule require these persons, who are potentially suffering from 
mental illnesses or other conditions affecting their competency, to 
then undergo a mental health evaluation to determine if they can safely 
handle firearms and thus automatically have their ability to purchase 
firearms restored. The only way this subset of persons would be 
prevented from acquiring firearms under this proposed rule is if they 
are determined to fall into one of the specific categories laid out in 
the proposed rule--a determination which might not be within the 
relevant authority's remit to make even if the case supports such a 
finding--or if they somehow independently meet one of the other 
prohibited possessor categories under the GCA. In particular, under 
ATF's proposed realignment of certain elements of the current 
definition of ``adjudicated as a mental defective,'' a finding that a 
person poses a danger to themselves or others is not independently 
sufficient to prevent them from possessing firearms. Instead, the 
proposed rule would raise the threshold for which persons are 
adjudicated as mentally deficient or are formally and involuntarily 
committed to a mental institution. As a result, some portion of these 
dangerous persons, although adjudicated or committed, would no longer 
be prohibited. ATF acknowledges that, while adjudications appointing a 
fiduciary or limited

[[Page 25182]]

guardian do not typically address whether a person presents a danger to 
themselves or others, an unknown-but-greater-than-zero percentage of 
persons who require these forms of assistance also do pose a danger to 
themselves or others. Currently, even if the relevant lawful authority 
does not specifically adjudicate on that topic, such persons are not 
able to acquire firearms after their adjudication and thus do not pose 
a risk to public safety in that manner.
    This public safety cost would be experienced by the general public 
in addition to members of the affected population itself (i.e., those 
who would no longer be subject to the firearms restriction as a result 
of the proposed rule). This risk may be minimal, or may be considerably 
greater (up to and including potential mass casualty events), based 
upon the strength of state and federal processes regarding guardianship 
and involuntary commitment.
    ATF welcomes public comment on the degree to which persons 
currently prohibited from possessing firearms under the baseline 
criterion of those ``lack[ing] the mental capacity to contract or 
manage [their] own affairs'' may pose a danger to themselves or others. 
As discussed, this affected population would no longer be prohibited 
from possessing firearms under the proposed rule unless they were 
involuntarily committed, found permanently incompetent to stand trial, 
or had a guardian appointed due to a severe permanent mental illness or 
``intellectual disability'' as defined by the proposed rule.
    The primary driver of the potentially increased public safety risk 
is the specific definitional change as proposed. While the existing 
definition may be overinclusive and onerous for those affected, ATF's 
proposed solution runs the risk of overcorrecting in the opposite 
direction and allowing relief to a greater segment of the affected 
population than warranted, given the scarcity of the data. Restricting 
individuals' Second Amendment rights based on the fact that they are 
unable to manage their VA benefits or other financial affairs may 
incorrectly assume that the individual poses some physical threat or 
possesses subnormal intelligence, without any specific finding by a 
judicial or other competent authority on those questions. However, the 
correction that ATF proposes--amending the definition of ``adjudicated 
as a mental defective'' to eliminate the prong on ``lack[ing] the 
mental capacity to contract or manage his own affairs'' as a result of 
marked subnormal intelligence, mental illness, incompetency, condition, 
or disease--could exclude individuals (veterans and non-veterans alike) 
who are now captured by that prong and indeed pose a danger to 
themselves or to others.
    ATF is proposing to amend the definition by instead requiring a 
finding by a competent, independent authority that the individual 
substantially lacks mental capacity in general. This change would 
require that an adjudication affecting Second Amendment rights be tied 
to a specific finding that a person has an intellectual disability or 
mental condition of substantial severity, such that it would be likely 
to affect their ability to safely handle firearms.
    Therefore, for instance, the proposed rule would default most, if 
not all, persons assigned fiduciaries by the VA (e.g., a large segment 
of the VA's NICS Indices section 922(g)(4) entries) as not being 
prohibited from owning and handing firearms on that basis, even though 
some members of this pool could potentially be dangerous. Overall, 
under the proposed rule persons who are adjudicated as requiring 
assistance with their financial affairs would be able to possess or 
acquire firearms. This would occur whether the persons are veterans or 
non-veterans, unless there is a finding by a competent authority that 
they exhibit severe limits to their mental capacity indicating they 
lack the ability to safely handle firearms. There is a lack of 
naturally occurring interface between this population and authorities 
who could assess their total mental state under procedures that meet 
the conditions of the proposed rule. As a result, ATF recognizes this 
arrangement may be overbroad in its application and may result in 
persons, whom the statute intended to be prohibited, obtaining and 
potentially using firearms to harm themselves or others.\42\
---------------------------------------------------------------------------

    \42\ For example, suicide is among the leading causes of death 
in the U.S., with almost 50,000 Americans each year dying by 
suicide. More than 70 percent of suicides by veterans use a firearm, 
while that figure is about 50 percent for the overall U.S. 
population. Given that this population is at risk, narrowing the 
prohibition and allowing automatic restoration of firearms across 
the board could have a negative impact on this group and other 
similarly at-risk groups.
---------------------------------------------------------------------------

Potential Costs to States or Other Entities That Submit Records to 
NICS, and Soliciting Public Comments on Such Costs
    As mentioned above, the FBI established the NICS system and now 
manages it. 28 CFR 25.5(a). FBI regulations provide that each data 
source that submits to NICS is ``responsible for ensuring the accuracy 
and validity of the data it provides to the NICS Index,'' and further 
require each source to ``immediately correct any record determined to 
be invalid or incorrect.'' Id. at Sec.  25.5(b). While federal agencies 
are required to provide their relevant records to the NICS Indices, 
states submit theirs on a voluntary basis. Id. at Sec.  25.4. Thus, 
states or other sources that submit records to the NICS Indices are 
responsible for maintaining the accuracy of the records they provide. 
Participating states and other sources already incur costs, such as 
paying employees and maintaining systems, to fulfill this 
responsibility. These are sunk costs.
    Many states have a unified court system such that, if mental health 
information meeting the criteria for section 922(g)(4) is entered into 
the system, it is automatically sent to the NICS Indices. To comply 
with this proposed rule, states may need to review their previous NICS 
Indices entries because records previously submitted to NICS may not 
include language establishing that a person has a qualifying 
intellectual disability or mental health issue warranting guardianship, 
or that they otherwise meet the section 922(g)(4) criteria under ATF's 
proposed revised definition. The extent to which previous entries would 
no longer be accurate under the proposed rule will vary from state to 
state. Records may need to be reviewed for lack of information because 
such information was not collected initially, even if, in reality, 
facts exist that would satisfy the section 922(g)(4) regulatory 
definitions as revised. Further, state proceedings may need to be 
reviewed to confirm that they fall within the proposed revised 
definition of ``adjudicated.'' Some states may be able to perform this 
review expeditiously, while other states may need additional time or 
resources to review section 922(g)(4) records for accuracy under the 
proposed rule's new criteria. States might also need to review for 
compliance with the proposed rule any records that are appealed through 
a qualified state relief program. This review process would be a one-
time cost to comply with this rule. Nevertheless, ATF does not believe 
that this one-time cost that states and other sources may incur would 
be substantial, as they would be unlikely to hire additional personnel 
and the cost of maintaining records is a sunk cost since it is a part 
of states' responsibility when submitting records to NICS.
    However, ATF does not currently have sufficient information to 
understand the scope of how each state or other source may deal with 
extra work that would result should this definitional change go into 
effect. ATF

[[Page 25183]]

is thus seeking public comment and information from states and other 
sources on:
    <bullet> The identities of the NICS Indices sources, such as 
whether they are state agencies, local governments, federal agencies, 
etc.; the scale and scope of these sources' records submissions to 
NICS, especially section 922(g)(4) records; and similar information for 
context;
    <bullet> Whether the state or other source anticipates that their 
records submissions--including their processes for submitting records--
would have to change as a result of implementing this proposed rule, 
and, if so, in what ways or for what types of tasks. ATF requests 
details and supporting data or bases for these estimates so it can 
understand how processes, personnel, and systems might be impacted, and 
to what extent;
    <bullet> What the state or other source anticipates the additional 
monthly or yearly cost in time or other expenses would be to come into 
compliance with the proposed rule, and for how long, with supporting 
data or bases for the estimate;
    <bullet> Whether the state or other source currently utilizes any 
automated systems to review records, how those systems or processes 
work, and how they would need to change;
    <bullet> Whether a state source receives federal grants for its 
NICS submission processes and records, whether those grants would 
include the transitional costs to implement this rule, and if not, the 
extent of the anticipated shortfall;
    <bullet> Any other changes the state or other source would need to 
make to their records systems or processes and the costs they might 
incur as a result, with details and supporting data or bases, so that 
ATF can understand the anticipated impact of this proposed rule.
4. Regulatory Alternatives
    ATF considered six alternatives: (1) continuing the status quo 
without changing the existing regulatory definitions; (2) issuing 
guidance to NICS and others who enforce sections 922(g)(4) and (d)(4); 
(3) proposing a rule clarifying only that VA incompetency 
determinations are not adjudications of mental defectiveness; (4) 
proposing a rule providing that the appointment of a fiduciary or 
guardian does not qualify as an adjudication of mental defectiveness 
absent a finding of dangerousness; (5) requiring affirmative clearance 
for certain persons to handle firearms; or (6) revising the existing 
regulation in the manner described in this proposed rule.
Option 1: Continuing the Status Quo
    This is also known as the no-action alternative, which ATF 
considered. However, ATF believes that the existing definition of 
``adjudicated as a mental defective'' is unnecessarily broad because it 
has been interpreted to restrict Second Amendment rights based on 
solely on a determination that a person lacks the ability to manage 
certain personal or financial affairs. ATF deemed this interpretation 
to be a qualitative burden on the public. As a result, ATF determined 
that it must take some action to resolve these issues.
Option 2: Guidance
    ATF considered issuing guidance to relevant components and 
stakeholders (e.g., to FBI's NICS), that would set out updated 
enforcement practices and would inform them that the appointment of a 
fiduciary is insufficient to trigger the statutory prohibition in 
sections 922(g)(4) and (d)(4). The contemplated guidance would request 
that the components adjust their internal enforcement practices to 
align with ATF's revised interpretation. ATF believes providing 
guidance to the other components is an important option, especially in 
the short term. ATF considers this to be a better option than issuing a 
rulemaking insofar as it would inform other components of ATF's views 
sooner, enabling them to begin adjusting their internal guidance and 
practices much more quickly than if they had to wait for a regulatory 
change. Guidance would also contain more detailed information and 
explanations than would be appropriate in a regulation.
    However, because ATF explicitly stated in the 1997 final rule that 
the VA had correctly interpreted ATF's definition of ``adjudicated as a 
mental defective'' to mean that persons found incompetent under the 
VA's 38 CFR 3.353 provision will be considered to meet the definition, 
ATF determined that guidance was an insufficient replacement for a 
rulemaking to revise ATF's official interpretation of the term. 
Moreover, as there are various sources of records to NICS, information 
provided in guidance to the usually-targeted stakeholders, described 
above, may not reach all the necessary parties. By contrast, formal 
rulemaking allows ATF to ensure that all involved parties are made 
aware of these changes, so there is consistent implementation of 
section 922(g)(4). The notice of proposed rulemaking also helps to 
solicit information from the public regarding the questions ATF 
presented in the preamble so that ATF may provide more clarification in 
the final rule regarding the difference between the ``adjudicated as a 
mental defective'' and ``committed to a mental institution'' prongs of 
the statute. If ATF merely issued guidance, its interpretation of 
sections 922(g)(4) and (d)(4) could not benefit from commenters' 
knowledge on these issues.
Option 3: Rulemaking To Alter the Weight of VA Processes
    ATF considered proposing a rule stating only that VA proceedings 
would not satisfy the statute for purposes of the ``adjudicated as a 
mental defective prong,'' rather than a broader rule removing the 
``lacks the mental capacity to contract or manage his own affairs'' 
provision from that definition, among other changes. That option would 
achieve a similar result as the proposed alternative. However, ATF is 
concerned that there are other competency procedures beyond those 
conducted by the VA that would not have been captured by this approach, 
yet should not suffice to make someone ``adjudicated as a mental 
defective'' under the correct understanding of that phrase. ATF thus 
rejected this alternative.
Option 4: Rulemaking To Require a Finding of Dangerousness
    ATF also considered an alternative to correct the issues related to 
veterans and similarly situated non-veterans by simply amending the 
definition of ``adjudicated as a mental defective'' to make clear that 
the appointment of a guardian or fiduciary alone is insufficient to 
trigger that prong. Instead, ATF would have clarified that, to qualify 
under section 922(g)(4) on that basis, persons would have to have 
undergone a proceeding where they were found to be a danger to 
themselves or others. This would better limit the fiduciary trigger to 
persons who pose a public risk, and would not capture those who should 
otherwise not have their firearms rights affected. However, this 
alternative ultimately was not advanced over the proposed rulemaking 
because ATF determined that there are some individuals who suffer from 
an intellectual disability severe enough that they are incapable of 
safely handling firearms, even if they are not formally found to be 
dangerous to themselves or others. Thus, ATF determined that a person 
placed in a guardianship on the basis of demonstrating substantial 
intellectual deficits or as a result of mental illness should also 
trigger the ``adjudicated as a mental defective'' prong of section 
922(g)(4).

[[Page 25184]]

Option 5: Rulemaking To Require Positive Clearance To Handle Firearms
    This alternative to the proposed rule would have required that 
persons who lack the capacity to manage their own affairs and are 
appointed fiduciaries would continue to be deemed mental defectives 
unless an adjudicating authority also makes a specific finding or 
determination that these persons do not have an intellectual disability 
or mental condition that affects their ability to safely handle 
firearms. Should the VA, or any other court, board, commission, or 
other lawful authority determine that a person with an assigned 
fiduciary is not a danger to themselves or society in general, and is 
capable of safely handling firearms, the prohibition on receiving or 
possessing firearms would not apply even though the person might need a 
fiduciary or guardian for other purposes. This option was not 
ultimately advanced over the proposed rulemaking because it is not 
clear how lawful authorities would retroactively make such findings as 
to persons who have been previously deemed to require such assistance. 
ATF thus determined this option did not address its overarching 
concerns about existing infringements of constitutional rights.
Option 6: Rulemaking Proposing Default Clearance To Handle Firearms 
(Proposed Rule)
    ATF also considered the option of defaulting in the other 
direction, which means that all persons who have an adjudication solely 
appointing a fiduciary or guardian are automatically deemed to still 
have the capacity to safely handle firearms unless they fall into one 
of the specific categories described by the proposed rule. ATF selected 
this option and determined that, as noted above, the rulemaking as 
proposed is necessary to revise the broader definition of ``adjudicated 
as a mental defective'' contained in the current regulation. Revising 
the definition so that it does not cover individuals solely because 
they have been assigned fiduciaries or temporary guardians reduces 
hardship on the affected population. ATF's proposal would require that 
an adjudication affecting Second Amendment rights be tied to a specific 
finding that a person has an intellectual disability or mental 
condition of such severity that ATF believes it would be likely to 
permanently affect their ability to safely handle firearms. ATF also 
believes that certain minimum procedural standards must be satisfied 
before a person's Second Amendment rights are affected, and thus the 
proposed rule establishes certain procedural requirements for a 
qualifying adjudication under sections 922(g)(4) and (d)(4). As 
discussed in the preamble, ATF believes that this interpretation of 
``adjudicated'' adheres more faithfully to the text of the GCA and the 
congressional purpose underlying it. Additionally, this proposed rule 
clarifies the definition of ``committed to a mental institution'' by 
listing various types of qualifying commitments and reinforcing ATF's 
longstanding position that a commitment must be formal and involuntary 
to qualify.

B. Executive Order 14192

    Executive Order 14192 (Unleashing Prosperity Through Deregulation) 
requires an agency, unless prohibited by law, to identify at least ten 
existing regulations to be repealed or revised when the agency publicly 
proposes for notice and comment or otherwise promulgates a new 
regulation that qualifies as an Executive Order 14192 regulatory action 
(defined in OMB Memorandum M-25-20 as a final significant regulatory 
action under section 3(f) of Executive Order 12866 that imposes total 
costs greater than zero). In furtherance of this requirement, section 
3(c) of Executive Order 14192 requires that any new incremental costs 
associated with such new regulations must, to the extent permitted by 
law, also be offset by eliminating existing costs associated with at 
least ten prior regulations. This rule as proposed would be a 
significant regulatory action as defined by Executive Order 12866. 
However, because the economic impact would not impose costs greater 
than zero, this proposed rule would not be an Executive Order 14192 
regulatory action. This proposed rule revises the definition of a 
current firearms prohibition to reduce the number of persons 
inadvertently covered by the definition outside the statutorily 
intended scope. ATF therefore expects this proposed rule, if finalized 
as proposed, to qualify as an Executive Order 14192 deregulatory action 
(defined by OMB Memorandum M-25-20 as a final action that imposes total 
costs less than zero). As discussed in detail in section III.A.3 of 
this preamble, ATF anticipates that some states and other sources of 
NICS records might have to expend time to review and cull existing 
section 922(g)(4) records they have submitted and adjust their 
processes to ensure they do not submit records in the future that would 
not comply with this proposed rule. However, ATF believes that the 
costs that submitting organizations incur for these purposes would not 
go up for most, as they are sunk costs. Therefore, ATF is soliciting 
public comments on these topics and may revise its Executive Order 
14192 assessment as a result.

C. Executive Order 14294

    Executive Order 14294 (Fighting Overcriminalization in Federal 
Regulations) requires agencies promulgating regulations with criminal 
regulatory offenses potentially subject to criminal enforcement to 
explicitly describe the conduct subject to criminal enforcement, the 
authorizing statutes, and the mens rea standard applicable to each 
element of those offenses. This proposed rule would not create a 
criminal regulatory offense and is thus exempt from Executive Order 
14294 requirements.

D. Executive Order 13132

    As far as ATF is able to ascertain at this point, this proposed 
rule would not have substantial direct effects on the states, the 
relationship between the federal government and the states, or the 
distribution of power and responsibilities among the various levels of 
government. ATF believes that the costs that states and other sources 
incur to submit records to NICS or review already-submitted records 
would not go up for most sources, as the costs to review and maintain 
systems are sunk costs. However, ATF does not know the specific aspects 
of every single state or other source's records-submission and review 
systems and processes or how each one might change. ATF also lacks 
other relevant context, such as the extent to which these systems 
receive federal grants, etc. Therefore, ATF is soliciting public 
comments on these topics and may revise its federalism assessment as a 
result. Please see section III.A.3 of this preamble for a detailed 
discussion on this topic.
    In accordance with section 6 of Executive Order 13132 (Federalism), 
the Director has determined that this proposed rule could impose 
substantial direct compliance costs on state and local governments, 
preempt state law, or meaningfully implicate federalism. However, 
unless ATF receives data from public comments that supports a 
federalism impact, the information ATF currently has does not warrant 
preparing a federalism summary impact statement.

E. Executive Order 12988

    This proposed rule meets the applicable standards set forth in

[[Page 25185]]

sections 3(a) and 3(b)(2) of Executive Order 12988 (Civil Justice 
Reform).

F. Regulatory Flexibility Act

    Under the Regulatory Flexibility Act (``RFA''), 5 U.S.C. 601-612, 
agencies are required to conduct a regulatory flexibility analysis of 
any proposed rule subject to notice-and-comment rulemaking requirements 
unless the agency head certifies, including a statement of the factual 
basis, that the proposed rule would not have a significant economic 
impact on a substantial number of small entities. Small entities 
include certain small businesses, small not-for-profit organizations 
that are independently owned and operated and are not dominant in their 
fields, and governmental jurisdictions with populations of less than 
50,000.
    The Director certifies, after consideration, that as far as ATF is 
currently able to ascertain, this proposed rule would not have a 
significant economic impact on a substantial number of small entities, 
as defined above. This rule would not impose any additional costs on 
small businesses or small not-for-profit organizations. However, it is 
possible that this rule could have a significant economic impact on 
small governmental jurisdictions with populations of less than 50,000 
that might submit records to NICS. Therefore, ATF is soliciting public 
comments to aid it in assessing this possibility and may revise its 
assessment as a result. Please see section III.A.3 of this preamble for 
a detailed discussion on this topic.

G. Unfunded Mandates Reform Act of 1995

    As far as ATF is able to ascertain at this point, this proposed 
rule would not include a federal mandate that might result in the 
expenditure by state, local, and tribal governments, in the aggregate, 
or by the private sector, of $100 million or more in any one year, and 
it would not significantly or uniquely affect small governments. ATF 
believes that the costs that states and other sources incur to submit 
records to NICS or review already-submitted records would not go up for 
most sources, as the costs to review and maintain systems are sunk 
costs. However, ATF does not know the specific aspects of every single 
state or other source's records-submission and review processes or 
systems or how each one might change. ATF also lacks other relevant 
context, such as the extent to which these systems receive federal 
grants, etc. Therefore, ATF is soliciting public comments on these 
topics and may revise its unfunded mandate assessment as a result. 
Please see section III.A.3 of this preamble for a detailed discussion 
on this topic. ATF has determined that no actions are currently 
necessary under the provisions of the Unfunded Mandates Reform Act of 
1995, but that some might become necessary based on public input.

H. Paperwork Reduction Act of 1995

    Under the Paperwork Reduction Act of 1995 (``PRA''), 44 U.S.C. 
3501-3521, agencies are required to submit to OMB, for review and 
approval, any information collection requirements a rule creates or any 
impacts it has on existing information collections. An information 
collection includes any reporting, record-keeping, monitoring, posting, 
labeling, or other similar actions an agency requires of the public. 
See 5 CFR 1320.3(c). This proposed rule would not create any new 
information collection requirements or impact any existing ones covered 
by the PRA.

IV. Public Participation

A. Comments Sought

    ATF requests comments on the proposed rule from all interested 
persons. ATF specifically requests comments on the clarity of this 
proposed rule and how it may be made easier to understand, as well as 
on ATF's proposal regarding moving certain components of the 
``adjudicated as a mental defective'' definition to the definition of 
``committed to a mental institution.'' As discussed throughout section 
II of this preamble, ATF seeks comment on:
    <bullet> The public meaning of ``mental defective'' in 1968.
    <bullet> Whether the reorganization proposed in this rule would 
have any adverse impact on public safety.
    <bullet> Whether there are jurisdictions where individuals may be 
found not guilty by reason of insanity or found in a proceeding to be a 
danger to themselves or others without being committed to a mental 
institution as proposed by the definition.
    <bullet> Whether the reorganization as proposed in this rule would 
permit other mentally unstable persons to acquire firearms who could 
not do so today.
    <bullet> Whether individuals in the following three categories are 
more properly understood to be prohibited on the basis of having been 
involuntarily committed than having been adjudicated as mental 
defectives. The three categories are: (1) individuals found to be a 
danger to themselves or others; (2) individuals found insane in a 
criminal case; and (3) individuals found incompetent to stand trial or 
found not guilty by reason of lack of mental responsibility under the 
UCMJ.
    <bullet> Whether there are any jurisdictions that permit 
potentially incompetent persons from undergoing guardianship or other 
legal proceedings without either appointing counsel or a guardian ad 
litem.
    <bullet> Whether any jurisdictions permit competency or capacity 
determinations to be made without hearings, including at the election 
of the individual involved.
    In addition, ATF requests comments on the costs or benefits of the 
proposed rule and on the appropriate methodology and data for 
calculating those costs and benefits. As discussed in section III.A.3 
of this preamble, ATF seeks comment on:
    <bullet> Additional data sources or proxies to further estimate the 
population of individuals, veterans or otherwise, who have been deemed 
mentally defective by a court, board, commission, or other lawful 
authority solely because they possess a narrow functional limitation.
    <bullet> Whether there is any additional information or comment on 
the described affected population, i.e., persons currently prohibited 
from possessing firearms under the baseline criterion of those 
``lack[ing] the mental capacity to contract or manage [their] own 
affairs,'' and the degree to which they may pose a danger to themselves 
or others.
    ATF also seeks comment and information on potential costs to states 
and other sources related to maintaining and submitting records to 
NICS. Please see section III.A.3 of this preamble for a detailed 
discussion of this topic.
    All comments must reference this document's RIN 1140-AB04 and, if 
handwritten, must be legible. If submitting by mail, you must also 
include your complete first and last name and contact information. If 
submitting a comment through the federal e-rulemaking portal, as 
described in section IV.C of this preamble, you should carefully review 
and follow the website's instructions on submitting comments. Whether 
you submit comments online or by mail, ATF will post them online. If 
submitting online as an individual, any information you provide in the 
online fields for city, state, zip code, and phone will not be publicly 
viewable when ATF publishes the comment on <a href="https://www.regulations.gov">https://www.regulations.gov</a>. 
However, if you include such personally identifying information (PII) 
in the body of your online comment, it may be posted and viewable 
online. Similarly, if you

[[Page 25186]]

submit a written comment with PII in the body of the comment, it may be 
posted and viewable online. Therefore, all commenters should review 
section IV.B of this preamble, ``Confidentiality,'' regarding how to 
submit PII if you do not want it published online. ATF may not 
consider, or respond to, comments that do not meet these requirements 
or comments containing excessive profanity. ATF will retain comments 
containing excessive profanity as part of this rulemaking's 
administrative record but will not publish such documents on <a href="https://www.regulations.gov">https://www.regulations.gov</a>. ATF will treat all comments as originals and will 
not acknowledge receipt of comments. In addition, if ATF cannot read 
your comment due to handwriting or technical difficulties and cannot 
contact you for clarification, ATF may not be able to consider your 
comment.
    ATF will carefully consider all comments, as appropriate, received 
on or before the closing date.

B. Confidentiality

    ATF will make all comments meeting the requirements of this 
section, whether submitted electronically or on paper, and except as 
provided below, available for public viewing on the internet through 
the federal e-rulemaking portal, and subject to the Freedom of 
Information Act (5 U.S.C. 552). Commenters who submit by mail and who 
do not want their name or other PII posted on the internet should 
submit their comments with a separate cover sheet containing their PII. 
The separate cover sheet should be marked with ``CUI//PRVCY'' at the 
top to identify it as protected PII under the Privacy Act. Both the 
cover sheet and comment must reference RIN 1140-AB04. For comments 
submitted by mail, information contained on the cover sheet will not 
appear when posted on the internet, but any PII that appears within the 
body of a comment will not be redacted by ATF and may appear on the 
internet. Similarly, commenters who submit through the federal e-
rulemaking portal and who do not want any of their PII posted on the 
internet should omit such PII from the body of their comment and any 
uploaded attachments. However, PII entered into the online fields 
designated for name, email, and other contact information will not be 
posted or viewable online.
    A commenter may submit to ATF information identified as proprietary 
or confidential business information by mail. To request that ATF 
handle this information as controlled unclassified information 
(``CUI''), the commenter must place any portion of a comment that is 
proprietary or confidential business information under law or 
regulation on pages separate from the balance of the comment, with each 
page prominently marked ``CUI//PROPIN'' at the top of the page.
    ATF will not make proprietary or confidential business information 
submitted in compliance with these instructions available when 
disclosing the comments that it receives but will disclose that the 
commenter provided proprietary or confidential business information 
that ATF is holding in a separate file to which the public does not 
have access. If ATF receives a request to examine or copy this 
information, it will treat it as any other request under the Freedom of 
Information Act (5 U.S.C. 552). In addition, ATF will disclose such 
proprietary or confidential business information to the extent required 
by other legal process.

C. Submitting Comments

    Submit comments using either of the two methods described below 
(but do not submit the same comment multiple times or by more than one 
method). Hand-delivered comments will not be accepted.
    <bullet> Federal e-rulemaking portal: ATF recommends that you 
submit your comments to ATF via the federal e-rulemaking portal at 
<a href="https://www.regulations.gov">https://www.regulations.gov</a> and follow the instructions. Comments will 
be posted within a few days of being submitted. However, if large 
volumes of comments are being processed simultaneously, your comment 
may not be viewable for up to several weeks. Please keep the comment 
tracking number that is provided after you have successfully uploaded 
your comment.
    <bullet> Mail: Send written comments to the address listed in the 
ADDRESSES section of this document. Written comments must appear in 
minimum 12-point font size, include the commenter's first and last name 
and full mailing address, and may be of any length. See also section 
IV.B of this preamble, ``Confidentiality.''

D. Request for Hearing

    Any interested person who desires an opportunity to comment orally 
at a public hearing should submit his or her request, in writing, to 
the Director within the 90-day comment period. The Director, however, 
reserves the right to determine, in light of all circumstances, whether 
a public hearing is necessary.
Disclosure
    Copies of this proposed rule and the comments received in response 
to it are available through the federal e-rulemaking portal, at <a href="https://www.regulations.gov">https://www.regulations.gov</a> (search for RIN 1140-AB04).
Severability
    Consistent with the Administrative Procedure Act, the issues raised 
in this proposed rule may be finalized, or not, independently of each 
other, after consideration of comments received. ATF has determined 
that this proposed rule implements and is fully consistent with 
governing law. However, in the event this proposed rule is finalized, 
if any provision of that final rule, an amendment or revision made by 
that rule, or the application of such provision or amendment or 
revision to any person or circumstance, is held to be invalid or 
unenforceable by its terms, the remainder of that final rule, the 
amendments or revisions made by that rule, and application of the 
provisions of the rule to any person or circumstance shall not be 
affected and shall be construed so as to give them the maximum effect 
permitted by law.

List of Subjects in 27 CFR Part 478

    Administrative practice and procedure, Arms and munitions, Exports, 
Freight, Imports, Intergovernmental relations, Law enforcement 
officers, Military personnel, Penalties, Reporting and record-keeping 
requirements, Research, Seizures and forfeitures, Transportation.

    For the reasons discussed in the preamble, ATF proposes to amend 27 
CFR part 478 as follows:

PART 478--COMMERCE IN FIREARMS AND AMMUNITION

0
1. The authority citation for part 478 continues to read as follows:

    Authority: 5 U.S.C. 552(a); 18 U.S.C. 847, 921-931; 44 U.S.C. 
3504(h).

0
2. Revise, in Sec.  478.11, the definitions of ``Adjudicated as a 
mental defective'' and ``Committed to a mental institution'' to read as 
follows:


Sec.  478.11  Meaning of terms.

* * * * *
    Adjudicated as a mental defective.
    (a) Definition. Individuals are adjudicated as a mental defective 
if they have--
    (1) Had a guardian appointed by a court, board, commission, or 
other lawful authority because of an intellectual disability or mental 
illness;
    (2) Been found by a court, board, commission, or other lawful 
authority to have a permanent physical condition, such as dementia, 
provided the individuals have reached the functional capability 
equivalent to that of a person

[[Page 25187]]

with an intellectual disability and have had a guardian appointed; or
    (3) Been found by a court (or by the convening authority in a 
court-martial) to be incompetent to stand trial based on a mental 
disease or defect where there is no reasonable possibility of restoring 
competence.
    (b) Intellectual disability.
    (1) An intellectual disability exists when an individual has a 
full-scale IQ score of 45 or below. An intellectual disability also 
exists when a person has a full-scale IQ score of less than 69 and has 
limitations in multiple adaptive functioning domains such that the 
individual is incapable of living independently.
    (2) In proceedings where there is no finding of intellectual 
disability using the precise criteria described in paragraph (b)(1), an 
intellectual disability exists if the adjudicator makes findings that 
the individual has cognitive and functional deficits that would be 
equal to or greater than those described in paragraph (b)(1) of this 
section.
    (3) An intellectual disability does not exist solely because an 
individual has had a temporary guardian appointed due to a transient 
physical disability or because an individual has had a fiduciary 
appointed solely to assist with managing their financial affairs.
    (c) Adjudication. For purposes of this definition, an 
``adjudication'' occurs when a court, board, commission, or other 
lawful authority has provided individuals about whom the authority is 
making a determination with:
    (1) An in-person or remote hearing before an unbiased adjudicator;
    (2) An opportunity to hear opposing evidence, to present evidence, 
and to confront adverse witnesses;
    (3) Permission to be represented by counsel;
    (4) An appointed counsel or guardian ad litem when there are 
reasonable grounds to believe that individuals lack sufficient mental 
competency to represent themselves or act in their own defense;
    (5) Adequate notice of the hearing; and
    (6) In a civil proceeding, a burden of proof based on at least 
clear and convincing evidence.
* * * * *
    Committed to a mental institution.
    (a) Definition. A formal and involuntary commitment of a person to 
a mental institution by a court, board, commission, or other lawful 
authority.
    (b) Included types. The term includes the following types of 
commitments to a mental institution:
    (1) Commitments resulting from determinations that individuals are 
a danger to themselves or others based upon mental disease or defect;
    (2) Commitments resulting from other reasons, such as for drug use;
    (3) Commitments resulting from a verdict of insanity by a court in 
a criminal case;
    (4) Commitments resulting from a verdict of not guilty by reason of 
lack of mental responsibility pursuant to article 50a of the Uniform 
Code of Military Justice;
    (5) Commitments resulting from a person being found incompetent to 
stand trial under article 72b of the Uniform Code of Military Justice; 
and
    (6) Commitments resulting from a determination that a person is 
incompetent to stand trial in a civilian criminal case, if the basis 
for that determination is a mental disease or defect.
    (c) Not included. The term does not include a person in a mental 
institution for observation or a voluntary admission to a mental 
institution.

Robert Cekada,
Director.
[FR Doc. 2026-09156 Filed 5-7-26; 8:45 am]
BILLING CODE 4410-FY-P


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This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.