Request for Information Regarding Enhancing and Streamlining Data Collection From Credit Unions
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Issuing agencies
Abstract
The National Credit Union Administration (NCUA) is issuing this request for information (RFI) on opportunities to enhance and streamline NCUA's data collections. Specifically, this RFI covers data collected through the 5300 Call Report (Call Report), 5310 Corporate Credit Union Call Report (Corporate Call Report), and Form 4501A Profile (Profile). Through this RFI, the NCUA is soliciting feedback on the key challenges faced by federally insured credit unions (FICUs) as they use these reports and related systems, and any suggestions for improvement. NCUA intends to issue additional RFIs in the future to solicit stakeholder input on other NCUA data collections and systems. ---------------------------------------------------------------------------
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 79 (Friday, April 24, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 79 (Friday, April 24, 2026)]
[Notices]
[Pages 22172-22173]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-08023]
=======================================================================
-----------------------------------------------------------------------
NATIONAL CREDIT UNION ADMINISTRATION
Request for Information Regarding Enhancing and Streamlining Data
Collection From Credit Unions
AGENCY: National Credit Union Administration.
ACTION: Notice; request for information.
-----------------------------------------------------------------------
SUMMARY: The National Credit Union Administration (NCUA) is issuing
this request for information (RFI) on opportunities to enhance and
streamline NCUA's data collections. Specifically, this RFI covers data
collected through the 5300 Call Report (Call Report), 5310
[[Page 22173]]
Corporate Credit Union Call Report (Corporate Call Report), and Form
4501A Profile (Profile). Through this RFI, the NCUA is soliciting
feedback on the key challenges faced by federally insured credit unions
(FICUs) as they use these reports and related systems, and any
suggestions for improvement. NCUA intends to issue additional RFIs in
the future to solicit stakeholder input on other NCUA data collections
and systems.
---------------------------------------------------------------------------
\2\ The names of, and prices bid by, the participants in the
competitive supply auctions for default service in Pennsylvania are
confidential, so the OCA, at this time, does not know whether
Constellation and Calpine are participants in the Pennsylvania EDC
wholesale supply procurement auctions market.
---------------------------------------------------------------------------
DATES: Comments must be received by June 23, 2026.
ADDRESSES: Comments may be submitted in one of the following ways.
(Please send comments by one method only):
<bullet> Federal eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>.
The docket number for this request for information is NCUA-2026-0925.
Follow the ``Submit a comment'' instructions. If you are reading this
document on <a href="http://federalregister.gov">federalregister.gov</a>, you may use the green ``SUBMIT A
PUBLIC COMMENT'' button beneath this document's title to submit a
comment to the <a href="http://regulations.gov">regulations.gov</a> docket.
<bullet> Mail: Address to Melane Conyers-Ausbrooks, Secretary of
the Board, National Credit Union Administration, 1775 Duke Street,
Alexandria, Virginia 22314-3428.
<bullet> Hand Delivery/Courier: Same as mailing address.
Mailed and hand-delivered comments must be received by the close of
the comment period.
Public inspection: Please follow the search instructions on <a href="https://www.regulations.gov">https://www.regulations.gov</a> to view the public comments. Do not include any
personally identifiable information (such as name, address, or other
contact information) or confidential business information that you do
not want publicly disclosed. All comments are public records; they are
publicly displayed exactly as received, and will not be deleted,
modified, or redacted. Comments may be submitted anonymously. If you
are unable to access public comments on the internet, you may contact
the NCUA for alternative access by calling (703) 518-6360 or emailing
<a href="/cdn-cgi/l/email-protection#084b6964645a6d78677a7c45676c48666b7d69266f677e"><span class="__cf_email__" data-cfemail="97d4f6fbfbc5f2e7f8e5e3daf8f3d7f9f4e2f6b9f0f8e1">[email protected]</span></a>.
FOR FURTHER INFORMATION CONTACT: Clayton Curry, Office of Examination
and Insurance, at (703) 518-6360.
SUPPLEMENTARY INFORMATION: In accordance with the Federal Credit Union
Act and NCUA's regulations,\1\ NCUA uses the Call Report, Corporate
Call Report, and Profile to collect financial and non-financial
information from FICUs. The reported data enables the agency to assess
risk and monitor regulatory compliance at the institution and industry
levels, which is central to achieving the NCUA's mission and
safeguarding the National Credit Union Share Insurance Fund (Share
Insurance Fund). The NCUA regularly evolves data-collection reports to
reflect current industry practices, align with statutory and regulatory
changes, and support examination and supervision procedures. This
regular review is intended to ensure the agency captures material FICU
risk exposures, removes data for obsolete areas or areas of low
information value, and tailors the reporting burden on supervised
institutions to size and complexity.
---------------------------------------------------------------------------
\1\ 12 U.S.C. 1782(a), 1756, 1784(a), 1789(a)(8); 12 CFR 741.4,
741.6.
---------------------------------------------------------------------------
The NCUA and credit unions are best served by a good balance
between the collection of data to support the effective regulation and
supervision of FICUs with the associated burden on credit unions.
This balance is best achieved through open dialogue and direct
feedback from credit unions and other stakeholders. The NCUA is seeking
to hear from interested parties, including, but not limited to, credit
unions, leagues, trades, other regulators, industry-related
professionals, and academics.
The NCUA will use the information furnished by individuals and
organizations to enhance the data collection process and reduce burden
where possible without compromising the agency's ability to achieve its
mission.
Request for Comment
The NCUA is providing questions about major aspects of the subject
data collections to target issues that have the most impact. These
questions are not intended to limit discussion, and respondents may
explore any issue relevant to the subject data collections. Information
received will not be used for statistical purposes.
Responses containing references to studies, research, or data not
widely available to the public should include copies of the referenced
materials. A description of the commenter's organization and its
interest in NCUA's data collection will help the agency use the input
provided but it is optional.
1. What specific areas of the Call Report, Corporate Call Report,
and Profile forms do you find challenging to complete? Please describe
the nature of those challenges.
2. For credit unions that use manual processes to gather and input
into the NCUA's electronic Call Report, Corporate Call Report, and
Profile systems, is there software available, from core system
vendor(s) or elsewhere, to increase automation and efficiency? If so,
what are the hurdles, if any, to utilizing such software?
3. What additional sections/schedules/items on the Call Report,
Corporate Call Report, and Profile could be made optional for small or
non-complex credit unions?
4. What specific items would you like to see added to the Call
Report, Corporate Call Report, and Profile to enhance analysis of
local, regional, and national performance trends, improve comparisons
of individual credit unions with peer institutions, or increase
transparency for members and the public about credit unions?
5. Are there items or data that could be collected through the Call
Report, Corporate Call Report, and Profile that would enhance NCUA's
offsite analysis to identify risk and monitor regulatory compliance
that may reduce burden during examinations?
6. Are there any items on the Call Report, Corporate Call Report,
and Profile that could be removed from collection?
7. Can the Call Report, Corporate Call Report, and Profile
instructions be improved? If so, what improvements (overall and
specific to individual items/schedules) would improve clarity and
reduce the reporting burden?
8. Are the burden estimates for the Call Report, Corporate Call
Report, and Profile accurate? If not, what changes would you suggest to
the burden estimate?
9. Do you have any concerns or suggestions about the Call Report,
Corporate Call Report, and Profile systems or forms for collecting
financial and non-financial information that are not addressed in the
questions above?
10. What specific information collected on the Call Report,
Corporate Call Report, and Profile could be collected more efficiently?
For example, by obtaining reports or data directly from other sources.
Authority: 12 U.S.C. 1782(a), 1756, 1784(a), 1789(a)(8); 12 CFR
741.1, 741.6.
By the National Credit Union Administration Board, this 21 day
of April, 2026.
Melane Conyers-Ausbrooks,
Secretary of the Board.
[FR Doc. 2026-08023 Filed 4-23-26; 8:45 am]
BILLING CODE 7535-01-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.