Notice2026-06930

Self-Regulatory Organizations; the Options Clearing Corporation; Order Approving Proposed Rule Change by the Options Clearing Corporation Concerning a Change in Types of Acceptable Collateral and an Update To Mitigate Wrong-Way Risk

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Published
April 10, 2026

Issuing agencies

Securities and Exchange Commission

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<title>Federal Register, Volume 91 Issue 69 (Friday, April 10, 2026)</title>
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[Federal Register Volume 91, Number 69 (Friday, April 10, 2026)]
[Notices]
[Pages 18490-18493]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-06930]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-105157; File No. SR-OCC-2026-001]


Self-Regulatory Organizations; the Options Clearing Corporation; 
Order Approving Proposed Rule Change by the Options Clearing 
Corporation Concerning a Change in Types of Acceptable Collateral and 
an Update To Mitigate Wrong-Way Risk

April 7, 2026.

I. Introduction

    On February 12, 2026, the Options Clearing Corporation (``OCC''), 
filed with the Securities and Exchange Commission (``Commission''), 
pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Exchange Act'') \1\ and Rule 19b-4 thereunder,\2\ a proposed rule 
change regarding collateral eligibility and margin requirements 
(hereinafter ``Proposed Rule Change''). The Proposed Rule Change was 
published for comment in the Federal Register on February 27, 2026.\3\ 
The Commission has not received any comments on the Proposed Rule 
Change. For the reasons discussed below, the Commission is approving 
the Proposed Rule Change.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ See Exchange Act Release No. 104882 (Feb. 24, 2026), 91 FR 
9897 (Feb. 27, 2026) (File No. SR-OCC-2026-001) (``Notice'').
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II. Background

    OCC is a central counterparty (``CCP''), which means that, as part 
of its function as a clearing agency, it interposes itself as the buyer 
to every seller and seller to every buyer for certain financial 
transactions. As the CCP for the listed options markets in the United 
States,\4\ as well as for certain futures and stock loans, OCC is 
exposed to various risks arising from providing

[[Page 18491]]

clearance and settlement services to its Clearing Members.\5\ Because 
OCC is obligated to perform on the contracts it clears, one such risk 
that OCC is exposed to is credit risk, including the risk that OCC 
would not maintain sufficient financial resources to cover exposures if 
one of its Clearing Members defaults.
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    \4\ OCC describes itself as ``the sole clearing agency for 
standardized equity options listed on a national securities exchange 
registered with the Commission (`listed options').'' See Exchange 
Act Release No. 96533 (Dec. 19, 2022), 87 FR 79015 (Dec. 23, 2022) 
(File No. SR-OCC-2022-012).
    \5\ Capitalized terms used but not defined herein have the 
meanings specified in OCC's Rules and By-Laws, available at <a href="https://www.theocc.com/company-information/documents-and-archives/by-laws-and-rules">https://www.theocc.com/company-information/documents-and-archives/by-laws-and-rules</a>.
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    One of the ways OCC manages credit risk is through the collection 
of margin collateral from its Clearing Members. To address the risk 
that the value of such collateral may be insufficient as the result of 
price changes, OCC limits the set of assets it accepts as margin 
collateral and applies controls, such as haircuts and concentration 
limits, on the collateral it accepts. OCC also addresses credit risk by 
applying a margin add-on charge to collateralize risks presented by 
cleared positions involving equities and ETNs issued by a Clearing 
Member and its affiliates.\6\ As described below, OCC proposes to stop 
accepting certain types of collateral and to address specific wrong-way 
risk presented by certain Clearing Member positions.\7\ OCC also 
proposes a series of organizational and technical changes to its rules 
related to collateral.
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    \6\ See Exchange Act Release No. 87718 (Dec. 11, 2019), 84 FR 
68992, 68993 (Dec. 17, 2019 (File No. SR-OCC-2019-010).
    \7\ Specific wrong-way risk arises at a CCP when an exposure to 
a participant is highly likely to increase when the creditworthiness 
of that participant is deteriorating. Exchange Act Release No. 78961 
(Sept. 28, 2016), 81 FR 70786, 70816 n.317 (Oct. 13, 2016) (S7-03-
14).
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A. Discontinuance of Certain Collateral Types

    Currently, OCC's rules provide for various types of assets as 
margin collateral,\8\ including letters of credit,\9\ or guarantees of 
payment from a bank, and government-sponsored entity (GSE) debt 
securities.\10\ However, on December 19, 2024, OCC announced its 
determination to disallow letters of credit and GSE debt securities as 
acceptable collateral.\11\ OCC states that no Clearing Member has 
pledged GSE debt securities as margin collateral since July 11, 2023, 
and that no letters of credit remain on deposit.\12\
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    \8\ See OCC Rule 604.
    \9\ See OCC Rule 604(c) (allowing Clearing Members to deposit 
letters of credit denominated in U.S. dollars issued by banks or 
trust companies approved by OCC). OCC also accepts margin collateral 
in the form of cash, government securities, money market fund 
shares, and common stock. See OCC Rule 604.
    \10\ See OCC Rule 604(b)(2). OCC's By-Laws define ``GSE debt 
securities'' to mean such debt securities issued by Congressionally 
chartered corporations as the Risk Committee may from time to time 
approve for deposit as margin. OCC By-Laws, Article I, Section 1, G.
    \11\ See Notice, 91 FR at 9898. See also, OCC Information Memo 
#55740 (Dec. 19, 2024), available at <a href="https://infomemo.theocc.com/infomemos?number=55740">https://infomemo.theocc.com/infomemos?number=55740</a>.
    \12\ See Notice, 91 FR at 9898.
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    To maintain the ability to accept letters of credit and GSE debt 
securities, consistent with OCC's current rules, would require OCC and 
its Clearing Members to test the functionality to support these 
collateral types in the new clearance and settlement system, 
Ovation.\13\ Further, OCC asserts it would incur additional costs 
associated with ongoing risk monitoring and reviews of its procedures 
to support the acceptance of letters of credit and GSE debt 
securities.\14\ As a result, OCC proposes to change its rules to no 
longer allow Clearing Members to post letters of credit and GSE debt 
securities as margin collateral.\15\
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    \13\ See id.
    \14\ See id.
    \15\ Such changes will affect OCC's By-Laws, Rules, Collateral 
Risk Management Policy, Default Management Policy, Liquidity Risk 
Management Framework, and Recovery and Wind-Down Plan.
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B. Specific Wrong-Way Risk

    As noted above, OCC proposes changes designed to address specific 
wrong-way risk presented by certain Clearing Member positions. 
Currently, OCC manages wrong-way risk in collateral, in part, by 
disapproving common stock as margin collateral for a Clearing Member 
where such stock is issued by the Clearing Member or its affiliate 
except where the common stock serves as a hedge to the Clearing 
Member's positions.\16\ OCC also applies a margin add-on charge 
designed to account for specific wrong-way risk (the ``SWWR Add-on'') 
in a Clearing Member's positions in cleared contracts.\17\ OCC proposes 
to extend the SWWR Add-on to cover Clearing Member positions in 
exchange traded products (ETPs) that hold spot cryptocurrency for which 
the Clearing Member or its affiliate serves as the custodian of the 
fund's cryptocurrency holdings.\18\ OCC believes that extending the 
SWWR Add-on to spot cryptocurrency ETPs when the Clearing Member is 
affiliated with the custodian of such ETP is appropriate given the 
unique custody risks associated with cryptocurrencies.\19\ As of the 
time of filing, OCC represented that only one Clearing Member has an 
affiliate that is a custodian for a spot cryptocurrency ETP.\20\ 
Further, OCC currently limits Clearing Members' ability to pledge such 
ETPs as margin collateral to the amount that is risk reducing for 
activity in cleared positions.\21\
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    \16\ See Interpretation and Policy .16 to OCC Rule 604.
    \17\ See Notice, 91 FR at 9899 n.17.
    \18\ OCC proposes to amend its Margin Policy to effectuate the 
proposed extension of the SWWR Add-on.
    \19\ See Notice, 91 FR at 9899. OCC gave the example of 
cybersecurity-related theft of the cryptocurrency leading to a 
decline in the value of the ETP at the same time that the Clearing 
Member may default on obligations to OCC. Id.
    \20\ Id.
    \21\ See Notice, 91 FR at 9899 n.21. OCC did not propose a 
change in collateral eligibility related to spot cryptocurrency 
ETPs.
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C. Reorganization and Technical Changes

    Separate from the substantive changes described above, OCC proposes 
to reorganize its current Rule 604 and to making conforming edits as 
needed to its Rules to facilitate such reorganization. Specifically, 
OCC Rule 604 would be replaced by three separate rules addressing: (i) 
the form of collateral OCC accepts (proposed Rule 604A); (ii) how OCC 
holds and invests collateral (proposed Rule 604B); and (iii) how OCC 
values the collateral, respectively (proposed Rule 604C). OCC proposes 
to further reorganize its rules by incorporating the current 
interpretations and policies attached to OCC Rule 604 directly into the 
text of the rule. For example, I&P .07 to OCC Rule 604, which requires 
assets deposited as collateral with OCC to be free of liens and other 
encumbrances, would become proposed Rule 604B(b)(1)(B), but otherwise 
remain virtually intact. Further, OCC proposes other ministerial 
changes to its Rule 604 and related rules, including breaking up long 
paragraphs and adding headings,\22\ renumbering cross-references,\23\ 
and removing unnecessary or inaccurate language.\24\
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    \22\ For example, OCC proposes to divide certain provisions of 
current OCC Rule 604(b)(i) (pertaining to equity issues) into 
subsections of proposed Rule 604A(b)(2). See Notice, 91 FR at 9900.
    \23\ For example, the reference in OCC Rule 705 to OCC Rule 
604(b)(3) would be replaced with a reference to proposed OCC Rule 
604A(b)(2). See Notice, 91 FR at 9902.
    \24\ For example, OCC proposes to remove references to OCC Rule 
610T throughout OCC's rules as unnecessary because Rule 610T was 
removed from OCC's rules following a transitional period to the 
current escrow deposit program. See Notice, 91 FR at 9902; see also 
Exchange Act Release No. 78675 (Aug. 25, 2016), 81 FR 60099, 60105 
(Aug. 31, 2016) (File No. SR-OCC-2016-009).
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III. Discussion and Commission Findings

    Section 19(b)(2)(C) of the Exchange Act requires the Commission to 
approve

[[Page 18492]]

a proposed rule change of a self-regulatory organization if it finds 
that the proposed rule change is consistent with the requirements of 
the Exchange Act and the rules and regulations thereunder applicable to 
the organization.\25\ Under the Commission's Rules of Practice, the 
``burden to demonstrate that a proposed rule change is consistent with 
the Exchange Act and the rules and regulations issued thereunder . . . 
is on the self-regulatory organization [`SRO'] that proposed the rule 
change.'' \26\
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    \25\ 15 U.S.C. 78s(b)(2)(C).
    \26\ Rule 700(b)(3), Commission Rules of Practice, 17 CFR 
201.700(b)(3).
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    The description of a proposed rule change, its purpose and 
operation, its effect, and a legal analysis of its consistency with 
applicable requirements, must all be sufficiently detailed and specific 
to support an affirmative Commission finding,\27\ and any failure of an 
SRO to provide this information may result in the Commission not having 
a sufficient basis to make an affirmative finding that a proposed rule 
change is consistent with the Exchange Act and the applicable rules and 
regulations.\28\ Moreover, ``unquestioning reliance'' on an SRO's 
representations in a proposed rule change is not sufficient to justify 
Commission approval of a proposed rule change.\29\
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    \27\ Id.
    \28\ Id.
    \29\ Susquehanna Int'l Group, LLP v. Securities and Exchange 
Commission, 866 F.3d 442, 447 (D.C. Cir. 2017).
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    After carefully considering the Proposed Rule Change, the 
Commission finds that the Proposed Rule Change is consistent with the 
requirements of the Exchange Act and the rules and regulations 
thereunder applicable to OCC. More specifically, for the reasons given 
below, the Commission finds that the Proposed Rule Change is consistent 
with Section 17A(b)(3)(F) of the Exchange Act,\30\ and Rules 17ad-
22(e)(5), 17ad-22(e)(6), and 17ad-22(e)(21) thereunder, as described in 
detail below.\31\
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    \30\ 15 U.S.C. 78q-1(b)(3)(F).
    \31\ 17 CFR 240.17ad-22(e)(5), (e)(6), and (e)(21).
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A. Consistency With Section 17A(b)(3)(F) of the Exchange Act
    Section 17A(b)(3)(F) of the Exchange Act \32\ requires, among other 
things, that the rules of a clearing agency be designed to promote the 
prompt and accurate clearance and settlement of securities transactions 
and, to the extent applicable, derivative agreements, contracts, and 
transactions and to assure the safeguarding of securities and funds 
which are in the custody or control of the clearing or agency or for 
which it is responsible.
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    \32\ 15 U.S.C. 78q-1(b)(3)(F).
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    Disallowing certain types of margin collateral, namely GSE debt 
securities and letters of credit, would reduce the cost and complexity 
related to both OCC's new clearance and settlement systems and to OCC's 
monitoring of risks related to such collateral types. As noted above, 
Clearing Members have not pledged GSE debt securities since 2023 and 
are not currently pledging letters of credit as margin collateral. As a 
result, the proposed change in collateral eligibility will reduce 
operational costs and complexity without affecting current collateral 
contributions. Reducing operational costs and complexity in this way 
improves efficiency at OCC, which is consistent with the promotion of 
prompt and accurate clearance and settlement.
    Separately, OCC's proposal to extend the SWWR Add-on will increase 
the margin collateral collected from a Clearing Member with positions 
in spot cryptocurrency ETPs for which the Clearing Member or its 
affiliates serves as the custodian. Collecting margin to recognize the 
potential loss in value of the ETP concurrent with a Clearing Member 
default would increase the likelihood that OCC would hold sufficient 
margin collateral to address the default without resorting to loss 
mutualization through the use of non-defaulting Clearing Members' 
contributions to the Clearing Fund. Because it reduces the likelihood 
of loss mutualization, the Proposed Rule Change is consistent with the 
safeguarding of securities and funds which are in OCC's custody or 
control.
    Accordingly, the Commission believes that the Proposed Rule Change 
is consistent with the requirements of Section 17A(b)(3)(F) of the 
Exchange Act.\33\
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    \33\ 15 U.S.C. 78q-1(b)(3)(F).
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B. Consistency With Rule 17ad-22(e)(5) Under the Exchange Act

    Rule 17ad-22(e)(5) under the Exchange Act requires, in part, that a 
covered clearing agency establish, implement, maintain and enforce 
written policies and procedures reasonably designed to limit the assets 
it accepts as collateral to those with low credit, liquidity, and 
market risks.\34\ As described above, OCC proposes to amend its rules 
to disallow the posting of GSE debt securities and letters of credit as 
margin collateral. The removal of these two types of collateral does 
not affect the credit, liquidity, or market risk associated with the 
collateral that OCC will continue to accept as margin (e.g., cash, 
government securities, money market fund shares, and common stock). 
Accordingly, the Commission believes that disallowing GSE debt 
securities and letters of credit as margin collateral is consistent 
with the requirements of Rule 17ad-22(e)(5).\35\
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    \34\ 17 CFR 240.17ad-22(e)(5).
    \35\ 17 CFR 240.17ad-22(e)(5).
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C. Consistency With Rule 17ad-22(e)(6) Under the Exchange Act

    Rule 17ad-22(e)(6)(i) under the Exchange Act requires that a 
covered clearing agency establish, implement, maintain and enforce 
written policies and procedures reasonably designed to cover, if the 
covered clearing agency provides central counterparty services, its 
credit exposure to participants by establishing a risk-based margin 
system that, at a minimum considers, and produces margin levels 
commensurate with, the risks and particular attributes of each relevant 
product, portfolio, and market.\36\
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    \36\ 17 CFR 240.17ad-22(e)(6)(i).
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    As described above, OCC proposes to extend the application of its 
SWWR Add-on. Specifically, OCC proposes to cover Clearing Member 
positions in spot cryptocurrency ETPs for which the Clearing Member or 
its affiliate serves as the custodian of the fund's cryptocurrency 
holdings. OCC's prior adoption of the SWWR Add-on was consistent with 
Rule 17Ad-22(e)(6)(i) under the Exchange Act.\37\ The SWWR Add-on is 
designed to produce margin levels commensurate with the particular 
attributes of certain products in terms of the likely recovery 
available in the event of a default by the issuing Clearing Member.\38\ 
Similarly, the default of a Clearing Member may affect the value of a 
spot cryptocurrency ETP positions where that member is also the fund's 
custodian. The proposed change will extend the protection provided to 
OCC by the SWWR Add-on to address a potential loss in value of a 
Clearing Member's spot cryptocurrency ETP positions, at the time of 
default, related to the member's (or its affiliate's) role as when that 
member as the fund's custodian; which would be consistent with OCC's 
existing limitations on Clearing Members posting such assets as margin 
collateral.
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    \37\ See Exchange Act Release No. 87718 (Dec. 11, 2019), 84 FR 
68992, 68995 (Dec. 17, 2019) (File No. SR-OCC-2019-010).
    \38\ Id.
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    Accordingly, and for the reasons stated above, the Commission 
believes the extension of the SWWR Add-on designed to cover specific 
wrong-way

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risk arising out of a Clearing Member's relationship to a particular 
underlying product is consistent with Rule 17ad-22(e)(6)(i) under the 
Exchange Act.\39\
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    \39\ 17 CFR 240.17ad-22(e)(6)(i).
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D. Consistency With Rule 17ad-22(e)(21) Under the Exchange Act

    Rule 17ad-22(e)(21) under the Exchange Act requires that a covered 
clearing agency establish, implement, maintain and enforce written 
policies and procedures reasonably designed to be efficient and 
effective in meeting the requirements of its participants and the 
markets it serves.\40\ As described above, OCC proposes to disallow GSE 
debt securities and letters of credit as margin collateral because 
continuing to accept such collateral carries with it certain costs and 
complexity. Disallowing such collateral types would reduce the testing 
required of OCC and its Clearing Members for Ovation. Further, the 
proposed change will not negatively affect the current set of margin 
collateral that OCC holds based on OCC's representations that no 
Clearing Member has pledged GSE debt securities since July 11, 2023, 
and that no letters of credit remain on deposit. As a result, the 
proposed change would reduce inefficiency without reducing the 
effectiveness of Clearing Member collateral currently posted to OCC.
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    \40\ 17 CFR 240.17ad-22(e)(21).
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    Further, as described above, OCC proposes a number of non-
substantive changes to reorganize its margin rules such as 
consolidating the provisions of Rule 604 and related interpretations 
and policies and dividing lengthy provisions into subsections with 
headers. Such changes the non-substantive re-organization and 
consolidation helps to improve the readability, and, thus, the 
efficiency and effectiveness of OCC's rules. Relatedly, OCC proposes a 
number of non-substantive corrections, such as updating cross-
references and removing inaccurate or unnecessary language, which will 
also improve the readability of OCC's margin rules.
    Accordingly, and for the reasons stated above, the Commission 
believes the removal of GSE debt and letters of credit as acceptable 
margin collateral is consistent with Rule 17ad-22(e)(21) under the 
Exchange Act.\41\
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    \41\ 17 CFR 240.17ad-22(e)(21).
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IV. Conclusion

    On the basis of the foregoing, the Commission finds that the 
Proposed Rule Change is consistent with the requirements of the 
Exchange Act, and in particular, with the requirements of with Section 
17A(b)(3)(F) of the Exchange Act,\42\ and Rules 17ad-22(e)(5), 17ad-
22(e)(6), and 17ad-22(e)(21) thereunder.\43\
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    \42\ 15 U.S.C. 78q-1(b)(3)(F).
    \43\ 17 CFR 240.17ad-22(e)(5), (e)(6), and (e)(21).
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    It is therefore ordered pursuant to Section 19(b)(2) of the 
Exchange Act \44\ that the proposed rule change (SR-OCC-2026-001) be, 
and hereby is, approved.\45\
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    \44\ 15 U.S.C. 78s(b)(2).
    \45\ In approving the proposed rule change, the Commission 
considered the proposal's impact on efficiency, competition, and 
capital formation. 15 U.S.C. 78c(f).

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\46\
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    \46\ 17 CFR 200.30-3(a)(12).
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Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2026-06930 Filed 4-9-26; 8:45 am]
BILLING CODE 8011-01-P


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Indexed from Federal Register on April 10, 2026.

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