Notice2026-06100
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
March 30, 2026
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget's (OMB's) reinstatement of an information collection titled "Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)" approved under OMB Control Number 3170-0002.
Full Text
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<title>Federal Register, Volume 91 Issue 60 (Monday, March 30, 2026)</title>
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[Federal Register Volume 91, Number 60 (Monday, March 30, 2026)]
[Notices]
[Pages 15604-15605]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-06100]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2026-0011]
Agency Information Collection Activities: Comment Request
AGENCY: Consumer Financial Protection Bureau.
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (CFPB or Bureau) requests the
Office of Management and Budget's (OMB's) reinstatement of an
information collection titled ``Prohibition on Inclusion of Adverse
Information in Consumer Reporting in Cases of Human Trafficking
(Regulation V)'' approved under OMB Control Number 3170-0002.
DATES: Written comments are encouraged and must be received on or
before April 29, 2026 to be assured of consideration.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function. In general,
all comments received will become public records, including any
personal information provided. Sensitive personal information, such as
account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May,
[[Page 15605]]
Paperwork Reduction Act Officer, at (202) 435-7278, or email:
<a href="/cdn-cgi/l/email-protection#195a5f495b46494b58597a7f697b377e766f"><span class="__cf_email__" data-cfemail="03404553415c53514243606573612d646c75">[email protected]</span></a>. If you require this document in an alternative
electronic format, please contact <a href="/cdn-cgi/l/email-protection#fcbfbaacbea3bd9f9f998f8f959e9590958885bc9f9a8c9ed29b938a"><span class="__cf_email__" data-cfemail="387b7e687a67795b5b5d4b4b515a5154514c41785b5e485a165f574e">[email protected]</span></a>. Please
do not submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Prohibition on Inclusion of Adverse
Information in Consumer Reporting in Cases of Human Trafficking
(Regulation V).
OMB Control Number: 3170-0002.
Type of Review: Reinstatement of an information collection.
Affected Public: Private sector: businesses or other for-profits.
Estimated Number of Respondents: 779,023.
Estimated Total Annual Burden Hours: 6,286,665.
Abstract: The consumer disclosures included in Regulation V are
designed to alert consumers that a financial institution furnished
negative information about them to a consumer reporting agency, that
they have a right to opt out of receiving marketing materials and
credit or insurance offers, that their credit report was used in
setting the material terms of credit that may be less favorable than
the terms offered to consumers with better credit histories, that they
maintain certain rights with respect to a theft of their identity that
they reported to a consumer reporting agency, that they maintain rights
with respect to knowing what is in their consumer reporting agency
file, that they can request a free credit report, and that they can
report a theft of their identity to the Bureau. Consumers then can use
the information provided to consider how and when to check and use
their credit reports. It also establishes a method for a victim of
trafficking to submit documentation to consumer reporting agencies,
including information identifying any adverse item of information about
the consumer that resulted from certain types of human trafficking, and
prohibit the consumer reporting agencies from furnishing a consumer
report containing the adverse item(s) of information.
Request for Comments: The CFPB published a 60-day Federal Register
notice on December 9, 2025 (90 FR 57036), under Docket Number: CFPB-
2025-0047. The CFPB is publishing this notice and soliciting comments
on: (a) Whether the collection of information is necessary for the
proper performance of the functions of the CFPB, including whether the
information will have practical utility; (b) The accuracy of the CFPB's
estimate of the burden of the collection of information, including the
validity of the methods and the assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the information to be collected;
and (d) Ways to minimize the burden of the collection of information on
respondents, including through the use of automated collection
techniques or other forms of information technology. Comments submitted
in response to this notice will be reviewed by OMB as part of its
review of this request. All comments will become a matter of public
record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-06100 Filed 3-27-26; 8:45 am]
BILLING CODE 4810-AM-P
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