Notice2026-05958
Proposed Agency Information Collection Activities; Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
March 27, 2026
Issuing agencies
Treasury DepartmentComptroller of the CurrencyFederal Reserve SystemFederal Deposit Insurance Corporation
Abstract
The agencies are publishing in today's Federal Register issuance two proposals: Regulatory Capital Rules: Category I and II Banking Organizations, Banking Organizations with Significant Trading Activity, and Optional Adoption for Other Banking Organizations (Expanded Risk-Based Proposal); and Regulatory Capital and Standardized Approach for Risk-weighted Assets (Standardized Approach Proposal). In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (together, the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. In connection with the above proposals, the agencies are therefore concurrently seeking comment on a proposal to extend for three years, with revision, the following information collections: Reporting, Recordkeeping, and Disclosure Requirements Associated with Regulatory Capital Rules (OMB Nos. 1557-0318 (OCC), 7100-0313 (Board), and 3064-0153 (FDIC)), and Reporting, Recordkeeping, and Disclosure Requirements Associated with Market Risk Capital Rules (OMB Nos. 1557-0247 (OCC), 7100-0314 (Board), and 3064-0178 (FDIC)).
Full Text
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<title>Federal Register, Volume 91 Issue 59 (Friday, March 27, 2026)</title>
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[Federal Register Volume 91, Number 59 (Friday, March 27, 2026)]
[Notices]
[Pages 14853-14858]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-05958]
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DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE CORPORATION
Proposed Agency Information Collection Activities; Comment
Request
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury;
Board of Governors of the Federal Reserve System (Board); and Federal
Deposit Insurance Corporation (FDIC).
ACTION: Joint notice and request for comment.
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SUMMARY: The agencies are publishing in today's Federal Register
issuance two proposals: Regulatory Capital Rules: Category I and II
Banking Organizations, Banking Organizations with Significant Trading
Activity, and Optional Adoption for Other Banking Organizations
(Expanded Risk-Based Proposal); and Regulatory Capital and Standardized
Approach for Risk-weighted Assets (Standardized Approach Proposal). In
accordance with the requirements of the Paperwork Reduction Act of 1995
(PRA), the OCC, the Board, and the FDIC (together, the agencies) may
not conduct or sponsor, and the respondent is not required to respond
to, an information collection unless it displays a currently valid
Office of Management and Budget (OMB) control number. In connection
with the above proposals, the agencies are therefore concurrently
seeking comment on a proposal to extend for three years, with revision,
the following information collections: Reporting, Recordkeeping, and
Disclosure Requirements Associated with Regulatory Capital Rules (OMB
Nos. 1557-0318 (OCC), 7100-0313 (Board), and 3064-0153 (FDIC)), and
Reporting, Recordkeeping, and Disclosure Requirements Associated with
Market Risk Capital Rules (OMB Nos. 1557-0247 (OCC), 7100-0314 (Board),
and 3064-0178 (FDIC)).
DATES: Comments must be submitted on or before May 26, 2026.
ADDRESSES: Interested parties are invited to submit written comments to
any or all of the agencies. All comments, which should refer to the
``Regulatory Capital Rules: Category I and II Banking Organizations,
Banking Organizations with Significant Trading Activity, and Optional
Adoption for Other Banking Organizations and Regulatory Capital and
Standardized Approach for Risk-weighted Assets,'' will be shared among
the agencies.
OCC: You may submit comments, which should refer to ``Regulatory
Capital Rules: Category I and II Banking Organizations, Banking
Organizations with Significant Trading Activity, and Optional Adoption
for Other Banking Organizations and Regulatory Capital and Standardized
Approach for Risk-weighted Assets,'' by any of the following methods:
<bullet> Email: <a href="/cdn-cgi/l/email-protection#265654474f4840496649454508525443475508414950"><span class="__cf_email__" data-cfemail="2a5a584b43444c456a454949045e584f4b59044d455c">[email protected]</span></a>.
<bullet> Mail: Chief Counsel's Office, Office of the Comptroller of
the Currency, Attention: 1557-0318 and 1557-0247, 400 7th Street SW,
Suite 3E-218, Washington, DC 20219.
<bullet> Hand Delivery/Courier: 400 7th Street SW, suite 3E-218,
Washington, DC 20219.
<bullet> Fax: (571) 293-4835.
Instructions: You must include ``OCC'' as the agency name and
``1557-0318 and 1557-0247'' in your comment. In general, the OCC will
publish comments on <a href="http://www.reginfo.gov">www.reginfo.gov</a> without change, including any
business or personal information provided, such as name and address
information, email addresses, or phone numbers. Comments received,
including attachments and other supporting materials, are part of the
public record and subject to public disclosure. Do not include any
information in your comment or supporting materials that you consider
confidential or inappropriate for public disclosure.
You may review comments and other related materials that pertain to
this information collection beginning on the date of publication of the
second notice for this collection by the following method:
<bullet> Viewing Comments Electronically: Go to <a href="http://www.reginfo.gov">www.reginfo.gov</a>.
Hover over the ``Information Collection Review'' tab and click on
``Information Collection Review'' from the drop-down menu. From the
``Currently under Review'' drop-down menu, select ``Department of the
Treasury'' and then click ``submit.'' This information collection can
be located by searching OMB control number ``1557-0318'' or ``1557-
0247.'' Upon finding the appropriate information collection, click on
the related ``ICR Reference Number.'' On the next screen, select ``View
Supporting Statement and Other Documents'' and then click on the link
to any comment listed at the bottom of the screen.
For assistance in navigating <a href="http://www.reginfo.gov">www.reginfo.gov</a>, please contact the
Regulatory Information Service Center at (202) 482-7340.
[[Page 14854]]
Board: You may submit comments, which should refer to ``Regulatory
Capital Rules: Category I and II Banking Organizations, Banking
Organizations with Significant Trading Activity, and Optional Adoption
for Other Banking Organizations and Regulatory Capital and Standardized
Approach for Risk-weighted Assets,'' by any of the following methods:
<bullet> Agency website: <a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a>. Follow the instructions for submitting comments, including
attachments. Preferred Method.
<bullet> Mail: Benjamin W. McDonough, Secretary, Board of Governors
of the Federal Reserve System, 20th Street and Constitution Avenue NW,
Washington, DC 20551.
<bullet> Hand Delivery/Courier: Same as mailing address.
<bullet> Other Means: <a href="/cdn-cgi/l/email-protection#2b5b5e49474248484446464e455f586b4d5949054c445d"><span class="__cf_email__" data-cfemail="0a7a7f68666369696567676f647e794a6c7868246d657c">[email protected]</span></a>. You must include the
docket number in the subject line of the message.
Comments received are subject to public disclosure. In general,
comments received will be made available on the Board's website at
<a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a> without change and will
not be modified to remove personal or business information including
confidential, contact, or other identifying information. Comments
should not include any information such as confidential information
that would be not appropriate for public disclosure. Public comments
may also be viewed electronically or in person in Room M-4365A, 2001 C
St. NW, Washington, DC 20551, between 9 a.m. and 5 p.m. during Federal
business weekdays.
FDIC: You may submit comments, which should refer to ``Regulatory
Capital Rules: Category I and II Banking Organizations, Banking
Organizations with Significant Trading Activity, and Optional Adoption
for Other Banking Organizations and Regulatory Capital and Standardized
Approach for Risk-weighted Assets,'' by any of the following methods:
<bullet> Agency website: <a href="https://www.fdic.gov/regulations/laws/federal/">https://www.fdic.gov/regulations/laws/federal/</a>. Follow the instructions for submitting comments on the FDIC's
website.
<bullet> Federal eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>.
Follow the instructions for submitting comments.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#bbd8d4d6d6ded5cfc8fbfdfff2f895dcd4cd"><span class="__cf_email__" data-cfemail="14777b7979717a60675452505d573a737b62">[email protected]</span></a>. Include ``Regulatory Capital
Rules: Category I and II Banking Organizations, Banking Organizations
with Significant Trading Activity, and Optional Adoption for Other
Banking Organizations and Regulatory Capital and Standardized Approach
for Risk-weighted Assets,'' in the subject line of the message.
<bullet> Mail: Robert Meiers, Regulatory Counsel, MB-3013, Federal
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC
20429.
<bullet> Hand Delivery: Comments may be hand delivered to the guard
station at the rear of the 550 17th Street Building (located on F
Street) on business days between 7:00 a.m. and 5:00 p.m.
<bullet> Public Inspection: All comments received will be posted
without change to <a href="https://www.fdic.gov/regulations/laws/federal/">https://www.fdic.gov/regulations/laws/federal/</a>
including any personal information provided. Paper copies of public
comments may be requested from the FDIC Public Information Center by
telephone at (877) 275-3342 or (703) 562-2200.
Additionally, commenters may send a copy of their comments to the
OMB desk officers for the agencies by mail to the Office of Information
and Regulatory Affairs, U.S. Office of Management and Budget, New
Executive Office Building, Room 10235, 725 17th Street NW, Washington,
DC 20503; by fax to (202) 395-6974; or by email to
<a href="/cdn-cgi/l/email-protection#9ff0f6edfec0eceafdf2f6ececf6f0f1dff0f2fdb1faf0efb1f8f0e9"><span class="__cf_email__" data-cfemail="b3dcdac1d2ecc0c6d1dedac0c0dadcddf3dcded19dd6dcc39dd4dcc5">[email protected]</span></a>.
FOR FURTHER INFORMATION CONTACT: For further information about the
proposed revisions to the information collections discussed in this
notice, please contact any of the agency staff whose names appear
below.
OCC: Kevin Korzeniewski, Counsel, Chief Counsel's Office, (202)
649-5490.
Board: Nuha Elmaghrabi, Federal Reserve Board Clearance Officer,
(202) 452-3884, Office of the Chief Data Officer, Board of Governors of
the Federal Reserve System, 20th and C Streets NW, Washington, DC
20551. Telecommunications Device for the Deaf (TDD) users may call
(202) 263-4869.
FDIC: Robert Meiers, Regulatory Counsel, MB-3013, Federal Deposit
Insurance Corporation, 550 17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
I. Affected Information Collections
This notice seeks comment on a three-year extension of and proposed
revisions to the following information collections: (1) Reporting,
Recordkeeping, and Disclosure Requirements Associated with Regulatory
Capital Rules (OMB Nos. 1557-0318, 3064-0153, and 7100-0313), and (2)
Reporting, Recordkeeping, and Disclosure Requirements Associated with
Market Risk Capital Rules (OMB Nos. 1557-0247, 3064-0178, and 7100-
0314).
II. Current Actions
A. Reporting, Recordkeeping, and Disclosure Requirements Associated
With Regulatory Capital Rules (OMB Nos. 1557-0318, 3064-0153, and 7100-
0313)
The current estimated total annual burdens associated with OMB Nos.
1557-0318, 3064-0153, and 7100-0313 are 87,087 hours, 93,621 hours, and
76,250 hours, respectively.
1. Expanded Risk-Based Proposal Overview--Regulatory Capital Rules
The Expanded Risk-Based Proposal would streamline the risk-based
capital requirements applicable to Category I and II banking
organizations. Currently, these banking organizations are subject to
two sets of risk-based capital ratio requirements: one based on the
standardized approach (which also generally applies to other banking
organizations) and the other based on an internal models framework, the
advanced approaches.\1\ Under the proposal, Category I and II banking
organizations would be subject to a single set of risk-based capital
ratio requirements based on the ``expanded risk-based approach''--which
would include requirements for credit risk, equity risk, and
operational risk--and the revised market risk framework.\2\ The
standardized approach would no longer apply to these banking
organizations, and the advanced approaches would be removed from the
regulatory capital framework. Other banking organizations could also
choose to adopt the expanded risk-based approach.\3\
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\1\ See 12 CFR part 3, subparts D and E (OCC); 12 CFR part 217,
subparts D and E (Board); 12 CFR part 324, subparts D and E (FDIC).
\2\ For purposes of this discussion, unless otherwise noted, the
revised market risk framework is inclusive of requirements for
credit valuation adjustment risk, as applicable.
\3\ Banking organizations that choose to adopt the expanded
risk-based approach would also be subject to the definition of
capital that applies to Category I and II banking organizations.
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With respect to the PRA, the Expanded Risk-Based Proposal would
modify the regulatory capital rules by revising existing reporting,
recordkeeping, and disclosure requirements. Please see the Expanded
Risk-Based Proposal for a detailed description of the proposed
revisions.
OCC:
The net PRA burden associated with the Expanded Risk-Based Proposal
is -24,142 hours.
Board:
The net PRA burden associated with the Expanded Risk-Based Proposal
is -14,516 hours.
FDIC:
[[Page 14855]]
The net PRA burden associated with the Expanded Risk-Based Proposal
is -904 hours.
2. Standardized Approach Proposal Overview--Regulatory Capital Rules
The Standardized Approach Proposal would revise certain elements of
the calculation of the denominator of the risk-based capital ratios
(risk-weighted assets) under the standardized approach and make certain
adjustments to the definition of regulatory capital. The proposed
changes aim to improve risk sensitivity while generally retaining the
simplicity of the current framework.
With respect to the PRA, the Standardized Approach Proposal would
modify the regulatory capital rules by adding new requirements and
revising existing recordkeeping and disclosure requirements. Please see
the Standardized Approach Proposal for a detailed description of the
proposed revisions.
OCC:
The net PRA burden associated with the Standardized Approach
Proposal is -6,637 hours.
Board:
The net PRA burden associated with the Standardized Approach
Proposal is -6,911 hours.
FDIC:
The net PRA burden associated with the Standardized Approach
Proposal is -33,602 hours.
3. Additional Changes to the Information Collections
In connection with this notice, the agencies are proposing to
change how certain provisions are accounted for under the PRA. These
proposed revisions increased the calculation of ``burden hours'' under
the PRA but do not reflect changes to the existing requirements in the
agencies' respective information collections. Instead, the revisions
reflect existing requirements in the capital rule, and their proposed
addition to the agencies' information collections are purely
administrative, to ensure compliance with the legal requirements of the
PRA.
OCC:
The net PRA burden associated with these changes is 26,996 hours.
Board:
The net PRA burden associated with these changes is 34,589 hours.
FDIC:
The net PRA burden associated with these changes is 52,234 hours.
I. Proposed Extension for Three Years, With Revision
Collection title: Reporting, Recordkeeping, and Disclosure
Requirements Associated with Regulatory Capital Rules.
OCC
OMB control number: 1557-0318.
Frequency: Quarterly, annually, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: National banks, state member banks, state nonmember
banks, and state and federal savings associations.
Estimated number of respondents: 663 (16 expanded risk-based
approach).
Estimated average hours per response:
Initial Setup
Minimum Capital Ratios
Recordkeeping
Section 3.3(a)(3)-8.
Section 3.3(b)-8.
Section 3.3(c)-8.
Section 3.3(d)(1)-8.
Section 3.3(d)(2)-8.
Section 3.3(e)-8.
Standardized Approach
Recordkeeping
Section 3.35(b)(3)(i)(A)-8.
Section 3.36(e)(1)(ii)-8.
Section 3.41(c)(2)(i)-40.
Section 3.52(c)(2)-4.
Section 3.62(b)-40.
Disclosure
Section 3.42(e)(2)-6.
Sections 3.61, 3.62, 3.63(a)-(b), and 3.63 Tables-220.
Section 3.63(c)-75.
Expanded Risk Based Approach
Recordkeeping
Section 3.116(b)(3)-8.
Section 3.120(e)-8.
Sections 3.130(c)(2)(i)-40.
Section 3.141(c)(2)-4.
Sections 3.161(b)-40.
Disclosure
Section 3.132(e)(2)-6.
Section 3.162(b)(1)-40.
Section 3.162(b)(2)-75.
Section 3.162 Tables 1-12-268.
Ongoing
Minimum Capital Ratios
Recordkeeping
Section 3.3(a)(3)-2.
Section 3.3(b)-2.
Section 3.3(c)-2.
Section 3.3(d)(1)-2.
Section 3.3(d)(2)-2.
Section 3.3(e)-2.
Standardized Approach
Recordkeeping
Section 3.35(b)(3)(i)(A)-2.
Section 3.36(e)(1)(ii)-2.
Section 3.41(c)(2)(ii)-10 (quarterly).
Section 3.52(c)(2)-1.
Section 3.62(b)-2.
Disclosure
Section 3.42(e)(2)-1.
Sections 3.61, 3.62, 3.63(a)-(b), and 3.63 Tables-110 (quarterly).
Section 3.63(c)-16.
Expanded Risk Based Approach
Reporting
Section 3.150(c)(1)(ii)(5)-5.
Recordkeeping
Section 3.116(b)(3)-2.
Section 3.120(e)-2.
Sections 3.130(c)(2)(i)-(ii)-10 (quarterly).
Section 3.141(c)(2)-1.
Sections 3.161(b)-2.
Disclosure
Section 3.162(b)(1)-5.
Section 3.162(b)(2)-16.
Section 3.162 Tables 1-12-86.
Estimated annual burden hours: 46,106 (6,820 initial setup and
39,286 ongoing).
Board
Collection identifier: FR Q.
OMB control number: 7100-0313.
Frequency: Quarterly, annually, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: State member banks, certain bank holding companies,
U.S. intermediate holding companies, certain covered savings and loan
holding companies.
Estimated number of respondents: 846 (14 expanded risk-based
approach).
Estimated average hours per response:
Initial Setup
Minimum Capital Ratios
Recordkeeping
Section 217.3(a)(3)-8.
Section 217.3(b)-8.
Section 217.3(c)-8.
Section 217.3(d)(1)-8.
Section 217.3(d)(2)-8.
Section 217.3(e)-8.
Standardized Approach
Recordkeeping
Section 217.35(b)(3)(i)(A)-8.
Section 217.36(e)(1)(ii)-8.
Section 217.41(c)(2)(i)-40.
Section 217.52(c)(2)-4.
Section 217.62(b)-40.
Disclosure
Section 217.42(e)(2)-6.
Sections 217.61, 217.62, 217.63(a)-(b), and 217.63 Tables-220.
Section 217.63(c)-75.
Expanded Risk Based Approach
Recordkeeping
Section 217.116(b)(3)-8.
Section 217.120(e)-8.
[[Page 14856]]
Sections 217.130(c)(2)(i)-40.
Section 217.141(c)(2)-4.
Sections 217.161(b)-40.
Disclosure
Section 217.162(b)(1)-40.
Section 217.162(b)(2)-75.
Section 217.162 Tables 1-12 -268.
Ongoing
Minimum Capital Ratios
Recordkeeping
Section 217.3(a)(3)-2.
Section 217.3(b)-2.
Section 217.3(c)-2.
Section 217.3(d)(1)-2.
Section 217.3(d)(2)-2.
Section 217.3(e)-2.
Standardized Approach
Recordkeeping
Section 217.35(b)(3)(i)(A)-2.
Section 217.36(e)(1)(ii)-2.
Section 217.41(c)(2)(ii)-10 (quarterly).
Section 217.52(c)(2)-1.
Section 217.62(b)-2.
Disclosure
Section 217.42(e)(2)-1.
Sections 217.61, 217.62, 217.63(a)-(b), and 217.63 tables-110
(quarterly).
Section 217.63(c)-16.
Expanded Risk Based Approach
Reporting
Section 217.150(c)(1)(ii)(5)-5.
Recordkeeping
Section 217.116(b)(3)-2.
Section 217.120(e)-2.
Sections 217.130(c)(2)(i)-(ii)-10 (quarterly).
Section 217.141(c)(2)-1.
Sections 217.161(b)-2.
Disclosure
Section 324.132(e)(2)-6.
Section 217.162(b)(1)-5.
Section 217.162(b)(2)-16.
Section 217.162 Tables 1-12-86.
Estimated annual burden hours: 74,204 (8,092 initial setup and
66,112 ongoing).
FDIC
OMB control number: 3064-0153.
Frequency: Quarterly, annually, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: State nonmember banks, state savings associations, and
certain subsidiaries of those entities.
Estimated number of respondents: 1,625 (2 expanded risk-based
approach).
Estimated average hours per response:
Initial Setup
Minimum Capital Ratios
Recordkeeping
Section 324.3(a)(3)-8.
Section 324.3(b)-8.
Section 324.3(c)-8.
Section 324.3(d)(1)-8.
Section 324.3(d)(2)-8.
Section 324.3(e)-8.
Standardized Approach
Recordkeeping
Section 324.35(b)(3)(i)(A)-8.
Section 324.36(e)(1)(ii)-8.
Section 324.41(c)(2)(i)-40.
Section 324.52(c)(2)-4.
Section 324.62(b)-40.
Disclosure
Section 324.42(e)(2)-6.
Sections 324.61, 324.62, 324.63(a)-(b), and 324.63 Tables-220.
Section 324.63(c)-75.
Expanded Risk Based Approach
Recordkeeping
Section 324.116(b)(3)-8.
Section 324.120(e)-8.
Sections 324.130(c)(2)(i)-40.
Section 324.141(c)(2)-4.
Sections 324.161(b)-40.
Disclosure
Section 324.162(b)(1)-40.
Section 324.162(b)(2)-75.
Section 324.162 Tables 1-12-268.
Ongoing
Minimum Capital Ratios
Recordkeeping
Section 324.3(a)(3)-2.
Section 324.3(b)-2.
Section 324.3(c)-2.
Section 324.3(d)(1)-2.
Section 324.3(d)(2)-2.
Section 324.3(e)-2.
Standardized Approach
Recordkeeping
Section 324.35(b)(3)(i)(A)-2.
Section 324.36(e)(1)(ii)-2.
Section 324.41(c)(2)(ii)-10 (quarterly).
Section 324.52(c)(2)-1.
Section 324.62(b)-2.
Disclosure
Section 324.42(e)(2)-1.
Sections 324.61, 324.62, 324.63(a)-(b), and 324.63 tables-110
(quarterly).
Section 324.63(c)-16.
Expanded Risk Based Approach
Reporting
Section 324.150(c)(1)(ii)(5)-5.
Recordkeeping
Section 324.116(b)(3)-2.
Section 324.120(e)-2.
Sections 324.130(c)(2)(i)-(ii)-10 (quarterly).
Section 324.141(c)(2)-1.
Sections 324.161(b)-2.
Disclosure
Section 324.132(e)(2)-6.
Section 324.162(b)(1)-5.
Section 324.162(b)(2)-16.
Section 324.162 Tables 1-12-86.
Estimated annual burden hours: 111,349 (14,937 initial and 96,412
ongoing).\4\
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\4\ The total estimated annual burden for 3064-0153 is derived
as follows: 93,621 hours from the currently cleared annual burden +
52,234 hours from net additional changes, as described above -904
hours from net changes in the Expanded Risk-Based Proposal, and -
33,602 hours from net changes in the Standardized Approach proposal.
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B. Reporting, Recordkeeping, and Disclosure Requirements Associated
With Market Risk Capital Rules (OMB Nos. 1557-0247, 3064-0178, and
7100-0314)
The current estimated total annual burdens associated with OMB Nos.
1557-0247, 3064-0178, and 7100-0314 are 33,388 hours, 428 hours, and
36,236 hours, respectively.
I. Expanded Risk-Based Overview--Market Risk Capital Rules
The Expanded Risk-Based Proposal also introduces a revised market
risk framework, which would be applicable to Category I and II
depository institution holding companies and to other banking
organizations with significant trading activity. Significant trading
activity would be defined to mean (1) more than $5 billion in trading
activity \5\ or (2) trading activity equal to or higher than 10 percent
of the banking organization's total assets.
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\5\ The current market risk framework includes a monetary
trading activity threshold of $1 billion.
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The new market risk framework would include a new standardized
approach for market risk and a revised models-based approach for market
risk that may be used only with supervisory approval.
With respect to the PRA, the Expanded Risk-Based Proposal would
modify the market risk capital requirements by revising existing
reporting, recordkeeping, and disclosure requirements. Please see the
Expanded Risk-Based Proposal for a detailed description of the proposed
revisions.
OCC:
The net PRA burden associated with the Market Risk Capital Rules is
-28,248 hours.
Board:
The net PRA burden associated with the Market Risk Capital Rules is
-21,634 hours.
FDIC:
The net PRA burden associated with the Market Risk Capital Rules is
167 hours.
Proposed Extension for Three Years, with Revision
Collection title: Reporting, Recordkeeping, and Disclosure
[[Page 14857]]
Requirements Associated with Market Risk Capital Rules.
OCC
OMB control number: 1557-0247.
Frequency: Quarterly, annually, weekly, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: National banks and Federal savings associations.
Estimated number of respondents: 10.
Estimated average hours per response:
Initial Setup
Market Risk Capital
Reporting
Section 3.203(h)(2)-40.
Section 3.204(f)(2)(v)-1.
Section 3.208(h)(3)(ii)(B)-1.
Section 3.212(b)(2)-5.
Section 3.212(c)-40.
Section 3.223(a)(1)-30.
Recordkeeping
Section 3.203(i)-150.
Section 3.217(c)-40.
Section 3.220(c)-40.
Section 3.223(b)-40.
Disclosure
Section 3.217(g)(Table 1)-30.
Section 3.217(g)(Table 2)-30.
Ongoing
Market Risk Capital
Reporting
Section 3.203(h)(2)(ii)-10 (quarterly).
Section 3.204(f)(1)(ii)-1.
Section 3.204(g)(1)(iii)-30.
Section 3.212(b)(3)(i)-(ii)-1.
Section 3.212(c)(2)(ii)-1 (quarterly).
Section 3.214(b)(2)(vi)-1.
Section 3.224(d)(3)(ii)-1.
Recordkeeping
Section 3.203(i)-30.
Section 3.204(f)(1)(i)-1.
Section 3.217(c)-5.
Disclosure
Section 3.217(g)(Table 1)-2.
Section 3.217(g)(Table 2)-2.
Estimated annual burden hours: 5,140 (3,965 initial setup and 1,175
ongoing).
Board
Collection identifier: FR Q-2.
OMB control number: 7100-0314.
Frequency: Quarterly, annually, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: Bank holding companies, savings and loan holding
companies, intermediate holding companies, and state member banks that
meet certain risk thresholds.
Respondents: Bank holding companies, savings and loan holding
companies, intermediate holding companies, and state member banks that
meet certain risk thresholds.
Estimated number of respondents: 28.
Estimated average hours per response:
Initial Setup
Market Risk Capital
Reporting
Section 217.203(h)(2)-40.
Section 217.204(f)(2)(v)-1.
Section 217.208(h)(1)(ii)(B)-1.
Section 217.212(b)(2)-5.
Section 217.212(c)-40.
Section 217.223(a)(1)-30.
Recordkeeping
Section 217.203(i)-150.
Section 217.217(c)-40.
Section 217.220(c)-40.
Section 217.223(b)-40.
Disclosure
Section 217.217(g)(Table 1)-30.
Section 217.217(g)(Table 2)-30.
Ongoing
Market Risk Capital
Reporting
Section 217.203(h)(2)(ii)-10 (quarterly).
Section 217.204(f)(1)(ii)-1.
Section 217.204(g)(1)(iii)-30.
Section 217.212(b)(3)(i)-(ii)-1.
Section 217.212(c)(2)(ii)-1 (quarterly).
Section 217.214(b)(2)(vi)-1.
Section 217.224(d)(3)(ii)-1.
Recordkeeping
Section 217.203(i)-30.
Section 217.204(f)(1)(i)-1.
Section 217.217(c)-5.
Disclosure
Section 217.217(g)(Table 1)-2.
Section 217.217(g)(Table 2)-2.
Estimated annual burden hours: 14,602 (12,249 initial setup and
2,353 ongoing).
FDIC
OMB control number: 3064-0178.
Frequency: Quarterly, annually, weekly, event-generated.
Affected Public: Businesses or other for-profit.
Respondents: State nonmember banks, state savings associations, and
certain subsidiaries of those entities.
Estimated number of respondents: 1.
Estimated average hours per response:
Initial Setup
Market Risk Capital
Reporting
Section 324.203(h)(2)-40.
Section 324.204(f)(2)(v)-1.
Section 324.208(h)(3)(ii)(B)-1.
Section 324.212(b)(2)-5.
Section 324.212(c)-40.
Section 324.223(a)(1)-30.
Recordkeeping
Section 324.203(i)-150.
Section 324.217(c)-40.
Section 324.220(c)-40.
Section 324.223(b)-40.
Disclosure
Section 324.217(g)(Table 1)-30.
Section 324.217(g)(Table 2)-30.
Ongoing
Market Risk Capital
Reporting
Section 324.203(h)(2)(ii)-10 (quarterly).
Section 324.204(f)(1)(ii)-1.
Section 324.204(g)(1)(iii)-30.
Section 324.212(b)(3)(i)-(ii)-1.
Section 324.212(c)(2)(ii)-1 (quarterly).
Section 324.214(b)(2)(vi)-1.
Section 324.224(d)(3)(ii)-1.
Recordkeeping
Section 324.203(i)-30.
Section 324.204(f)(1)(i)-1.
Section 217.217(c)-5.
Disclosure
Section 324.217(g)(Table 1)-2.
Section 324.217(g)(Table 2)-2.
Estimated annual burden hours: 595 hours (290 initial setup and 305
ongoing).\6\
---------------------------------------------------------------------------
\6\ The 595 estimated annual burden hours include 428 previously
cleared annual hours + 167 hours from changes in the Expanded Risk-
Based Proposal.
---------------------------------------------------------------------------
III. Request for Comment
Public comment is requested on all aspects of this joint notice.
Comment is specifically invited on:
(a) Whether the proposed revisions to the information collections
that are the subject of this notice are necessary for the proper
performance of the agencies' functions, including whether the
information has practical utility;
(b) The accuracy of the agencies' estimates of the burden of the
information collections as they are proposed to be revised, including
the validity of the methodology and assumptions used for purposes of
determining such estimates;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of information collections on
respondents, including through the use of automated collection
techniques or other forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Comments submitted in response to this joint notice will be shared
among the agencies. At the end of the comment period for this notice,
the agencies will review any comments received to determine whether to
modify the proposal in response to such comments. Comments that are not
related to these information collections but that are
[[Page 14858]]
related to the connected proposals, Regulatory Capital Rules: Category
I and II Banking Organizations, Banking Organizations with Significant
Trading Activity, and Optional Adoption for Other Banking Organizations
and Regulatory Capital; and Standardized Approach for Risk-weighted
Assets, should be submitted on those proposals, rather than on this
notice, which only addresses the related PRA revisions.
Carl Kaminski,
Assistant Director, Office of the Comptroller of the Currency.
Benjamin W. McDonough,
Secretary of the Board. Federal Deposit Insurance Corporation.
Dated at Washington, DC on March 19, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-05958 Filed 3-26-26; 8:45 am]
BILLING CODE P
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