Notice2026-05794
2026 Terrorism Risk Insurance Program Data Call
Primary source
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Published
March 25, 2026
Issuing agencies
Treasury Department
Abstract
Pursuant to the Terrorism Risk Insurance Act of 2002, as amended (TRIA), insurers that participate in the Terrorism Risk Insurance Program (TRIP or Program) are directed to submit information for the 2026 TRIP Data Call, which covers the reporting period from January 1, 2025 to December 31, 2025. Participating insurers are required to register and report information in a series of forms approved by the Office of Management and Budget (OMB). All insurers writing commercial property and casualty insurance in lines subject to TRIP, subject to certain exceptions identified in this notice, must respond to this data call no later than May 15, 2026.
Full Text
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<title>Federal Register, Volume 91 Issue 57 (Wednesday, March 25, 2026)</title>
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[Federal Register Volume 91, Number 57 (Wednesday, March 25, 2026)]
[Notices]
[Pages 14630-14632]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-05794]
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DEPARTMENT OF THE TREASURY
2026 Terrorism Risk Insurance Program Data Call
AGENCY: Departmental Offices, U.S. Department of the Treasury.
ACTION: Data collection.
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SUMMARY: Pursuant to the Terrorism Risk Insurance Act of 2002, as
amended (TRIA), insurers that participate in the Terrorism Risk
Insurance Program (TRIP or Program) are directed to submit information
for the 2026 TRIP Data Call, which covers the reporting period from
January 1, 2025 to December 31, 2025. Participating insurers are
required to register and report information in a series of forms
approved by the Office of Management and Budget (OMB). All insurers
writing commercial property and casualty insurance in lines subject to
TRIP, subject to certain exceptions identified in this notice, must
respond to this data call no later than May 15, 2026.
DATES: Participating insurers must register and submit data no later
than May 15, 2026.
ADDRESSES: Participating insurers will register through a website that
has been established for this data call. After registration, insurers
will receive data collection forms through a secure file transfer
portal, and they will submit the requested data through the same secure
portal. Participating insurers can register for the 2026 TRIP Data Call
at <a href="https://tripsection111data.com">https://tripsection111data.com</a>. Additional information about the
data call, including sample data collection forms and instructions, can
be found on the TRIP website at <a href="https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office/terrorism-risk-insurance-program/annual-data-collection">https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office/terrorism-risk-insurance-program/annual-data-collection</a>.
FOR FURTHER INFORMATION CONTACT: Richard Ifft, Lead Management and
Senior Insurance Policy Analyst, Terrorism Risk Insurance Program, Room
1410, Department of the Treasury, 1500 Pennsylvania Avenue NW,
Washington, DC 20220, (202) 622-2922; or Theodore Newman, Senior
Insurance Regulatory Policy Analyst, Federal Insurance Office Room
1410, Department of the Treasury, 1500 Pennsylvania Avenue NW,
Washington, DC 20220, (202) 622-1374. Persons who have difficulty
hearing or speaking may access these numbers via TTY by calling the
toll-free Federal Relay Service at (800) 877-8339.
SUPPLEMENTARY INFORMATION:
I. Background
TRIA \1\ created the Program within the U.S. Department of the
Treasury (Treasury) to address disruptions in the market for terrorism
risk insurance, to help ensure the continued availability and
affordability of commercial property and casualty insurance for
terrorism risk, and to allow for the private market to stabilize and
build insurance capacity to absorb any future losses for terrorism
events. The Program has been reauthorized on a number of occasions, and
was most recently extended until December 31, 2027.\2\ TRIA requires
the Secretary of the Treasury (Secretary) to collect certain insurance
data and information from insurers on an annual basis regarding their
participation in the Program.\3\ TRIA also requires the Secretary to
prepare a biennial report on the effectiveness of the Program
(Effectiveness Report).\4\ The Effectiveness Report must be submitted
to Congress by June 30, 2026. The Federal Insurance Office (FIO) is
authorized to assist the Secretary in the administration of the
Program,\5\ including conducting the annual data call and preparing
reports and studies required under TRIA.
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\1\ Public Law 107-297, 116 Stat. 2322, codified at 15 U.S.C.
6701, note. Because the provisions of TRIA (as amended) appear in a
note, instead of particular sections, of the United States Code, the
provisions of TRIA are identified by the sections of the law.
\2\ Terrorism Risk Insurance Program Reauthorization Act of
2019, Public Law 116-94, 133 Stat. 2534.
\3\ TRIA, sec. 104(h)(1). Treasury regulations also address the
annual data collection requirement. See 31 CFR 50.51, 50.54.
\4\ TRIA, sec. 104(h)(2).
\5\ 31 U.S.C. 313(c)(1)(D).
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II. Elements of the 2026 TRIP Data Call
For purposes of the 2026 TRIP Data Call, FIO, state insurance
regulators, and the National Association of Insurance Commissioners
(NAIC) will again use the consolidated data call mechanism first
developed for use in the 2018 TRIP Data Call. This approach relies on
four joint reporting templates, to be completed by Small Insurers, Non-
Small Insurers, Captive Insurers, and Alien Surplus Lines Insurers,
each as defined below. The use of joint reporting templates is designed
to satisfy the objectives of both Treasury and state insurance
regulators, while also reducing burden on participating insurers. State
insurance regulators or the NAIC will provide separate notification
regarding the reporting of information into the state reporting portal,
including any reporting requirements to state insurance regulators that
are distinct from the Treasury requirements. Insurers subject to the
consolidated data call that are part of a group will report on a group
basis, while those that are not part of a group will report on an
individual company basis.
A. Reporting of Workers' Compensation Information
The TRIP Data Calls request certain information relating to
workers' compensation insurance. For the 2026 TRIP Data Call, Treasury
will again work with the National Council on Compensation Insurance
(NCCI), the California Workers' Compensation Insurance Rating Bureau
(California WCIRB), and the New York Compensation Insurance Rating
Board (NYCIRB) to provide workers' compensation data relating to
premium and payroll information on behalf of participating insurers,
either directly or through other workers' compensation rating bureaus.
The data aggregator used by Treasury will provide such insurers with
reporting templates that do not require them to report this workers'
compensation data. Reporting insurers
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that write only workers' compensation policies are still required to
register for the 2026 TRIP Data Call and provide general company
information and data related to private reinsurance. The data received
from NCCI, the California WCIRB, and the NYCIRB will be merged with the
information provided by the insurers.
B. Reporting Templates
There are no material changes to the data collection worksheets or
instructions from last year, and each category of insurer is required
to complete the same worksheets that they completed in the 2025 TRIP
Data Call.\6\ The same reporting exceptions apply this year as applied
in the 2025 TRIP Data Call, as specified further below in the
discussions for each category of insurer.
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\6\ There is a new modeled loss scenario, as has been the case
in each year of the data call, identified in the Reinsurance
Worksheet that will be used in connection with the same modeled loss
questions. The modeled loss questions must be completed by non-small
insurers, alien surplus lines insurers, and captive insurers. As in
prior years, small insurers complete a separate Reinsurance
Worksheet that does not contain modeled loss questions.
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Various worksheets used in the 2026 TRIP Data Call seek certain
information relating to workers' compensation insurance. NCCI, the
California WCIRB, and the NYCIRB will complete the workers'
compensation elements of these worksheets on behalf of reporting
insurers. Further information concerning the reporting templates for
each category of insurer, and the individual worksheets contained
within each, can be found in the instructions for the reporting
templates for each category of insurer. The individual reporting
templates and worksheets will also be addressed in the training
webinars discussed below.
For the 2026 TRIP Data Call, an insurer will qualify as a Small
Insurer if it had both 2024 policyholder surplus of less than $1
billion and 2024 direct earned premiums in TRIP-eligible lines of
insurance of less than $1 billion.\7\ Of this group, Small Insurers
with TRIP-eligible direct earned premiums of less than $10 million in
2025 will be exempt from the 2026 TRIP Data Call.\8\ Neither Captive
Insurers nor Alien Surplus Lines Insurers are eligible for this
reporting exemption. Insurers defined as Small Insurers for the 2026
TRIP Data Call will report the same information to Treasury and to
state insurance regulators (in each case on a group basis), except as
state insurance regulators may separately direct for purposes of the
state data call.
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\7\ Small Insurers are defined in 31 CFR 50.4(z) as insurers (or
an affiliated group of insurers) whose policyholder surplus for the
immediately preceding year is less than five times the Program
Trigger for the current year, and whose direct earned premiums in
TRIP-eligible lines for the preceding year are also less than five
times the Program Trigger for the current year. Accordingly, for the
2026 TRIP Data Call (covering the 2025 calendar year), an insurer
qualifies as a Small Insurer if its 2024 policyholder surplus and
2024 direct earned premiums are less than five times the 2025
Program Trigger of $200 million.
\8\ Individual insurers with less than $10 million in direct
earned premiums in TRIP-eligible lines that are part of a larger
group must still report as part of the group as a whole if the
group's direct earned premiums in these lines are over $10 million.
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The Non-Small Insurer template will be completed by insurance
groups (or individual insurers not affiliated with a group) that are
not subject to reporting on the Captive Insurer or Alien Surplus Lines
Insurer reporting templates and had either a 2024 policyholder surplus
of greater than $1 billion or 2024 direct earned premiums in TRIP-
eligible lines of insurance equal to or greater than $1 billion.
Insurers defined as Non-Small Insurers for the 2026 TRIP Data Call
pursuant to the preceding sentence will report the same information to
Treasury and to state insurance regulators (in each case on a group
basis), except as state insurance regulators may separately direct for
purposes of the state data call. Captive Insurers are defined in 31 CFR
50.4(g) as insurers licensed under the captive insurance laws or
regulations of any state. Captive Insurers that wrote policies in TRIP-
eligible lines of insurance during the reporting period (January 1,
2025 to December 31, 2025) are required to register and submit data to
Treasury, unless they did not provide their insureds with any terrorism
risk insurance (either on a standalone basis, or embedded in policies
providing coverage for risks other than terrorism) subject to the
Program. Alien Surplus Lines Insurers are defined in 31 CFR
50.4(o)(1)(i)(B) as insurers not licensed or admitted to engage in the
business of providing primary or excess insurance in any state, but
that are eligible surplus line insurers listed on the NAIC Quarterly
Listing of Alien Insurers. Alien Surplus Lines Insurers that are part
of a larger group classified as a Non-Small Insurer or a Small Insurer
should report to Treasury as part of the group, using the appropriate
template. Therefore, the Alien Surplus Lines Insurer template should be
used only by an Alien Surplus Lines Insurer that is not part of a
larger group subject to the 2026 TRIP Data Call.
C. Supplemental Reference Documents
Treasury will continue to make available on the TRIP data
collection website \9\ documents providing a complete ZIP code listing
for areas subject to reporting on the Geographic Exposures (Nationwide)
Worksheet, as well as several hypothetical policy reporting scenarios.
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\9\ See <a href="https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office/terrorism-risk-insurance-program/annual-data-collection">https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/federal-insurance-office/terrorism-risk-insurance-program/annual-data-collection</a>.
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D. Training Webinars
As in prior years, Treasury will hold four separate training
sessions corresponding to the four reporting templates that will be
used by insurers (Small Insurers, Non-Small Insurers, Captive Insurers,
and Alien Surplus Lines Insurers). The webinars will be held on April 2
and April 3, 2026 to assist reporting insurers in responding to the
2026 TRIP Data Call, with each webinar focusing on a specific reporting
template. Specific times and details concerning participation in the
webinars will be made available on the TRIP data collection website,
and recordings of each webinar will be made available on the website
following each training session.
III. 2026 TRIP Data Call
Treasury, through an insurance statistical aggregator, will accept
group or insurer registration forms through <a href="https://tripsection111data.com">https://tripsection111data.com</a>. Registration is mandatory for all insurers
participating in the 2026 TRIP Data Call. Upon registration, the
aggregator will transmit individualized data collection forms (in Excel
format) to the reporting group or insurer via a secure file transfer
portal. The reporting group or insurer may transmit a complete data
submission via the same portal using either the provided Excel forms or
a .csv file.\10\ Copies of the instructions and data collection forms
are available on Treasury's website in read-only format. Reporting
insurers will obtain the fillable reporting forms directly from the
data aggregator only after registering for the data collection process.
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\10\ Specifications for submission of data using a .csv file
will be provided to the insurer by the aggregator.
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Reporting insurers are required to register and submit complete
data to Treasury no later than May 15, 2026.\11\ Because of the
statutory reporting deadline for Treasury's 2026 Effectiveness Report
to Congress, no
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extensions will be granted. Reporting insurers can ask the data
aggregator questions about registration, form completion, and
submission at <a href="/cdn-cgi/l/email-protection#1b6f69726b687e786f7274752a2a2a7f7a6f7a5b72687435787476"><span class="__cf_email__" data-cfemail="5b2f29322b283e382f3234356a6a6a3f3a2f3a1b32283475383436">[email protected]</span></a>. Reporting insurers may also
submit questions to the Treasury contacts listed above. Questions
regarding submission of data to state insurance regulators should be
directed to the appropriate state insurance regulator or the NAIC.
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\11\ Under 31 CFR 50.51(a), data is to be provided to Treasury
no later than May 15 in each calendar year.
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All data submitted to the aggregator is subject to the
confidentiality and data protection provisions of TRIA and the Program
Rules, as well as to Section 552 of title 5, United States Code,
including any exceptions thereunder. In accordance with the Paperwork
Reduction Act (44 U.S.C. 3501-3521), the information collected through
the web portal has been approved by OMB under Control Number 1505-0257.
An agency may not conduct or sponsor, and a person is not required to
respond to, a collection of information unless it displays a valid OMB
control number.
Rachel Miller,
Executive Secretary.
[FR Doc. 2026-05794 Filed 3-24-26; 8:45 am]
BILLING CODE 4810-AK-P
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