Proposed Rule2026-05542

Almonds Grown in California; Amendment to the Marketing Order

Primary source

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Published
March 20, 2026

Issuing agencies

Agriculture DepartmentAgricultural Marketing Service

Abstract

This proposed rule invites comments on a proposed amendment to Marketing Order No. 981, which regulates the handling of almonds grown in California. The proposed amendment would establish the authority to borrow funds from a commercial lending institution.

Full Text

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<title>Federal Register, Volume 91 Issue 54 (Friday, March 20, 2026)</title>
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[Federal Register Volume 91, Number 54 (Friday, March 20, 2026)]
[Proposed Rules]
[Pages 13526-13528]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-05542]


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Proposed Rules
                                                Federal Register
________________________________________________________________________

This section of the FEDERAL REGISTER contains notices to the public of 
the proposed issuance of rules and regulations. The purpose of these 
notices is to give interested persons an opportunity to participate in 
the rule making prior to the adoption of the final rules.

========================================================================


Federal Register / Vol. 91, No. 54 / Friday, March 20, 2026 / 
Proposed Rules

[[Page 13526]]



DEPARTMENT OF AGRICULTURE

Agricultural Marketing Service

7 CFR Part 981

[Doc. No. AMS-SC-25-0016]


Almonds Grown in California; Amendment to the Marketing Order

AGENCY: Agricultural Marketing Service, USDA.

ACTION: Proposed rule.

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SUMMARY: This proposed rule invites comments on a proposed amendment to 
Marketing Order No. 981, which regulates the handling of almonds grown 
in California. The proposed amendment would establish the authority to 
borrow funds from a commercial lending institution.

DATES: Comments must be received by May 19, 2026.

ADDRESSES: Interested persons are invited to submit written comments 
concerning this proposed rule. Comments can be sent to the Docket 
Clerk, Market Development Division, Specialty Crops Program, AMS, USDA, 
1400 Independence Avenue SW, STOP 0237, Washington, DC 20250-0237. 
Comments can also be sent to the Docket Clerk electronically by email: 
<a href="/cdn-cgi/l/email-protection#9ad7fbe8f1ffeef3f4fdd5e8feffe8d9f5f7f7fff4eedaefe9fefbb4fdf5ec"><span class="__cf_email__" data-cfemail="c78aa6b5aca2b3aea9a088b5a3a2b584a8aaaaa2a9b387b2b4a3a6e9a0a8b1">[email&#160;protected]</span></a> or via the internet: <a href="https://www.regulations.gov">https://www.regulations.gov</a>. Comments should reference the document number, the 
date and page number of this issue of the Federal Register. Comments 
submitted in response to this proposed rule will be included in the 
record and will be made available to the public and can be viewed at: 
<a href="https://www.regulations.gov">https://www.regulations.gov</a>. Please be advised that comments are posted 
to <a href="http://regulations.gov">regulations.gov</a> without change.

FOR FURTHER INFORMATION CONTACT: Taylor Johnson, Marketing Specialist, 
or Matthew Pavone, Chief, Rulemaking Services Branch, Market 
Development Division, Specialty Crops Program, AMS, USDA, 1400 
Independence Avenue SW, Stop 0237, Washington, DC 20250-0237; 
telephone: (202) 720-2491, fax: (202) 720-8938, or email: 
<a href="/cdn-cgi/l/email-protection#561b37243d3322192432332415393b3b333822162325323778313920"><span class="__cf_email__" data-cfemail="7f321e0d141a0b300d1b1a0d3c1012121a110b3f0a0c1b1e51181009">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: This action, pursuant to 5 U.S.C. 553, 
proposes to amend regulations issued to carry out a marketing order as 
defined in 7 CFR 900.2(j). This proposed rule is issued under the 
Agricultural Marketing Agreement Act of 1937, as amended (7 U.S.C. 601-
674) (the Act), amending Marketing Order No. 981 (7 CFR part 981; the 
Order), regulating the handling of almonds grown in California. The 
Almond Board of California (Board) locally administers the Order and is 
comprised of growers and handlers of almonds operating within 
California.
    Section 608c(17) of the Act (7 U.S.C. 608c(17)) and the applicable 
rules of practice and procedure at 7 CFR 900.43 authorize amendment of 
the Order through this informal rulemaking action. The Agricultural 
Marketing Service (AMS) will consider comments received in response to 
this proposed rule and, based on all the information available, will 
determine if the amendment is warranted. If AMS determines amendment of 
the Order is warranted, a subsequent proposed rule and notice of 
referendum would be issued, and growers would be allowed to vote for or 
against the proposed Order amendment. AMS would then issue a final rule 
effectuating any amendments favored in the referendum.
    This action is exempt from the Office of Management and Budget 
(OMB) review process required by Executive Order 12866. This rule 
amends existing Marketing Order No. 981, as amended (7 CFR part 981), 
Almonds Grown in California, and is necessary for the continued 
operation of Marketing Order No. 981. Additionally, this action is 
exempt from the requirements of Executive Order 14192, ``Unleashing 
Prosperity Through Deregulation,'' pursuant to section 5(c).
    This proposed rule has been reviewed under Executive Order 13175, 
``Consultation and Coordination with Indian Tribal Governments,'' which 
requires Federal agencies to consider whether their rulemaking actions 
would have Tribal implications. AMS has determined that this rule is 
unlikely to have substantial direct effects on one or more Indian 
Tribes, on the relationship between the Federal Government and Indian 
Tribes, or on the distribution of power and responsibilities between 
the Federal Government and Indian Tribes.
    This proposed rule has been reviewed under Executive Order 12988, 
``Civil Justice Reform.'' This proposed rule is not intended to have 
retroactive effect. This proposed rule shall not be deemed to preclude, 
preempt, or supersede any State program covering almonds grown in 
California.
    Section 608c(17) of the Act (7 U.S.C. 608c(17)) and the 
supplemental rules of practice at 7 CFR 900.43 authorize the use of 
informal rulemaking (5 U.S.C. 553) to amend Federal fruit, vegetable, 
and nut marketing agreements and orders. In determining whether 
informal rulemaking is appropriate, USDA is required to consider the 
nature and complexity of the proposed amendments, the potential 
regulatory and economic impacts on affected entities, and any other 
relevant matters.
    AMS has considered these factors and has determined that the 
amendment proposed herein is not unduly complex and the nature of the 
proposed amendment is appropriate for utilizing the informal rulemaking 
process to amend the Order. A discussion of the potential regulatory 
and economic impacts on affected entities is discussed later in the 
``Initial Regulatory Flexibility Analysis'' section of this proposed 
rule.
    The Board discussed the proposal at length at its meeting held on 
August 8, 2024. Following that meeting, the Board voted on the proposed 
amendment to the Order, nine in favor and one opposed, by electronic 
vote distributed on August 19 and concluded on August 28, 2024.

Proposal--Seasonal Line of Credit

    Section 981.81 of the Order authorizes the collection of 
assessments from almond handlers to provide funds to meet authorized 
Board expenses and the operating reserve requirements. This proposal 
would establish Sec.  981.81(f), to authorize the Board to borrow funds 
from a commercial lending institution through a seasonal line of 
credit. The authority to borrow would provide short term funds to 
address cashflow constraints associated with the timing of program 
expenditures and revenue collection. This would ensure continuity in 
operations and Board functions, such as during the first few months of 
the marketing year when new crop is received but no assessment

[[Page 13527]]

revenue is collected. Borrowed funds would be repaid within a maximum 
period of 12 months.
    The topic of borrowing authority previously appeared before 
California almond growers as a proposed amendment to the Order during a 
proposed rulemaking in April 2023 (88 FR 25559) and subsequent 
referendum order (88 FR 68500) conducted by USDA between October 30 and 
November 20, 2023. The proposal to add borrowing authority to the Order 
received the support of 63.59% of almond growers voting, representing 
56.15% of the production volume. To be enacted, at least two-thirds of 
the growers voting, or at least two-thirds of the volume represented by 
those growers voting, would need to vote in favor of a proposal. The 
outcome fell just shy of these thresholds and was not enacted.
    The Board reviewed and discussed borrowing authority over several 
meetings in 2023 and 2024 to identify the underlying cause of the 
failed amendment. It was determined the cause of the failed amendment 
was a combination of grower confusion with the regulatory language that 
appeared on the ballot and a lack of coordinated communication with 
stakeholders. Despite the failure, the Board maintained that having 
borrowing authority would allow it to better manage approved 
expenditures within its established internal control policies, and 
would help maintain cash flow.
    As almond tonnage and assessment revenue have increased since the 
Order's promulgation, the industry has approved increasingly larger 
budgets which have year-round financial commitments. However, growers 
do not necessarily deliver the entire assessable crop at one time, nor 
do handlers have the facilities to process the entire crop at one time, 
and handlers instead purchase and market almonds throughout the 
production cycle. As a result, only about 18 percent of assessment 
revenue is paid to the Board when the first crop year assessment 
invoice is sent to handlers in October. Subsequently, the Board 
invoices for assessments in the second and third quarters of the crop 
year. Yet, many research activities and marketing programs are 
initiated early in the crop year, necessitating payment when services 
are performed, often well before the first assessments are received 
from October invoices. Although the Board currently maintains a reserve 
fund to help pay for early expenses, this fund is insufficient to 
advance some of the necessary payments. Authorizing the Board to borrow 
from commercial lending institutions would help it manage and sustain 
program activities during times of cash flow deficiencies.
    Board members further noted that the ability to borrow against a 
line of credit is a common tool authorized in other Federal marketing 
orders, especially to accommodate expenses when the assessment revenue 
necessary to pay such expenses is not received until later in the year.
    While addressing general business concerns about the potential 
risks associated with debt financing, the Board agreed that its 
internal control policies would be revised to reflect the new borrowing 
authorities. Notably, the Board stressed that these policies would 
include: monitoring by the finance department to take interest rates, 
debt levels, and timing of loans into consideration; allowing the 
lending institution to determine the maximum line of credit available; 
making the amount of credit needed proportional to the net position; 
and, ensuring line of credit advances are short term in nature, with 
preferred lengths and timelines to be decided by the industry-led 
finance and audit committee. The Board continues to believe that this 
proposal would make the Board more operationally efficient while not 
exceeding approved crop year budget ceilings. The Board does not 
anticipate this amendment to negatively impact California almond 
growers or handlers of any size.

Initial Regulatory Flexibility Analysis

    Pursuant to requirements set forth in the Regulatory Flexibility 
Act (RFA) (5 U.S.C. 601-612), AMS has considered the economic impact of 
this proposed rule on small entities. Accordingly, AMS has prepared 
this initial regulatory flexibility analysis.
    The purpose of the RFA is to fit regulatory actions to the scale of 
businesses subject to such actions in order that small businesses will 
not be unduly or disproportionately burdened. Marketing orders issued 
pursuant to the Act are unique in that they are brought about through 
group action of essentially small entities acting on their own behalf.
    There are approximately 7,596 almond growers in the production area 
and 100 handlers subject to regulation under the Order. At the time 
this analysis was prepared, the Small Business Administration (SBA) 
defined small agricultural producers of almonds as those having annual 
receipts equal to or less than $3,750,000 (North American Industry 
Classification System (NAICS) code 111335, Tree Nut Farming). Small 
agricultural service firms, which include almond handlers, are defined 
by the SBA as those having annual receipts equal to or less than 
$34,000,000 (NAICS code 115114, Postharvest Crop Activities) (13 CFR 
121.201).
    To estimate the number of almond growers that would be considered 
small businesses per the SBA definition, AMS calculates the acreage 
required to produce the volume of almonds at an average price to reach 
the $3.75 million threshold. Due to the alternate-bearing nature of 
almonds, a two-year average is used to estimate price and yield, based 
on the most recent National Agricultural Statistics Service (NASS) data 
for 2023 and 2024. Based on a two-year average price of $1.93 per 
pound, shelled, and a two-year average yield of 1,880 pounds per acre, 
shelled, an almond grower would need more than 1,033 bearing acres to 
exceed the SBA threshold of $3.75 million ($3.75 million divided by 
$1.93 per pound, divided by 1,880 pounds per acre). According to the 
2022 Census of Agriculture, 134 farms had almond acreage of 1,500 acres 
or more. This means that of the 7,596 growers in California, at least 
98 percent of them would be considered small businesses.
    To estimate the number of almond handlers that would be considered 
small businesses, per the SBA definition, AMS calculates total handler 
revenue using AMS Market News terminal market prices for almonds and 
for total California almond production, reported by NASS. The 2024 
average terminal market price, used as a proxy for handler price, for 
almonds grown in California was $2.82 per pound. Total 2024 California 
production of almonds was 2.73 billion pounds, shelled. Assuming that 
all California almonds were processed by domestic handlers, total 
handler revenue in 2024 is estimated to be nearly $7.7 billion ($2.82 
per pound multiplied by 2.73 billion pounds). If total handler revenue 
were evenly distributed among the 100 handlers in the production 
region, then each handler would have a 2024 annual receipt of nearly 
$77 million ($7.7 billion divided by 100 handlers), surpassing the $34 
million threshold of the SBA definition of a small business. Therefore, 
based on this analysis, AMS estimates that most almond handlers would 
not be considered small businesses per the SBA definition.
    This proposal would establish Sec.  981.81(f) to authorize the 
Board to borrow funds from a commercial lending institution through a 
seasonal line of credit. The authority to borrow funds would provide 
necessary short term funds, given cashflow constraints associated with 
the timing of program

[[Page 13528]]

expenditures and revenue collection. This amendment would better ensure 
continuity in operations during periods when neither operating 
assessments nor reserve funds are sufficient to fund the Board 
functions. Borrowed funds would be repaid within a maximum period of 12 
months.
    The Board noted that the ability to borrow against a line of credit 
is a common tool authorized in other Federal marketing orders, 
especially to accommodate expenses when the assessment revenue 
necessary to pay such expenses is not received until later in the year.
    While addressing general business concerns about the potential 
risks associated with debt financing, the Board agreed that its 
internal control policies would be revised to reflect the new borrowing 
authorities. Notably, the Board stressed that these policies would 
include: monitoring by the finance department to take interest rates, 
debt levels, and timing of loans into consideration; allowing the 
lending institution to determine the maximum line of credit available; 
making the amount of credit needed proportional to the net position; 
and, ensuring line of credit advances are short term in nature, with 
preferred lengths and timelines to be decided by the industry-led 
finance and audit committee. The Board continues to believe that this 
proposal would make the Board more operationally efficient while not 
exceeding approved crop year budget ceilings. The Board does not 
anticipate this to negatively impact California almond growers or 
handlers of any size.
    In accordance with the Paperwork Reduction Act of 1995 (44 U.S.C. 
chapter 35), the Order's information collection requirements have been 
previously approved by OMB and assigned OMB No. 0581-0178, Vegetable 
and Specialty Crops. No changes in those requirements are necessary 
because of this proposed rule. Should any changes become necessary, 
they would be submitted to OMB for approval.
    This proposed rule would not impose any additional reporting or 
recordkeeping requirements on either small or large almond handlers. As 
with all Federal marketing order programs, reports and forms are 
periodically reviewed to reduce information requirements and 
duplication by industry and public sector agencies.
    AMS is committed to complying with the E-Government Act, to promote 
the use of the internet and other information technologies to provide 
increased opportunities for citizen access to Government information 
and services, and for other purposes.
    AMS has not identified any relevant Federal rules that duplicate, 
overlap, or conflict with this proposed rule.
    The Board's meetings are widely publicized throughout the 
California almond production area. All interested persons are invited 
to attend the meetings and encouraged to participate in Board 
deliberations on all issues. Like all Board meetings, the meeting held 
on August 8, 2024, was public, and all entities, both large and small, 
were encouraged to express their views on the proposed amendment.
    Interested persons are invited to submit comments on the proposed 
amendment to the Order, including comments on the regulatory and 
information collection impacts of this action on small businesses.
    Following analysis of any comments received on the amendment 
discussed in this proposed rule, AMS will evaluate all available 
information and determine whether to proceed. If appropriate, AMS would 
publish a proposed rule and notice of referendum, and growers could 
vote for or against the proposed amendment. AMS would publish 
information about the referendum, including dates and voter eligibility 
requirements, in a future issue of the Federal Register. AMS would then 
publish a final rule to effectuate any amendment favored in the 
referendum.

General Findings

    The findings hereinafter set forth are supplementary to the 
findings and determinations which were previously made in connection 
with the issuance of Marketing Order 981; and all said previous 
findings and determinations are hereby ratified and affirmed, except 
insofar as such findings and determinations may be in conflict with the 
findings and determinations set forth herein.
    1. Marketing Order 981 as hereby proposed to be amended and all the 
terms and conditions thereof, would tend to effectuate the declared 
policy of the Act;
    2. Marketing Order 981 as hereby proposed to be amended regulates 
the handling of almonds grown in California and is applicable only to 
persons in the respective classes of commercial and industrial activity 
specified in the Order;
    3. Marketing Order 981 as hereby proposed to be amended is limited 
in application to the smallest regional production area which is 
practicable, consistent with carrying out the declared policy of the 
Act, and the issuance of several marketing orders applicable to 
subdivisions of the production area would not effectively carry out the 
declared policy of the Act;
    4. Marketing Order 981 as hereby proposed to be amended prescribes, 
insofar as practicable, such different terms applicable to different 
parts of the production area as are necessary to give due recognition 
to the differences in the production and marketing of almonds produced 
or packed in the production area; and
    5. All handling of almonds grown or handled in the production area, 
as defined in Marketing Order 981, is in the current of interstate or 
foreign commerce or directly burdens, obstructs, or affects such 
commerce.
    A 60-day comment period is provided to allow interested persons to 
respond to this proposal. Any comments received on the amendment 
proposed in this rule will be analyzed, and if AMS determines to 
proceed based on all the information presented, a grower referendum 
would be conducted to determine grower support for the proposed 
amendment. If appropriate, a final rule would then be issued to 
effectuate the amendment favored by growers participating in the 
referendum.

List of Subjects in 7 CFR Part 981

    Marketing agreements, Nuts, Reporting and recordkeeping 
requirements.

    For the reasons set forth in the preamble, AMS proposes to amend 7 
CFR part 981 as follows:

PART 981--ALMONDS GROWN IN CALIFORNIA

0
1. The authority citation for part 981 continues to read as follows:

    Authority: 7 U.S.C. 601-674.

0
2. In Sec.  981.81, add paragraph (f) to read as follows:


Sec.  981.81  Assessment.

* * * * *
    (f) Seasonal Line of Credit. To provide short term funds given 
cashflow constraints associated with the timing of program expenditures 
and revenue collection. The Board may borrow money from a commercial 
lending institution for such purposes; funds will be repaid within a 
maximum of 12 months.

Erin Morris,
Administrator, Agricultural Marketing Service.
[FR Doc. 2026-05542 Filed 3-19-26; 8:45 am]
BILLING CODE P


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Indexed from Federal Register on March 20, 2026.

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