Notice2026-05172

Proposed Agency Information Collection Activities; Comment Request

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
March 17, 2026

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Registration of Mortgage Loan Originators (CFPB G; OMB No. 7100-0328).

Full Text

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<title>Federal Register, Volume 91 Issue 51 (Tuesday, March 17, 2026)</title>
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[Federal Register Volume 91, Number 51 (Tuesday, March 17, 2026)]
[Notices]
[Pages 12800-12801]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-05172]


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FEDERAL RESERVE SYSTEM


Proposed Agency Information Collection Activities; Comment 
Request

AGENCY: Board of Governors of the Federal Reserve System.

ACTION: Notice, request for comment.

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SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
invites comment on a proposal to extend for three years, without 
revision, the Registration of Mortgage Loan Originators (CFPB G; OMB 
No. 7100-0328).

DATES: Comments must be submitted on or before May 18, 2026.

ADDRESSES: You may submit comments, identified by CFPB G, by any of the 
following methods:
    <bullet> Agency Website: <a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a>. Follow the instructions for submitting comments, including 
attachments. Preferred Method.
    <bullet> Mail: Benjamin W. McDonough, Deputy Secretary and Ombuds, 
Board of Governors of the Federal Reserve System, 20th Street and 
Constitution Avenue NW, Washington, DC 20551.
    <bullet> Hand Delivery/Courier: Same as mailing address.
    <bullet> Other Means: <a href="/cdn-cgi/l/email-protection#176762757b7e7474787a7a727963645771657539707861"><span class="__cf_email__" data-cfemail="aadadfc8c6c3c9c9c5c7c7cfc4ded9eaccd8c884cdc5dc">[email&#160;protected]</span></a>. You must include the 
OMB number or the FR number in the subject line of the message.
    Comments received are subject to public disclosure. In general, 
comments received will be made available on the Board's website at 
<a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a> without change and will 
not be modified to remove personal or business information including 
confidential, contact, or other identifying information. Comments 
should not include any information such as confidential information 
that would not be appropriate for public disclosure. Public comments 
may also be viewed electronically or in person in Room M-4365A, 2001 C 
St. NW, Washington, DC 20551, between 9 a.m. and 5 p.m. during Federal 
business weekdays.
    Additionally, commenters may send a copy of their comments to the 
Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance 
Officer--Nuha Elmaghrabi--Office of the Chief Data Officer, Board of 
Governors of the Federal Reserve System, <a href="/cdn-cgi/l/email-protection#a2ccd7cac38cc7cecfc3c5cad0c3c0cbe2c4d0c08cc5cdd4"><span class="__cf_email__" data-cfemail="147a617c753a71787975737c6675767d547266763a737b62">[email&#160;protected]</span></a>, (202) 
452-3884.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork Reduction Act (PRA) to approve and assign 
OMB control numbers to collections of information conducted or 
sponsored by the Board. In exercising this delegated authority, the 
Board is directed to take every reasonable step to solicit comment. In 
determining whether to approve a collection of information, the Board 
will consider all comments received from the public and other agencies.
    During the comment period for this proposal, a copy of the proposed 
PRA OMB submission, including the draft reporting form and 
instructions, supporting statement (which contains more detail about 
the information collection and burden estimates than this notice), and 
other documentation, will be made available on the Board's public 
website at <a href="https://www.federalreserve.gov/apps/reportingforms/review">https://www.federalreserve.gov/apps/reportingforms/review</a> or 
may be requested from the agency clearance officer, whose name appears 
above. On the page displayed at the link above, you can find the 
supporting information by referencing the collection identifier, CFPB 
G. Final versions of these documents will be made available at <a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>, if approved.

Request for Comment on Information Collection Proposal

    The Board invites public comment on the following information 
collection, which is being reviewed under authority delegated by the 
OMB under the PRA. Comments are invited on the following:
    a. Whether the proposed collection of information is necessary for 
the proper performance of the Board's functions, including whether the 
information has practical utility;
    b. The accuracy of the Board's estimate of the burden of the 
proposed information collection, including the validity of the 
methodology and assumptions used;
    c. Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    d. Ways to minimize the burden of information collection on 
respondents, including through the use of automated collection 
techniques or other forms of information technology; and
    e. Estimates of capital or startup costs and costs of operation, 
maintenance, and purchase of services to provide information.
    At the end of the comment period, the comments and recommendations 
received will be analyzed to determine the extent to which the Board 
should modify the proposal.

Proposal Under OMB Delegated Authority To Extend for Three Years, 
Without Revision, the Following Information Collection

    Collection title: Registration of Mortgage Loan Originators.
    Collection identifier: CFPB G.
    OMB control number: 7100-0328.

[[Page 12801]]

    General description of collection: In accordance with the Secure 
and Fair Enforcement for Mortgage Licensing Act (SAFE Act), the 
Consumer Financial Protection Bureau's (CFPB) Regulation G requires 
residential mortgage loan originators (MLOs) to register with the 
Nationwide Multistate Licensing System (NMLS), maintain this 
registration, obtain a unique identifier, and disclose to consumers, 
upon request and through the NMLS, their unique identifier and the 
MLO's employment history as well as publicly adjudicated disciplinary 
and enforcement actions. The CFPB's regulation also requires the 
institutions employing MLOs to adopt and follow written policies and 
procedures to ensure that their employees comply with these 
requirements and to conduct annual independent compliance tests.
    Frequency: Annually.
    Respondents: The Board's CFPB G panel comprises state member banks 
(SMBs) with $10 billion or less in total assets that are not affiliates 
of insured depository institutions with total assets of more than $10 
billion; subsidiaries of such SMBs that are not functionally regulated 
within the meaning of section 5(c)(5) of the Bank Holding Company Act 
of 1956; branches and agencies of foreign banks (other than federal 
branches, federal agencies, and insured state branches of foreign 
banks); and commercial lending companies owned or controlled by foreign 
banks (collectively, banking organizations); and the employees of these 
banking organizations who act as residential MLOs.
    Total estimated number of respondents: 15,999.
    Total estimated annual burden hours: 22,440.

    Board of Governors of the Federal Reserve System.
Erin M. Cayce,
Assistant Secretary of the Board.
[FR Doc. 2026-05172 Filed 3-16-26; 8:45 am]
BILLING CODE 6210-01-P


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Indexed from Federal Register on March 17, 2026.

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