Notice2026-03752
Agency Information Collection Activity: VA-Guaranteed Home Loan Cash-Out Refinance Loan Comparison Disclosure
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
February 25, 2026
Issuing agencies
Veterans Affairs Department
Abstract
Veterans Benefits Administration, Department of Veterans Affairs (VA), is announcing an opportunity for public comment on the proposed collection of certain information by the agency. Under the Paperwork Reduction Act (PRA) of 1995, Federal agencies are required to publish notice in the Federal Register concerning each proposed collection of information, including each proposed extension of a currently approved collection, and allow 60 days for public comment in response to the notice. DATES: Written comments and recommendations on the proposed collection of information should be received on or before April 27, 2026.
Full Text
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<title>Federal Register, Volume 91 Issue 37 (Wednesday, February 25, 2026)</title>
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[Federal Register Volume 91, Number 37 (Wednesday, February 25, 2026)]
[Notices]
[Page 9336]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-03752]
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DEPARTMENT OF VETERANS AFFAIRS
[OMB Control No. 2900-0875]
Agency Information Collection Activity: VA-Guaranteed Home Loan
Cash-Out Refinance Loan Comparison Disclosure
AGENCY: Veterans Benefits Administration, Department of Veterans
Affairs.
ACTION: Notice.
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SUMMARY: Veterans Benefits Administration, Department of Veterans
Affairs (VA), is announcing an opportunity for public comment on the
proposed collection of certain information by the agency. Under the
Paperwork Reduction Act (PRA) of 1995, Federal agencies are required to
publish notice in the Federal Register concerning each proposed
collection of information, including each proposed extension of a
currently approved collection, and allow 60 days for public comment in
response to the notice. DATES: Written comments and recommendations on
the proposed collection of information should be received on or before
April 27, 2026.
ADDRESSES: Comments must be submitted through <a href="http://www.regulations.gov">www.regulations.gov</a>.
FOR FURTHER INFORMATION CONTACT:
Program-Specific information: Kendra McCleave, 202-461-9760,
<a href="/cdn-cgi/l/email-protection#abe0cec5cfd9ca85e6c8c8c7cecaddceebddca85ccc4dd"><span class="__cf_email__" data-cfemail="f9b29c979d8b98d7b49a9a959c988f9cb98f98d79e968f">[email protected]</span></a>.
VA PRA information: Dorothy Glasgow, 202-461-1084, <a href="/cdn-cgi/l/email-protection#b8eef9e8eaf9f8ced996dfd7ce"><span class="__cf_email__" data-cfemail="57011607051617213679303821">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: Under the PRA of 1995, Federal agencies must
obtain approval from the Office of Management and Budget (OMB) for each
collection of information they conduct or sponsor. This request for
comment is being made pursuant to Section 3506(c)(2)(A) of the PRA.
With respect to the following collection of information, VBA
invites comments on: (1) whether the proposed collection of information
is necessary for the proper performance of VBA's functions, including
whether the information will have practical utility; (2) the accuracy
of VBA's estimate of the burden of the proposed collection of
information; (3) ways to enhance the quality, utility, and clarity of
the information to be collected; and (4) ways to minimize the burden of
the collection of information on respondents, including through the use
of automated collection techniques or the use of other forms of
information technology.
Title: VA-Guaranteed Home Loan Cash-out Refinance Loan Comparison
Disclosure.
OMB Control Number: 2900-0875. <a href="https://www.reginfo.gov/public/do/PRASearch">https://www.reginfo.gov/public/do/PRASearch</a> (Once at this link, you can enter the OMB Control Number to
find the historical versions of this Information Collection).
Type of Review: Revision of a currently approved collection.
Abstract: All-VA guaranteed cash-out refinancing loans must comply
with 38 U.S.C 3709 and 38 CFR 36.4306. All refinancing loan
applications taken on or after the effective date that do not meet the
following requirements may be subject to indemnification or the removal
of the guaranty. Failure to provide initial disclosures to the Veteran
within 3 business days from the initial application date and at closing
may result in indemnification of the loan up to 5 years. There are
three categories of refinance loans; Interest Rate Reduction
Refinancing Loans (IRRRL), TYPE I Cash-Out Refinance, and TYPE II Cash-
Out Refinance. For this renewal, the burden decreased due to the
removal of the training information collections and a decrease in the
VA Cash-Out Refinancing Loan volume, which reduced the number of
participating respondents from 480,000 to 146,000 and, in turn, lowered
the total annual burden hours.
Affected Public: Individuals and households.
Estimated Annual Burden: 12,167 hours.
Estimated Average Burden per Respondent: 5 minutes.
Frequency of Response: Two-Times per loan.
Estimated Number of Respondents: 146,000 annually.
(Authority: 44 U.S.C. 3501 et seq.)
Shunda Willis,
Alternate, VA PRA Clearance Officer, Office of Enterprise and
Integration/Data Governance Analytics, Department of Veterans Affairs.
[FR Doc. 2026-03752 Filed 2-24-26; 8:45 am]
BILLING CODE 8320-01-P
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</html>Indexed from Federal Register on February 25, 2026.
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