Notice2026-03620
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
February 24, 2026
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget's (OMB's) extension of an information collection titled "Truth in Savings (Regulation DD)" approved under OMB Control Number 3170-0004.
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 36 (Tuesday, February 24, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 36 (Tuesday, February 24, 2026)]
[Notices]
[Pages 8844-8845]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-03620]
-----------------------------------------------------------------------
CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2026-0009]
Agency Information Collection Activities: Comment Request
AGENCY: Consumer Financial Protection Bureau.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (CFPB or Bureau) requests the
Office of Management and Budget's (OMB's) extension of an information
collection titled ``Truth in Savings (Regulation DD)'' approved under
OMB Control Number 3170-0004.
DATES: Written comments are encouraged and must be received on or
before March 26, 2026 to be assured of consideration.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function. In general,
all comments received will become public records, including any
personal information provided. Sensitive personal information, such as
account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May, Paperwork Reduction Act Officer, at
(202) 435-7278, or email: <a href="/cdn-cgi/l/email-protection#51121701130e01031011323721337f363e27"><span class="__cf_email__" data-cfemail="8ac9ccdac8d5dad8cbcae9ecfae8a4ede5fc">[email protected]</span></a>. If you require this
document in an alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#13505543514c5270707660607a717a7f7a676a53707563713d747c65"><span class="__cf_email__" data-cfemail="b7f4f1e7f5e8f6d4d4d2c4c4ded5dedbdec3cef7d4d1c7d599d0d8c1">[email protected]</span></a>. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Truth in Savings (Regulation DD).
OMB Control Number: 3170-0004.
Type of Review: Extension of a currently approved information
collection.
Affected Public: Private sector: businesses or other for-profits.
Estimated Number of Respondents: 171.
Estimated Total Annual Burden Hours: 561,632.
Abstract: The Truth in Savings Act (TISA), 12 U.S.C. 4301 et seq.,
was enacted to enhance economic stability, improve competition between
depository institutions, and strengthen consumer ability to make
informed decisions regarding deposit accounts by requiring uniformity
in the disclosure of interest rates and fees. TISA assists consumers in
comparing deposit accounts offered by depository institutions,
principally through the disclosure of fees, the annual percentage
yield, the interest rate, and other account terms. TISA and Regulation
DD require depository institutions to disclose yields, fees, and other
terms concerning deposit accounts to consumers at account opening, upon
request, and when changes in terms occur. Depository institutions that
provide periodic statements are required to include information about
fees imposed, interest earned, and the annual percentage yield earned
during those statement periods. TISA and Regulation DD mandate the
methods by which institutions determine the account balance on which
interest is calculated. They also contain rules about advertising
deposit accounts and overdraft services. Regulation DD requires
depository institutions subject to TISA to retain evidence of
compliance with the regulation. These recordkeeping requirements ensure
that
[[Page 8845]]
records that might contain evidence of violations of TISA remain
available to Federal enforcement agencies, as well as to private
litigants.
Request for Comments: The CFPB published a 60-day Federal Register
notice on December 10, 2025 (90 FR 57185) under Docket Number: CFPB-
2025-0048. The CFPB is publishing this notice and soliciting comments
on: (a) Whether the collection of information is necessary for the
proper performance of the functions of the CFPB, including whether the
information will have practical utility; (b) The accuracy of the CFPB's
estimate of the burden of the collection of information, including the
validity of the methods and the assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the information to be collected;
and (d) Ways to minimize the burden of the collection of information on
respondents, including through the use of automated collection
techniques or other forms of information technology. Comments submitted
in response to this notice will be reviewed by OMB as part of its
review of this request. All comments will become a matter of public
record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-03620 Filed 2-23-26; 8:45 am]
BILLING CODE 4810-AM-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>Indexed from Federal Register on February 24, 2026.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.