Notice2026-02188
Request for Information Related to the Financial Literacy and Education Commission (FLEC) Update to the U.S. National Strategy for Financial Literacy
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
February 3, 2026
Issuing agencies
Treasury Department
Abstract
The Department of the Treasury (Treasury) invites public input to inform the interagency Financial Literacy and Education Commission (FLEC)'s statutorily required annual review of the U.S. National Strategy for Financial Literacy (National Strategy), which was last updated in 2020. This request for information (RFI) offers the opportunity for interested individuals and organizations to provide feedback on the National Strategy to ensure that financial literacy programs and initiatives continue to be relevant, effective, and responsive.
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 22 (Tuesday, February 3, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 22 (Tuesday, February 3, 2026)]
[Notices]
[Pages 5036-5037]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-02188]
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
[TREAS-DO-2026-0001]
Request for Information Related to the Financial Literacy and
Education Commission (FLEC) Update to the U.S. National Strategy for
Financial Literacy
AGENCY: Departmental Offices, Department of the Treasury.
ACTION: Request for information (RFI).
-----------------------------------------------------------------------
SUMMARY: The Department of the Treasury (Treasury) invites public input
to inform the interagency Financial Literacy and Education Commission
(FLEC)'s statutorily required annual review of the U.S. National
Strategy for Financial Literacy (National Strategy), which was last
updated in 2020. This request for information (RFI) offers the
opportunity for interested individuals and organizations to provide
feedback on the National Strategy to ensure that financial literacy
programs and initiatives continue to be relevant, effective, and
responsive.
DATES: Written comments and information are requested on or before
April 6, 2026.
ADDRESSES: Please submit comments electronically through the Federal
eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>, under docket number
TREAS-DO-2026-0001. In general, all comments will be available for
inspection at <a href="http://www.regulations.gov">www.regulations.gov</a>. Comments, including attachments and
other supporting materials, are part of the public record. Do not
submit any information in your comments or supporting materials that
you consider confidential or inappropriate for public disclosure.
FOR FURTHER INFORMATION CONTACT: Tanya McInnis, Deputy Director, Office
of Consumer Policy, (202) 577-7860, <a href="/cdn-cgi/l/email-protection#c692a7a8bfa7e88ba58fa8a8afb5f486b2b4a3a7b5b3b4bfe8a1a9b0"><span class="__cf_email__" data-cfemail="f7a396998e96d9ba94be99999e84c5b7838592968482858ed9909881">[email protected]</span></a>; Cheryl
Cooper, Senior Advisor, Office of Consumer Policy, (202) 702-6793,
<a href="/cdn-cgi/l/email-protection#ecaf84899e9580c2af83839c899eac989e898d9f999e95c28b839a"><span class="__cf_email__" data-cfemail="4e0d262b3c3722600d21213e2b3c0e3a3c2b2f3d3b3c3760292138">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION:
I. Background
A vibrant, competitive, and pro-growth financial sector is
underpinned by broad-based financial literacy that
[[Page 5037]]
enables consumers to seek out the best and most effective financial
products and services to meet their day-to-day needs and invest in
their future. In today's complex and rapidly evolving economy,
financial literacy is a foundational life skill, and financial
education starting at an early age and continuing through adulthood
provides a pathway to individual financial freedom and security.
The Financial Literacy and Education Commission (FLEC or
Commission) was established by the Fair and Accurate Credit
Transactions Act of 2003 to ``improve the financial literacy and
education of persons in the United States through the development of a
national strategy to promote financial literacy and education.'' \1\
The FLEC is composed of the heads of 23 federal agencies and the White
House Domestic Policy Council and is chaired by the Secretary of the
Treasury. The FLEC provides a forum for its represented federal
agencies and the White House Domestic Policy Council to coordinate
their efforts to advance financial literacy and education. FLEC
represented agencies develop consumer-friendly, trustworthy, and
consistent educational materials and tools, and conduct outreach
efforts to help consumers make informed and sound decisions that
enhance their financial well-being.
---------------------------------------------------------------------------
\1\ 20 U.S.C. 9702.
---------------------------------------------------------------------------
The FLEC last published its National Strategy in 2020.\2\ Each
year, the FLEC is statutorily required to review the National Strategy
and make such changes and recommendations as it deems necessary. The
Commission is now planning to update the National Strategy to reflect
emerging trends, current best practices, and new research findings. For
this year's update, Treasury seeks information and recommendations from
all interested individuals and organizations on how the National
Strategy should be revised to address recent developments in today's
complex and rapidly evolving economy. For example, the National
Strategy could leverage the opportunity presented by Trump Accounts,\3\
youth investment accounts established through the One Big Beautiful
Bill Act, to promote financial literacy through real-world investing
experience. The FLEC is also evaluating how the National Strategy can
promote financial literacy that equips consumers with the tools to
identify and avoid increasingly sophisticated fraud schemes, helping
them protect their personal finances.
---------------------------------------------------------------------------
\2\ US-National-Strategy-Financial-Literacy-2020.pdf--Treasury
Releases Report on National Financial Literacy Strategy [verbar]
U.S. Department of the Treasury.
\3\ Public Law 119-21; Sec. 70204.
---------------------------------------------------------------------------
II. Request for Information
Treasury welcomes input on any matter that commenters believe is
relevant to the FLEC's update to the National Strategy. Commenters are
encouraged to address any or all of the following questions, and to
provide any other comments relevant to this work.
National Strategy Priority Areas and Best Practices
The 2020 National Strategy prioritizes the following topic areas:
I. Basic Financial Capability
II. Military
III. Postsecondary Education
IV. Housing Counseling
V. Retirement Savings and Investor Education
1. Which priority areas would you keep, change, add, or remove in a
revised National Strategy, and why?
A. How can financial education providers best use investment
vehicles, like Trump Accounts, to teach children how to save, invest,
and achieve financial security? How do you think that the FLEC should
support these efforts? Are there specific approaches that should be
considered for hard to reach populations?
B. Given the rise in scam and fraud incidences in the past five
years, how do you think that the FLEC should approach this topic area?
C. Are there other developments in the past five years that the
strategy should incorporate or address, and how?
The 2020 National Strategy includes the following best practices
for financial education programs:
I. Know the Individuals and Families To Be Served
II. Provide Actionable, Relevant, and Timely Information
III. Improve Key Financial Skills
IV. Build on Motivation
V. Make It Easy To Make Good Decisions
VI. Follow Through
VII. Raise Standards for Financial Educators
VIII. Provide Ongoing Support
IX. Evaluate for Impact
2. Which best practices for financial education programs would you
keep, change, add, or remove, and why?
A. What best practices would you recommend for youth financial
education programs?
B. What best practices would you recommend to increase consumer
awareness and consumers' ability to protect themselves against fraud
and scams?
C. Since the National Strategy was last updated in 2020, what
evidence-based best practices in financial education have been
developed in the past five years that should be incorporated into the
National Strategy?
Federal Government Role in Financial Literacy and Education
3. How can the federal government support consumers and financial
education practitioners?
4. How should the FLEC best engage with financial education
providers outside of the federal government to promote financial
literacy and education? (For example, state and local government,
schools and universities, and the private and nonprofit sectors.)
Research and Evaluation
5. What new research or research gaps should Treasury be aware of
to inform the National Strategy? (For example, quantitative or
qualitative research, local, state, national, and international
examples of good practice, academic publications, etc.)
6. What best practices related to program evaluation do you think
should be incorporated into the National Strategy?
7. What outcome measures should be used to evaluate financial
literacy?
Other Input
8. Is there any other information or input that you would like to
share with Treasury to inform its update of the National Strategy?
Rachel Miller,
Executive Secretary.
[FR Doc. 2026-02188 Filed 2-2-26; 8:45 am]
BILLING CODE 4810-AK-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>Indexed from Federal Register on February 3, 2026.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.