Notice2026-02117

Self-Regulatory Organizations; The Depository Trust Company; Order Approving Proposed Rule Change To Modify the DTC Settlement Service Guide and DTC Rules as They Relate to the DTC Net Debit Cap

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
February 3, 2026

Issuing agencies

Securities and Exchange Commission

Full Text

<html>
<head>
<title>Federal Register, Volume 91 Issue 22 (Tuesday, February 3, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 22 (Tuesday, February 3, 2026)]
[Notices]
[Pages 4997-5000]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-02117]


-----------------------------------------------------------------------

SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-104740; File No. SR-DTC-2025-019]


Self-Regulatory Organizations; The Depository Trust Company; 
Order Approving Proposed Rule Change To Modify the DTC Settlement 
Service Guide and DTC Rules as They Relate to the DTC Net Debit Cap

January 29, 2026.

I. Introduction

    On December 18, 2025, the Depository Trust Company (``DTC'') filed 
with the Securities and Exchange Commission (``Commission'') proposed 
rule change SR-DTC-2025-019, pursuant to Section 19(b)(1) of the 
Securities Exchange Act of 1934 (``Act'') \1\ and Rule 19b-4 
thereunder.\2\ The Proposed Rule Change would modify the DTC Settlement 
Service Guide (``Settlement Guide'') and the Rules, By-Laws and 
Organization Certificate of DTC (``Rules'') \3\ regarding how DTC sets 
its maximum debit caps for Participants, Unaffiliated Participants, and 
Affiliated Families, as well as other corresponding changes. The 
Proposed Rule Change was published for comment in the Federal Register 
on December 30, 2025.\4\ The Commission has received no comments on the 
changes proposed.
---------------------------------------------------------------------------

    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ Each capitalized term not otherwise defined herein has its 
meaning as set forth in the Rules, By-Laws and Organization 
Certificate of DTC (``Rules''), available at <a href="http://www.dtcc.com/-/media/Files/Downloads/legal/rules/dtc_rules.pdf">www.dtcc.com/-/media/Files/Downloads/legal/rules/dtc_rules.pdf</a>, or the DTC Settlement 
Service Guide (``Settlement Guide''), available at <a href="http://www.dtcc.com/-/media/Files/Downloads/legal/service-guides/Settlement.pdf">www.dtcc.com/-/media/Files/Downloads/legal/service-guides/Settlement.pdf</a>.
    \4\ See Securities Exchange Act Release No. 104484 (Dec. 22, 
2025). 90 FR 61205 (Dec. 30, 2025) (File No. SR-DTC-2025-019) 
(``Notice of Filing'')
---------------------------------------------------------------------------

    For the reasons discussed below, the Commission is approving the 
Proposed Rule Change.

II. Background

    DTC serves as a central securities depository \5\ and operates a 
securities settlement system. DTC's activities include holding 
securities in physical or dematerialized form, maintaining securities 
accounts for Participants, providing central safekeeping and asset 
services, transfers and pledges of securities, and the settlement of 
transactions by book entry (free of payment or DVP).\6\ DTC's liquidity 
risk management strategy is designed to facilitate its maintenance of 
sufficient liquid resources to complete settlement each Business 
Day.\7\ To that end, DTC uses certain risk management controls, 
including its Collateral Monitor and Net Debit Cap, to protect its 
settlement system in the event of a Participant default, by ensuring 
that at any time the settlement obligation of any Participant will be 
fully collateralized and that the amount to be settled cannot exceed 
DTC's liquidity resources.\8\
---------------------------------------------------------------------------

    \5\ A ``central securities depository'' means a securities 
depository who: (1) acts as a custodian of securities in connection 
with a system for the central handling of securities whereby all 
securities of a particular class or series of any issuer deposited 
within the system are treated as fungible and may be transferred, 
loaned, or pledged by bookkeeping entry without physical delivery of 
securities certificates; or, (2) otherwise permits or facilitates 
the settlement of securities transactions or the hypothecation or 
lending of securities without physical delivery of securities 
certificates. See 17 CFR 240.17ad-22(a) (referencing the definition 
of ``securities depository'' described in Section 3(a)(23)(A) of the 
Act,15 U.S.C. 78c(a)(23)(A)).
    \6\ ``Delivery Versus Payment'' means a Delivery against a 
settlement debit to the Account of the Receiver See Rule 1, supra 
note 3 (definitionof ``Delivery Versus Payment''). See also The 
Depository Trust Company, Disclosure Framework for Covered Clearing 
Agencies and Financial Market Infrastructures (Mar. 2023) 
(``Disclosure Framework''), at 18, available at <a href="https://www.dtcc.com/-/media/Files/Downloads/legal/policy-and-compliance/DTC_Disclosure_Framework.pdf">https://www.dtcc.com/-/media/Files/Downloads/legal/policy-and-compliance/DTC_Disclosure_Framework.pdf</a>.
    \7\ See Disclosure Framework, supra note 6, at 61; Notice of 
Filing, supra note 4, at 61205.
    \8\ See Disclosure Framework, supra note 6,. at 12.
---------------------------------------------------------------------------

    Collateral Monitor. The Collateral Monitor is a calculation by 
which DTC measures the sufficiency of the Collateral in a Participant's 
account to cover its net settlement obligation.\9\ The Collateral 
Monitor prevents the completion of transactions that would cause a 
Participant's Net Debit Balance to exceed the value of Collateral in 
its account.\10\ The settlement obligation of each Participant must be 
fully collateralized, based on the Collateral Monitor. This is designed 
so that if a Participant fails to pay for its settlement obligation, 
DTC will have sufficient

[[Page 4998]]

Collateral to obtain funding for settlement.\11\
---------------------------------------------------------------------------

    \9\ Notice of Filing, supra note 4, at 61205. A Participant's 
collateral refers to the sum of (i) the Actual Participants Fund 
Deposit of the Participant, (ii) the Actual Preferred Stock 
Investment of a Participant, (iii) all Net Additions of the 
Participant and (iv) any SPP wired by the Participant to the 
Corporation. See Rule 1, supra note 3 (definition of 
``Collateral'').
    \10\ See Notice of Filing, supra note 4, at 61205-61206
    \11\ Id at 61206.
---------------------------------------------------------------------------

    At the opening of each business day, a Participant's Collateral 
Monitor is set to zero and built up over the day to secure any 
settlement obligation that may arise. A Participant's actual 
Participant's Fund Deposit is credited to the Collateral Monitor, and 
updated with credits or debits through the day.\12\ At all times the 
Collateral Monitor reflects the amount by which the collateral in your 
account exceeds the net debit in your settlement account.\13\ Each 
transaction involves a collateral flow and a cash flow component, one 
as credit and the other as debit.\14\ The net value of the collateral 
and cash components updates the Collateral Monitor. Completing a 
transaction Delivery versus Payment generally increases the Collateral 
Monitor of the Deliverer of the security, and decreases that of the 
Receiver of said security, based on the difference between the 
collateral and settlement value.\15\ DTC verifies that a transaction 
places neither party's Collateral Monitor in the negative during 
processing, and if a transaction were to result in a negative 
Collateral Monitor, meaning it is undercollateralized, DTC would then 
recycle that transaction until there is enough collateral to 
complete.\16\
---------------------------------------------------------------------------

    \12\ See Disclosure Framework, supra note 6, at 54.
    \13\ See Settlement Guide, supra note 3, at 69-70.
    \14\ The collateral value of a security is the market price 
minus a haircut amount determined by DTC. See Disclosure Framework, 
supra note 6, at 52-53.
    \15\ See Settlement Guide, supra note 3, at 69-70. See also Rule 
1, supra note 3 (definitions of ``Deliverer'' and ``Receiver'').
    \16\ See Settlement Guide, supra note 3, at 70.
---------------------------------------------------------------------------

    Net Debit Cap. The Net Debit Cap is an amount calculated daily, 
which acts to ensure that a Participant's net debit balance stays 
within DTC's liquidity resources, and that DTC can complete settlement 
even if a Participant defaults.\17\ Specifically, the Net Debit Cap 
limits the settlement net debit a Participant could incur during a 
processing day irrespective of available collateral, and it is 
currently capped to a maximum amount of $2.15 billion per Participant, 
or $2.85 billion per Affiliated Family.\18\
---------------------------------------------------------------------------

    \17\ Id at 71.
    \18\ See Notice of Filing, supra note 4, at 61206. Each 
Participant's settlement account may have a net credit or net debit 
position throughout the day as transactions are processed. At day's 
end, Participants will either owe a net debit, be owed a net credit, 
or be balanced. See Disclosure Framework, supra note 5, at 63. Based 
on a Participant's net debit history, these caps adjust 
automatically relative to their highest intraday net debit peaks. 
See Settlement Guide, supra note 3, at 71.
---------------------------------------------------------------------------

    Any transaction that would cause a Participant or an Affiliated 
Family to exceed its Net Debit Cap will not be processed but will 
instead remain pending until the Net Debit Balance is reduced 
sufficient to permit processing.\19\ A Net Debit Balance is reduced by 
another transaction which creates credits in your account.\20\ Most 
credits are generated when a Participant either delivers securities 
versus payment, pledges securities for value, receives principal, 
dividend or interest allocations, or wires Settlement Progress Payments 
(``SPP's'') to DTC's account at the Federal Reserve Bank of New 
York.\21\
---------------------------------------------------------------------------

    \19\ See Notice of Filing, supra note 4, at 61206.
    \20\ Id.
    \21\ See Settlement Guide, supra note 3, at 71.
---------------------------------------------------------------------------

    DTC Liquidity Resources. Rule 17ad-22(e)(7)(ii) under the Act 
requires DTC, as a covered clearing agency, to hold qualifying liquid 
resources sufficient to meet the minimum liquidity resource 
requirements in each relevant currency for which the covered clearing 
agency has payment obligations owed to clearing members.\22\ DTC states 
that it currently maintains two resources that are considered as a 
``qualifying liquid resource'' under Rule 17ad-22(a) \23\ under the 
Act: (i) required Participants Fund Deposits (``Participants Fund'') 
\24\, which applies across all Participants and equals $1.15 BN, and 
(ii) a committed line of credit (``LOC'') \25\ of $1.9 BN.\26\ Taken 
together, the Participants Fund and LOC provide DTC with $3.05 BN in 
total qualifying liquid resources.\27\
---------------------------------------------------------------------------

    \22\ 17 CFR 240.17ad-22(e)(7)(ii). A ``qualifying liquid 
resource'' means the following, in each relevant currency: (i) Cash 
held either at the central bank of issue or at creditworthy 
commercial banks; (ii) Assets that are readily available and 
convertible into cash through prearranged funding arrangements, such 
as (A) Committed arrangements without material adverse change 
provisions including (1) lines of credit, (2) foreign exchange 
swaps, and (3) repurchase agreements, or (B) Other prearranged 
funding arrangements determined to be highly reliable even in 
extreme but plausible market conditions by the board of directors of 
the covered clearing agency following a review conducted for this 
purpose not less than annually; and, (iii) Other assets that are 
readily available and eligible for pledging to (or conducting other 
appropriate forms of transactions with) a relevant central bank, if 
the covered clearing agency has access to routine credit at such 
central bank in a jurisdiction that permits said pledges or other 
transactions by the covered clearing agency. 17 CFR 240.17Ad-
22(a)(14).
    \23\ 17 CFR 240.17ad-22(a)
    \24\ The Participants Fund is comprised of Participant deposits 
into the Core Fund and Liquidity Fund. The Core Fund consists of 
$450 million, split into the Base Fund ($7,500 deposit per 
Participant) and the Incremental Fund (based on the six highest 
intraday net debit peaks over a rolling 60 business day period). The 
Liquidity Fund allocates an additional $700 million among 
Participants with Affiliated Net Debit Caps exceeding $2.15 billion. 
See Settlement Guide, supra note 3, at 46-47.
    \25\ DTC annually renews a 364-day revolving line of credit with 
a group of commercial lenders. Borrowed amounts must be backed by 
adequate collateral, and lenders must meet their commitments by 
specific times on the borrowing day, given sufficient collateral and 
adherence to time frames. See Disclosure Framework, supra note 6, at 
62.
    \26\ See Notice of Filing, supra note 4, at 61206.
    \27\ $1.7 billion of the total LOC is available for liquidity 
purposes. DTC sets the Net Debit Cap below the total amount of 
liquidity resources in case the defaulting Participant is a lender 
to the LOC, this is known as the LOC Assumption Buffer. DTC has 
previously explained that the $200 million buffer is an amount 
greater than the contribution of any lender to the DTC LOC. See 
Securities Exchange Act Release No. 99456 (Feb. 1, 2024), 89 FR 8466 
at 8468, n. 28 (Feb. 7, 2024). See also Notice of Filing, supra note 
4, at 61206.
---------------------------------------------------------------------------

    The Commission recently determined not to object to an Advance 
Notice filed by DTC proposing to raise prefunded liquidity resources 
through the periodic issuance and private placement of senior notes 
(``Debt Issuance'').\28\ DTC proposed to issue up to an aggregate 
amount of $3 billion in senior notes, DTC has represented that these 
resources are solely to be used to help complete settlement in the 
event of a default, therefore the proceeds of the Debt Issuance are to 
supplement and diversify the existing qualifying liquid resources.\29\
---------------------------------------------------------------------------

    \28\ Securities Exchange Act Release No. 102318 (Jan. 31, 2025), 
90 FR 9094 (Feb. 6, 2025) (SR-DTC-2023-801) (``Debt Issuance 
Notice''). See also Notice of Filing, supra note 4, at 61206.
    \29\ See Debt Issuance Notice, supra note 29, at 9095.
---------------------------------------------------------------------------

III. Description of the Proposed Rule Change

    First, DTC proposes updating its Settlement Guide and its Rules to 
amend the Net Debit Cap from the current fixed amounts of $2.15 billion 
per Individual Participant and $2.85 billion per Affiliated Family, 
respectively, to a flexible amount not to exceed the available 
qualifying liquid resources at DTC.\30\ As stated above in Section II, 
DTC's Qualifying Liquid Resources are comprised of a $1.15 billion 
Participants Fund, a $1.9 billion LOC, and, going forward, proceeds 
from any issuance of senior notes under the Debt Issuance program in an 
aggregate amount not to exceed $3 billion. DTC states that Participants 
have sought a reassessment of the Net Debit Cap for both Individual 
Participants and Affiliated Families.\31\ DTC states that a greater 
maximum Net Debit Cap would provide for transaction processing 
efficiencies that would lower the likelihood of transactions pending 
under a cap limit or of a Participant needing to make SPPs to reduce 
its

[[Page 4999]]

intraday Net Debit Balance.\32\ DTC further states that any additional 
liquidity provided by the Debt Issuance allows DTC the flexibility to 
increase the Net Debit Cap in line with the newly expanded pool of 
Qualifying Liquid Resources.\33\
---------------------------------------------------------------------------

    \30\ See Notice of Filing, supra note 4, at 61206.
    \31\ Id.
    \32\ Id.
    \33\ Id.
---------------------------------------------------------------------------

    To maintain alignment with Qualifying Liquid Resources, the 
Proposed Rule Change will edit the Net Debit Cap section of the 
Settlement Guide to reflect a new method for determining the Net Debit 
Cap. The Proposed Rule Change would eliminate the static Net Debit 
Caps, changing to a Net Debit Cap ``based on DTC's liquidity resources, 
related costs, and projected benefits to Participants,'' and always set 
lower than DTC's total available liquidity.\34\ DTC also proposes to 
clarify in the Settlement Guide, with respect to Affiliated Families, 
that the Aggregated Affiliated Family Net Debit Cap will be shared 
among the Participants of the Affiliated Family according to either (1) 
the proportional liquidity usage of the Participants, or (2) as 
instructed by the Affiliated Family in writing.\35\ DTC will also 
update the Calculation of Participant Net Debit Caps section of the 
Settlement Guide to remove reference to the current fixed $2.15 billion 
Net Debit Cap, and to state that notice of any reduction of the Net 
Debit Cap in the future will be no fewer than ten days in advance of 
such decrease taking effect.\36\ DTC will also update Rule 9(B) to 
reflect that a transaction will not process if it causes a Participant 
in an Affiliated Family to exceed the Aggregate Affiliated Family Net 
Debit Cap, regardless of whether the Participant is the Instructor or 
Contra Party.\37\
---------------------------------------------------------------------------

    \34\ Id.
    \35\ Id. at 61208.
    \36\ Id.
    \37\ Id.
---------------------------------------------------------------------------

    As part of the Proposed Rule Change, DTC filed an Impact Study on 
the effects the Proposed Rule Change would have had on Participant's 
liquidity needs conducted for the period June 2, 2024 through January 
31, 2025.\38\ Specifically, the Impact Study found that, out of 179 
Participant families, 17 would likely see a reduction of their need for 
SPPs after a Net Debit Cap increase. Specifically, an increase in the 
Net Debit Cap by $0.75 to $1 billion would lead to a reduction of $3.62 
to $4.43 billion in daily SPP's sent across the 17 families.\39\
---------------------------------------------------------------------------

    \38\ DTC has requested confidential treatment of Exhibit 3, the 
Impact Study, pursuant to 17 CFR 240.24b-2.
    \39\ See Notice of Filing, supra note 4, at 61207.
---------------------------------------------------------------------------

    Second, the Liquidity Fund component of the Participants Fund, set 
at $700 million, currently is funded solely by those Affiliated 
Families whose Net Debit Cap exceeds $2.15 billion.\40\ As the Proposed 
Rule Change would increase the Net Debit Cap for an individual 
Participant beyond $2.15 billion, those Unaffiliated Participants whose 
Net Debit Cap exceeds $2.15 billion will be included along with 
Affiliated Families with Net Debit Caps exceeding $2.15 billion in the 
allocation of the Liquidity Fund.\41\ To reflect this change, the 
description of the Liquidity Fund within the Settlement Guide will be 
updated accordingly.\42\ The Impact Study showed that with this 
Proposed Rule Change, two Unaffiliated Participants would become 
subject to the Liquidity Fund.\43\
---------------------------------------------------------------------------

    \40\ Id.
    \41\ Id.
    \42\ Id.
    \43\ Id.
---------------------------------------------------------------------------

    The Settlement Guide would also be updated to reflect the new 
calculation to determine Liquidity Fund allocation between Affiliated 
Families and Independent Participants. Whereas within an Affiliated 
Family, each Participant of the Family pays a percentage portion of the 
allocated total owed by the Affiliated Family as a whole, an Individual 
Participant pays the entire allocated portion of the Liquidity 
Fund.\44\ Additionally, several edits to the Liquidity Fund section are 
proposed to update and clarify the language for readability and 
simplicity.\45\
---------------------------------------------------------------------------

    \44\ Id.
    \45\ Id.
---------------------------------------------------------------------------

    To simplify the description of the components of the Participants 
Fund, the Proposed Rule Change will revise the Amounts subsection to 
the Participants Fund and Preferred Stock Investment section of the 
Settlement Guide.\46\ Currently, this section outlines four separate 
aspects of the Participants Fund: the Core Fund, the Base Fund, the 
Incremental Fund, and the Liquidity Fund. However, in practice, the 
Base Fund and Incremental Fund are the two components of the Core 
Fund.\47\ To clarify this, the Proposed Rule Change will remove the 
Base Fund and Incremental Fund from the description of the separate 
component amounts which create the Participants Fund.\48\
---------------------------------------------------------------------------

    \46\ Id.
    \47\ Id.
    \48\ Id.
---------------------------------------------------------------------------

    Finally, the Proposed Rule Change would also add new definitions to 
the Settlement Guide and the Rules and update the description of the 
Collateral Monitor within the Settlement Guide. The Settlement Guide's 
Important Terms section will be updated to include definitions for 
Affiliated Family and Unaffiliated Participant.\49\ An Affiliated 
Family will mean ``each Participant that controls or is controlled by 
another Participant and each Participant that is under the common 
control of any person.'' Under this definition, ``control'' means the 
direct or indirect ownership of more than 50 percent of the voting 
securities or voting interests of any person.\50\ An Unaffiliated 
Participant will be defined to mean a Participant that is not included 
in an Affiliated Family.\51\ The Settlement Guide will be edited 
further to refer to the Collateral Monitor as a ``calculation'' rather 
than a ``process.'' \52\ Finally, the term Aggregate Affiliated Family 
Net Debit will be added to Rule 1 of the Rules and defined as, ``the 
amount by which the algebraic sum of all money debits and charges to 
the Accounts of an Affiliated Family exceeds the sum of all money 
credits thereto.'' \53\
---------------------------------------------------------------------------

    \49\ Id.
    \50\ Id.
    \51\ Id.
    \52\ Id.
    \53\ Id. at 61208.
---------------------------------------------------------------------------

IV. Discussion and Commission Findings

    Section 19(b)(2)(C) of the Act \54\ directs the Commission to 
approve a proposed rule change of a self-regulatory organization if it 
finds that such proposed rule change is consistent with the 
requirements of the Act and rules and regulations thereunder applicable 
to such organization. After careful review of the Proposed Rule Change, 
the Commission finds that the Proposed Rule Change is consistent with 
the requirements of the Act and the rules and regulations thereunder 
applicable to DTC. In particular, the Commission finds that the 
Proposed Rule Change is consistent with Section 17A(b)(3)(F) of the Act 
\55\ and Rule 17Ad-22(e)(7)(i) thereunder.\56\
---------------------------------------------------------------------------

    \54\ 15 U.S.C. 78s(b)(2)(C).
    \55\ 15 U.S.C. 78q-1(b)(3)(F).
    \56\ 17 CFR 240.17Ad-22(e)(7)(i).
---------------------------------------------------------------------------

A. Consistency With Section 17A(b)(3)(F) of the Act

    Section 17A(b)(3)(F) of the Act requires that the rules of a 
clearing agency, such as DTC, be designed to, among other things, 
promote the prompt and accurate clearance and settlement of securities 
transactions and remove impediments to and perfect the mechanism of a 
national system for the prompt and accurate clearance and

[[Page 5000]]

settlement of securities transactions.\57\ The Proposed Rule Change is 
consistent with Section 17A(b)(3)(F) of the Act for the reasons stated 
below.
---------------------------------------------------------------------------

    \57\ 15 U.S.C. 78q-1(b)(3)(F).
---------------------------------------------------------------------------

    As noted in Section II above, the Net Debit Cap is a risk 
management tool utilized by DTC. By limiting the settlement net debit 
any Participant can incur at any point during the processing day to an 
amount below DTC's liquidity resources, DTC uses the Net Debit Cap to 
protect the DTC settlement system in the event of a Participant 
default. This ensures that DTC maintains sufficient financial resources 
to complete settlement in the event of a failure to settle by the 
largest Participant or Affiliated Family of Participants. As noted in 
Section III above, DTC filed an Impact Study accompanying the Proposed 
Rule Change. The Commission has reviewed and analyzed the filing 
materials, including the Impact Study. An increase of the Net Debit Cap 
would not impact DTC's ability to meet its liquidity obligations 
because, as discussed in Part III, the proposed Net Debit Cap increase 
would continue to be supported by sufficient DTC qualifying liquid 
resources, as the floating amount will always be lower than DTC's total 
available liquidity.\58\ Because the increase in Net Debit Cap should 
improve transaction processing while still ensuring that DTC has 
sufficient liquidity resources in the event of default, the Commission 
finds that the Proposed Rule Change should enhance DTC's ability to 
provide prompt and accurate clearance and settlement of securities 
transactions, consistent with Section 17A(b)(3)(F) of the Act.
---------------------------------------------------------------------------

    \58\ See Notice of Filing, supra note 4, at 61207-08. See also 
Settlement Guide, supra note 3, at 71.
---------------------------------------------------------------------------

    The Proposed Rule Change is consistent with removing impediments to 
and perfecting the mechanism of a national system for the prompt and 
accurate clearance and settlement of securities transactions. As 
described above, DTC employs Debit Caps as a risk management tool to 
regulate the total settlement obligation that any Participant or 
Affiliated Family may incur. As DTC does not process transactions that 
would result in a Participant exceeding its Net Debit Cap, such 
transactions remain pending until the Participant's Net Debit Balance 
is sufficiently reduced to permit processing. By raising the Net Debit 
Cap, a greater number of transactions could be processed without 
requiring the Participant to first reduce its Net Debit Balance.\59\
---------------------------------------------------------------------------

    \59\ See Settlement Guide, supra note 3, at 71.
---------------------------------------------------------------------------

    The Commission has reviewed and analyzed the the Impact Study. The 
Impact Study demonstrates that an increase of the Net Debit Cap would 
elicit an immediate reduction in the number of SPPs required to 
complete transactions. A higher Net Debit Cap should reduce blockages 
from transactions pending due to a Participant reaching their Net Debit 
Cap and reduce the need to submit SPPs. Accordingly, the proposal is 
designed to remove impediments to and perfect the mechanism of a 
national system for the prompt and accurate clearance and settlement of 
securities transactions, consistent with Section 17A(b)(3)(F) of the 
Act.\60\
---------------------------------------------------------------------------

    \60\ 15 U.S.C. 78q-1(b)(3)(F).
---------------------------------------------------------------------------

B. Consistency With Rule 17Ad-22(e)(7)(i)

    Rule 17Ad-22(e)(7)(i) requires that, among other things, DTC 
establish, implement, maintain and enforce written policies and 
procedures reasonably designed to, as applicable, effectively measure, 
monitor, and manage the liquidity risk that arises in or is borne by 
the covered clearing agency, including measuring, monitoring, and 
managing its settlement and funding flows on an ongoing and timely 
basis, and its use of intraday liquidity by maintaining sufficient 
liquid resources at the minimum in all relevant currencies to effect 
same-day, and, where appropriate, intraday and multiday settlement of 
payment obligations with a high degree of confidence under a wide range 
of foreseeable stress scenarios, that includes, but is not limited to, 
the default of the participant family that would generate the largest 
aggregate payment obligation for DTC in extreme but plausible market 
conditions.\61\
---------------------------------------------------------------------------

    \61\ 17 CFR 240.17Ad-22(e)(7)(i).
---------------------------------------------------------------------------

    As discussed in Part II, the Net Debit Cap restricts a 
Participant's net debit settlement obligation to an amount that can be 
satisfied with DTC's liquidity resources at any point during its 
processing day. As outlined in Part III, the proposed increase in the 
Net Debit Cap would be capped by DTC's available qualifying liquid 
resources when considering the Participants Fund, LOC, and Debt 
Issuance collectively, and it would not alter the current methods for 
monitoring settlement flows and net debit obligations. This should 
enable DTC to maintain sufficient liquid resources to meet its payment 
obligations under a wide range of foreseeable stress scenarios, 
including the default of the Individual Participant or Affiliated 
Family causing the largest aggregate payment obligation for DTC in 
extreme but plausible market conditions.
    For the reasons above, the Commission finds that the Proposed Rule 
Change is consistent with Rule 17Ad-22(e)(7)(i) under the Act.\62\
---------------------------------------------------------------------------

    \62\ Id.
---------------------------------------------------------------------------

V. Conclusion

    On the basis of the foregoing, the Commission finds that the 
Proposed Rule Change is consistent with the requirements of the Act, 
and in particular, with the requirements of Section 17A of the Act \63\ 
and the rules and regulations promulgated thereunder.
---------------------------------------------------------------------------

    \63\ 15 U.S.C. 78q-1.
---------------------------------------------------------------------------

    It is therefore ordered, pursuant to Section 19(b)(2) of the Act 
\64\ that proposed rule change SR-DTC-2025-019, be, and hereby is, 
APPROVED.\65\
---------------------------------------------------------------------------

    \64\ 15 U.S.C. 78s(b)(2).
    \65\ In approving the Proposed Rule Change, the Commission 
considered its impact on efficiency, competition, and capital 
formation. 15 U.S.C. 78c(f).

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\66\
---------------------------------------------------------------------------

    \66\ 17 CFR 200.30-3(a)(12).
---------------------------------------------------------------------------

Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2026-02117 Filed 2-2-26; 8:45 am]
BILLING CODE 8011-01-P


</pre></body>
</html>
Indexed from Federal Register on February 3, 2026.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.