Notice2026-01764
60-Day Notice of Proposed Information Collection: Form RD 410-8 “Applicant Reference Letter” (A Request for Credit References); OMB Control No.: 0575-0091
Primary source
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Published
January 29, 2026
Issuing agencies
Agriculture DepartmentRural Housing Service
Abstract
In accordance with the Paperwork Reduction Act of 1995 (44 U.S.C. Chapter 35, as amended), the United States Department of Agriculture (USDA), Rural Housing Service (RHS), announces its' intention to request an revision of a currently approved information collection and invites comments on this information collection.
Full Text
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<title>Federal Register, Volume 91 Issue 19 (Thursday, January 29, 2026)</title>
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[Federal Register Volume 91, Number 19 (Thursday, January 29, 2026)]
[Notices]
[Page 3865]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-01764]
[[Page 3865]]
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DEPARTMENT OF AGRICULTURE
Rural Housing Service
[Docket No. RHS-26-SFH-0034]
60-Day Notice of Proposed Information Collection: Form RD 410-8
``Applicant Reference Letter'' (A Request for Credit References); OMB
Control No.: 0575-0091
AGENCY: Rural Housing Service (RHS), USDA.
ACTION: Notice; request for comments.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (44
U.S.C. Chapter 35, as amended), the United States Department of
Agriculture (USDA), Rural Housing Service (RHS), announces its'
intention to request an revision of a currently approved information
collection and invites comments on this information collection.
DATES: Comments on this notice must be received by March 30, 2026 to be
assured of consideration.
ADDRESSES: Comments may be submitted by the Federal eRulemaking Portal:
Go to <a href="http://www.regulations.gov">http://www.regulations.gov</a> and, in the ``Search Field'' box,
labeled ``Search for Rules, Proposed Rules, Notices, or Supporting
Documents,'' enter the following docket number: (RHS-26-SFH-0034). To
submit or view public comments, click the ``Documents'' tab, then
select the following document title: (Applicant Reference Letter (A
Request for Credit Reference) from the ``Search Results,'' and select
the ``Comment'' button. Before inputting your comments, you may also
review the ``Commenter's Checklist'' (optional). Insert your comments
under the ``Comment'' title, click ``Browse'' to attach files (if
available). Input your email address and select ``Submit Comment.''
Information on using <a href="http://Regulations.gov">Regulations.gov</a>, including instructions for
accessing documents, submitting comments, and viewing the docket after
the close of the comment period, is available through the site's
``FAQ'' link.
FOR FURTHER INFORMATION CONTACT: Lauren Cusick, Division Director,
Rural Development Innovation Center--Regulations Management Division,
United States Department of Agriculture, 1400 Independence Avenue SW,
South Building, Washington, DC 20250-1522. Telephone: (202) 720-1414.
Email <a href="/cdn-cgi/l/email-protection#4804293d3a2d26660b3d3b212b23083d3b2c29662f273e"><span class="__cf_email__" data-cfemail="7d311c080f1813533e080e141e163d080e191c531a120b">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: The Office of Management and Budget's (OMB)
regulation (5 CFR part 1320) implementing provisions of the Paperwork
Reduction Act of 1995 (Pub. L. 104-13) requires that interested members
of the public and affected agencies have an opportunity to comment on
information collection and recordkeeping activities (see 5 CFR
1320.8(d)). This notice identifies the following information collection
that Rural Housing Service is submitting to OMB as extension to an
existing collection with Agency adjustment.
Title: Form RD 410-8 ``Applicant Reference Letter'' (A request for
Credit Reference).
OMB Control Number: 0575-0091.
Expiration Date of Approval: June 30, 2026.
Type of Request: Revision of a currently approved information
collection.
Estimate of Burden: Public reporting for this collection of
information is estimated to average .10 hour per response.
Respondents: Individuals or Households.
Estimated Number of Respondents: 5,200.
Estimated Number of Annual Responses: 5,200.
Estimated Number of Annual Responses per Respondent: 1.
Estimated Total Annual Burden on Respondents: 520 hours.
Abstract: The Rural Housing Service (RHS), under Section 502 of
Title V of the Housing Act of 1949, as amended, provides financial
assistance to construct, improve, alter, repair, replace, or
rehabilitate dwellings, which will provide modest, decent, safe, and
sanitary housing to eligible individuals in rural areas. To receive a
loan or grant, applicants must provide the Agency with a standard
housing application (used by government and private lenders), and
provide documentation, including their credit history, to support the
same.
Form RD 410-8, ``Applicant Reference Letter'' is used by the Agency
to obtain information about an applicant's credit history that does not
appear on a credit report. The form can be used to document the
applicant's ability to handle credit effectively in cases where an
applicant has used nontraditional sources of credit which do not appear
on a credit report. It also provides a mechanism for verifying
repayment history for debts reported by the applicant on the loan
application that do not appear on the credit report. This form asks
only for specific, relevant information to determine the applicant's
creditworthiness and to establish the applicant's history of prompt
payments on debts. This information enables RHS to make better
creditworthiness decisions.
Comments are invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the agency, including whether
the information will have practical utility.
(b) the accuracy of the agency's estimate of the burden of the
collection of information including the validity of the methodology and
assumptions used.
(c) ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) ways to minimize the burden of the
collection of information on respondents, including through the use of
appropriate automated, electronic, mechanical, or other technological
collection techniques or other forms of information technology. All
responses to this notice will be summarized and included in the request
for OMB approval. All comments will become a matter of public record.
Copies of this information collection can be obtained from Kimble
Brown, Rural Development Innovation Center--Regulations Management
Division, at (202) 720-6780. Email: <a href="/cdn-cgi/l/email-protection#a2c9cbcfc0cec78cc0d0cdd5cce2d7d1c6c38cc5cdd4"><span class="__cf_email__" data-cfemail="f19a989c939d94df93839e869fb184829590df969e87">[email protected]</span></a>.
All responses to this notice will be summarized and included in the
request for OMB approval. All comments will also become a matter of
public record.
George Kelly,
Administrator, Rural Housing Service.
[FR Doc. 2026-01764 Filed 1-28-26; 8:45 am]
BILLING CODE 3410-XV-P
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