Notice2026-01086
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
January 21, 2026
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) requests the Office of Management and Budget's (OMB's) approval of an information collection titled "ICBA Disclosure Testing: Qualitative Pre-testing of Survey (Testing) Instrument and Modified Disclosure Forms."
Full Text
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<title>Federal Register, Volume 91 Issue 13 (Wednesday, January 21, 2026)</title>
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[Federal Register Volume 91, Number 13 (Wednesday, January 21, 2026)]
[Notices]
[Pages 2524-2525]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-01086]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2026-0004]
Agency Information Collection Activities: Comment Request
AGENCY: Consumer Financial Protection Bureau.
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (CFPB) requests the Office of
Management and Budget's (OMB's) approval of an information collection
titled ``ICBA Disclosure Testing: Qualitative Pre-testing of Survey
(Testing) Instrument and Modified Disclosure Forms.''
DATES: Written comments are encouraged and must be received on or
before February 20, 2026 to be assured of consideration.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function. In general,
all comments received will become public records, including any
personal information provided. Sensitive personal information, such as
account numbers or Social Security numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May, Paperwork Reduction Act Officer, at
(202) 435-7278, or email: <a href="/cdn-cgi/l/email-protection#30737660726f60627170535640521e575f46"><span class="__cf_email__" data-cfemail="b7f4f1e7f5e8e7e5f6f7d4d1c7d599d0d8c1">[email protected]</span></a>. If you require this
document in an alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#33707563716c7250505640405a515a5f5a474a73505543511d545c45"><span class="__cf_email__" data-cfemail="ca898c9a88958ba9a9afb9b9a3a8a3a6a3beb38aa9acbaa8e4ada5bc">[email protected]</span></a>. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: ICBA Disclosure Testing: Qualitative Pre-
testing of Survey (Testing) Instrument and Modified Disclosure Forms.
OMB Control Number: 3170-00XX.
Type of Review: New information collection.
Affected Public: Individuals or households.
Estimated Number of Respondents: 2,000.
Estimated Total Annual Burden Hours: 1,500.
Abstract: The central research question that the Independent
Community Bankers of America (ICBA) will be examining in the disclosure
testing is whether the modified mortgage disclosures are more effective
than current disclosures for a sample of consumers who are similar in
age, income, and education to community bank customers. Effectiveness
will be measured by how well a consumer can understand various
dimensions of each loan by answering comprehension questions (e.g.,
interest rate, payment
[[Page 2525]]
schedule, etc.) for various types of construction-to-permanent and
construction loans they are presented. Per the recommendation of the
CFPB, to ensure the effectiveness of both the survey instrument and the
revised mortgage disclosure forms, ICBA's contractor will conduct pre-
testing (or cognitive-testing) of both the survey and the disclosure
forms.
Request for Comments: The CFPB published a 60-day Federal Register
notice on May 22, 2025 (90 FR 21904) under Docket Number: CFPB-2025-
0026. The CFPB is publishing this notice and soliciting comments on:
(a) Whether the collection of information is necessary for the proper
performance of the functions of the CFPB, including whether the
information will have practical utility; (b) The accuracy of the CFPB's
estimate of the burden of the collection of information, including the
validity of the methods and the assumptions used; (c) Ways to enhance
the quality, utility, and clarity of the information to be collected;
and (d) Ways to minimize the burden of the collection of information on
respondents, including through the use of automated collection
techniques or other forms of information technology. Comments submitted
in response to this notice will be reviewed by OMB as part of its
review of this request. All comments will become a matter of public
record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2026-01086 Filed 1-20-26; 8:45 am]
BILLING CODE 4810-25-P
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</html>Indexed from Federal Register on January 21, 2026.
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