Loan Guaranty: Loss-Mitigation Options for Guaranteed Loans
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Issuing agencies
Abstract
The Department of Veterans Affairs (VA) is withdrawing the advance notice of proposed rulemaking (ANPRM) published in the Federal Register on October 17, 2022, that requested public comment on expanding VA's incentivized loss-mitigation options available to servicers that assist veterans whose VA-guaranteed loans are in default. VA is withdrawing this ANPRM because of ongoing assessments of agency needs, priorities, and objectives. VA will continue to explore opportunities to assist veterans who face home loan default.
Full Text
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<title>Federal Register, Volume 91 Issue 13 (Wednesday, January 21, 2026)</title>
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[Federal Register Volume 91, Number 13 (Wednesday, January 21, 2026)]
[Proposed Rules]
[Page 2517]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-01082]
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DEPARTMENT OF VETERANS AFFAIRS
38 CFR Part 36
[Docket No. VA-2022-VBA-0023]
RIN 2900-AR78
Loan Guaranty: Loss-Mitigation Options for Guaranteed Loans
AGENCY: Department of Veterans Affairs.
ACTION: Advance notice of proposed rulemaking; withdrawal.
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SUMMARY: The Department of Veterans Affairs (VA) is withdrawing the
advance notice of proposed rulemaking (ANPRM) published in the Federal
Register on October 17, 2022, that requested public comment on
expanding VA's incentivized loss-mitigation options available to
servicers that assist veterans whose VA-guaranteed loans are in
default. VA is withdrawing this ANPRM because of ongoing assessments of
agency needs, priorities, and objectives. VA will continue to explore
opportunities to assist veterans who face home loan default.
DATES: The ANPRM published at 87 FR 62752 on October 17, 2022, is
withdrawn as of January 21, 2026.
ADDRESSES: The docket for this withdrawn proposed rule is available at
<a href="http://www.regulations.gov/docket/VA-2022-VBA-0023">www.regulations.gov/docket/VA-2022-VBA-0023</a>.
FOR FURTHER INFORMATION CONTACT: Andrew Trevayne and Stephanie Li,
Assistant Directors, Loan Guaranty Service, Veterans Benefits
Administration, (202) 632-8862.
SUPPLEMENTARY INFORMATION: In a document published in the Federal
Register on October 17, 2022, VA described how it was exploring the
possibility of changes to its incentivized loss-mitigation options and
requested public comment on whether expanding VA's incentivized loss-
mitigation tools, outlined in the Code of Federal Regulations (CFR) at
38 CFR 36.4319, might further assist veterans who have VA-backed loans
to retain their homes. 87 FR 62752. VA anticipated incorporating
responses into a proposed rulemaking amending VA's loss-mitigation
regulations.
VA is withdrawing the ANPRM because of ongoing assessments of
agency needs, priorities, and objectives. VA appreciates the public
comments submitted and continues to consider the best means of
addressing some or all of the issues covered in the ANPRM. If, in the
future, VA decides it is appropriate to issue regulations on this
topic, VA will do so through a new notice of proposed rulemaking,
subject to the requirements of the Administrative Procedure Act, 5
U.S.C. 551, et seq.
Signing Authority
Douglas A. Collins, Secretary of Veterans Affairs, approved this
document on December 17, 2025, and authorized the undersigned to sign
and submit the document to the Office of the Federal Register for
publication electronically as an official document of the Department of
Veterans Affairs.
Taylor N. Mattson,
Alternate Federal Register Liaison Officer, Department of Veterans
Affairs.
[FR Doc. 2026-01082 Filed 1-20-26; 8:45 am]
BILLING CODE 8320-01-P
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