Proposed Rule2026-01082

Loan Guaranty: Loss-Mitigation Options for Guaranteed Loans

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
January 21, 2026

Issuing agencies

Veterans Affairs Department

Abstract

The Department of Veterans Affairs (VA) is withdrawing the advance notice of proposed rulemaking (ANPRM) published in the Federal Register on October 17, 2022, that requested public comment on expanding VA's incentivized loss-mitigation options available to servicers that assist veterans whose VA-guaranteed loans are in default. VA is withdrawing this ANPRM because of ongoing assessments of agency needs, priorities, and objectives. VA will continue to explore opportunities to assist veterans who face home loan default.

Full Text

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<title>Federal Register, Volume 91 Issue 13 (Wednesday, January 21, 2026)</title>
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[Federal Register Volume 91, Number 13 (Wednesday, January 21, 2026)]
[Proposed Rules]
[Page 2517]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-01082]


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DEPARTMENT OF VETERANS AFFAIRS

38 CFR Part 36

[Docket No. VA-2022-VBA-0023]
RIN 2900-AR78


Loan Guaranty: Loss-Mitigation Options for Guaranteed Loans

AGENCY: Department of Veterans Affairs.

ACTION: Advance notice of proposed rulemaking; withdrawal.

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SUMMARY: The Department of Veterans Affairs (VA) is withdrawing the 
advance notice of proposed rulemaking (ANPRM) published in the Federal 
Register on October 17, 2022, that requested public comment on 
expanding VA's incentivized loss-mitigation options available to 
servicers that assist veterans whose VA-guaranteed loans are in 
default. VA is withdrawing this ANPRM because of ongoing assessments of 
agency needs, priorities, and objectives. VA will continue to explore 
opportunities to assist veterans who face home loan default.

DATES: The ANPRM published at 87 FR 62752 on October 17, 2022, is 
withdrawn as of January 21, 2026.

ADDRESSES: The docket for this withdrawn proposed rule is available at 
<a href="http://www.regulations.gov/docket/VA-2022-VBA-0023">www.regulations.gov/docket/VA-2022-VBA-0023</a>.

FOR FURTHER INFORMATION CONTACT: Andrew Trevayne and Stephanie Li, 
Assistant Directors, Loan Guaranty Service, Veterans Benefits 
Administration, (202) 632-8862.

SUPPLEMENTARY INFORMATION: In a document published in the Federal 
Register on October 17, 2022, VA described how it was exploring the 
possibility of changes to its incentivized loss-mitigation options and 
requested public comment on whether expanding VA's incentivized loss-
mitigation tools, outlined in the Code of Federal Regulations (CFR) at 
38 CFR 36.4319, might further assist veterans who have VA-backed loans 
to retain their homes. 87 FR 62752. VA anticipated incorporating 
responses into a proposed rulemaking amending VA's loss-mitigation 
regulations.
    VA is withdrawing the ANPRM because of ongoing assessments of 
agency needs, priorities, and objectives. VA appreciates the public 
comments submitted and continues to consider the best means of 
addressing some or all of the issues covered in the ANPRM. If, in the 
future, VA decides it is appropriate to issue regulations on this 
topic, VA will do so through a new notice of proposed rulemaking, 
subject to the requirements of the Administrative Procedure Act, 5 
U.S.C. 551, et seq.

Signing Authority

    Douglas A. Collins, Secretary of Veterans Affairs, approved this 
document on December 17, 2025, and authorized the undersigned to sign 
and submit the document to the Office of the Federal Register for 
publication electronically as an official document of the Department of 
Veterans Affairs.

Taylor N. Mattson,
Alternate Federal Register Liaison Officer, Department of Veterans 
Affairs.
[FR Doc. 2026-01082 Filed 1-20-26; 8:45 am]
BILLING CODE 8320-01-P


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Indexed from Federal Register on January 21, 2026.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.