Notice2026-00639
Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
January 15, 2026
Issuing agencies
Federal Deposit Insurance Corporation
Abstract
The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0169, and -0189). The notices of proposed renewal for these information collections were previously published in the Federal Register on July 30, 2025, and August 11, 2025, respectively, allowing for a 60-day comment period. No comments were received.
Full Text
<html>
<head>
<title>Federal Register, Volume 91 Issue 10 (Thursday, January 15, 2026)</title>
</head>
<body><pre>
[Federal Register Volume 91, Number 10 (Thursday, January 15, 2026)]
[Notices]
[Pages 1787-1789]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2026-00639]
=======================================================================
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
[OMB No. 3064-0169 and -0189]
Agency Information Collection Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The FDIC, as part of its obligations under the Paperwork
Reduction Act of 1995, invites the general public and other Federal
agencies to take this opportunity to comment on the request to renew
the existing information collections described below (OMB Control No.
3064-0169, and -0189). The notices of proposed renewal for these
information collections were previously published in the Federal
Register on July 30, 2025, and August 11, 2025, respectively, allowing
for a 60-day comment period. No comments were received.
DATES: Comments must be submitted on or before February 17, 2026.
ADDRESSES: Interested parties are invited to submit written comments to
the FDIC by any of the following methods:
<bullet> Agency Website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#1e7d7173737b706a6d5e787a777d30797168"><span class="__cf_email__" data-cfemail="b6d5d9dbdbd3d8c2c5f6d0d2dfd598d1d9c0">[email protected]</span></a>. Include the name and number of
the collection in the subject line of the message.
<bullet> Mail: Robert Meiers, Regulatory Attorney, MB-3013, Federal
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC
20429.
<bullet> Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 17th Street NW building (located on F Street
NW), on business days between 7 a.m. and 5 p.m.
Written comments and recommendations for the proposed information
collection should be sent within 30 days of publication of this notice
to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find these information
collections by selecting ``Currently under 30-day Review--Open for
Public Comments'' or by using the search function.
FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney,
<a href="/cdn-cgi/l/email-protection#a4f6cbc9c1cdc1d6d7e4c2c0cdc78ac3cbd2"><span class="__cf_email__" data-cfemail="d280bdbfb7bbb7a0a192b4b6bbb1fcb5bda4">[email protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550
17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: Proposal to renew the following currently
approved collection of information:
1. Title: Qualifications for Failed Bank Acquisitions.
OMB Number: 3064-0169.
Form Number: None.
Affected Public: Insured State non-member banks and State savings
associations.
Burden Estimate:
Summary of Estimated Annual Burden (OMB No. 3064-0169)
----------------------------------------------------------------------------------------------------------------
Average
Information Collection (IC) Type of burden Number of Number of time per Annual
(obligation to respond) (frequency of respondents responses per response burden
response) respondent (HH:MM) (hours)
----------------------------------------------------------------------------------------------------------------
1. Section D--Investor Reports on Third-Party 3 12 2:00 72
Affiliates (Required to Obtain Disclosure (Annual).
Benefit).
2. Section E--Maintenance of Recordkeeping 3 4 2:00 24
Business Books and Records (Annual).
(Required to Obtain Benefit).
3. Section I--Disclosures Reporting (On 1 1 4:00 4
Regarding Investors and Entities occasion).
in Ownership Chain (Required to
Obtain Benefit).
-------------------------------------------------------
Total Annual Burden (Hours)... .................... ............ .............. ........... 100
----------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: The FDIC's policy statement on
Qualifications for Failed Bank Acquisitions provides guidance to
private capital investors interested in acquiring or investing in
failed insured depository institutions regarding the terms and
conditions for such investments or acquisitions. The information
collected pursuant to the policy statement allows the FDIC to evaluate,
among other things, whether such investors (and their related
interests) could negatively impact the Deposit Insurance Fund, increase
resolution costs, or operate in a manner that conflict with statutory
safety and soundness principles and compliance requirements. There is
no change in the method or substance of the collection. The estimated
burden remains unchanged from the previous submission.
2. Title: Stress Testing Recordkeeping and Reporting.
OMB Number: 3064-0189.
Form Number: None.
Affected Public: Insured State nonmember banks and State savings
associations.
Burden Estimate:
Summary of Estimated Annual Burden (OMB No. 3064-0189)
----------------------------------------------------------------------------------------------------------------
Average
Information Collection (IC) Type of burden Number of Number of time per Annual
(obligation to respond) (frequency of respondents responses per response burden
response) respondent (HH:MM) (hours)
----------------------------------------------------------------------------------------------------------------
1. Annual Stress Test Reporting Reporting (Biennial) 1 0.667 240:00 240
Template and Documentation for
covered banks with total
consolidated assets of $250
billion or more, 12 CFR 325.6
(Mandatory).
[[Page 1788]]
2. Methodologies and Practices for Recordkeeping 1 0.667 640:00 640
covered banks with total (Biennial).
consolidated assets of $250
billion or more, 12 CFR 325.5
(Mandatory).
3. Publication--covered banks with Third-Party 1 0.667 160:00 160
total consolidated assets of $250 Disclosure
billion or more, 12 CFR 325.7 (Biennial).
(Mandatory).
4. Documentation of Assumptions, Recordkeeping 48 1 40:00 1,920
Uncertainties and Limitations for (Annual).
FDIC-supervised IDIs with total
consolidated assets of $10
billion or more, 2009 Interagency
Guidance (Voluntary).
5. Summary of Test Results for Recordkeeping 48 1 40:00 1,920
FDIC-supervised IDIs with total (Annual).
consolidated assets of $10
billion or more, 2009 Interagency
Guidance (Voluntary).
6. Policies and Procedures for Recordkeeping 9 1 180:00 1,620
FDIC-supervised IDIs with total (Annual).
consolidated assets of $10
billion or more, 2009 Interagency
Guidance (Voluntary).
-------------------------------------------------------
Total Annual Burden (Hours)... .................... ............ .............. ........... 6,500
----------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: The FDIC has issued a rule
requiring periodic stress testing by FDIC-supervised institutions
having more than $250 billion in total assets, consistent with changes
made by section 401 of the Economic Growth, Regulatory Relief, and
Consumer Protection Act (EGRRCPA). Section 165(i)(2) of the Dodd-Frank
Act requires each primary Federal regulator to issue consistent and
comparable regulations to (1) ensure that certain financial companies
conduct stress tests, (2) establish the form and content of the
required reports of such stress tests, and (3) require companies to
publish a summary of the stress test results. As originally enacted,
section 165(i)(2)(C) applied to all IDIs with average total
consolidated assets of $10 billion or greater, required such IDIs to
conduct annual stress tests, and required the use of three scenarios:
baseline, adverse, and severely adverse. Consistent with the
requirements of section 165(i)(2)(C), as originally enacted, the FDIC
published its final rule implementing section 165(i)(2) on October 15,
2012. The requirements under 12 CFR part 325 applied to FDIC-supervised
IDIs with average total consolidated assets of $10 billion or greater.
The EGRRCPA, enacted on May 24, 2018, amended certain aspects of the
company-run stress-testing requirements in section 165(i)(2) of the
Dodd-Frank Act. The EGRRCPA amendments to the section 165(i)(2) stress
testing requirements became effective eighteen months after enactment.
The aspects of 12 CFR part 325 that constitute an information
collection are those that require a banking organization to (1) file
stress test reports to be filed periodically with the FDIC and the
Board of Governors of the Federal Reserve System in the time, manner,
and form specified by the FDIC (12 CFR 325.6); (2) establish and
maintain a system of controls, oversight, and documentation, including
policies and procedures that describe the covered bank's stress test
practices and methodologies, as well as processes for updating such
bank's stress test practices, as well as specific calculations that
must be made by the banking organization during its stress tests (12
CFR 325.5); and (3) publish a summary of the results of its stress
tests (12 CFR 325.7). On May 17, 2012, the FDIC, the Office of the
Comptroller of the Currency, and the Board of Governors of the Federal
Reserve published the 2012 Interagency Guidance on the use of stress
testing as a means to better understand the range of a banking
organization's potential risk exposures. The guidance is intended for
IDIs with total consolidated assets of more than $10 billion and
provides an overview of how a banking organization should structure its
stress testing activities to ensure they fit into the banking
organization's overall risk management program. The purpose of the
guidance is to outline broad principles for a satisfactory stress
testing framework and describe the manner in which stress testing
should be used, that is as an integral component of risk management
applicable at various levels of aggregation within a banking
organization as well as a tool for capital and liquidity planning. The
2012 Interagency Guidance recommends that IDIs stress test in
coordination with their ``overall strategy and annual planning cycles
and assess and review their stress testing frameworks at least once a
year to ensure that stress testing coverage is comprehensive, tests are
relevant and current, methodologies are sound, and results are properly
considered.'' The aspects of the 2012 Interagency Guidance that
constitute an information collection are the provisions that state a
banking organization should (1) have a stress testing framework that
includes clearly defined objectives, well designed scenarios tailored
to the banking organization's business and risks, well documented
assumptions, conceptually sound methodologies to assess potential
impact on the banking organization's financial condition (Section II);
(2) maintain an internal summary of test results to document at a high
level the range of its stress testing activities and outcomes, as well
as proposed follow-up actions (Section III); and (3) have policies and
procedures for a stress testing framework (Section VI). There has been
no change in the substance or methodology of this information
collection. The 774-hour increase in total estimated annual burden from
5,726 hours in 2023 to 6,500 hours currently is due to the doubling of
annual responses to ICs 1-3 and the increased number of respondents to
IC 6 and is attenuated by the decreased number of respondents to ICs 4
and 5.
Request for Comment
Comments are invited on (a) whether the collection of information
is necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collection,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
[[Page 1789]]
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on January 12, 2026.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2026-00639 Filed 1-14-26; 8:45 am]
BILLING CODE 6714-01-P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>Indexed from Federal Register on January 15, 2026.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.