Notice2025-23169

Changes in Flood Hazard Determinations

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
December 18, 2025

Issuing agencies

Homeland Security DepartmentFederal Emergency Management Agency

Abstract

This notice lists communities where the addition or modification of Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway (hereinafter referred to as flood hazard determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports, prepared by the Federal Emergency Management Agency (FEMA) for each community, is appropriate because of new scientific or technical data. The FIRM, and where applicable, portions of the FIS report, have been revised to reflect these flood hazard determinations through issuance of a Letter of Map Revision (LOMR), in accordance with Federal Regulations. The current effective community number is shown in the table below and must be used for all new policies and renewals.

Full Text

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<title>Federal Register, Volume 90 Issue 241 (Thursday, December 18, 2025)</title>
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[Federal Register Volume 90, Number 241 (Thursday, December 18, 2025)]
[Notices]
[Pages 59139-59142]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-23169]


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DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

[Docket ID FEMA-2025-0002; Internal Agency Docket No. FEMA-B-2570]


Changes in Flood Hazard Determinations

AGENCY: Federal Emergency Management Agency, Department of Homeland 
Security.

ACTION: Notice.

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SUMMARY: This notice lists communities where the addition or 
modification of Base Flood Elevations (BFEs), base flood depths, 
Special Flood Hazard Area (SFHA) boundaries or zone designations, or 
the regulatory floodway (hereinafter referred to as flood hazard 
determinations), as shown on the Flood Insurance Rate Maps (FIRMs), and 
where applicable, in the supporting Flood Insurance Study (FIS) 
reports, prepared by the Federal Emergency Management Agency (FEMA) for 
each community, is appropriate because of new scientific or technical 
data. The FIRM, and where applicable, portions of the FIS report, have 
been revised to reflect these flood hazard determinations through 
issuance of a Letter of Map Revision (LOMR), in accordance with Federal 
Regulations. The current effective community number is shown in the 
table below and must be used for all new policies and renewals.

DATES: These flood hazard determinations will be finalized on the dates 
listed in the table below and revise the FIRM panels and FIS report in 
effect prior to this determination for the listed communities.
    From the date of the second publication of notification of these 
changes in a newspaper of local circulation, any person has 90 days in 
which to request through the community that the Assistant Administrator 
for the Federal Insurance Directorate, Resilience, reconsider the 
changes. The flood hazard determination information may be changed 
during the 90-day period.

ADDRESSES: The affected communities are listed in the table below. 
Revised flood hazard information for each community is available for 
inspection at both the online location and the respective community map 
repository address listed in the table below. Additionally, the current 
effective FIRM and FIS report for each community are accessible online 
through the FEMA Map Service Center at <a href="https://msc.fema.gov">https://msc.fema.gov</a> for 
comparison.
    Submit comments and/or appeals to the Chief Executive Officer of 
the community as listed in the table below.

FOR FURTHER INFORMATION CONTACT: David N. Bascom, Acting Director, 
Engineering and Modeling Division, National Flood Insurance Program, 
Resilience, FEMA, 400 C Street SW, Washington, DC 20472, or (email) 
<a href="/cdn-cgi/l/email-protection#620603140b064c000311010d0f2204070f034c060a114c050d14"><span class="__cf_email__" data-cfemail="c5a1a4b3aca1eba7a4b6a6aaa885a3a0a8a4eba1adb6eba2aab3">[email&#160;protected]</span></a>; or visit the FEMA Mapping and Insurance 
eXchange (FMIX) online at <a href="https://www.floodmaps.fema.gov/fhm/fmx_main.html">https://www.floodmaps.fema.gov/fhm/fmx_main.html</a>.

SUPPLEMENTARY INFORMATION: The specific flood hazard determinations are 
not described for each community in this notice. However, the online 
location and local community map repository address where the flood 
hazard determination information is available for inspection is 
provided.
    Any request for reconsideration of flood hazard determinations must 
be submitted to the Chief Executive Officer of the community as listed 
in the table below.
    The modifications are made pursuant to section 201 of the Flood 
Disaster Protection Act of 1973, 42 U.S.C. 4105, and are in accordance 
with the National Flood Insurance Act of 1968, 42 U.S.C. 4001 et seq., 
and with 44 CFR part 65.
    The FIRM and FIS report are the basis of the floodplain management 
measures that the community is required either to adopt or to show 
evidence of having in effect in order to qualify or remain qualified 
for participation in the National Flood Insurance Program (NFIP).
    These flood hazard determinations, together with the floodplain 
management criteria required by 44 CFR 60.3, are the minimum that are 
required. They should not be construed to mean that the community must 
change any existing ordinances that are more stringent in their 
floodplain management requirements. The community may at any time enact 
stricter requirements of its own or pursuant to policies established by 
other Federal, State, or regional entities. The flood hazard 
determinations are in accordance with 44 CFR 65.4.
    The affected communities are listed in the following table. Flood 
hazard determination information for each community is available for 
inspection at both the online location and the respective community map 
repository address listed in the table below. Additionally, the current 
effective FIRM and FIS report for each community are accessible online 
through the FEMA Map Service Center at <a href="https://msc.fema.gov">https://msc.fema.gov</a> for 
comparison.

(Catalog of Federal Domestic Assistance No. 97.022, ``Flood 
Insurance.'')

Elizabeth Asche,
Assistant Administrator, Federal Insurance Directorate, Resilience 
Federal Emergency Management Agency, Department of Homeland Security.

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                                                            Chief executive officer of                                    Online location of letter of map                            Community
         State and county          Location and case No.             community               Community map repository                 revision                Date of modification       No.
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Florida:
    Bay..........................  Unincorporated areas   Robert Majka, County Manager,   Planning and Zoning            https://msc.fema.gov/portal/        Jan. 20, 2026.........       120004
                                    of Bay County (25-04-  Bay County, 840 West 11th       Department, 840 West 11th      advanceSearch.
                                    4144P).                Street, Panama City, FL         Street, Panama City, FL
                                                           32401.                          32401.
    Collier......................  City of Naples (25-04- Gary Young, Manager, City of    City Hall, 735 8th Street      https://msc.fema.gov/portal/        Jan. 20, 2026.........       125130
                                    4125P).                Naples, 735 8th Street South,   South, Naples, FL 34102.       advanceSearch.
                                                           Naples, FL 34102.
    Manatee......................  Unincorporated areas   Charlie Bishop, Manatee County  Manatee County Administration  https://msc.fema.gov/portal/        Jan. 29, 2026.........       120153
                                    of Manatee County      Administrator, 1112 Manatee     Building, 1112 Manatee         advanceSearch.
                                    (25-04-0328P).         Avenue West, Bradenton, FL      Avenue West, Bradenton, FL
                                                           34205.                          34205.

[[Page 59140]]

 
    Manatee......................  Unincorporated areas   Charlie Bishop, Manatee County  Manatee County Administration  https://msc.fema.gov/portal/        Jan. 22, 2026.........       120153
                                    of Manatee County      Administrator, 1112 Manatee     Building, 1112 Manatee         advanceSearch.
                                    (25-04-2142P).         Avenue West, Bradenton, FL      Avenue West, Bradenton, FL
                                                           34205.                          34205.
    Manatee......................  Unincorporated areas   Charlie Bishop, Manatee County  Manatee County Administration  https://msc.fema.gov/portal/        Jan. 29, 2026.........       120153
                                    of Manatee County      Administrator, 1112 Manatee     Building, 1112 Manatee         advanceSearch.
                                    (25-04-2976P).         Avenue West, Bradenton, FL      Avenue West, Bradenton, FL
                                                           34205.                          34205.
    Orange.......................  City of Orlando (24-   The Honorable Buddy Dyer,       Public Works Department,       https://msc.fema.gov/portal/        Jan. 28, 2026.........       120186
                                    04-5391P).             Mayor, City of Orlando, 400     Engineering Division, 400      advanceSearch.
                                                           South Orange Avenue, Orlando,   South Orange Avenue, 8th
                                                           FL 32801.                       Floor, Orlando, FL 32801.
    Orange.......................  City of Winter Garden  The Honorable John Rees,        City Hall, 330 West Plant      https://msc.fema.gov/portal/        Dec. 19, 2025.........       120187
                                    (24-04-3647P).         Mayor, City of Winter Garden,   Street, Winter Garden, FL      advanceSearch.
                                                           330 West Plant Street, Winter   34787.
                                                           Garden, FL 34787.
    Orange.......................  Unincorporated areas   The Honorable Jerry L.          Orange County Public Works     https://msc.fema.gov/portal/        Jan. 28, 2026.........       120179
                                    of Orange County (24-  Demings, Mayor, Orange          Department, Stormwater         advanceSearch.
                                    04-5391P).             County, 201 South Rosalind      Management Division, 4200
                                                           Avenue, 5th floor, Orlando,     South John Young Parkway,
                                                           FL 32801.                       Orlando, FL 32839.
    Pasco........................  Unincorporated areas   Mike Carballa, Pasco County     Pasco County Government        https://msc.fema.gov/portal/        Jan. 22, 2026.........       120230
                                    of Pasco County (24-   Administrator, 8731 Citizens    Center, 8731 Citizens Drive,   advanceSearch.
                                    04-7609P).             Drive, New Port Richey, FL      New Port Richey, FL 34654.
                                                           34654.
    Pasco........................  Unincorporated areas   Mike Carballa, Pasco County     Pasco County Government        https://msc.fema.gov/portal/        Jan. 22, 2026.........       120230
                                    of Pasco County (25-   Administrator, 8731 Citizens    Center, 8731 Citizens Drive,   advanceSearch.
                                    04-0566P).             Drive, New Port Richey, FL      New Port Richey, FL 34654.
                                                           34654.
    Pasco........................  Unincorporated areas   Mike Carballa, Pasco County     Pasco County Government        https://msc.fema.gov/portal/        Jan. 22, 2026.........       120230
                                    of Pasco County (25-   Administrator, 8731 Citizens    Center, 8731 Citizens Drive,   advanceSearch.
                                    04-3295P).             Drive, New Port Richey, FL      New Port Richey, FL 34654.
                                                           34654.
    Polk.........................  City of Auburndale     The Honorable Dorothea Taylor   City Hall, 1 Bobby Green       https://msc.fema.gov/portal/        Jan. 8, 2026..........       120262
                                    (24-04-4715P).         Bogert, Mayor, City of          Plaza, Auburndale, FL 33823.   advanceSearch.
                                                           Auburndale, 1 Bobby Green
                                                           Plaza, Auburndale, FL 33823.
    Polk.........................  Unincorporated areas   Bill Beasley, Polk County       Polk County Land Development   https://msc.fema.gov/portal/        Dec. 18, 2025.........       120261
                                    of Polk County (25-    Manager, 330 West Church        Division, 330 West Church      advanceSearch.
                                    04-2249P).             Street, Bartow, FL 33830.       Street, Bartow, FL 33830.
Illinois:
    Kane.........................  City of Aurora (24-05- The Honorable John Laesch,      Public Works Department,       https://msc.fema.gov/portal/        Jan. 26, 2026.........       170320
                                    2637P).                Mayor, City of Aurora, 44       Engineering Division, 2185     advanceSearch.
                                                           East Downer Place, Aurora, IL   Liberty Street, Aurora, IL
                                                           60505.                          60502.
    Will.........................  Unincorporated areas   The Honorable Jennifer Bertino- Will County Land Use           https://msc.fema.gov/portal/        Jan. 26, 2026.........       170695
                                    of Will County (25-    Tarrant, Will County            Department, 58 East Clinton    advanceSearch.
                                    05-1599P).             Executive, 302 North Chicago    Street, Suite 100, Joliet,
                                                           Street, Joliet, IL 60432.       IL 60432.
    Will.........................  Village of Plainfield  The Honorable John F.           Village Hall, 24401 West       https://msc.fema.gov/portal/        Jan. 26, 2026.........       170771
                                    (25-05-1599P).         Argoudelis, President,          Lockport Street, Plainfield,   advanceSearch.
                                                           Village of Plainfield, 24401    IL 60544.
                                                           West Lockport Street,
                                                           Plainfield, IL 60544.
Indiana: Clark...................  City of                The Honorable Mike Moore,       City Hall, 500 Quartermaster   https://msc.fema.gov/portal/        Jan. 29, 2026.........       180027
                                    Jeffersonville (22-    Mayor, City of                  Court, Jeffersonville, IN      advanceSearch.
                                    05-3068P).             Jeffersonville, 500             47130.
                                                           Quartermaster Court,
                                                           Jeffersonville, IN 47130.
Kentucky:
    Boyle........................  City of Danville (24-  James ``J.H.'' Atkins, Mayor,   City Hall, 445 West Main       https://msc.fema.gov/portal/        Dec. 24, 2025.........       210019
                                    04-6740P).             City of Danville, 445 West      Street, Danville, KY 40422.    advanceSearch.
                                                           Main Street, Danville, KY
                                                           40422.

[[Page 59141]]

 
    Boyle........................  Unincorporated areas   Julie R. Wagner, County         Boyle County Courthouse, 321   https://msc.fema.gov/portal/        Dec. 24, 2025.........       210322
                                    of Boyle County (24-   Administrator, Boyle County,    West Main Street, Danville,    advanceSearch.
                                    04-6740P).             321 West Main Street,           KY 40422.
                                                           Danville, KY 40422.
    Jefferson....................  Metropolitan           The Honorable Craig Greenberg,  Louisville/Jefferson County    https://msc.fema.gov/portal/        Jan. 26, 2026.........       210120
                                    Government of          Mayor, Metropolitan             Metropolitan Sewer District,   advanceSearch.
                                    Louisville and         Government of Louisville and    700 West Liberty Street,
                                    Jefferson County (24-  Jefferson County, 527 West      Louisville, KY 40202.
                                    04-1865P).             Jefferson Street, Louisville,
                                                           KY 40202.
Maryland:
    Anne Arundel.................  City of Laurel (25-03- The Honorable Keith R. Sydnor,  Joseph R. Robison Laurel       https://msc.fema.gov/portal/        Jan. 16, 2026.........       240053
                                    0260P).                Mayor, City of Laurel, 8103     Municipal Center, 8103 Sandy   advanceSearch.
                                                           Sandy Spring Road, Laurel, MD   Spring Road, Laurel, MD
                                                           20707.                          20707.
    Anne Arundel.................  Unincorporated areas   Steuart Pittman, Anne Arundel   Anne Arundel County            https://msc.fema.gov/portal/        Jan. 16, 2026.........       240008
                                    of Anne Arundel        County Executive, 44 Calvert    Department of Inspections      advanceSearch.
                                    County (25-03-         Street, Annapolis, MD 21401.    and Permits, 2664 Riva Road,
                                    0260P).                                                Annapolis, MD 21401.
Massachusetts:
    Berkshire....................  City of North Adams    The Honorable Jennifer A.       City Hall, 10 Main Street,     https://msc.fema.gov/portal/        Dec. 15, 2025.........       250034
                                    (24-01-0275P).         Macksey, Mayor, City of North   North Adams, MA, 01247.        advanceSearch.
                                                           Adams, 10 Main Street, North
                                                           Adams, MA, 01247.
    Essex........................  City of Lynn (24-01-   The Honorable Jared C.          Department of Inspectional     https://msc.fema.gov/portal/        Nov. 25, 2025.........       250088
                                    0162P).                Nicholson, Mayor, City of       Services, 3 City Hall          advanceSearch.
                                                           Lynn, 3 City Hall Square,       Square, Lynn, MA01901.
                                                           Lynn, MA01901.
Minnesota:
    Houston......................  Unincorporated areas   The Honorable Eric Johnson,     Houston County Courthouse,     https://msc.fema.gov/portal/        Jan. 20, 2026.........       270190
                                    of Houston County      District 2 Commissioner,        304 South Marshall Street,     advanceSearch.
                                    (24-05-0501P).         Houston County, 14212           Caledonia, MN 55921.
                                                           Paradise Drive, Houston, MN
                                                           55943.
    Scott........................  City of Savage (24-05- Brad Larson, City               City Hall, 6000 McColl Drive,  https://msc.fema.gov/portal/        Jan. 5, 2026..........       270433
                                    0896P).                Administrator, City of          Savage, MN 55378.              advanceSearch.
                                                           Savage, 6000 McColl Drive,
                                                           Savage, MN 55378.
North Carolina:
    Haywood......................  Town of Canton (25-04- The Honorable Zeb Smathers,     Planning Department, 85        https://msc.fema.gov/portal/        Dec. 26, 2025.........       370121
                                    2980P).                Mayor, Town of Canton, 85       Summer Street, Canton, NC      advanceSearch.
                                                           Summer Street, Canton, NC       28716.
                                                           28716.
    Haywood......................  Unincorporated areas   Kevin Ensley, Chair, Haywood    Haywood County Development     https://msc.fema.gov/portal/        Dec. 26, 2025.........       370120
                                    of Haywood County      County Board of                 Services, 157 Paragon          advanceSearch.
                                    (25-04-2980P).         Commissioners, 215 North Main   Parkway, Suite 200, Clyde,
                                                           Street, Waynesville, NC         NC 28721.
                                                           28786.
Ohio:
    Lucas........................  Unincorporated areas   The Honorable Lisa A. Sobecki,  Lucas County Engineering       https://msc.fema.gov/portal/        Jan. 23, 2026.........       390359
                                    of Lucas County (25-   President, Lucas County Board   Department, 1049 South         advanceSearch.
                                    05-1058P).             of Commissioners, 1             McCord Road, Holland, OH
                                                           Government Center, Toledo, OH   43528.
                                                           43604.
    Shelby.......................  Unincorporated areas   The Honorable Julie Ehemenn,    Shelby County Engineer's       https://msc.fema.gov/portal/        Jan. 22, 2026.........       390503
                                    of Shelby County (25-  Shelby County Commissioner,     Office, 500 Gearhart Road,     advanceSearch.
                                    05-0501P).             129 East Court Street, Suite    Sidney, OH 45365.
                                                           100, Sidney, OH 45365.
Pennsylvania:
    Pike.........................  Township of            The Honorable Jeffery A.        Township Building, 169 Urban   https://msc.fema.gov/portal/        Dec. 22, 2025.........       421966
                                    Lackawaxen (25-03-     Shook, Chair, Township of       Road, Hawley, PA 18428.        advanceSearch.
                                    0506P).                Lackawaxen Board of
                                                           Supervisors, 169 Urban Road,
                                                           Hawley, PA 18428.
    Pike.........................  Township of Palmyra    The Honorable Kenneth Coutts,   Township Hall, 115 Buehler     https://msc.fema.gov/portal/        Dec. 22, 2025.........       421968
                                    (25-03-0506P).         Chair, Township of Palmyra      Lane, Paupack, PA 18451.       advanceSearch.
                                                           Pike County Board of
                                                           Supervisors, 115 Buehler
                                                           Lane, Paupack, PA 18451.

[[Page 59142]]

 
    Wayne........................  Borough of Hawley (25- Ann Monaghan, President,        Borough Hall, 94 Main Avenue,  https://msc.fema.gov/portal/        Dec. 22, 2025.........       420863
                                    03-0506P).             Borough of Hawley, 94 Main      Hawley, PA 18428.              advanceSearch.
                                                           Avenue, Hawley, PA 18428.
    Wayne........................  Township of Palmyra    The Honorable Pete Steffen,     Township Hall, 219 Oak         https://msc.fema.gov/portal/        Dec. 22, 2025.........       420865
                                    (25-03-0506P).         Chair, Township of Palmyra      Street, Hawley, PA 18428.      advanceSearch.
                                                           Wayne County Board of
                                                           Supervisors, 219 Oak Street,
                                                           Hawley, PA 18428.
South Carolina: Greenville.......  Unincorporated areas   Joseph Kernell, Greenville      Greenville County Planning     https://msc.fema.gov/portal/        Jan. 20, 2026.........       450089
                                    of Greenville County   County Administrator, 301       and Code Compliance            advanceSearch.
                                    (25-04-1614P).         University Ridge, Suite N-      Division, 301 University
                                                           4000, Greenville, SC 29601.     Ridge, Suite S-3100,
                                                                                           Greenville, SC 29601.
Texas:
    Bexar........................  City of San Antonio    The Honorable Gina Ortiz        City Hall, 100 Military        https://msc.fema.gov/portal/        Dec. 15, 2025.........       480045
                                    (25-06-0705P).         Jones, Mayor, City of San       Plaza, San Antonio, TX         advanceSearch.
                                                           Antonio, P.O. Box 839966, San   78205.
                                                           Antonio, TX 78283.
    Burnet.......................  City of Burnet (24-06- The Honorable Gary Wideman,     City Hall, 127 East Jackson    https://msc.fema.gov/portal/        Nov. 28, 2025.........       480092
                                    2686P).                Mayor, City of Burnet, P.O.     Street, Burnet, TX 78611.      advanceSearch.
                                                           Box 1369, Burnet, TX 78611.
    Collin.......................  City of McKinney (25-  The Honorable Bill Cox, Mayor,  City Hall, 401 East Virginia   https://msc.fema.gov/portal/        Jan. 26, 2026.........       480135
                                    06-1517P).             City of McKinney, P.O. Box      Street, McKinney, TX 75069.    advanceSearch.
                                                           517, McKinney, TX 75070.
    Rockwall.....................  City of Fate (25-06-   The Honorable Andrew            City Hall, 1900 CD Boren       https://msc.fema.gov/portal/        Jan. 23, 2026.........       480135
                                    1009P).                Greenberg, Mayor, City of       Parkway, Fate, TX 75087.       advanceSearch.
                                                           Fate, 1900 CD Boren Parkway,
                                                           Fate, TX 75087.
    Tarrant......................  City of Fort Worth     The Honorable Mattie Parker,    Department of Transportation   https://msc.fema.gov/portal/        Jan. 22, 2026.........       480596
                                    (25-06-0596P).         Mayor, City of Fort Worth,      and Public Works--Stormwater   advanceSearch.
                                                           100 Fort Worth Trail, Fort      Management Division, 100
                                                           Worth, TX 76102.                Fort Worth Trail, Fort
                                                                                           Worth, TX 76102.
    Tarrant......................  City of Southlake (25- The Honorable Shawn McCaskill,  City Hall, 1400 Main Street,   https://msc.fema.gov/portal/        Jan. 29, 2026.........       480612
                                    06-1139P).             Mayor, City of Southlake,       Suite 460, Southlake, TX       advanceSearch.
                                                           1400 Main Street, Suite 270,    76092.
                                                           Southlake, TX 76092.
Virginia:
    Hanover......................  Unincorporated areas   John A. Budesky, County         Hanover County                 https://msc.fema.gov/portal/        Jan. 30, 2026.........       510237
                                    of Hanover County      Administrator, Hanover          Administration, 7516 County    advanceSearch.
                                    (25-03-0393P).         County, 7516 County Complex     Complex Road, Hanover, VA
                                                           Road, Hanover, VA 23069.        23069.
    Henrico......................  Unincorporated areas   John Vithoulkas, County         Henrico County Western         https://msc.fema.gov/portal/        Jan. 30, 2026.........       510077
                                    of Henrico County      Manager, Henrico County, P.O.   Government Center, 4305 East   advanceSearch.
                                    (25-03-0393P).         Box 90775, Henrico, VA 23273.   Parham Road, Richmond, VA
                                                                                           23228.
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[FR Doc. 2025-23169 Filed 12-17-25; 8:45 am]
BILLING CODE 9110-12-P


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This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.