Notice2025-22366
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
December 9, 2025
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB) is requesting to reinstate the Office of Management and Budget's (OMB's) approval for an existing information collection titled "Mortgage Acts and Practices-- Advertising (Regulation N)" approved under OMB Control Number 3170- 0009.
Full Text
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<title>Federal Register, Volume 90 Issue 234 (Tuesday, December 9, 2025)</title>
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[Federal Register Volume 90, Number 234 (Tuesday, December 9, 2025)]
[Notices]
[Pages 57035-57036]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-22366]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2025-0043]
Agency Information Collection Activities: Comment Request
AGENCY: Consumer Financial Protection Bureau.
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (CFPB) is requesting to
reinstate the Office of Management and Budget's (OMB's) approval for an
existing information collection titled ``Mortgage Acts and Practices--
Advertising (Regulation N)'' approved under OMB Control Number 3170-
0009.
DATES: Written comments are encouraged and must be received on or
before February 9, 2026 to be assured of consideration.
ADDRESSES: You may submit comments, identified by the title of the
information collection, OMB Control Number (see below), and docket
number (see above), by any of the following methods:
<bullet> Federal eRulemaking Portal: <a href="http://www.regulations.gov">http://www.regulations.gov</a>.
Follow the instructions for submitting comments.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#3d7e7b6d7f626d6f7c7d5e5b4d5f135a524b"><span class="__cf_email__" data-cfemail="7e3d382e3c212e2c3f3e1d180e1c50191108">[email protected]</span></a>. Include Docket No. CFPB-2025-
0043 in the subject line of the email.
<bullet> Mail/Hand Delivery/Courier: Comment Intake, Consumer
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW,
Washington, DC 20552. Because paper mail in the Washington, DC area and
at the CFPB is subject to delay, commenters are encouraged to submit
comments electronically.
Please note that comments submitted after the comment period will
not be accepted. In general, all comments received will become public
records, including any personal information provided. Sensitive
personal information, such as account numbers or Social Security
numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or
email: <a href="/cdn-cgi/l/email-protection#fdbebbadbfa2adafbcbd9e9b8d9fd39a928b"><span class="__cf_email__" data-cfemail="3c7f7a6c7e636c6e7d7c5f5a4c5e125b534a">[email protected]</span></a>. If you
[[Page 57036]]
require this document in an alternative electronic format, please
contact <a href="/cdn-cgi/l/email-protection#95d6d3c5d7cad4f6f6f0e6e6fcf7fcf9fce1ecd5f6f3e5f7bbf2fae3"><span class="__cf_email__" data-cfemail="8bc8cddbc9d4cae8e8eef8f8e2e9e2e7e2fff2cbe8edfbe9a5ece4fd">[email protected]</span></a>. Please do not submit comments to
these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Mortgage Acts and Practices--Advertising
(Regulation N).
OMB Control Number: 3170-0009.
Type of Review: Reinstatement of an information collection.
Affected Public: Private sector: Businesses or other for-profits.
Estimated Number of Respondents: 483.
Estimated Total Annual Burden Hours: 242.
Abstract: Regulation N (12 CFR part 1014) prohibits
misrepresentations about the terms of mortgage credit products in
commercial communications and requires that covered persons keep
certain related records for a period of twenty-four (24) months from
last dissemination. The information that Regulation N requires covered
persons to retain is necessary to ensure efficient and effective law
enforcement to address deceptive practices that occur in the mortgage
advertising area.
Request for Comments: Comments are invited on: (a) Whether the
collection of information is necessary for the proper performance of
the functions of the CFPB, including whether the information will have
practical utility; (b) The accuracy of the CFPB's estimate of the
burden of the collection of information, including the validity of the
methods and the assumptions used; (c) Ways to enhance the quality,
utility, and clarity of the information to be collected; and (d) Ways
to minimize the burden of the collection of information on respondents,
including through the use of automated collection techniques or other
forms of information technology. Comments submitted in response to this
notice will be summarized and/or included in the request for OMB's
approval. All comments will become a matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2025-22366 Filed 12-8-25; 8:45 am]
BILLING CODE 4810-AM-P
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</html>Indexed from Federal Register on December 9, 2025.
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