Notice2025-22263

Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB

Primary source

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Published
December 8, 2025

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extemd for three years, without revision, the Recordkeeping and Disclosure Requirements Associated with the Consumer Financial Protection Bureau's (CFPB) and the Board's Regulation V (FR V; OMB No. 7100-0308).

Full Text

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<title>Federal Register, Volume 90 Issue 233 (Monday, December 8, 2025)</title>
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[Federal Register Volume 90, Number 233 (Monday, December 8, 2025)]
[Notices]
[Pages 56760-56761]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-22263]


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FEDERAL RESERVE SYSTEM


Agency Information Collection Activities: Announcement of Board 
Approval Under Delegated Authority and Submission to OMB

AGENCY: Board of Governors of the Federal Reserve System.

SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
is adopting a proposal to extemd for three years, without revision, the 
Recordkeeping and Disclosure Requirements Associated with the Consumer 
Financial Protection Bureau's (CFPB) and the Board's Regulation V (FR 
V; OMB No. 7100-0308).

FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance 
Officer--Nuha Elmaghrabi--Office of the Chief Data Officer, Board of 
Governors of the Federal Reserve System, <a href="/cdn-cgi/l/email-protection#204e5548410e454c4d41474852414249604652420e474f56"><span class="__cf_email__" data-cfemail="a1cfd4c9c08fc4cdccc0c6c9d3c0c3c8e1c7d3c38fc6ced7">[email&#160;protected]</span></a>, (202) 
452-3884.
    Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork Reduction Act (PRA) to approve and assign 
OMB control numbers to collections of information conducted or 
sponsored by the Board. Board-approved collections of information are 
incorporated into the official OMB

[[Page 56761]]

inventory of currently approved collections of information. The OMB 
inventory, as well as copies of the PRA Submission, supporting 
statements (which contain more detailed information about the 
information collections and burden estimates than this notice), and 
approved collection of information instrument(s) are available at 
<a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>. These documents are also 
available on the Federal Reserve Board's public website at <a href="https://www.federalreserve.gov/apps/reportingforms/review">https://www.federalreserve.gov/apps/reportingforms/review</a> or may be requested 
from the agency clearance officer, whose name appears above. On the 
page displayed at the link above, you can find the supporting 
information by referencing the collection identifier, FR V.

Final Approval Under OMB Delegated Authority of the Extension for Three 
Years, Without Revision, of the Following Information Collection

    Collection title: Recordkeeping and Disclosure Requirements 
Associated with the CFPB's and the Board's Regulations V.
    Collection identifier: FR V.
    OMB control number: 7100-0308.
    General description of collection: The CFPB's Regulation V and the 
Board's Regulation V implement in part the Fair Credit Reporting Act 
(FCRA), which was enacted in 1970 based on a Congressional finding that 
the banking system is dependent on fair and accurate credit reporting. 
The FCRA requires consumer reporting agencies to adopt reasonable 
procedures that are fair and equitable to the consumer with regard to 
the confidentiality, accuracy, relevancy, and proper utilization of 
consumer information. The Board continues to be responsible for 
renewing every three years the information collection requirements 
contained in the CFPB's Regulation V for institutions with $10 billion 
or less in assets that are identified in 15 U.S.C. 1681s(b)(1)(A)(ii) 
and for consumers of these institutions, as well as for the identity 
theft red flags provisions in the Board's Regulation V for institutions 
of any size that are identified in 15 U.S.C. 1681s(b)(1)(A)(ii).
    Frequency: Event-generated.
    Respondents: Individuals and all depository institutions identified 
in 15 U.S.C. 1681s(b)(1)(A)(ii).
    Total estimated number of respondents: 282,070.
    Total estimated annual burden hours: 403,418.
    Current actions: On July 31, 2025, the Board published a notice in 
the Federal Register (90 FR 36055) requesting public comment for 60 
days on the extension, without revision, of the FR V. The comment 
period for this notice expired on September 29, 2025. The Board did not 
receive any comments.

    Board of Governors of the Federal Reserve System, December 4, 
2025.
Erin M. Cayce,
Assistant Secretary of the Board.
[FR Doc. 2025-22263 Filed 12-5-25; 8:45 am]
BILLING CODE 6210-01-P


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Indexed from Federal Register on December 8, 2025.

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