Notice2025-22048

Privacy Act of 1974; System of Records

Primary source

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Published
December 5, 2025

Issuing agencies

Railroad Retirement Board

Abstract

RRB-22, Railroad Retirement, Survivor, and Pensioner Benefit System is used to manage records related to railroad retirement, survivor, and pensioner benefits.

Full Text

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<title>Federal Register, Volume 90 Issue 232 (Friday, December 5, 2025)</title>
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[Federal Register Volume 90, Number 232 (Friday, December 5, 2025)]
[Notices]
[Pages 56201-56204]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-22048]


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RAILROAD RETIREMENT BOARD


Privacy Act of 1974; System of Records

AGENCY: United States Railroad Retirement Board (RRB).

ACTION: Notice of a modified system of records.

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SUMMARY: RRB-22, Railroad Retirement, Survivor, and Pensioner Benefit 
System is used to manage records related to railroad retirement, 
survivor, and pensioner benefits.

DATES: This system of records notice (SORN) will become effective upon 
its publication, except for the routine uses that have been modified as 
part of this modification, which will be effective at the end of a 
public comment period of 30 days from the date of publication. Please 
submit written comments on or before January 5, 2026.

ADDRESSES:  Interested parties may comment on this publication by 
writing to Ms. Stephanie Hillyard, Secretary to the Board, U.S. 
Railroad Retirement Board, 844 North Rush Street, Chicago, Illinois 
60611-1275.

FOR FURTHER INFORMATION CONTACT: Mr. Chad Peek, Chief Privacy Officer, 
U.S. Railroad Retirement Board, 844 North Rush Street, Chicago, 
Illinois 60611-1275, telephone 312-751-3389 or email at 
<a href="/cdn-cgi/l/email-protection#d6b5beb7b2f8a6b3b3bd96a4a4b4f8b1b9a0"><span class="__cf_email__" data-cfemail="20434841440e5045454b605252420e474f56">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: In accordance with the Privacy Act of 1974, 
5 U.S.C. 552a, and the Office of Management and Budget (OMB), Circular 
No. A-108, the U.S. Railroad Retirement Board (RRB) has completed a 
review of its Privacy Act systems of records and proposes to modify a 
current RRB system of records titled RRB-22, Railroad Retirement, 
Survivor, and Pensioner Benefit System. The proposed modification to 
the system of records pursuant to 5 U.S.C. 552a(b)(3) adds the 
following categories of users to its Routine Uses section: 
Congressional representatives, contractors working for the federal 
government, law enforcement, other federal agencies and entities 
pertaining to breach notification, National Archives, and attorney 
representatives.

    Dated: December 3, 2025.

    By Authority of the Board.
Stephanie Hillyard,
Secretary to the Board.
SYSTEM NAME AND NUMBER:
    RRB-22, Railroad Retirement, Survivor, and Pensioner Benefit 
System.

SECURITY CLASSIFICATION:
    Unclassified.

[[Page 56202]]

SYSTEM LOCATION:
    U.S. Railroad Retirement Board, 844 North Rush Street, Chicago, 
Illinois 60611-1275.

SYSTEM MANAGER(S):
    Office of Programs--Director of Policy and Systems, U.S. Railroad 
Retirement Board, 844 North Rush Street, Chicago, Illinois 60611-1275.

AUTHORITY FOR MAINTENANCE OF THE SYSTEM:
    Section 7(b)(6) of the Railroad Retirement Act of 1974 (U.S.C. 
231f(b)(6)).

PURPOSE(S) OF THE SYSTEM:
    Records in this system of records are maintained to administer the 
benefit provisions of the Railroad Retirement Act, sections of the 
Internal Revenue Code related to the taxation of railroad retirement 
benefits, and Title XVIII of the Social Security Act as it pertains to 
Medicare coverage for railroad retirement beneficiaries.

CATEGORIES OF INDIVIDUALS COVERED BY THE SYSTEM:
    Applicants for retirement and survivor benefits, (spouses, divorced 
spouses, widows, surviving divorced spouses, children, students, 
parents, grandchildren), and individuals who filed for lump-sum death 
benefits and/or residual payments.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Information pertaining to the payment or denial of an individual's 
claim for benefits under the Railroad Retirement Act: Name, address, 
Social Security number, claim number, proofs of age, marriage, 
relationship, death, military service, creditable earnings and service 
months (including military service), entitlement to benefits under the 
Social Security Act, programs administered by the Veterans Benefits 
Administration, or other benefit systems, rates, effective dates, 
medical reports, correspondence and telephone inquiries to and about 
the beneficiary, suspension and termination dates, health insurance 
effective date, option, premium rate and deduction, direct deposit 
data, employer pension information, citizenship status and legal 
residency status (for annuitants living outside the United States), 
electronic mail address, and tax withholding information (instructions 
of annuitants regarding number of tax withholding exemptions claimed 
and additional amounts to be withheld, as well as actual amounts 
withheld for tax purposes).

RECORD SOURCE CATEGORIES:
    Individual applicants or their representatives, railroad employers, 
other employers, physicians, labor organizations, federal, state and 
local government agencies, attorneys, funeral homes, congressmen, 
schools, foreign government.

ROUTINE USES OF RECORDS MAINTAINED IN THE SYSTEM, INCLUDING CATEGORIES 
OF USERS AND PURPOSES OF SUCH USES:
    In addition to those disclosures generally permitted under 5 U.S.C. 
552a(b) of the Privacy Act, all or a portion of the records or 
information contained in this system may be disclosed to authorized 
entities, as is determined to be relevant and necessary, outside RRB as 
a routine use pursuant to 5 U.S.C. 552a(b)(3) as follows:
    Disclosure may be made to a congressional office from the record of 
an individual in response to an inquiry from the congressional office 
made at the request of that individual if that individual would not be 
denied access to the information.
    Disclosure may be made to contractors, grantees, experts, 
consultants, students, and others performing or working on a contract, 
service, grant, cooperative agreement, or other assignment for RRB, to 
the extent necessary to accomplish an RRB function related to this 
system of records.
    Disclosure may be made to the appropriate agency, whether federal, 
state, local, or foreign, charged with the responsibility of 
investigating, enforcing, or prosecuting a violation or potential 
violation of law, whether civil, criminal or regulatory in nature, and 
whether arising by general statute or particular program statute, or by 
regulation, rule or order issued pursuant thereto, or charged with 
enforcing or implementing the statute, rule, regulation, or order 
issued pursuant thereto, if the disclosure would be to an agency 
engaged in functions related to the Railroad Retirement Act or the 
Railroad Unemployment Insurance Act, or if disclosure would be clearly 
in the furtherance of the interest of the subject individual.
    To another federal agency or federal entity, when the U.S. Railroad 
Retirement Board determines that information from this system of 
records is reasonably necessary to assist the recipient agency or 
entity in (1) responding to a suspected or confirmed breach or (2) 
preventing, minimizing, or remedying the risk of harm to individuals, 
the recipient agency or entity (including its information systems, 
programs, and operations), the federal government, or national 
security, resulting from a suspected or confirmed breach.
    To appropriate agencies, entities, and persons when (1) the U.S. 
Railroad Retirement Board suspects or has confirmed that there has been 
a breach of the system of records; (2) the U.S. Railroad Retirement 
Board has determined that as a result of the suspected or confirmed 
breach there is a risk of harm to individuals, the U.S. Railroad 
Retirement Board (including its information systems, programs, and 
operations), the federal government, or national security; and (3) the 
disclosure made to such agencies, entities, and persons is reasonably 
necessary to assist in connection with the U.S. Railroad Retirement 
Board's efforts to respond to the suspected or confirmed breach or to 
prevent, minimize, or remedy such harm.
    Disclosure may be made to the National Archives and Records 
Administration or other federal government agencies for records 
management inspections being conducted under the authority of 44 U.S.C. 
2904 and 2906.
    Disclosure of non-medical information in this system of records may 
be made to the attorney representing such individuals upon receipt of a 
written letter or declaration stating the fact of representation, if 
that individual would not be denied access to the information. Medical 
information may be released to an attorney when such records are 
requested for the purpose of contesting a determination either 
administratively or judicially.
    Beneficiary identifying information may be disclosed to third party 
contacts to determine if the inability of the beneficiary or potential 
beneficiary to understand or use benefits exists, and to determine the 
suitability of a proposed representative payee.
    In the event the Board has decided to designate a person to be the 
representative payee of an incompetent beneficiary, disclosure of 
information concerning the benefit amount and other similar information 
may be made to the representative payee from the individual record.
    Entitlement and benefit rates relevant and necessary may be 
released to primary beneficiaries regarding secondary beneficiaries (or 
vice versa) when the addition of such beneficiary affects either 
entitlement or benefit payment.
    Identifying information such as full name, address, date of birth, 
Social Security number, employee identification number, and date last 
worked, may be released to any last employer to verify entitlement for

[[Page 56203]]

benefits under the Railroad Retirement Act.
    Beneficiary identifying information, address, check rates, number 
and date may be released to the Department of the Treasury to control 
for reclamation and return of outstanding benefit payments, to issue 
benefit payments, act on report of non-receipt, to ensure delivery of 
payments to the correct address of the beneficiary or representative 
payee or to the proper financial organization, and to investigate 
alleged forgery, theft or unlawful negotiation of railroad retirement 
benefit checks or improper diversion of payments directed to a 
financial organization.
    Beneficiary identifying information, address, check rate, date, 
number and other supporting evidence may be released to the U.S. Postal 
Service for investigation of alleged forgery or theft of railroad 
retirement or Social Security benefit checks.
    Beneficiary identifying information, entitlement data, medical 
evidence and related evaluatory data and benefit rate may be released 
to the Social Security Administration and the Centers for Medicare & 
Medicaid Services to correlate actions with the administration of Title 
II and Title XVIII of the Social Security Act, as amended.
    Beneficiary identifying information, including Social Security 
number, and supplemental annuity amounts may be released to the 
Internal Revenue Service, for tax purposes.
    Beneficiary identifying information, entitlement, benefit rates, 
medical evidence and related evaluatory data, and months paid may be 
furnished to the Veterans Benefits Administration for the purpose of 
assisting that agency in determining eligibility for benefits or 
verifying continued entitlement to and the correct amount of benefits 
payable under programs which it administers.
    Beneficiary identifying information, entitlement data and benefit 
rates relevant and necessary may be released to the Department of State 
and embassy and consular officials, the American Institute in Taiwan, 
and to the Veterans Benefits Administration Regional Office, 
Philippines, to aid in the development of applications, supporting 
evidence, and the continued eligibility of beneficiaries and potential 
beneficiaries living abroad.
    Beneficiary identifying information, entitlement, benefit rates and 
months paid may be released to the Social Security Administration 
(Bureau of Supplemental Security Income), the Centers for Medicare & 
Medicaid Services, to federal, state and local welfare or public aid 
agencies to assist them in processing applications for benefits under 
their respective programs.
    The last addresses and employer information may be released to the 
Department of Health and Human Services in conjunction with the Parent 
Locator Service.
    Beneficiary identifying information, entitlement, rate and other 
pertinent data may be released to the Department of Labor in 
conjunction with payment of benefits under the Federal Coal Mine and 
Safety Act.
    Medical evidence may be released to Board-appointed medical 
examiners to carry out their functions.
    Information obtained in the administration of Title XVIII 
(Medicare) which may indicate unethical or unprofessional conduct of a 
physician or practitioner providing services to beneficiaries may be 
released to Professional Standards Review Organizations and State 
Licensing Boards.
    Information necessary to study the relationship between benefits 
paid by the U.S. Railroad Retirement Board and civil service annuities 
may be released to the Office of Personnel Management.
    Pursuant to a request from an employer covered by the Railroad 
Retirement Act or the Railroad Unemployment Insurance Act, or from an 
organization under contract to an employer or employers, information 
regarding the Board's payment of retirement benefits, the methods by 
which such benefits are calculated, entitlement data and present 
address may be released to the requesting employer or the organization 
under contract to an employer or employers for the purposes of 
determining entitlement to and rates of private supplemental pension, 
sickness or unemployment benefits and to calculate estimated benefits 
due.
    Information from the record of the individual concerning their 
benefit or anticipated benefit and concerning the method of calculating 
that benefit may be disclosed to an official of a labor organization of 
which the individual is a member, if the disclosure is made at the 
request of, and on behalf of, the individual.
    Records deemed relevant and necessary may be disclosed in a court 
proceeding relating to any claims for benefits by the beneficiary under 
the Railroad Retirement Act and may be disclosed during an 
administrative appeal to individuals who need the records to prosecute 
or decide the appeal or to individuals who are requested to provide 
information relative to an issue involved in the appeal.
    The amount of a residual lump-sum payment and the identity of the 
payee may be released to the Internal Revenue Service for tax audit 
purposes.
    The amount of any death benefit or annuities accrued but unpaid at 
death and the identity of such payee may be released to the appropriate 
state taxing authorities for tax assessment and auditing purposes.
    Beneficiary identifying information, including but not limited to 
name, address, Social Security number, payroll number and occupation, 
the fact of entitlement and benefit rate may be released to the Pension 
Benefit Guaranty Corporation to enable that agency to determine and pay 
supplemental pensions to qualified railroad retirees.
    Medical records may be disclosed to vocational consultants in 
administrative proceedings.
    Date employee filed application for annuity to the last employer 
under the Railroad Retirement Act for use in determining entitlement to 
continued major medical benefits under insurance programs negotiated 
with labor organizations.
    Information regarding the determination and recovery of an 
overpayment made to an individual may be released to any other 
individual from whom any portion of the overpayment is being recovered.
    Certain identifying information about annuitants, such as name, 
Social Security number, claim number, and date of birth, as well as 
address, year and month last worked for a railroad, last railroad 
occupation, application filing date, annuity beginning date, identity 
of last railroad employer, total months of railroad service, sex, 
disability onset date, disability freeze onset date, and cause and 
effective date of annuity termination may be furnished to insurance 
companies for administering group life and medical insurance plans 
negotiated between certain participating railroad employers and railway 
labor organizations.
    For payments made after December 31, 1983, beneficiary identifying 
information, address, amounts of benefits paid and repaid, beneficiary 
withholding instructions, and amounts withheld by the RRB for tax 
purposes may be furnished to the Internal Revenue Service for tax 
administration purposes.
    Last address and beneficiary identifying information may be 
furnished to railroad employers for the purpose of mailing railroad 
passes to retired employees and their families.

[[Page 56204]]

    Entitlement data and benefits rates may be released to any court, 
state agency, or interested party, or to the representative of such 
court, state agency, or interested party, in connection with 
contemplated or actual legal or administrative proceedings concerning 
domestic relations and support matters.
    Identifying information about annuitants and applicants may be 
furnished to agencies and/or companies from which such annuitants and 
applicants are receiving or may receive worker's compensation, public 
pension, or public disability benefits to verify the amount by which 
Railroad Retirement Act benefits must be reduced, where applicable.
    Disability annuitant identifying information may be furnished to 
state employment agencies for the purpose of determining whether such 
annuitants were employed during times they receive disability benefits.
    Identifying information about Medicare-entitled beneficiaries who 
may be working may be disclosed to the Centers for Medicare & Medicaid 
Services for the purposes of determining whether Medicare should be the 
secondary payer of benefits for such individuals.
    Disclosure of information in claim folders is authorized for 
bonafide researchers doing epidemiological/mortality studies approved 
by the RRB who agree to record only information pertaining to deceased 
beneficiaries.
    Identifying information for beneficiaries, such as name, SSN, and 
date of birth, may be furnished to the Social Security Administration 
and to any State for the purpose of enabling the Social Security 
Administration or State through a computer or manual matching program 
to assist the RRB in identifying female beneficiaries who remarried but 
who may not have notified the RRB of their remarriage.
    An employee's date last worked, annuity filing date, annuity 
beginning date, and the month and year of death may be furnished to 
AMTRAK when such information is needed by AMTRAK to decide whether to 
award a travel pass to either the employee or the employee's widow.
    The employee's Social Security number may be disclosed to an 
individual eligible for railroad retirement benefits on the employee's 
earnings record when the employee's Social Security number would be 
contained in the railroad retirement claim number. Records may be 
disclosed to the U.S. Department of the Treasury when disclosure of the 
information is relevant to review payment and award eligibility through 
the Do Not Pay Working System for the purposes of identifying, 
preventing, or recouping improper payments to an applicant for, or 
recipient of, Federal funds, including funds disbursed by a state 
(meaning a state of the United States, the District of Columbia, a 
territory or possession of the United States, or a federally recognized 
Indian tribe) in a state-administered, federally funded program.

POLICIES AND PRACTICES FOR STORAGE OF RECORDS:
    Paper records will be stored in file cabinets or at approved 
National Archives and Records Administration records centers. 
Electronic records are maintained on computer servers, computer hard 
drives, electronic databases, email, and FedRAMP approved cloud 
information systems.

POLICIES AND PRACTICES FOR RETRIEVAL OF RECORDS:
    Information from the system will be retrievable by Social Security 
number, claim number and name.

POLICIES AND PRACTICES FOR RETENTION AND DISPOSAL OF RECORDS:
    Paper: Destroyed by shredding in accordance with NIST standards, no 
sooner than 7 years and no later than 10 years after the close of the 
benefit year.
    Electronic media: Storage drives and IBM zCloud storage: 
Continually updated and permanently retained. When storage drives and 
IBM zCloud storage or other electronic media are no longer serviceable, 
they are sanitized in accordance with NIST guidelines.

ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SAFEGUARDS:
    Paper: Maintained in areas not accessible to the public in locking 
filing cabinets. Access is limited to authorized RRB employees. Offices 
are locked during non-business hours. The building has 24-hour on-site 
security officers, closed circuit television monitoring and intrusion 
detection systems.
    Electronic media: Computer and computer storage rooms are 
restricted to authorized personnel; on-line query safeguards include a 
lock/unlock password system, a terminal oriented transaction matrix, 
role-based access controls and audit trail. For electronic records, 
system securities are established in accordance with the National 
Institute of Standards and Technology (NIST) guidelines, including 
network monitoring, defenses in-depth, incident response and forensics. 
In addition to the on-line query safeguards, they include encryption of 
all data transmitted and exclusive use of leased telephone lines.

RECORD ACCESS PROCEDURES:
    Under 5 U.S.C. 552a (Privacy Act of 1974), individuals have the 
right to access and contest records maintained about them. To access or 
amend your records, submit a written request to the Railroad Retirement 
Board (RRB) with:
    1. Your identifying information
    2. A description of the record you wish to access
    The RRB may request proof of identity. To correct a record, specify 
the change and provide justification. If denied, you can submit a 
statement of disagreement to be included with the record.

CONTESTING RECORD PROCEDURES:
    For additional instructions, see the Record Access Procedures and 
Notification Procedures sections.

NOTIFICATION PROCEDURES:
    Requests for information regarding an individual's record should be 
in writing addressed to the System Manager identified above, including 
the full name, Social Security number and claim number of the 
individual. Before information about any record will be released, the 
System Manager may require the individual to provide proof of identity 
or require the requester to furnish an authorization from the 
individual to permit release of information.

EXEMPTIONS PROMULGATED FOR THE SYSTEM:
    None.

HISTORY:
    System of Records Notice revision from previous May 15, 2015 
Federal Register notice 80 FR 28018.

[FR Doc. 2025-22048 Filed 12-4-25; 8:45 am]
BILLING CODE 7905-01-P


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Indexed from Federal Register on December 5, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.