Notice2025-21644

Self-Regulatory Organizations; Cboe EDGA Exchange, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Introduce a Small Retail Broker Hosted Solutions Program and To Update the Existing Eligibility Requirements for the Small Retail Brokerage Distribution Program for the Cboe One Summary Feed

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Published
December 1, 2025

Issuing agencies

Securities and Exchange Commission

Full Text

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<title>Federal Register, Volume 90 Issue 228 (Monday, December 1, 2025)</title>
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[Federal Register Volume 90, Number 228 (Monday, December 1, 2025)]
[Notices]
[Pages 55211-55217]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-21644]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-104269; File No. SR-CboeEDGA-2025-034]


Self-Regulatory Organizations; Cboe EDGA Exchange, Inc.; Notice 
of Filing and Immediate Effectiveness of a Proposed Rule Change To 
Introduce a Small Retail Broker Hosted Solutions Program and To Update 
the Existing Eligibility Requirements for the Small Retail Brokerage 
Distribution Program for the Cboe One Summary Feed

November 25, 2025.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Act''),\1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that 
on November 19, 2025, Cboe EDGA Exchange, Inc. (the ``Exchange'' or 
``EDGA'') filed with the Securities and Exchange Commission (the 
``Commission'') the proposed rule change as described in Items I, II, 
and III below, which Items have been prepared by the Exchange. The 
Commission is publishing this notice to solicit comments on the 
proposed rule change from interested persons.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
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I. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Rule Change

    Cboe EDGA Exchange, Inc. (the ``Exchange'' or ``EDGA'') proposes to 
introduce a Small Retail Broker Hosted Solutions Program and to update 
the existing eligibility requirements for the Small Retail Brokerage 
Distribution Program for the Cboe One Summary Feed. The text of the 
proposed rule change is provided in Exhibit 5.
    The text of the proposed rule change is also available on the 
Commission's website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>), the 
Exchange's website (<a href="https://www.cboe.com/us/equities/regulation/rule_filings/bzx/">https://www.cboe.com/us/equities/regulation/rule_filings/bzx/</a>) [sic], and at the principal office of the Exchange.

II. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

    In its filing with the Commission, the Exchange included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. The Exchange has prepared summaries, set forth in 
sections A, B, and C below, of the most significant aspects of such 
statements.

A. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

1. Purpose
    The Exchange proposes to adopt a Small Retail Broker Hosted 
Solutions Program (the ``Program'') for Cboe One Summary Data 
(collectively, the ``Applicable Feed'').\3\ This Program will provide 
fee waivers and lower data costs for both (i) Small Retail Brokers (as 
defined herein) that provide the Applicable Feed to other Small Retail 
Brokers via its hosted solutions (the ``Hosting Small Retail Broker 
Distributor'') and (ii) the Small Retail Brokers that receive this data 
from a Hosting Small Retail Broker Distributor as set forth herein.
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    \3\ The Exchange initially submitted the proposed rule change on 
May 8, 2025 (SR-CboeEDGA-2025-012). On May 19, 2025, the Exchange 
withdrew that filing and submitted SR-CboeEDGA-2025-015. On June 30, 
2025, the Exchange withdrew that filing and submitted SR-CboeEDGA-
2025-018. On August 28, 2025, the Exchange withdrew that filing and 
submitted SR-CboeEDGA-2025-027. On September 24, 2025, the Exchange 
withdrew that filing and submitted SR-CboeEDGA-2025-030. On November 
19, 2025, the Exchange withdrew that filing and submitted this 
filing.
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    Further, the Exchange proposes to increase the allowed maximum Non-
Professional Data User subscriber count for the existing Small Retail 
Broker Program for Cboe One Summary Feed.\4\ By way of background, the 
Exchange currently offers the EDGA Top Data Feed, which is a data feed 
that offers top-of-book quotations and last sale information based on 
orders entered into the Exchange's System. The EDGA Top Data Feed 
benefits investors by facilitating their prompt access to real-time 
top-of-book information contained in EDGA Top Data. The Exchange's 
affiliated equities exchanges (i.e., Cboe BZX Exchange, Inc. (``BZX''), 
Cboe BYX Exchange, Inc. (``BYX''), and Cboe EDGX Exchange, Inc. 
(``EDGX'') (collectively, ``Affiliates'' and together with the 
Exchange, ``Cboe Equities Exchanges'') also offer similar top-of-book 
data feeds. Particularly, each of the Exchange's Affiliates offer top-
of-book quotation and last sale information based on their own 
quotation and trading activity that is substantially similar to the 
information provided by the Exchange through the EDGA Top Data Feed. 
Additionally, the Exchange also offers Cboe One Summary Data Feed that 
disseminates, on a real-time basis, the aggregate BBO of all displayed 
orders for securities traded on EDGA and its affiliated equities 
exchanges and also contains individual last sale information for the 
EDGA and its affiliated equities exchanges. The Cboe One Summary Data 
Feed is created using the data from the Exchange and its Affiliates' 
Top data feeds.
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    \4\ The Exchange also notes that it is including a clarifying 
note to the maximum subscriber count that it is for Non-Professional 
Users (as opposed to the general ``Users'' term currently used) to 
align with its affiliates fee schedules (see e.g., Cboe EDGX 
Equities Fee Schedule).
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    Currently, the Exchange offers a Small Retail Broker Distribution 
Program \5\ for the Applicable Feed. This program provides a discounted 
Distribution Fee of $3,500/month for Cboe One Summary Data Feed as well 
as a discounted Data Consolidation Fee \6\ of $350/month for Cboe One 
Summary Data for eligible participants.\7\ Participants of the existing 
Small Retail Broker Distribution Program must be an External 
Distributor that meets the following criteria: (i)

[[Page 55212]]

Distributor is a broker-dealer distributing the Applicable Feed to Non-
Professional Data Users with whom the broker-dealer has a brokerage 
relationship; (ii) At least 90% of the Distributor's total subscriber 
population must consist of Non-Professional subscribers, inclusive of 
any subscribers not receiving the Applicable Feed; and (iii) 
Distributor distributes the Applicable Feed to no more than 5,000 Non-
Professional Data Users (the Exchange notes that it is proposing to 
increase this to 10,000 Non-Professional Data Users as described 
further herein).\8\ The Exchange introduced this program to allow small 
retail brokers that purchase top of book market data from the Exchange 
to benefit from discounted fees for access to such market data. The 
Small Retail Broker Distribution Program reduces the distribution and 
consolidation fees paid by small broker-dealers that operate a retail 
business. In turn, the Small Retail Broker Distribution Program is 
intended to increase retail investor access to real-time U.S. equity 
quote and trade information, and allow the Exchange to better compete 
for this business with competitors \9\ that offer similar optional 
products.\10\
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    \5\ See Cboe EDGA Equities Fee Schedule.
    \6\ This fee reflects the value of the aggregation and 
consolidation function the Exchange performs in creating the Cboe 
One Summary Feed.
    \7\ See Cboe EDGA Equities Fee Schedule.
    \8\ Id.
    \9\ Such as NYSE Arca BBO feed or Nasdaq Basic.
    \10\ See Securities Exchange Act Release No. 85 FR 9912 
(February 20, 2020) (SR-CboeEDGA-2020-004); and 88219 (February 14, 
2020).
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    The Exchange now proposes to create a new Program based on the 
proposed eligibility criteria for Small Retail Brokers to specifically 
support Small Retail Brokers who are operating platforms on behalf of 
other Small Retail Brokers. Based on customer feedback, there are Small 
Retail Brokers who would like to provide this data via a hosted 
solution as a White Label Service \11\ (``Hosting Small Retail 
Broker'') to other Small Retail Brokers, who then provide this data to 
their retail clients (an ``External Hosted Subscriber'').\12\ 
Unfortunately, under the existing structure, while the Small Retail 
Broker may be eligible for the discounted Distribution Fee and the 
discounted Data Consolidation Fee, the External Hosted Subscriber must 
also pay the Distribution Fee and the Data Consolidation Fee, in 
addition to the standard Professional and Non-Professional User fees. 
Therefore, the existing fee structure does not allow for any additional 
benefits for Hosting Small Retail Broker Distributors for providing the 
valuable service of operating platforms that External Hosted 
Subscribers may use for their clients.
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    \11\ A ``White Label Service'' is a type of hosted display 
solution in which an External Distributor hosts or maintains a 
website or platform on behalf of the External Hosted Subscriber. The 
service allows the External Distributor to make the applicable data 
(i.e., Cboe One Summary Data) available on a platform that is 
branded with the External Hosted Subscriber, or co-branded with the 
External Hosted Subscriber and the External Distributor. The 
External Distributor maintains control of the application's data, 
entitlements and display.
    \12\ An External Hosted Subscriber of an Exchange Market Data 
product is a Distributor that receives the Exchange Market Data 
product from an External Distributor through a hosted display 
solution where the External Hosted Subscriber's Users are hosted by 
the External Distributor and data is distributed for display use 
only to one or more Users outside the External Hosted Subscriber's 
own entity. The Exchange proposes to add this definition into its 
Fee Schedule.
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    Of further note, the Hosting Small Retail Broker is responsible for 
reporting its External Hosted Subscribers and their users, and 
ultimately the Hosting Small Retail Broker is responsible for payment 
of all data fees for both its External Subscribers and itself. While 
the Exchange is not privy to pass-through costs between Hosting Small 
Retail Broker Distributor and the External Hosted Subscribers, the 
Hosting Small Retail Broker is ultimately charged Distribution Fees (in 
addition to the other applicable fees) for the (i) Applicable Feed to 
the External Hosted Subscriber and (ii) Applicable Feed to the External 
Hosted Subscriber's end users, despite the Hosting Small Retail Broker 
managing the application for the External Hosted Subscriber's users. 
This proposed Program is intended to provide relief for the overall 
charges that a Hosting Small Retail Broker incurs based on operating a 
platform that allows an External Hosted Subscriber's retail users to 
receive data.
    Additionally, given that External Hosted Subscribers are smaller 
relative to other Small Retail Brokers currently participating in the 
existing Small Retail Broker Distribution Program, their ability to 
subscribe to the Applicable Feed as Hosting Small Retail Broker 
Distributors is likely not feasible. Specifically, the costs of the 
Applicable Feeds, and the costs associated with building and 
maintaining the technological infrastructure to receive and disseminate 
data, may make access to the Applicable Feeds impractical. Generally 
speaking, technology, infrastructure, and connectivity costs are a 
significant monetary investment and require significant human expertise 
and resources to maintain. As such, the totality of costs can make 
access to data difficult. The Exchange believes, though, that the 
proposed fees and the ability to subscribe to the Applicable Feed as 
External Hosted Subscribers will make access to data more feasible. 
Indeed, the Exchange anticipates that the retail broker-dealers that 
would seek to become External Hosted Subscribers are broker-dealers 
that do not have the technological infrastructure in place to ingest 
and disseminate data as a Hosting Small Retail Broker, and that are 
likely to have smaller client bases and business models not as 
conducive to making the investments necessary to become a Hosting Small 
Retail Broker Distributor.
    In these regards, the Exchange believes that the proposed program 
will incentivize Hosting Small Retail Broker Distributors to offer the 
Applicable Feed to External Hosted Subscribers, thereby making data 
accessible to a larger number of broker-dealers and their clients, at 
an affordable cost. Specifically, under the proposed program, a Hosting 
Small Retail Broker Distributor providing the data to at least one 
External Hosted Subscriber would be eligible for a credit of its 
Distribution Fee (a credit of $3,500/month for Cboe One Summary Feed) 
that it is normally responsible for under the existing Small Retail 
Broker Program. Additionally, the External Hosted Subscriber shall also 
receive a waiver of the Distribution Fee (a credit of $3,500/month for 
Cboe One Summary Feed). The External Hosted Subscriber will also 
receive a waiver of the Data Consolidation Fee for the Cboe One Summary 
Data (a credit of $350/month), and in lieu of paying the Non-
Professional User fees, it shall be a set monthly fee $850 for Cboe One 
Summary Data.\13\ The Professional User fees shall remain the same. 
Once an External Hosted Subscriber exceeds the Non-Professional Data 
User maximum (no more than 10,000 Non-Professional Data Users for Cboe 
One Summary Data), the External Hosted Subscriber shall no longer be 
eligible for the program and will be required to directly license with 
the Exchange for the Applicable Feed.\14\
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    \13\ As the Program is capped at 10,000 users for Cboe One 
Summary Feed this equates to a maximum, savings of $1,650 (10,000 
Users x 0.25/Non-Professional = $2,500 and $2,500 - 850 = $1,650) 
for Cboe One Summary Feed.
    \14\ The Exchange notes that it will include a clarifying note 
in its Fee Schedule to specify that in the event a Hosting Small 
Retail Broker Distributor joins this program mid-month, that its 
fees shall be prorated for the month based on the initial date of 
the subscription; however, the External Hosted Subscriber's fees 
shall not be prorated.
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    In addition to the changes set forth above, the Exchange also 
proposes to modify the existing Small Retail Broker Program for Cboe 
One Summary Feed to increase the number of Non-Professional Data User 
maximum from 5,000 to 10,000 to be consistent with the

[[Page 55213]]

proposed threshold for External Hosted Subscribers. As previously 
discussed, the Exchange proposes to also use the cap of 10,000 Non-
Professional Data Users for the proposed Program. The Exchange proposes 
to increase this in support of increased participation across both 
retail and investor markets in order to facilitate the growth of 
smaller retail brokers on a global scale.
    The Exchange recognizes that Small Retail Brokers participating in 
the existing Small Retail Broker Distributor Program are not eligible 
for the proposed Distribution fee and Consolidation Fee waivers 
proposed to be offered to External Hosted Subscribers. Importantly, 
however, the Exchange notes that such incentives are necessary to help 
encourage External Hosted Subscribers to connect to a Hosting Small 
Retail Broker Distributor, and in turn, disseminate data to their 
downstream retail clients. In doing so, the Exchange believes its 
Applicable Feeds will reach a larger base of retail clients that may 
not otherwise have access to such data. As a practical matter, by and 
between the Small Retail Brokers in the existing Small Retail Broker 
Distributor Program (i.e., those that take their data directly from the 
Exchange), and the External Hosted Subscribers in the proposed Program 
(i.e., those who take their data from a Hosted Small Retail Broker 
Distributor), the former are generally more sophisticated in terms of 
capital and technological infrastructure. As such, incentives such as 
fee waivers are not necessarily required to encourage their 
subscription to and dissemination of the Applicable Feeds. 
Comparatively, the Exchange believes the small retail brokers 
subscribing to and disseminating the Applicable Feeds as External 
Hosted Subscribers would likely not, absent such incentives, otherwise 
even contemplate subscribing to and disseminating the Applicable Feeds, 
thereby limiting the availability of real time trade and quote 
information that could otherwise be accessed by the External Hosted 
Subscriber's end users.
    Furthermore, as mentioned above, the existing fee structure makes 
it costly for both Hosting Small Retail Broker Distributors and its 
External Hosted Subscribers to provide data to the External Hosted 
Subscribers' retail clients as Distribution Fees are assessed on both 
Small Retail Brokers. Overall, the Exchange believes that this fee 
proposal will help to make its data more widely accessible for retail 
users who receive their data from External Hosted Subscribers. 
Specifically, the Exchange believes that that this proposal will (i) 
further increase the competitiveness of the Exchange's top of book 
market data products compared to competitor offerings that may 
currently be cheaper for firms with a limited subscriber base that do 
not yet have the scale to take advantage of the lower subscriber fees 
offered by the Exchange; and will (ii) provide additional incentives 
for Hosting Small Retail Broker Distributors to provide hosted solution 
services for other Small Retail Brokers in order to make data more 
widely available to retail investors. In turn, the Exchange believes 
that this change may benefit market participants and investors by 
spurring additional competition and increasing the accessibility of the 
Exchange's top of book data.
    The Exchange notes that at least one other exchange has a similar 
offering. For example, the New York Stock Exchange has a Redistribution 
Fee Waiver for NYSE Trades, for which redistributors of data may have 
their redistribution fee waived so long as they provide the data to at 
least one data feed recipient and reports such data feed recipient or 
recipients to the Exchange.\15\
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    \15\ See Securities Exchange Act Release No. 90407 (November 12, 
2020), 85 FR 73570 (November 18, 2020) (SR-NYSE-2020-91).
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    Without the proposed pricing discounts, the Exchange believes that 
(i) prospective customers may not be interested in purchasing top of 
book data from the Exchange, and may instead purchase such data from 
other national securities exchanges or the Securities Information 
Processors (``SIPs''), potentially at a higher cost than would be 
available pursuant to the proposed program and (ii) that Hosting Small 
Retail Broker Distributors are not incentivized to make the Applicable 
Feed available via a hosted solution for retail investors of its 
External Hosted Subscribers. Similar to the existing Small Retail 
Broker Program previously introduced, the Exchange believes that the 
proposed Program will continue to increase competition for such market 
data, and that enhanced competition could help to further reduce data 
fees as providers compete for subscribers, as well as help diversify 
the availability and quality of data offerings available to retail 
investors through their Hosting Small Retail Broker Distributors. 
Ultimately, the Exchange believes that it is critical that it be 
allowed to compete by offering attractive pricing to customers as 
increasing the availability of such products ensures continued 
competition with alternative offerings. Such competition may be 
constrained when competitors are impeded from offering alternative and 
cost-effective solutions to customers.
2. Statutory Basis
    The Exchange believes that the proposed rule change is consistent 
with the objectives of Section 6 of the Act,\16\ in general, and 
furthers the objectives of Section 6(b)(4),\17\ in particular, as it is 
designed to provide for the equitable allocation of reasonable dues, 
fees and other charges among its members and other recipients of 
Exchange data.
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    \16\ 15 U.S.C. 78f.
    \17\ 15 U.S.C. 78f(b)(4).
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    The Exchange also believes that the proposed rule change is 
consistent with Section 11(A) of the Act.\18\ Specifically, the 
proposed rule change supports (i) fair competition among brokers and 
dealers, among exchange markets, and between exchange markets and 
markets other than exchange markets, and (ii) the availability to 
brokers, dealers, and investors of information with respect to 
quotations for and transactions in securities. In addition, the 
proposed rule change is consistent with Rule 603 of Regulation NMS,\19\ 
which provides that any national securities exchange that distributes 
information with respect to quotations for or transactions in an NMS 
stock do so on terms that are not unreasonably discriminatory.
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    \18\ 15 U.S.C. 78k-1.
    \19\ See 17 CFR 242.603.
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    In adopting Regulation NMS, the Commission granted SROs and broker-
dealers increased authority and flexibility to offer new and unique 
market data to the public. It was believed that this authority would 
expand the amount of data available to consumers, and also spur 
innovation and competition for the provision of market data. The 
Exchange believes that the proposed fee change would further broaden 
the availability of U.S. equity market data to investors, and in 
particular retail investors, consistent with the principles of 
Regulation NMS.
    The Exchange operates in a highly competitive environment. Indeed, 
there are sixteen registered national securities exchanges that trade 
U.S. equities and offer associated top of book market data products to 
their customers. The national securities exchanges also compete with 
the SIPs for market data customers. The Commission has repeatedly 
expressed its preference for competition over regulatory intervention 
in determining prices, products, and services in the securities 
markets. Specifically, in Regulation NMS, the Commission highlighted 
the importance of market forces in determining prices and SRO revenues

[[Page 55214]]

and, also, recognized that current regulation of the market system 
``has been remarkably successful in promoting market competition in its 
broader forms that are most important to investors and listed 
companies.'' \20\ The proposed fee change is a result of the 
competitive environment, as the Exchange seeks to amend its fees to 
attract additional subscribers for its proprietary top of book data 
offerings.
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    \20\ See Securities Exchange Act Release No. 51808 (June 9, 
2005), 70 FR 37496, 37499 (June 29, 2005) (``Regulation NMS Adopting 
Release'').
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    Making alternative data products available to market participants 
ultimately ensures increased competition in the marketplace and 
constrains the ability of exchanges to charge prohibitive fees. If a 
market participant views one exchange's top of book data fees as more 
or less attractive than the competition they can, and frequently do, 
switch between competing products. In fact, the competitiveness of the 
market for such top of book data products is one of the primary factors 
animating this proposed rule change, which is designed to allow the 
Exchange to further compete for this business. As mentioned above, at 
least one other Exchange provides a similar waiver for redistribution 
of market data.
    The Exchange notes that the Applicable Feed is distributed and 
purchased on a voluntary basis, in that neither the Exchange nor market 
data distributors are required by any rule or regulation to make these 
data products available. Distributors (including vendors) and Users can 
therefore discontinue use at any time and for any reason, including due 
to an assessment of the reasonableness of fees charged. Further, the 
Exchange is not required to make any proprietary data products 
available or to offer any specific pricing alternatives to any 
customers.
    The Commission has long stressed the need to ensure that the 
equities markets are structured in a way that meets the needs of 
ordinary investors. For example, the Commission's strategic plan for 
fiscal years 2018-2022 touts ``focus on the long-term interests of our 
Main Street investors'' as the Commission's number one strategic 
goal.\21\ The Program would be consistent with the Commission's stated 
goal of improving the retail investor experience in the public markets. 
Furthermore, national securities exchanges commonly charge reduced fees 
and offer market structure benefits to retail investors, and the 
Commission has consistently held that such incentives are consistent 
with the Act. The Exchange believes that the Program is consistent with 
longstanding precedent indicating that it is consistent with the Act to 
provide reasonable incentives to retail investors that rely on the 
public markets for their investment needs.
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    \21\ See U.S. Securities and Exchange Commission, Strategic 
Plan, Fiscal Years 2018-2022, available at <a href="https://www.sec.gov/files/SEC_Strategic_Plan_FY18-FY22_FINAL_0.pdf">https://www.sec.gov/files/SEC_Strategic_Plan_FY18-FY22_FINAL_0.pdf</a>.
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    The Exchange notes that the proposed waivers for the Applicable 
Feed only apply to Hosting Small Retail Broker Distributors and its 
External Hosted Subscribers for three reasons. The first is that the 
Hosting Small Retail Broker Distributors undertake the operation of the 
platform of which the ultimate retail investors view the data provided 
by the External Hosted Subscriber. The Hosting Small Retail Broker 
Distributor maintains control of the application's data, entitlements 
and display. In comparison, to the existing Small Retail Broker 
Program, eligible participants have no such obligations and are 
eligible for this only by meeting the requirements and externally 
distributing the data (which may be directly to retail investors). In 
order to incentivize the Hosting Small Retail Broker Distributors to 
undergo this challenge, the Exchange believes it is not unfairly 
discriminatory to provide a waiver of the Distribution Fee for the 
Hosting Small Retail Broker, as opposed to the standard discounted 
Distribution Fee normally paid under the current Small Retail Broker 
Distribution Program.
    Second, by creating this program, the Exchange is further able to 
reach additional retail investors. By waiving Distribution Fees for 
both the Hosting Small Retail Broker Distributor and its External 
Hosted Subscriber, both parties are incentivized to work together to 
provide data to retail investors. Finally, as mentioned previously, the 
Hosting Small Retail Broker Distributor is responsible for the fees and 
reporting for both its activity and its External Hosted Subscriber. 
This means that under the existing program, if a Hosting Small Retail 
Broker has one External Hosted Subscriber, the Hosting Small Retail 
Broker is receiving a bill for two Distribution Fees, two Data 
Consolidation fees and the cost of both its and its External Hosted 
Subscriber's Professional Users and Non-Professional Users. Through 
this Program, the fees will not be a deterrent for Hosting Small Retail 
Broker Distributors and External Hosted Subscribers to establish 
platforms that reach a wider scope of retail investors.
    Moreover, by and between the Small Retail Brokers in the existing 
Small Retail Broker Distribution Program (take their data directly from 
the Exchange), and the External Hosted Subscribers in the proposed 
Program (who take their data from a Hosted Small Retail Broker 
Distributor), the former are generally more sophisticated, both in 
terms of capital and technological infrastructure. As such, incentives 
such as fee waivers are not necessarily required to encourage their 
subscription to and dissemination of the Applicable Feeds. 
Comparatively, the Exchange believes the small retail brokers 
subscribing to and disseminating the Applicable Feeds as External 
Hosted Subscribers would likely not, absent such incentives, otherwise 
even contemplate subscribing to and disseminating the Applicable Feeds, 
thereby limiting the availability of real time trade and quote 
information that could otherwise be accessed by the External Hosted 
Subscriber's end users.
    Furthermore, while this Program would be effectively limited to 
smaller firms in accordance with the proposed eligibility requirements, 
the Exchange does not believe that this limitation makes the fees 
inequitable or unfairly discriminatory. The Exchange notes that large 
broker-dealers and/or vendors that distribute the Exchange's data 
products to a sizeable number of investors benefit from the current fee 
structure, which includes lower subscriber fees and Enterprise 
licenses. Due to lower subscriber fees, distributors that provide the 
Applicable Data Feed to more than the proposed capped amounts of Users 
permitted under either the Small Retail Broker Program or this Program 
already enjoy cost savings compared to competitor products. The 
Program, in addition to the existing Small Retail Broker Program, would 
therefore continue to ensure that small retail brokers that distribute 
top of book data to their retail investor customers could also benefit 
from reduced pricing, and would aid in increasing the competitiveness 
of the Exchange's data products for this key segment of the market.
    Moreover, the Exchange does not believe that the proposed fees 
unfairly discriminate between Hosting Small Retail Broker Distributors 
and External Hosted Subscribers. While the proposal provides additional 
benefits to External Hosted Subscribers that would not otherwise accrue 
to them under the current program, the Exchange notes that such 
benefits are designed only to make access to market data more 
accessible to smaller retail broker-dealers that either do not possess 
the financial and technological resources necessary to receive data as 
a Small Retail Broker, or simply choose not commit such resourced based 
on their business models. In turn, to continue to

[[Page 55215]]

incentivize the provision of the Applicable Feed by Hosting Small 
Retail Broker Distributors, the Exchange has sought to provide 
appropriate incentives to these brokers as well. Collectively, the fee 
structure provides benefits to both Hosting Small Retail Broker 
Distributors and External Hosted Subscribers.
    While External Hosted Subscribers would receive benefits they would 
not accrue under the current program, these are not benefits that 
today's Small Retail Brokers would choose to avail themselves of under 
the new fee structure, because it is highly unlikely that today's Small 
Retail Brokers would choose to instead become External Hosted 
Subscribers. The Exchange notes that today's Small Retail Brokers that 
qualify under the current program, have already committed significant 
capital in terms of time, technology, and finances towards building out 
and maintaining the technological infrastructure and staffing needed to 
receive and distribute the Applicable Feedt o their end users. To 
forego such financial and technological commitments simply to avail 
themselves of additional benefits afforded to External Hosted 
Subscribers under this proposal, would very likely require an existing 
Small Retail Broker to drastically change their current business model 
simply to avail themselves of the additional benefits provided to 
External Hosted Subscribers. Moreover, today's existing Small Retail 
Brokers are likely to be providing services to their subscribers other 
than the Additional Feeds, such as market access, order management 
systems, and other trading tools. To cease providing such a full suite 
of services--which required significant time and cost contributions--is 
unlikely and, again, would require a significant reversal in a Small 
Retail Broker's business model.
    Rather, the Exchange believes that the more likely case is that the 
proposed fee structure will attract a new population of Small Retail 
Brokers who will seek to access the Applicable Feed as Hosted External 
Subscribers, at a cost-effective price point, thereby providing even 
more investors with access to top of book market data for U.S. 
equities. Another likely use case is that the proposed fee structure 
may incentivize more Small Retail Brokers to subscribe to the 
Applicable Feed as External Hosted Subscribers and, as they build their 
own business models and attract subscribers of their own, eventually 
commit time and resources to building their own infrastructure to 
evolve into a Hosting Small Retail Broker.
    Furthermore, the Exchange acknowledges that under the proposed fee 
schedule that a Hosting Small Retail Broker Distributor is eligible for 
a waiver of its Distribution Fee once its first External Hosted 
Subscriber is subscribed, whereas under current program a Small Retail 
Broker is not eligible for such a waiver. However, the Exchange does 
not believe that this proposed fee structure unfairly discriminates 
between existing Small Retail Brokers and Hosting Small Retail Brokers, 
because the application of these fees is based on meaningful 
differences between existing Small Retail Brokers and potential Hosting 
Small Retail Broker Distributors.
    Specifically, existing Small Retail Brokers are brokers that 
distribute the Applicable Feed to their own customers. These Small 
Retail Brokers typically operate their own retail trading businesses, 
and the provision of the Applicable Feed is part of the package of 
services provided to their own customers. Comparatively, similar to 
certain subscribers \22\ of NYSE's BQT proprietary data product 
(discussed above), the Exchange believes that Hosting Small Retail 
Broker Distributors are more akin to that of a traditional vendor, or a 
redistributor of data, whose typical business model is to collect and 
process data from other sources (e.g., the Applicable Feed), and 
redistribute such data to other businesses or individuals for their own 
use. As such, the proposed fees are narrowly tailored to a specific 
subset of the market data consumer base--i.e., vendors/redistributors 
that subscribe to competitively priced market data and, in turn, 
redistribute such data downstream to their customers. In performing 
this service, the Hosting Small Retail Broker Distributors are offering 
a White Label Service where they are technologically hosting or 
maintaining a website or platform on behalf of their External Hosted 
Subscribers, and are responsible for maintaining control of the 
platform's data, entitlements, and display, for the Applicable Feeds, 
and any other comparable data products to which they subscribe. In this 
regard, the proposed fees are designed to account for the additional 
technological and capital costs a Hosting Small Retail Broker 
Distributor may need to expend in order to host and redistribute market 
data downstream to its customers.
---------------------------------------------------------------------------

    \22\ In a 2020 fee filing, NYSE sought to reduce certain of its 
market data fees for Redistributors that subscribed only to NYSE BBO 
and NYSE Trades, and did not subscribe to any other market data 
product listed on the NYSE fee schedule, other than NYSE BQT. In 
that filing, NYSE defined a redistributor as, ``a vendor or any 
other person that provides a NYSE data product to a data recipient 
or to any system that a data recipient uses, irrespective of the 
means of transmission or access.'' Supra note 13, 7357.
---------------------------------------------------------------------------

    Relatedly, the proposed fees are based on the competitive 
environment for market data products such as the Applicable Feed. In 
response to competition from other market data feeds such as NYSE BQT, 
the Exchange's proposed fees are merely intended to provide a financial 
incentive for vendors/redistributors that do not currently subscribe to 
any Exchange market data products to subscribe to the Applicable Feed. 
By focusing on this segment of the market, the Exchange believes that 
the proposed fees will make the Applicable Feed more competitive and 
attractive for vendors/redistributors to subscribe to, thereby 
increasing the availability of the Exchange's data products, expanding 
the options available to firms making data purchasing decisions on 
their business needs, and generally increasing competition. In this 
regard, the Exchange believes that the proposed fees--particularly the 
waiver of the Distribution Fee--will incentivize Hosting Small Broker 
Distributors (i.e., vendors/redistributors) to subscribe to the 
Applicable Feed and make them available to their end customers. Indeed, 
as discussed above, NYSE BQT offers redistributors a similar waiver, 
which NYSE noted \23\ was necessary in order to enable them to better 
compete with Nasdaq Basic and Cboe One. Similarly, the Exchange 
believes that the proposed fees would also better enable the Exchange 
to compete more effectively with similar products such as NYSE BQT and 
Nasdaq Basic, thereby expanding the number of vendors/redistributors 
that would subscribe to the Applicable Feeds as Hosting Small Retail 
Broker Distributors, and therefore make the product available to data 
subscribers interested in the Applicable Feeds. Without a similar 
waiver, the Exchange notes that its ability to compete would be 
drastically impaired.
---------------------------------------------------------------------------

    \23\ Supra note 13, 73573. (``The proposed rule change is 
intended to encourage greater use of NYSE BQT by making it more 
affordable for Redistributors that have customers interested in 
subscribing to NYSE BQT . . . The proposed fee reduction would allow 
the Exchange to compete more effectively with Nasdaq Basic and Cboe 
One Feed by expanding the number of Redistributors that would 
subscribe to NYSE BQT, and therefore make the product available to 
data subscribers interested in NYSE BQT.'').
---------------------------------------------------------------------------

    Moreover, the Exchange believes that the proposed change to provide 
a waiver of the Distribution Fee to a Hosting Small Retail Broker 
Distributor (i.e., vendor/distributor) is not unfairly discriminatory 
because the proposed waiver applies equally to all Hosting

[[Page 55216]]

Small Retail Broker Distributors that are eligible for such waiver and 
choose to redistribute the Applicable Feeds, and would serve as an 
incentive for Hosting Small Retail Broker Distributors that do not 
currently subscribe to the Applicable Feeds to start doing so, and then 
make the Applicable Feeds available to their customers.
    Finally, the Exchange notes that nothing in the current proposal 
prevents an existing Small Retail Broker from choosing to instead 
subscribe to the Applicable Feed as an External Hosted Subscriber. 
However, the Exchange does not believe that this makes the proposal 
unfairly discriminatory between Hosting Small Retail Broker 
Distributors and External Hosted Subscribers, as broker-dealers are 
free operate their businesses however they may choose in response to a 
host of a reasons, only one of which are associated costs.
    The Exchange believes that the proposed cap of 10,000 for the Cboe 
One Summary Data Feed for this Program, as well as increasing this cap 
to 10,0000 for the Cboe One Summary Data Feed for the Small Retail 
Broker Program is reasonable and not unfairly discriminatory as the 
Exchange believes it is in the best interest of all market participants 
to more broadly expand this in support of inclusion for more retail 
investors by participation in both programs by small retail brokers on 
a global scale.
Distribution Fee Waiver
    The Exchange believes that the Distribution Fee Waivers for both 
the External Hosted Subscriber and the Hosting Small Retail Broker 
Distributor are reasonable as they represent a significant cost 
reduction for the Hosting Small Retail Broker Distributor to provide a 
hosted solution for the External Hosted Subscriber, to ultimately 
provide the data to the External Hosted Subscriber's retail investors. 
By targeting the Distribution Fee waiver to vendors/redistributors that 
provide external distribution of the Applicable Feeds, the Exchange 
believes that this would provide an incentive for redistributors to 
make the Applicable Feeds available to its customers. Specifically, if 
a data recipient is interested in subscribing to the Applicable Feeds 
and relies on a vendor/redistributor to obtain market data products 
from the Exchange, that data customer would need the vendor/
redistributor to first subscribe to and distribute the Applicable 
Feeds. In this regard, the Exchange believes the proposed waiver would 
provide an incentive for vendors/redistributors to make the Applicable 
Feeds available to their customers, which will increase the 
availability of the Applicable Feeds to a larger potential population 
of retail investors.
    While the existing fee structure does provide a benefit of a 
discounted waiver for Small Retail Brokers that externally distribute 
the data, these discounted Distribution Fees are still incurred by both 
the external Hosted Subscriber and the Hosting Small Retail Broker 
Distributor. In an attempt to alleviate these costs, and make this data 
more available to retail investors, the Exchange proposes to waive the 
Distribution Fees for both the Hosting Small Retail Broker Distributor 
and the External Hosted Subscriber. With this Program, the Exchange 
believes it will increase market accessibility and data to investors on 
a global scale. Exchange Hosted Subscribers may not have the 
infrastructure or technical capabilities to offer market data and/or 
execution services to its retail investors. Through waiving these fees 
for the External Hosted Subscriber, the Exchange hopes to reach a 
broader scale of retail investors globally. Further, as discussed 
above, the Exchange also believes it is appropriate and not unfairly 
discriminatory to limit this specific credit to the External Hosted 
Subscriber and the Hosting Small Retail Broker Distributor given the 
development and maintenance the Hosting Small Retail Broker Distributor 
undergoes to provide this data to the External Hosted Subscriber's end 
users.
Data Consolidation Fee Waiver
    The Exchange believes it is reasonable to not charge the External 
Hosted Subscriber the Data Consolidation Fee for Cboe One Summary Data 
for the duration of the time that they are eligible for this program. 
As previously discussed, the waiver of fees for the External Hosted 
Subscriber is intended to make this data more available to retail 
investors. The Exchange also believes it is appropriate and not 
unfairly discriminatory to limit this specific credit to the External 
Hosted Subscriber because, as described above, the Exchange believes by 
alleviating some of the barriers to entry, that Exchange Hosted 
Subscribers are able to bring this data and execution services to their 
retail investors. Of further note, the Exchange believes it is 
reasonable to maintain this cost for the Hosting Small Retail Broker 
Distributor as the Hosting Small Retail Broker Distributor is the party 
receiving this data from the Exchange where it is consolidated for the 
benefit of the Hosting Small Retail Broker Distributor.
Fixed Cost of Non-Professional Users
    The Exchange believes it is reasonable to set a fixed cost for Non-
Professional Users fees for External Hosted Subscribers by charging a 
flat, fixed cost instead of charging per user to allow for additional 
savings. Under this structure, the External Hosted Subscriber shall 
still be responsible by paying the standard per User fee of a 
Professional Users under the Applicable Feed. The Exchange does not 
believe this is unfairly discriminatory as the program is based around 
making the Applicable Feed available for Non-Professional Users. The 
Exchange also notes that it has taken a similar approach here to the 
NYSE Per User Access Fee, which sets a fixed cost where the data is 
used only for display purposes.\24\
---------------------------------------------------------------------------

    \24\ See NYSE Proprietary Market Data Pricing Guide, April 1, 
2025.
---------------------------------------------------------------------------

B. Self-Regulatory Organization's Statement on Burden on Competition

    The Exchange does not believe that the proposed rule change would 
result in any burden on competition that is not necessary or 
appropriate in furtherance of the purposes of the Act. The Exchange 
operates in a highly competitive environment, and its ability to price 
these data products is constrained by: (i) Competition among exchanges 
that offer similar data products to their customers; and (ii) the 
existence of inexpensive real-time consolidated data disseminated by 
the SIPs. Top of book data is disseminated by both the SIPs and the 
sixteen equities exchanges. There are therefore a number of alternative 
products available to market participants and investors. In this 
competitive environment potential subscribers are free to choose which 
competing product to purchase to satisfy their need for market 
information. Often, the choice comes down to price, as broker-dealers 
or vendors look to purchase the cheapest top of book data product, or 
quality, as market participants seek to purchase data that represents 
significant market liquidity. In order to better compete for this 
segment of the market, the Exchange is proposing to reduce the cost of 
top of book data provided by Hosting Small Retail Broker Distributors 
to its External Hosted Subscribers, and in turn, their retail 
investors. The Exchange believes that this would facilitate greater 
access to such data, ultimately benefiting the retail investors that 
are provided access to such market data.
    The Exchange also believes the proposed fee changes will better 
enable it to compete in the Asia Pacific region,

[[Page 55217]]

which is an area of increasing interest and growth within the U.S. 
equities markets, generally. As the Asia Pacific investor base seeks 
access to the liquidity and efficient price discovery processes that 
exist in the U.S. equities markets, various broker-dealers have begun 
offering trading in this region, and exchanges have begun to 
contemplate 24-hour trading solutions designed to capture the increased 
demand from the Asia Pacific investor base.\25\ Naturally, U.S. 
equities market data will be in demand as Asia Pacific trading 
increases in the U.S. markets. Indeed, in formulating its current 
pricing, the Exchange has considered the growth in the Asia Pacific 
reason and has sought to propose fees that would continue to appeal to 
the existing Small Retail Brokers in this region, and that would 
incentivize additional smaller retail broker-dealers in this region to 
subscribe to the Applicable Feed as External Hosted Subscribers. In 
this regard, the Exchange believes its proposed fees will better enable 
it to compete in Asia Pacific, thereby offering competitively priced 
data products to more and more investors, at attractive price points.
---------------------------------------------------------------------------

    \25\ See ``Cboe Announces Plans to Launch 24x5 U.S. Equities 
Trading,'' February 3, 2025, available at: <a href="https://ir.cboe.com/news/news-details/2025/Cboe-Announces-Plans-to-Launch-24x5-U.S.-Equities-Trading-2025-NwujmKvsxb/default.aspx">https://ir.cboe.com/news/news-details/2025/Cboe-Announces-Plans-to-Launch-24x5-U.S.-Equities-Trading-2025-NwujmKvsxb/default.aspx</a>, (``[Cboe] continue[s] to hear 
from market participants globally--particularly those in Asia 
Pacific markets like Hong Kong, Japan, Korea, Singapore and 
Australia--that they want greater access to U.S. equities trading 
and need trusted venues that can offer transparency, robust 
liquidity and efficient price discovery,'' said Oliver Sung, Head of 
North American Equities at Cboe Global Markets. ``As the world's 
largest global exchange operator, Cboe is uniquely positioned to 
meet that demand. By leveraging our global infrastructure, leading-
edge technology, and proven experience facilitating around-the-clock 
trading in global markets, we believe we can seamlessly support a 
24x5 trading model for U.S. equities.''; see also ``Nasdaq's View: 
The Road to 24 Hour Trading,'' June 16, 2025, available at: <a href="https://www.nasdaq.com/newsroom/nasdaqs-view-road-24-hour-trading">https://www.nasdaq.com/newsroom/nasdaqs-view-road-24-hour-trading</a>; see also 
``The New York Stock Exchange Plans to Extend Weekday Trading on its 
NYSE Arca Equities Exchange to 22 Hours a Day,'' October 25, 2024, 
available at: <a href="https://ir.theice.com/press/news-details/2024/The-New-York-Stock-Exchange-Plans-to-Extend-Weekday-Trading-on-its-NYSE-Arca-Equities-Exchange-to-22-Hours-a-Day/default.aspx">https://ir.theice.com/press/news-details/2024/The-New-York-Stock-Exchange-Plans-to-Extend-Weekday-Trading-on-its-NYSE-Arca-Equities-Exchange-to-22-Hours-a-Day/default.aspx</a>; see also 
``Robinhood 24 Hour Market,'' available at: <a href="https://robinhood.com/us/en/support/articles/24hour-market/">https://robinhood.com/us/en/support/articles/24hour-market/</a>.
---------------------------------------------------------------------------

    The Exchange does not believe that this price reduction would cause 
any unnecessary or inappropriate burden on intermarket competition as 
other exchanges and data vendors are free to lower their prices to 
better compete with the Exchange's offering. Indeed, as explained in 
the basis section of this proposed rule change, the Exchange's decision 
to (i) waive the Distribution Fee for the Hosting Small Retail Broker 
Distributor and the External Hosted Subscriber and (ii) waiving the 
Consolidation Fee (when applicable) for the External Hosted Subscriber 
and (iii) setting a fixed cost for the Non-Professional Users for the 
External Hosted Subscriber is itself a competitive response to 
different fee structures available on competing markets. The Exchange 
therefore believes that the proposed rule change is pro-competitive as 
it seeks to offer pricing incentives to customers to better position 
the Exchange as it competes to attract additional market data 
subscribers. The Exchange also believes that the proposed reduction in 
fees the Hosting Small Retail Broker Distributor and the External 
Hosted Subscriber would not cause any unnecessary or inappropriate 
burden on intramarket competition. Although the proposed fee discount 
would be largely limited to small retail broker subscribers, larger 
broker-dealers and vendors can already purchase top of book data from 
the Exchange at prices that represent a significant cost savings when 
compared to competitor products that combine higher subscriber fees 
with lower fees for distribution. In light of the benefits already 
provided to this group of subscribers, the Exchange believes that 
additional discounts to small retail brokers would increase rather than 
decrease competition among broker-dealers that participate on the 
Exchange. Furthermore, as discussed earlier in this proposed rule 
change, the Exchange believes that offering pricing benefits to brokers 
that represent retail investors facilitates the Commission's mission of 
protecting ordinary investors, and is therefore consistent with the 
Act.

C. Self-Regulatory Organization's Statement on Comments on the Proposed 
Rule Change Received From Members, Participants, or Others

    The Exchange neither solicited nor received comments on the 
proposed rule change.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    The foregoing rule change has become effective pursuant to Section 
19(b)(3)(A) of the Act \26\ and paragraph (f) of Rule 19b-4 \27\ 
thereunder. At any time within 60 days of the filing of the proposed 
rule change, the Commission summarily may temporarily suspend such rule 
change if it appears to the Commission that such action is necessary or 
appropriate in the public interest, for the protection of investors, or 
otherwise in furtherance of the purposes of the Act. If the Commission 
takes such action, the Commission will institute proceedings to 
determine whether the proposed rule change should be approved or 
disapproved.
---------------------------------------------------------------------------

    \26\ 15 U.S.C. 78s(b)(3)(A).
    \27\ 17 CFR 240.19b-4(f).
---------------------------------------------------------------------------

IV. Solicitation of Comments

    Interested persons are invited to submit written data, views and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#e99b9c858cc48a8684848c879d9aa99a8c8ac78e869f"><span class="__cf_email__" data-cfemail="88fafde4eda5ebe7e5e5ede6fcfbc8fbedeba6efe7fe">[email&#160;protected]</span></a>. Please include 
file number SR-CboeEDGA-2025-034 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to file number SR-CboeEDGA-2025-034. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>). Copies of the filing will be available for inspection and 
copying at the principal office of the Exchange. Do not include 
personal identifiable information in submissions; you should submit 
only information that you wish to make available publicly. We may 
redact in part or withhold entirely from publication submitted material 
that is obscene or subject to copyright protection. All submissions 
should refer to file number SR-CboeEDGA-2025-034 and should be 
submitted on or before December 22, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\28\
---------------------------------------------------------------------------

    \28\ 17 CFR 200.30-3(a)(12).
---------------------------------------------------------------------------

Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2025-21644 Filed 11-28-25; 8:45 am]
BILLING CODE 8011-01-P


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