Notice2025-21460

Designated Reserve Ratio for 2026

Primary source

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Published
November 28, 2025

Issuing agencies

Federal Deposit Insurance Corporation

Abstract

Pursuant to the Federal Deposit Insurance Act (FDI Act), the Board of Directors (Board) of the Federal Deposit Insurance Corporation (FDIC) designates that the Designated Reserve Ratio (DRR) for the Deposit Insurance Fund shall remain at 2 percent for 2026. The Board is publishing this notice as required by the FDI Act.

Full Text

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<title>Federal Register, Volume 90 Issue 227 (Friday, November 28, 2025)</title>
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[Federal Register Volume 90, Number 227 (Friday, November 28, 2025)]
[Notices]
[Pages 54688-54689]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-21460]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Designated Reserve Ratio for 2026

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Notice of Designated Reserve Ratio for 2026.

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SUMMARY: Pursuant to the Federal Deposit Insurance Act (FDI Act), the 
Board of Directors (Board) of the Federal Deposit Insurance Corporation 
(FDIC) designates that the Designated Reserve Ratio (DRR) for the 
Deposit Insurance Fund shall remain at 2 percent for 2026. The Board is 
publishing this notice as required by the FDI Act.

FOR FURTHER INFORMATION CONTACT: Ashley Mihalik, Deputy Director, 
Deposit Insurance and Risk Analysis, Division of Insurance and 
Research, 202-898-3793, <a href="/cdn-cgi/l/email-protection#36575b5f5e575a5f5d7650525f5518515940"><span class="__cf_email__" data-cfemail="13727e7a7b727f7a785375777a703d747c65">[email&#160;protected]</span></a>; Daniel Hoople, Acting 
Associate Director, Financial Risk Management Branch, Division of 
Insurance and Research, 202-898-3835, <a href="/cdn-cgi/l/email-protection#e2868a8d8d928e87a284868b81cc858d94"><span class="__cf_email__" data-cfemail="2c484443435c40496c4a48454f024b435a">[email&#160;protected]</span></a>; or Ryan 
McCarthy, Counsel, Legal Division, 202-898-7301, <a href="/cdn-cgi/l/email-protection#d6a4afbbb5b5b7a4a2beaf96b0b2bfb5f8b1b9a0"><span class="__cf_email__" data-cfemail="e092998d83838192948899a086848983ce878f96">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: Pursuant to the FDI Act, the Board 
designates that the DRR for the Deposit Insurance Fund shall remain at 
2 percent for 2026. The Board is publishing this notice as required by 
section 7(b)(3)(A)(i) of the FDI Act (12 U.S.C. 1817(b)(3)(A)(i)). 
There is no need to amend 12 CFR 327.4(g), the section of the FDIC's 
regulations that sets forth the DRR, because the DRR for 2026 is the 
same as the current DRR.

Federal Deposit Insurance Corporation.

    By order of the Board of Directors.


[[Page 54689]]


    Dated at Washington, DC November 25, 2025.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2025-21460 Filed 11-26-25; 8:45 am]
BILLING CODE 6714-01-P


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Indexed from Federal Register on November 28, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.