Notice2025-20377

Changes in Flood Hazard Determinations

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
November 20, 2025

Issuing agencies

Homeland Security DepartmentFederal Emergency Management Agency

Abstract

New or modified Base (1-percent annual chance) Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, and/or regulatory floodways (hereinafter referred to as flood hazard determinations) as shown on the indicated Letter of Map Revision (LOMR) for each of the communities listed in the table below are finalized. Each LOMR revises the Flood Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance Study (FIS) reports, currently in effect for the listed communities.

Full Text

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<title>Federal Register, Volume 90 Issue 222 (Thursday, November 20, 2025)</title>
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[Federal Register Volume 90, Number 222 (Thursday, November 20, 2025)]
[Notices]
[Pages 52414-52417]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-20377]


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DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

[Docket ID FEMA-2025-0002]


Changes in Flood Hazard Determinations

AGENCY: Federal Emergency Management Agency, Department of Homeland 
Security.

ACTION: Notice.

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SUMMARY: New or modified Base (1-percent annual chance) Flood 
Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) 
boundaries or zone designations, and/or regulatory floodways 
(hereinafter referred to as flood hazard determinations) as shown on 
the indicated Letter of Map Revision (LOMR) for each of the communities 
listed in the table below are finalized. Each LOMR revises the Flood 
Insurance Rate Maps (FIRMs), and in some cases the Flood Insurance 
Study (FIS) reports, currently in effect for the listed communities.

DATES: Each LOMR was finalized as in the table below.

ADDRESSES: Each LOMR is available for inspection at both the respective 
Community Map Repository address listed in the table below and online 
through the FEMA Map Service Center at <a href="https://msc.fema.gov">https://msc.fema.gov</a>.

FOR FURTHER INFORMATION CONTACT: David Bascom, Acting Director, 
Engineering and Modeling Division, Risk Analysis, Planning & 
Information Directorate, FEMA, 400 C Street SW, Washington, DC 20472, 
or (email) <a href="/cdn-cgi/l/email-protection#f09491869994de929183939f9db096959d91de949883de979f86"><span class="__cf_email__" data-cfemail="fe9a9f88979ad09c9f8d9d9193be989b939fd09a968dd0999188">[email&#160;protected]</span></a>; or visit the FEMA Mapping and 
Insurance eXchange (FMIX) online at <a href="https://www.floodmaps.fema.gov/fhm/fmx_main.html">https://www.floodmaps.fema.gov/fhm/fmx_main.html</a>.

SUPPLEMENTARY INFORMATION: The Federal Emergency Management Agency 
(FEMA) makes the final flood hazard determinations as shown in the 
LOMRs for each community listed in the table below. Notice of these 
modified flood hazard determinations has been published in newspapers 
of local circulation and 90 days have elapsed since that publication. 
The Deputy Associate Administrator for Insurance and Mitigation has 
resolved any appeals resulting from this notification.
    The modified flood hazard determinations are made pursuant to 
section 206 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 
4105, and are in accordance with the National Flood Insurance Act of 
1968, 42 U.S.C. 4001 et seq., and with 44 CFR part 65. The current 
effective community number is shown and must be used for all new 
policies and renewals.
    The new or modified flood hazard information is the basis for the 
floodplain management measures that the community is required either to 
adopt or to show evidence of being already in effect in order to remain 
qualified for participation in the National Flood Insurance Program 
(NFIP).
    This new or modified flood hazard information, together with the 
floodplain management criteria required by 44 CFR 60.3, are the minimum 
that are required. They should not be construed to mean that the 
community must change any existing ordinances that are more stringent 
in their floodplain management requirements. The community may at any 
time enact stricter requirements of its own or pursuant to policies 
established by other Federal, State, or regional entities.
    This new or modified flood hazard determinations are used to meet 
the floodplain management requirements of the NFIP. The changes in 
flood hazard determinations are in accordance with 44 CFR 65.4.
    Interested lessees and owners of real property are encouraged to 
review the final flood hazard information available at the address 
cited below for each community or online through the FEMA Map Service 
Center at <a href="https://msc.fema.gov">https://msc.fema.gov</a>.

(Catalog of Federal Domestic Assistance No. 97.022, ``Flood 
Insurance.'')

Jeffrey Jackson,
Deputy Assistant Administrator, Federal Insurance Directorate, 
Resilience, Federal Emergency Management Agency, Department of Homeland 
Security.

[[Page 52415]]



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                                                              Chief executive                                                                 Community
         State and county           Location and case No.  officer of community   Community map repository        Date of modification           No.
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Florida:
    Clay (FEMA Docket No.: B-2520)  Unincorporated areas   The Honorable Betsy   Clay County                Aug. 1, 2025...................       120064
                                     of Clay County (24-    Condon, Chair, Clay   Administration Building,
                                     04-2893P).             County Board of       477 Houston Street,
                                                            Commissioners, P.O.   Green Cove Springs, FL
                                                            Box 1366, Green       32043.
                                                            Cove Springs, FL
                                                            32043.
    Duval (FEMA Docket No.: B-      City of Jacksonville   The Honorable Donna   City Hall, 117 West Duval  Aug. 6, 2025...................       120077
     2527).                          (25-04-0844P).         Deegan, Mayor, City   Street, Suite 400,
                                                            of Jacksonville,      Jacksonville, FL 32202.
                                                            117 West Duval
                                                            Street, Suite 400,
                                                            Jacksonville, FL
                                                            32202.
    Lee (FEMA Docket No.: B-2527).  Unincorporated areas   David Harner,         Lee County Building        Aug. 4, 2025...................       125124
                                     of Lee County (24-04-  Manager, Lee          Department, 1500 Monroe
                                     6920P).                County, 2115 2nd      Street, Fort Myers, FL
                                                            Street, Fort Myers,   33901.
                                                            FL 33901.
    Monroe (FEMA Docket No.: B-     Unincorporated areas   The Honorable Jim     Monroe County Building     Jul. 25, 2025..................       125129
     2531).                          of Monroe County (25-  Scholl, Mayor,        Department, 2798
                                     04-0148P).             Monroe County Board   Overseas Highway, Suite
                                                            of Commissioners,     300, Marathon, FL 33050.
                                                            530 Whitehead
                                                            Street, Key West,
                                                            FL 33040.
    Orange (FEMA Docket No.: B-     City of Orlando (24-   The Honorable Buddy   Public Works Department,   Jul. 25, 2025..................       120186
     2520).                          04-6249P).             Dyer, Mayor, City     Engineering Division,
                                                            of Orlando, 400       400 South Orange Avenue,
                                                            South Orange          8th Floor, Orlando, FL
                                                            Avenue, Orlando, FL   32801.
                                                            32801.
    Orange (FEMA Docket No.: B-     City of Orlando (25-   The Honorable Buddy   Public Works Department,   Aug. 11, 2025..................       120186
     2522).                          04-1337P).             Dyer, Mayor, City     400 South Orange Avenue,
                                                            of Orlando, 400       Orlando, FL 32801.
                                                            South Orange
                                                            Avenue, Orlando, FL
                                                            32801.
    Orange (FEMA Docket No.: B-     Unincorporated areas   The Honorable Jerry   Orange County Public       Aug. 11, 2025..................       120179
     2522).                          of Orange County (25-  L. Demings, Mayor,    Works Department,
                                     04-0551P).             Orange County, 201    Stormwater Management
                                                            South Rosalind        Division, 4200 South
                                                            Avenue, 5th Floor,    John Young Parkway,
                                                            Orlando, FL 32801.    Orlando, FL 32839.
    Osceola (FEMA Docket No.: B-    Unincorporated areas   Don Fisher, Manager,  Osceola County Public      Aug. 8, 2025...................       120189
     2534).                          of Osceola County      Osceola County, 1     Works Department, 1
                                     (24-04-5261P).         Courthouse Square,    Courthouse Square, Suite
                                                            Suite 4700,           1400, Kissimmee, FL
                                                            Kissimmee, FL 34741.  34741.
    Palm Beach (FEMA Docket No.: B- City of Westlake (23-  The Honorable John    City Hall, 4001 Seminole   Aug. 4, 2025...................       120018
     2527).                          04-4870P).             Paul O'Connor,        Pratt Whitney Road,
                                                            Mayor, City of        Westlake, FL 33470.
                                                            Westlake, 4001
                                                            Seminole Pratt
                                                            Whitney Road,
                                                            Westlake, FL 33470.
    Pasco (FEMA Docket No.: B-      Unincorporated areas   Kathryn Starkey,      Pasco County Building      Aug. 11, 2025..................       120230
     2522).                          of Pasco County (24-   Chair, Pasco County   Construction Services
                                     04-2976P).             Board of              Department, 8661
                                                            Commissioners,        Citizens Drive, Suite
                                                            37918 Meridian        100, New Port Richey, FL
                                                            Avenue, Dade City,    34654.
                                                            FL 33525.
    Pasco (FEMA Docket No.: B-      Unincorporated areas   The Honorable         Pasco County Building      Aug. 4, 2025...................       120230
     2520).                          of Pasco County (24-   Kathryn Starkey,      Construction Services
                                     04-3863P).             Chair, Pasco County   Department, 8661
                                                            Board of              Citizens Drive, Suite
                                                            Commissioners,        100, New Port Richey, FL
                                                            37918 Meridian        34654.
                                                            Avenue, Dade City,
                                                            FL 33525.
    Pasco (FEMA Docket No.: B-      Unincorporated areas   The Honorable         Pasco County Building      Jul. 24, 2025..................       120230
     2522).                          of Pasco County (24-   Kathryn Starkey,      Construction Services
                                     04-5989P).             Chair, Pasco County   Department, 8661
                                                            Board of              Citizens Drive, Suite
                                                            Commissioners,        100, New Port Richey, FL
                                                            37918 Meridian        34654.
                                                            Avenue, Dade City,
                                                            FL 33525.
Georgia: Columbia (FEMA Docket      Unincorporated areas   The Honorable         Columbia County            Jul. 25, 2025..................       130059
 No.: B-2520).                       of Columbia County     Douglas R. Duncan,    Engineering Services
                                     (24-04-1033P).         Jr., Chair,           Division, Stormwater
                                                            Columbia County       Compliance Department,
                                                            Board of              630 Ronald Reagan Drive,
                                                            Commissioners, 630    Building A, Evans, GA
                                                            Ronald Reagan         30809.
                                                            Drive, Building B,
                                                            Evans, GA 30809.
Indiana:
    Hamilton (FEMA Docket No.: B-   City of Noblesville    The Honorable Chris   City Hall, 16 South 10th   Jul. 22, 2025..................       180082
     2520).                          (24-05-1632P).         Jensen, Mayor, City   Street, Noblesville, IN
                                                            of Noblesville, 16    46060.
                                                            South 10th Street,
                                                            Noblesville, IN
                                                            46060.
    Hamilton (FEMA Docket No.: B-   Unincorporated areas   Mark Heirbrandt,      Hamilton County            Jul. 22, 2025..................       180080
     2520).                          of Hamilton County     President, Hamilton   Administration Building,
                                     (24-05-1632P).         County Board of       1 Hamilton County
                                                            Commissioners, 1      Square, Suite 13,
                                                            Hamilton County       Noblesville, IN 46060.
                                                            Square, Suite 157,
                                                            Noblesville, IN
                                                            46060.
    Porter (FEMA Docket No.: B-     City of Portage (24-   The Honorable Austin  City Hall, 6070 Central    Jul. 25, 2025..................       180202
     2531).                          05-1233P).             Bonta, Mayor, City    Avenue, Portage, IN
                                                            of Portage, 6070      46368.
                                                            Central Avenue,
                                                            Portage, IN 46368.
Michigan: Macomb (FEMA Docket No.:  City of Sterling       Mark D. Vanderpool,   City Hall, 40555 Utica     Jul. 23, 2025..................       260128
 B-2522).                            Heights (24-05-        Manager, City of      Road, Sterling Heights,
                                     2340P).                Sterling Heights,     MI 48311.
                                                            40555 Utica Road,
                                                            Sterling Heights,
                                                            MI 48311.

[[Page 52416]]

 
Minnesota: Hennepin (FEMA Docket    City of Maple Grove    Heidi Nelson,         City Hall, 12800 Arbor     Jul. 18, 2025..................       270169
 No.: B-2520).                       (24-05-2167P).         Administrator, City   Lakes Parkway North,
                                                            of Maple Grove,       Maple Grove, MN 55369.
                                                            12800 Arbor Lakes
                                                            Parkway North,
                                                            Maple Grove, MN
                                                            55369.
Mississippi: Hancock (FEMA Docket   City of Bay St. Louis  The Honorable Mike    City Hall, 688 Highway     Aug. 1, 2025...................       285251
 No.: B-2522).                       (23-04-6175P).         Farve, Mayor, City    90, Bay St. Louis, MS
                                                            of Bay St. Louis,     39520.
                                                            688 Highway 90, Bay
                                                            St. Louis, MS 39520.
Missouri:
    St. Louis (FEMA Docket No.: B-  City of Brentwood (25- Bola Akande,          City Hall, 2348 South      Aug. 11, 2025..................       290338
     2527).                          07-0359P).             Administrator, City   Brentwood Boulevard,
                                                            of Brentwood, 2348    Brentwood, MO 63144.
                                                            South Brentwood
                                                            Boulevard,
                                                            Brentwood, MO 63144.
    St. Louis (FEMA Docket No.: B-  City of Maplewood (25- Amber Withycombe,     City Hall, 7601            Aug. 11, 2025..................       295266
     2527).                          07-0359P).             Manager, City of      Manchester Road,
                                                            Maplewood, 7601       Maplewood, MO 63143.
                                                            Manchester Road,
                                                            Maplewood, MO 63143.
    St. Louis (FEMA Docket No.: B-  City of Webster        The Honorable Laura   City Hall, 4 East          Aug. 11, 2025..................       290394
     2527).                          Groves (25-07-0359P).  Arnold, Mayor, City   Lockwood Avenue, Webster
                                                            of Webster Groves,    Groves, MO 63119.
                                                            4 East Lockwood
                                                            Avenue, Webster
                                                            Groves, MO 63119.
Ohio: Lucas (FEMA Docket No.: B-    Unincorporated areas   Lisa A. Sobecki,      Lucas County Government    Jul. 25, 2025..................       390359
 2520).                              of Lucas County (24-   President, Lucas      Center, 1 Government
                                     05-0756P).             County Board of       Center, Toledo, OH 43604.
                                                            Commissioners, 1
                                                            Government Center,
                                                            Toledo, OH 43604.
Tennessee:
    Fayette (FEMA Docket No.: B-    City of Piperton (24-  The Honorable Henry   City Hall, 3575 Highway    Jul. 31, 2025..................       470401
     2531).                          04-2852P).             Coats, Mayor, City    196, Piperton, TN 38017.
                                                            of Piperton, 3300
                                                            Highway 196 South,
                                                            Piperton, TN 38017.
    Shelby (FEMA Docket No.: B-     City of Germantown     The Honorable Mike    Economic and Community     Aug. 11, 2025..................       470353
     2522).                          (24-04-1644P).         Palazzolo, Mayor,     Development Building,
                                                            City of Germantown,   1920 South Germantown
                                                            1930 South            Road, Germantown, TN
                                                            Germantown Road,      38138.
                                                            Germantown, TN
                                                            38138.
    Shelby (FEMA Docket No.: B-     Unincorporated areas   The Honorable Lee     Shelby County Engineers    Aug. 11, 2025..................       470353
     2522).                          of Shelby County (24-  Harris, Mayor,        Office, 6463 Haley Road,
                                     04-1644P).             Shelby County, 160    Memphis, TN 38134.
                                                            North Main Street,
                                                            11th Floor,
                                                            Memphis, TN 38103.
Texas:
    Bexar (FEMA Docket No.: B-      City of San Antonio    The Honorable Ron     Public Works Department,   Aug. 11, 2025..................       480045
     2534).                          (24-06-0795P).         Nirenberg, Mayor,     Storm Water Division,
                                                            City of San           1901 South Alamo Street,
                                                            Antonio, P.O. Box     2nd Floor, San Antonio,
                                                            839966, San           TX 78205.
                                                            Antonio, TX 78283.
    Collin (FEMA Docket No.: B-     City of McKinney (24-  The Honorable George  Public Works Department,   Aug. 4, 2025...................       480135
     2520).                          06-1188P).             Fuller, Mayor, City   3501 North Central
                                                            of McKinney, 401      Parkway, McKinney, TX
                                                            East Virginia         75071.
                                                            Street, McKinney,
                                                            TX 75069.
    Montgomery (FEMA Docket No.: B- City of Conroe (24-06- The Honorable Duke    City Hall, 300 West Davis  Aug. 11, 2025..................       480484
     2534).                          1194P).                W. Coon, Mayor,       Street, Conroe, TX 77301.
                                                            City of Conroe,
                                                            P.O. Box 3066,
                                                            Conroe, TX 77301.
    Montgomery (FEMA Docket No.: B- Unincorporated areas   The Honorable Mark    Montgomery County Alan B.  Aug. 11, 2025..................       480483
     2534).                          of Montgomery County   J. Keough,            Sadler Commissioners
                                     (24-06-1194P).         Montgomery County     Court Building, 501
                                                            Judge, 501 North      North Thompson Street,
                                                            Thompson Street,      Suite 100, Conroe, TX
                                                            Suite 401, Conroe,    77301.
                                                            TX 77301.
    Rockwall (FEMA Docket No.: B-   City of Royse City     The Honorable Clay    City Hall, 100 West Main   Aug. 1, 2025...................       480548
     2522).                          (24-06-1001P).         Ellis, Mayor, City    Street, Royse City, TX
                                                            of Royse City, P.O.   75189.
                                                            Box 638, Royse
                                                            City, TX 75189.
    Tarrant (FEMA Docket No.: B-    City of Haltom City    The Honorable An      Public Works Department,   Aug. 7, 2025...................       480599
     2522).                          (24-06-2022P).         Truong, Mayor, City   4200 Hollis Street,
                                                            of Haltom City,       Haltom City, TX 76111.
                                                            4801 Haltom Road,
                                                            Haltom City, TX
                                                            76117.
    Tarrant (FEMA Docket No.: B-    City of Haslet (24-06- The Honorable Gary    City Hall, 101 Main        Aug. 11, 2025..................       480600
     2522).                          0031P).                Hulsey, Mayor, City   Street, Haslet, TX 76052.
                                                            of Haslet, 101 Main
                                                            Street, Haslet, TX
                                                            76052.
    Tarrant (FEMA Docket No.: B-    City of Richland       The Honorable Curtis  City Hall, 3200 Diana      Aug. 7, 2025...................       480608
     2522).                          Hills (24-06-2022P).   Bergthold, Mayor,     Drive, Richland Hills,
                                                            City of Richland      TX 76118.
                                                            Hills, 3200 Diana
                                                            Drive, Richland
                                                            Hills, TX 76118.
    Texas: Tarrant (FEMA Docket     Unincorporated areas   The Honorable Tim     Tarrant County             Aug. 11, 2025..................       480582
     No.: B-2522).                   of Tarrant County      O'Hare, Tarrant       Transportation Services
                                     (24-06-0031P).         County Judge, 100     Department, 200 Taylor
                                                            East Weatherford      Street, Suite 305, Fort
                                                            Street, Suite 501,    Worth, TX 76196.
                                                            Fort Worth, TX
                                                            76196.

[[Page 52417]]

 
    Travis (FEMA Docket No.: B-     City of Austin (24-06- T.C. Broadnax,        Watershed Protection       Aug. 11, 2025..................       480624
     2522).                          1484P).                Manager, City of      Department, 505 Barton
                                                            Austin, P.O. Box      Springs Road, 11th
                                                            1088, Austin, TX      Floor, Austin, TX 78704.
                                                            78767.
Virginia: Loudoun (FEMA Docket      Town of Leesburg (24-  Kaj Dentler,          Department of Community    Aug. 4, 2025...................       510091
 No.: B-2534).                       03-0821P).             Manager, Town of      Development, Engineering
                                                            Leesburg, 25 West     Division, 222 Catoctin
                                                            Market Street,        Circle, Suite 200,
                                                            Leesburg, VA 20176.   Leesburg, VA 20175.
Wisconsin:
    Kenosha (FEMA Docket No.: B-    City of Kenosha (23-   The Honorable David   City Hall, 625 52nd        Jul. 25, 2025..................       550209
     2531).                          05-0545P).             Bogdala, Mayor,       Street, Room 308,
                                                            City of Kenosha,      Kenosha, WI 53140.
                                                            625 52nd Street,
                                                            Room 300, Kenosha,
                                                            WI 53140.
    Kenosha (FEMA Docket No.: B-    Village of Bristol     Mike Farrell,         Village Hall, 19801 83rd   Aug. 7, 2025...................       550595
     2534).                          (24-05-0361P).         President, Village    Street, Bristol, WI
                                                            of Bristol Board,     53104.
                                                            19801 83rd Street,
                                                            Bristol, WI 53104.
    Kenosha (FEMA Docket No.: B-    Village of Pleasant    John P. Steinbrink,   Village Hall, 9915 39th    Jul. 25, 2025..................       550613
     2531).                          Prairie (23-05-        President, Village    Avenue, Pleasant
                                     0545P).                of Pleasant           Prairie, WI 53158.
                                                            Prairie, 9915 39th
                                                            Avenue, Pleasant
                                                            Prairie, WI 53158.
    Kenosha (FEMA Docket No.: B-    Village of Pleasant    John P. Steinbrink,   Village Hall, 9915 39th    Aug. 7, 2025...................       550613
     2534).                          Prairie (24-05-        President, Village    Avenue, Pleasant
                                     0361P).                of Pleasant Prairie   Prairie, WI 53158.
                                                            Board, 9915 39th
                                                            Avenue, Pleasant
                                                            Prairie, WI 53158.
    Kenosha (FEMA Docket No.: B-    Unincorporated areas   Samantha Kerkman,     Kenosha County Center,     Jul. 25, 2025..................       550523
     2531).                          of Kenosha County      Kenosha County        19600 75th Street,
                                     (23-05-0545P).         Executive, 1010       Bristol, WI 53104.
                                                            56th Street,
                                                            Kenosha, WI 53140.
    Kenosha (FEMA Docket No.: B-    Village of Somers (23- George Stoner,        Village Hall, 7511 12th    Jul. 25, 2025..................       550406
     2531).                          05-0545P).             President, Village    Street, Somers, WI 53144.
                                                            of Somers, P.O. Box
                                                            197, Somers, WI
                                                            53171.
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[FR Doc. 2025-20377 Filed 11-19-25; 8:45 am]
BILLING CODE 9110-12-P


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Indexed from Federal Register on November 20, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.