Notice2025-20255

Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Amend the Additional Incentive Provided to Qualified Market Makers in Equity 7, Section 114(e) and To Introduce a New Credit for Non-Displayed Midpoint Quotes/Orders Under Equity 7, Section 118(a)(1)

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Published
November 19, 2025

Issuing agencies

Securities and Exchange Commission

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<title>Federal Register, Volume 90 Issue 221 (Wednesday, November 19, 2025)</title>
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[Federal Register Volume 90, Number 221 (Wednesday, November 19, 2025)]
[Notices]
[Pages 52123-52125]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-20255]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-104181; File No. SR-NASDAQ-2025-088]


Self-Regulatory Organizations; The Nasdaq Stock Market LLC; 
Notice of Filing and Immediate Effectiveness of a Proposed Rule Change 
To Amend the Additional Incentive Provided to Qualified Market Makers 
in Equity 7, Section 114(e) and To Introduce a New Credit for Non-
Displayed Midpoint Quotes/Orders Under Equity 7, Section 118(a)(1)

November 14, 2025.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Act''),\1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that 
on September 30, 2025, The Nasdaq Stock Market LLC (``Nasdaq'' or 
``Exchange'') filed with the Securities and Exchange Commission 
(``SEC'' or ``Commission'') the proposed rule change as described in 
Items I, II, and III, below, which Items have been prepared by the 
Exchange. The Commission is publishing this notice to solicit comments 
on the proposed rule change from interested persons.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
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I. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Rule Change

    The Exchange proposes to amend the additional incentive provided to 
Qualified Market Makers in Equity 7, Section 114(e) (Market Quality 
Incentive Programs) and to introduce a new credit for non-displayed 
midpoint quotes/orders under Equity 7, Section 118(a)(1) (Fees for 
Execution and Routing of Orders).
    These amendments are effective upon filing. However, the Exchange 
has designated the amendments to become operative on October 1, 2025.
    The text of the proposed rule change is available on the Exchange's 
website at <a href="https://listingcenter.nasdaq.com/rulebook/nasdaq/rulefilings">https://listingcenter.nasdaq.com/rulebook/nasdaq/rulefilings</a>, and at the principal office of the Exchange.

II. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

    In its filing with the Commission, the Exchange included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. The Exchange has prepared summaries, set forth in 
sections A, B, and C below, of the most significant aspects of such 
statements.

A. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

1. Purpose
    The purpose of the proposed rule change is to amend the Exchange's 
schedule of rebates, at Equity 7, Section 114(e) (Qualified Market 
Maker Program) to adjust the additional incentive provided to Qualified 
Market Makers (``QMMs'') and to amend Equity 7, Section 118(a)(1) (Fees 
for Execution and Routing of Orders) to introduce a new credit for non-
displayed midpoint quotes/orders.
    Currently, the Exchange provides a member designated as a QMM with 
an additional rebate of $0.000075 per share executed in Tapes A and C 
and $0.00005 per share executed in Tape B for a QMM's market 
participant identification (``MPID'') if the MPID (i) executes shares 
of liquidity provided that represents above 1.25% of Consolidated 
Volume \3\ during the month; (ii) quotes at the NBBO at least 50% of 
the time during the month during regular market hours in an average of 
at least 2,700 symbols per day; (iii) quotes at the national best bid 
or national best offer (``NBBO'') at least 50% of the time during the 
month during regular market hours in an average of at least 1,200 
symbols in securities in Tape A per day; and (iv) executes shares of 
liquidity provided that represents an increase of at least 0.50% of 
Consolidated Volume relative to May 2020. For purposes of this rebate, 
an MPID is considered to be quoting at the NBBO if the MPID has a 
displayed order (other than a Designated Retail Order) at either the 
national best bid or the national best offer or both the national best 
bid and offer. On a daily basis, Nasdaq determines the number of 
securities that satisfy the 50% NBBO requirements for the MPID.
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    \3\ ``Consolidated Volume'' shall mean the total consolidated 
volume reported to all consolidated transaction reporting plans by 
all exchanges and trade reporting facilities during a month in 
equity securities, excluding executed orders with a size of less 
than one round lot.
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    The Exchange proposes to modify this additional rebate in various 
ways. First, the revised rebate would only be available to QMMs that 
qualify for the QMM Tier 2 rebate. Second, the amount of the rebate 
would increase to $0.0001 per share executed, and this rebate would be 
the same amount regardless of whether the execution is in Tape A, B, or 
C. Third, the Exchange also proposes to modify the criteria to qualify 
for this new rebate. The new criteria are that the MPID adds liquidity 
that represents above 0.325% of Consolidated Volume during the month 
and that the MPID achieves at least a 95% ratio of its liquidity adding 
activity to its total activity on the Exchange during the month. The 
Exchange hopes that this new additional rebate will incentivize QMMs to 
qualify for the Tier 2 rebate and to add more displayed liquidity to 
the Exchange, which will improve overall market quality.
    Additionally, the Exchange currently provides credits to members 
for non-displayed orders (other than Supplemental Orders) that provide 
liquidity. The Exchange is proposing to add a credit of $0.0027 per 
share executed to Tapes A, B and C in midpoint orders (excluding buy 
(sell) orders with Midpoint pegging that receive an execution price 
that is lower (higher) than the midpoint of the NBBO). The credit will 
be available to a member who adds during the month an average daily 
volume (``ADV'') of 20 million or more shares of midpoint liquidity. 
The Exchange hopes that by proposing the new credit it will incentivize 
members to increase their liquidity providing activity at the midpoint 
on the Exchange, which will improve overall market quality.
2. Statutory Basis
    The Exchange believes that its proposal is consistent with Section 
6(b)

[[Page 52124]]

of the Act,\4\ in general, and furthers the objectives of Sections 
6(b)(4) and 6(b)(5) of the Act,\5\ in particular, in that it provides 
for the equitable allocation of reasonable dues, fees and other charges 
among members and issuers and other persons using any facility, and is 
not designed to permit unfair discrimination between customers, 
issuers, brokers, or dealers.
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    \4\ 15 U.S.C. 78f(b).
    \5\ 15 U.S.C. 78f(b)(4) and (5).
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    The Exchange's proposed change to its schedule of credits is 
reasonable in several respects. As a threshold matter, the Exchange is 
subject to significant competitive forces in the market for equity 
securities transaction services that constrain its pricing 
determinations in that market. The fact that this market is competitive 
has long been recognized by the courts. In NetCoalition v. Securities 
and Exchange Commission, the D.C. Circuit stated as follows: ``[n]o one 
disputes that competition for order flow is `fierce.' . . . As the SEC 
explained, `[i]n the U.S. national market system, buyers and sellers of 
securities, and the broker-dealers that act as their order-routing 
agents, have a wide range of choices of where to route orders for 
execution'; [and] `no exchange can afford to take its market share 
percentages for granted' because `no exchange possesses a monopoly, 
regulatory or otherwise, in the execution of order flow from broker 
dealers' . . . .'' \6\
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    \6\ NetCoalition v. SEC, 615 F.3d 525, 539 (D.C. Cir. 2010) 
(quoting Securities Exchange Act Release No. 59039 (Dec. 2, 2008), 
73 FR 74770, 74782-83 (Dec. 9, 2008) (SR-NYSEArca-2006-21)).
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    The Commission and the courts have repeatedly expressed their 
preference for competition over regulatory intervention in determining 
prices, products, and services in the securities markets. In Regulation 
NMS, while adopting a series of steps to improve the current market 
model, the Commission highlighted the importance of market forces in 
determining prices and SRO revenues and, also, recognized that current 
regulation of the market system ``has been remarkably successful in 
promoting market competition in its broader forms that are most 
important to investors and listed companies.'' \7\
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    \7\ Securities Exchange Act Release No. 51808 (June 9, 2005), 70 
FR 37496, 37499 (June 29, 2005) (``Regulation NMS Adopting 
Release'').
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    Numerous indicia demonstrate the competitive nature of this market. 
For example, clear substitutes to the Exchange exist in the market for 
equity security transaction services. The Exchange is only one of 
several equity venues to which market participants may direct their 
order flow. Competing equity exchanges offer similar tiered pricing 
structures to that of the Exchange, including schedules of rebates and 
fees that apply based upon members achieving certain volume thresholds.
    Within this environment, market participants can freely and often 
do shift their order flow among the Exchange and competing venues in 
response to changes in their respective pricing schedules. As such, the 
proposal represents a reasonable attempt by the Exchange to increase 
its liquidity and market share relative to its competitors.
    The Exchange believes that it is reasonable, equitable, and not 
unfairly discriminatory to modify the additional rebate for QMMs in 
Section 114(e) to only make it available to QMMs that qualify for the 
Tier 2 rebate; to increase the amount of this additional rebate to 
$0.0001 per share executed, and make this amount the same regardless of 
whether the execution is in Tape A, B, or C; and to modify the criteria 
to qualify for this new rebate so that an MPID has to add liquidity 
that represents above 0.325% of Consolidated Volume during the month 
and has to achieve at least a 95% ratio of its liquidity adding 
activity to its total activity on the Exchange during the month. The 
Exchange believes that the modified QMM additional rebate will 
encourage QMMs to provide increased displayed liquidity on the 
Exchange, which will improve the market quality overall, to the benefit 
of all market participants.
    Likewise, the Exchange believes that it is reasonable, equitable, 
and not unfairly discriminatory to establish a new credit under Section 
118(a)(1) for non-displayed orders (other than Supplemental Orders) by 
offering members a credit in the amount of $0.0027 per share executed, 
regardless of Tape, for midpoint orders (excluding buy (sell) orders 
with Midpoint pegging that receive an execution price that is lower 
(higher) than the midpoint of the NBBO) if the member provides an ADV 
of 20 million or more shares of mid-point liquidity on the Exchange 
during the month. The Exchange believes that this new credit will 
encourage members to provide even more midpoint liquidity on the 
Exchange.
    To the extent that these proposed changes succeed in increasing the 
levels of liquidity and activity on the Exchange, then the Exchange 
will experience improvements in its market quality, which stands to 
benefit all market participants. The Exchange notes that the proposed 
rebate and credit are voluntary. The Exchange further believes that the 
rebate and credit are not unfairly discriminatory because they will be 
applied uniformly to all members that meet the specified criteria.
    The Exchange notes that if there are market participants who are 
dissatisfied with these proposals, they are free to shift their order 
flow to competing venues that may offer more generous pricing or less 
stringent qualifying criteria.

B. Self-Regulatory Organization's Statement on Burden on Competition

    The Exchange does not believe that the proposed rule change will 
impose any burden on competition not necessary or appropriate in 
furtherance of the purposes of the Act.
Intramarket Competition
    The Exchange does not believe that its proposals will place any 
category of Exchange participant at a competitive disadvantage. The 
Exchange intends for its proposals to incentivize liquidity adding 
activity. The Exchange notes that its members are free to trade on 
other venues to the extent they believe that the proposals are not 
attractive. As one can observe by looking at any market share chart, 
price competition between exchanges is fierce, with liquidity and 
market share moving freely between exchanges in reaction to fee and 
credit changes.
Inter-Market Competition
    In terms of inter-market competition, the Exchange notes that it 
operates in a highly competitive market in which market participants 
can readily favor competing venues if they deem fee levels at a 
particular venue to be excessive, or rebate opportunities available at 
other venues to be more favorable. In such an environment, the Exchange 
must continually adjust its rebates and credits to remain competitive 
with other exchanges and with alternative trading systems that have 
been exempted from compliance with the statutory standards applicable 
to exchanges. Because competitors are free to modify their own credits 
in response, and because market participants may readily adjust their 
order routing practices, the Exchange believes that the degree to which 
adding a supplemental rebate or a credit in this market may impose any 
burden on competition is extremely limited.
    In this instance, the modification of the additional QMM rebate 
under Section 114(e) and the introduction of a new credit under Section 
118(a)(1) are intended to incentivize liquidity adding activity on the 
Exchange and do not impose a burden on competition. By

[[Page 52125]]

offering a modified rebate and a new credit to market participants that 
meet certain criteria the Exchange is enhancing its appeal as a trading 
venue and encouraging increased participation in its order execution 
and routing processes while maintaining a competitive pricing 
structure. As discussed above, the proposed modified rebate and new 
credit do not disadvantage any specific group or market participants. 
Instead, they provide equitable incentives that are available to all 
members that meet the applicable criteria.
    In sum, if the changes proposed herein are unattractive to market 
participants, it is likely that the Exchange will lose market share as 
a result. Accordingly, the Exchange does not believe that the proposed 
changes will impair the ability of members or competing order execution 
venues to maintain their competitive standing in the financial markets.

C. Self-Regulatory Organization's Statement on Comments on the Proposed 
Rule Change Received From Members, Participants, or Others

    No written comments were either solicited or received.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    The foregoing rule change has become effective pursuant to Section 
19(b)(3)(A)(ii) of the Act.\8\
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    \8\ 15 U.S.C. 78s(b)(3)(A)(ii).
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    At any time within 60 days of the filing of the proposed rule 
change, the Commission summarily may temporarily suspend such rule 
change if it appears to the Commission that such action is: (i) 
necessary or appropriate in the public interest; (ii) for the 
protection of investors; or (iii) otherwise in furtherance of the 
purposes of the Act. If the Commission takes such action, the 
Commission shall institute proceedings to determine whether the 
proposed rule should be approved or disapproved.

IV. Solicitation of Comments

    Interested persons are invited to submit written data, views and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#7705021b125a14181a1a121903043704121459101801"><span class="__cf_email__" data-cfemail="95e7e0f9f0b8f6faf8f8f0fbe1e6d5e6f0f6bbf2fae3">[email&#160;protected]</span></a>. Please include 
file number SR-NASDAQ-2025-088 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to file number SR-NASDAQ-2025-088. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>). Copies of the filing will be available for inspection and 
copying at the principal office of the Exchange. Do not include 
personal identifiable information in submissions; you should submit 
only information that you wish to make available publicly. We may 
redact in part or withhold entirely from publication submitted material 
that is obscene or subject to copyright protection. All submissions 
should refer to file number SR-NASDAQ-2025-088 and should be submitted 
on or before December 10, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\9\
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    \9\ 17 CFR 200.30-3(a)(12).
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Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2025-20255 Filed 11-18-25; 8:45 am]
BILLING CODE 8011-01-P


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Indexed from Federal Register on November 19, 2025.

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