Notice2025-20196
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
November 18, 2025
Issuing agencies
Federal Reserve System
Full Text
<html>
<head>
<title>Federal Register, Volume 90 Issue 220 (Tuesday, November 18, 2025)</title>
</head>
<body><pre>
[Federal Register Volume 90, Number 220 (Tuesday, November 18, 2025)]
[Notices]
[Page 51763]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-20196]
[[Page 51763]]
-----------------------------------------------------------------------
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The public portions of the applications listed below, as well as
other related filings required by the Board, if any, are available for
immediate inspection at the Federal Reserve Bank(s) indicated below and
at the offices of the Board of Governors. This information may also be
obtained on an expedited basis, upon request, by contacting the
appropriate Federal Reserve Bank and from the Board's Freedom of
Information Office at <a href="https://www.federalreserve.gov/foia/request.htm">https://www.federalreserve.gov/foia/request.htm</a>.
Interested persons may express their views in writing on the standards
enumerated in the BHC Act (12 U.S.C. 1842(c)).
Comments received are subject to public disclosure. In general,
comments received will be made available without change and will not be
modified to remove personal or business information including
confidential, contact, or other identifying information. Comments
should not include any information such as confidential information
that would not be appropriate for public disclosure.
Comments regarding each of these applications must be received at
the Reserve Bank indicated or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board, 20th Street and Constitution
Avenue NW, Washington, DC 20551-0001, not later than December 18, 2025.
A. Federal Reserve Bank of Atlanta (Erien O. Terry, Assistant Vice
President) 1000 Peachtree Street NE, Atlanta, Georgia 30309. Comments
can also be sent electronically to <a href="/cdn-cgi/l/email-protection#1a5b6a6a7673797b6e7375746934597577777f746e695a7b6e76347c68783475687d"><span class="__cf_email__" data-cfemail="9cddececf0f5fffde8f5f3f2efb2dff3f1f1f9f2e8efdcfde8f0b2faeefeb2f3eefb">[email protected]</span></a>:
1. SB Financial, Inc., Mount Juliet, Tennessee; to become a bank
holding company by acquiring Southern Bank of Tennessee, Mount Juliet,
Tennessee.
B. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414.
Comments can also be sent electronically to
<a href="/cdn-cgi/l/email-protection#73301c1e1e161d07005d1203031f1a1012071a1c1d0033101b1a5d1501115d1c0114"><span class="__cf_email__" data-cfemail="72311d1f1f171c06015c1302021e1b1113061b1d1c0132111a1b5c1400105c1d0015">[email protected]</span></a>:
1. Horicon Bank Profit Sharing and Employee Stock Ownership Plan,
Horicon, Wisconsin; to become a bank holding company by acquiring 25.85
percent of the voting shares of Sword Financial Corporation, and
thereby indirectly acquiring voting shares of Horicon Bank, both of
Horicon, Wisconsin.
C. Federal Reserve Bank of St. Louis (Holly A. Rieser, Senior
Manager) P.O. Box 442, St. Louis, Missouri 63166-2034. Comments can
also be sent electronically to <a href="/cdn-cgi/l/email-protection#1655797b7b73786265387766667a7f7577627f7978655665627a653870647438796471"><span class="__cf_email__" data-cfemail="591a3634343c372d2a7738292935303a382d3036372a192a2d352a773f2b3b77362b3e">[email protected]</span></a>:
1. Bradford Bancorp, Inc., Greenville, Illinois; to acquire State
Bank of St. Jacob, St. Jacob, Illinois.
D. Federal Reserve Bank of Kansas City (Jeffrey Imgarten, Assistant
Vice President) 1 Memorial Drive, Kansas City, Missouri 64198-0001.
Comments can also be sent electronically to
<a href="/cdn-cgi/l/email-protection#8cc7cfcdfcfce0e5efedf8e5e3e2cfe3e1e1e9e2f8ffcce7efa2eafeeea2e3feeb"><span class="__cf_email__" data-cfemail="e4afa7a59494888d8785908d8b8aa78b8989818a9097a48f87ca829686ca8b9683">[email protected]</span></a>:
1. Baldwin Bancshares, Inc. Baldwin City, Kansas; to become a bank
holding company by acquiring The Baldwin State Bank, Baldwin City,
Kansas.
Board of Governors of the Federal Reserve System.
Erin Cayce,
Assistant Secretary of the Board.
[FR Doc. 2025-20196 Filed 11-17-25; 8:45 am]
BILLING CODE P
</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>Indexed from Federal Register on November 18, 2025.
This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.