Notice2025-19701

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

Primary source

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Published
October 30, 2025

Issuing agencies

Federal Deposit Insurance Corporation

Abstract

The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0001 and -0092). The notices of proposed renewal for these information collections were previously published in the Federal Register on July 30, 2025, and August 11, 2025, respectively, allowing for a 60-day comment period. No comments were received in response to the 60-day Federal Register notices.

Full Text

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<title>Federal Register, Volume 90 Issue 208 (Thursday, October 30, 2025)</title>
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[Federal Register Volume 90, Number 208 (Thursday, October 30, 2025)]
[Notices]
[Pages 48883-48884]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-19701]



[[Page 48883]]

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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0001 and -0092]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

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SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995, invites the general public and other Federal 
agencies to take this opportunity to comment on the request to renew 
the existing information collections described below (OMB Control No. 
3064-0001 and -0092). The notices of proposed renewal for these 
information collections were previously published in the Federal 
Register on July 30, 2025, and August 11, 2025, respectively, allowing 
for a 60-day comment period. No comments were received in response to 
the 60-day Federal Register notices.

DATES: Comments must be submitted on or before December 1, 2025.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
    <bullet> Agency Website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#b3d0dcdeded6ddc7c0f3d5d7dad09dd4dcc5"><span class="__cf_email__" data-cfemail="2b484446464e455f586b4d4f4248054c445d">[email&#160;protected]</span></a>. Include the name and number of 
the collection in the subject line of the message.
    <bullet> Mail: Robert Meiers, Regulatory Attorney, MB-3013, Federal 
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 
20429.
    <bullet> Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F Street 
NW), on business days between 7 a.m. and 5 p.m.
    Written comments and recommendations for the proposed information 
collection should be sent within 30 days of publication of this notice 
to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find these information 
collections by selecting ``Currently under 30-day Review--Open for 
Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney, 
<a href="/cdn-cgi/l/email-protection#3664595b535f5344457650525f5518515940"><span class="__cf_email__" data-cfemail="7f2d10121a161a0d0c3f191b161c51181009">[email&#160;protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550 
17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Proposal to renew the following currently 
approved collection of information:
    1. Title: Interagency Charter and Federal Deposit Insurance 
Application.
    OMB Number: 3064-0001.
    Form Number: 6200-05.
    Affected Public: Banks or savings associations wishing to become 
FDIC-insured depository institutions.
    Burden Estimate:

                             Summary of Estimated Annual Burden (OMB No. 3064-0001)
----------------------------------------------------------------------------------------------------------------
                                                                                            Average
    Information Collection (IC)          Type of burden       Number of      Number of      time per     Annual
      (obligation to respond)            (frequency of       respondents   responses per    response     burden
                                           response)                        respondent      (HH:MM)     (hours)
----------------------------------------------------------------------------------------------------------------
1. Interagency Charter and Federal   Reporting (On                    21               1       125:00      2,625
 Deposit Insurance Application,       Occasion).
 Form 6200-05 (Mandatory).
                                                           -----------------------------------------------------
    Total Annual Burden (Hours)....  .....................  ............  ..............  ...........      2,625
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Source: FDIC.

    General Description of Collection: The Federal Deposit Insurance 
Act requires financial institutions to apply to the FDIC to obtain 
deposit insurance. This collection provides FDIC with the information 
needed to evaluate the applications. There is no change in the method 
or substance of the collection. The increase in burden hours is the 
result of economic fluctuation. In particular, the number of 
respondents has increased while the hours per response and frequency of 
responses have remained the same.
    2. Title: Community Reinvestment Act.
    OMB Number: 3064-0092.
    Form Number: None.
    Affected Public: Insured State non-member banks and State savings 
associations.
    Burden Estimate:

                             Summary of Estimated Annual Burden (OMB No. 3064-0092)
----------------------------------------------------------------------------------------------------------------
                                                                                            Average
    Information Collection (IC)          Type of burden       Number of      Number of      time per     Annual
      (obligation to respond)            (frequency of       respondents   responses per    response     burden
                                           response)                        respondent      (HH:MM)     (hours)
----------------------------------------------------------------------------------------------------------------
1. Request for Designation as a      Reporting (Annual)...             1               1        04:00          4
 Wholesale or Limited Purpose Bank
 (Required to Obtain or Retain
 Benefits).
2. Strategic Plan (Voluntary)......  Reporting (Annual)...            10               1       400:00      4,000
3. Small Business/Small Farm Loan    Reporting (Annual)...           356               1        08:00      2,848
 Data (Mandatory).
4. Community Development Loan Data   Reporting (Annual)...           356               1        13:00      4,628
 (Mandatory).
5. Home Mortgage Loans (Mandatory).  Reporting (Annual)...           310               1       253:00     78,430
6. Data on Affiliate Lending         Reporting (Annual)...           304               1        38:00     11,552
 (Required to Obtain or Retain
 Benefits).
7. Data on Lending by a Consortium   Reporting (Annual)...           115               1        17:00      1,955
 or Third Party (Required to Obtain
 or Retain Benefits).
8. Assessment Area Data (Mandatory)  Reporting (Annual)...           313               1        02:00        626
9. Small Business/Small Farm Loan    Recordkeeping                   356               1       219:00     77,964
 Register (Mandatory).                (Annual).
10. Optional Consumer Loan Data      Recordkeeping                    10               1       326:00      3,260
 (Voluntary).                         (Annual).
11. Other Loan Data (Voluntary)....  Recordkeeping                    56               1        25:00      1,400
                                      (Annual).
12. Content and Availability of      Third Party                   2,854               1        10:00     28,540
 Public File (Mandatory).             Disclosure (Annual).
                                                           -----------------------------------------------------
    Total Annual Burden (Hours)....  .....................  ............  ..............  ...........    215,207
----------------------------------------------------------------------------------------------------------------
Source: FDIC.


[[Page 48884]]

    General Description of Collection: The Community Reinvestment Act 
regulation requires the FDIC to assess the record of banks and thrifts 
in helping meet the credit needs of their entire communities, including 
low- and moderate-income neighborhoods, consistent with safe and sound 
operations; and to take this record into account in evaluating 
applications for mergers, branches, and certain other corporate 
activities. The total estimated annual burden is 215,207 hours, which 
is a reduction of 16,375 hours from the 2022 submission. This reduction 
is due to the decrease in the number of FDIC-supervised banks and the 
changes in methodology for ICs 5, 8, and 11 that resulted in decreased 
respondent counts for each of ICs 5, 8, and 11.

Request for Comment

    Comments are invited on (a) whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on October 27, 2025.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2025-19701 Filed 10-29-25; 8:45 am]
BILLING CODE 6714-01-P


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Indexed from Federal Register on October 30, 2025.

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