Notice2025-19211

Proposed Flood Hazard Determinations

Primary source

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Published
October 2, 2025

Issuing agencies

Homeland Security DepartmentFederal Emergency Management Agency

Abstract

Comments are requested on proposed flood hazard determinations, which may include additions or modifications of any Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundary or zone designation, or regulatory floodway on the Flood Insurance Rate Maps (FIRMs), and where applicable, in the supporting Flood Insurance Study (FIS) reports for the communities listed in the table below. The purpose of this notice is to seek general information and comment regarding the preliminary FIRM, and where applicable, the FIS report that the Federal Emergency Management Agency (FEMA) has provided to the affected communities. The FIRM and FIS report are the basis of the floodplain management measures that the community is required either to adopt or to show evidence of having in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP).

Full Text

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<title>Federal Register, Volume 90 Issue 189 (Thursday, October 2, 2025)</title>
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[Federal Register Volume 90, Number 189 (Thursday, October 2, 2025)]
[Notices]
[Pages 47800-47801]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-19211]


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DEPARTMENT OF HOMELAND SECURITY

Federal Emergency Management Agency

[Docket ID FEMA-2025-0002; Internal Agency Docket No. FEMA-B-2560]


Proposed Flood Hazard Determinations

AGENCY: Federal Emergency Management Agency, Department of Homeland 
Security.

ACTION: Notice.

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SUMMARY: Comments are requested on proposed flood hazard 
determinations, which may include additions or modifications of any 
Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area 
(SFHA) boundary or zone designation, or regulatory floodway on the 
Flood Insurance Rate Maps (FIRMs), and where applicable, in the 
supporting Flood Insurance Study (FIS) reports for the communities 
listed in the table below. The purpose of this notice is to seek 
general information and comment regarding the preliminary FIRM, and 
where applicable, the FIS report that the Federal Emergency Management 
Agency (FEMA) has provided to the affected communities. The FIRM and 
FIS report are the basis of the floodplain management measures that the 
community is required either to adopt or to show evidence of having in 
effect in order to qualify or remain qualified for participation in the 
National Flood Insurance Program (NFIP).

DATES: Comments are to be submitted on or before December 31, 2025.

ADDRESSES: The Preliminary FIRM, and where applicable, the FIS report 
for each community are available for inspection at both the online 
location <a href="https://hazards.fema.gov/femaportal/prelimdownload">https://hazards.fema.gov/femaportal/prelimdownload</a> and the 
respective Community Map Repository address listed in the tables below. 
Additionally, the current effective FIRM and FIS report for each 
community are accessible online through the FEMA Map Service Center at 
<a href="https://msc.fema.gov">https://msc.fema.gov</a> for comparison.
    You may submit comments, identified by Docket No. FEMA-B-2560, to 
David Bascom, Acting Director, Engineering and Modeling Division, Risk 
Analysis, Planning & Information Directorate, FEMA, 400 C Street SW, 
Washington, DC 20472, or (email) <a href="/cdn-cgi/l/email-protection#345055425d501a565547575b5974525159551a505c471a535b42"><span class="__cf_email__" data-cfemail="543035223d307a363527373b3914323139357a303c277a333b22">[email&#160;protected]</span></a>.

FOR FURTHER INFORMATION CONTACT: David Bascom, Acting Director, 
Engineering and Modeling Division, Risk Analysis, Planning & 
Information Directorate, FEMA, 400 C Street SW, Washington, DC 20472, 
or (email) <a href="/cdn-cgi/l/email-protection#ef8b8e99868bc18d8e9c8c8082af898a828ec18b879cc1888099"><span class="__cf_email__" data-cfemail="7e1a1f08171a501c1f0d1d11133e181b131f501a160d50191108">[email&#160;protected]</span></a>; or visit the FEMA Mapping and 
Insurance eXchange (FMIX) online at <a href="https://www.floodmaps.fema.gov/fhm/fmx_main.html">https://www.floodmaps.fema.gov/fhm/fmx_main.html</a>.

SUPPLEMENTARY INFORMATION: FEMA proposes to make flood hazard 
determinations for each community listed below, in accordance with 
section 110 of the Flood Disaster Protection Act of 1973, 42 U.S.C. 
4104, and 44 CFR 67.4(a).
    These proposed flood hazard determinations, together with the 
floodplain management criteria required by 44 CFR 60.3, are the minimum 
that are required. They should not be construed to mean that the 
community must change any existing ordinances that are more stringent 
in their floodplain management requirements. The community may at any 
time enact stricter requirements of its own or pursuant to policies 
established by other Federal, State, or regional entities. These flood 
hazard determinations are used to meet the floodplain management 
requirements of the NFIP.
    The communities affected by the flood hazard determinations are 
provided in the tables below. Any request for reconsideration of the 
revised flood hazard information shown on the Preliminary FIRM and FIS 
report that satisfies the data requirements outlined in 44 CFR 67.6(b) 
is considered an appeal. Comments unrelated to the flood hazard 
determinations also will be considered before the FIRM and FIS report 
become effective.
    Use of a Scientific Resolution Panel (SRP) is available to 
communities in support of the appeal resolution process. SRPs are 
independent panels of experts in hydrology, hydraulics, and other 
pertinent sciences established to review conflicting scientific and 
technical data and provide recommendations for resolution. Use of the 
SRP only may be exercised after FEMA and local communities have been 
engaged in a collaborative consultation process for at least 60 days 
without a mutually acceptable resolution of an appeal. Additional 
information regarding the SRP process can be found online at <a href="https://www.floodsrp.org/pdfs/srp_overview.pdf">https://www.floodsrp.org/pdfs/srp_overview.pdf</a>.
    The watersheds and/or communities affected are listed in the tables 
below. The Preliminary FIRM, and where applicable, FIS report for each 
community are available for inspection

[[Page 47801]]

at both the online location <a href="https://hazards.fema.gov/femaportal/prelimdownload">https://hazards.fema.gov/femaportal/prelimdownload</a> and the respective Community Map Repository address 
listed in the tables. For communities with multiple ongoing Preliminary 
studies, the studies can be identified by the unique project number and 
Preliminary FIRM date listed in the tables. Additionally, the current 
effective FIRM and FIS report for each community are accessible online 
through the FEMA Map Service Center at <a href="https://msc.fema.gov">https://msc.fema.gov</a> for 
comparison.

(Catalog of Federal Domestic Assistance No. 97.022, ``Flood 
Insurance.'')

Jeffrey Jackson,
Deputy Assistant Administrator, Federal Insurance Directorate, 
Resilience, Federal Emergency Management Agency, Department of Homeland 
Security.

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                                             Community map repository
               Community                             address
------------------------------------------------------------------------
               Antrim County, Michigan (All Jurisdictions)
          Project: 14-05-3350S Preliminary Date: March 29, 2024
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Grand Traverse Band of Ottawa and        Tribal Headquarters, 2605 North
 Chippewa Indians.                        West Bay Shore Drive,
                                          Peshawbestown, MI 49682.
Township of Banks......................  Antrim County Building, 203
                                          East Cayuga Street, Bellaire,
                                          MI 49615.
Township of Central Lake...............  Central Lake Township Hall,
                                          1622 North Mile 88, Central
                                          Lake, MI 49622.
Township of Chestonia..................  Antrim County Building, 203
                                          East Cayuga Street, Bellaire,
                                          MI 49615.
Township of Custer.....................  Custer Township Hall, 2949
                                          Alden Highway, Mancelona, MI
                                          49659.
Township of Echo.......................  Echo Township Hall, 1720 Six
                                          Mile Lake Road, East Jordan,
                                          MI 49727.
Township of Elk Rapids.................  Government Center, 315 Bridge
                                          Street, Elk Rapids, MI 49629.
Township of Forest Home................  Forest Home Township Hall, 321
                                          North Bridge Street, Bellaire,
                                          MI 49615.
Township of Helena.....................  Township Community Center, 8751
                                          Helena Road, Alden, MI 49612.
Township of Jordan.....................  Jordan Township Hall, 2647
                                          Mount Bliss Road, East Jordan,
                                          MI 49727.
Township of Kearney....................  Antrim County Building, 203
                                          East Cayuga Street, Bellaire,
                                          MI 49615.
Township of Mancelona..................  Township Hall, 9610 South Mile
                                          88 Highway, Mancelona, MI
                                          49659.
Township of Milton.....................  Milton Township Hall, 7023
                                          Cherry Avenue, Kewadin, MI
                                          49648.
Township of Star.......................  Star Township Hall, 6775 Alba
                                          Highway, Elmira, MI 49730.
Township of Torch Lake.................  Torch Lake Township Hall, 2355
                                          North US Highway 31, Kewadin,
                                          MI 49648.
Township of Warner.....................  Warner Township Hall, 2434 Ray
                                          Street, Elmira, MI 49730.
Village of Bellaire....................  Village Community Center, 202
                                          North Bridge Street, Bellaire,
                                          MI 49615.
Village of Central Lake................  Department of Public Works
                                          Office, 7900 Grove Street,
                                          Central Lake, MI 49622.
Village of Elk Rapids..................  Government Center, 315 Bridge
                                          Street, Elk Rapids, MI 49629.
Village of Ellsworth...................  Village Hall, 6520 Center
                                          Street, Ellsworth, MI 49729.
Village of Mancelona...................  Mancelona Village Hall, 120
                                          West State Street, Mancelona,
                                          MI 49659.
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[FR Doc. 2025-19211 Filed 10-1-25; 8:45 am]
BILLING CODE 9110-12-P


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Indexed from Federal Register on October 2, 2025.

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