Notice2025-17746
60-Day Notice of Proposed Information Collection: Informed Consumer Choice Disclosure and Application for HUD/FHA Insured Mortgage
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
September 15, 2025
Issuing agencies
Housing and Urban Development Department
Abstract
HUD is seeking approval from the Office of Management and Budget (OMB) for the information collection described below. In accordance with the Paperwork Reduction Act, HUD is requesting comment from all interested parties on the proposed collection of information. The purpose of this notice is to allow for 60 days of public comment.
Full Text
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<title>Federal Register, Volume 90 Issue 176 (Monday, September 15, 2025)</title>
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[Federal Register Volume 90, Number 176 (Monday, September 15, 2025)]
[Notices]
[Pages 44388-44389]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-17746]
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DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
[Docket No. FR-7098-N-05; OMB Control No.: 2502-0059]
60-Day Notice of Proposed Information Collection: Informed
Consumer Choice Disclosure and Application for HUD/FHA Insured Mortgage
AGENCY: Office of the Assistant Secretary for Housing--Federal Housing
Commissioner, HUD.
ACTION: Notice.
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SUMMARY: HUD is seeking approval from the Office of Management and
Budget (OMB) for the information collection described below. In
accordance with the Paperwork Reduction Act, HUD is requesting comment
from all interested parties on the proposed collection of information.
The purpose of this notice is to allow for 60 days of public comment.
DATES: Comments Due Date: November 14, 2025.
ADDRESSES: Interested persons are invited to submit comments regarding
this proposal. Written comments and recommendations for the proposed
information collection can be sent within 60 days of publication of
this notice to <a href="http://www.regulations.gov">www.regulations.gov</a>. Interested persons are also invited
to submit comments regarding this proposal and comments should refer to
the proposal by name and/or OMB Control Number and should be sent to:
Darian Ziegler, PRA Liaison, Department of Housing and Urban
Development, 451 7th Street SW, Room 9139-37, Washington, DC 20410-
5000.
FOR FURTHER INFORMATION CONTACT: Darian Ziegler, PRA Liaison, Office of
Housing, Department of Housing and Urban Development, 451 7th Street
SW, Room 9139-37, Washington, DC 20410; email <a href="/cdn-cgi/l/email-protection#a1c5c0d3c8c0cf8fdbc8c4c6cdc4d3e1c9d4c58fc6ced7"><span class="__cf_email__" data-cfemail="4b2f2a39222a256531222e2c272e390b233e2f652c243d">[email protected]</span></a>,
or telephone (202) 402-4144. This is not a toll-free number. HUD
welcomes and is prepared to receive calls from individuals who are deaf
or hard of hearing, as well as individuals with speech or communication
disabilities. To learn more about how to make an accessible telephone
call, please visit <a href="https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs">https://www.fcc.gov/consumers/guides/telecommunications-relay-service-trs</a>. Copies of available documents
submitted to OMB may be obtained from Ms. Guido.
SUPPLEMENTARY INFORMATION: This notice informs the public that HUD is
seeking approval from OMB for the information collection described in
Section A.
A. Overview of Information Collection
Title of Information Collection: Informed Consumer Choice
Disclosure and Application for HUD/FHA Insured Mortgage.
OMB Approval Number: 2502-0059.
[[Page 44389]]
Type of Request: Renewal.
Form Number: HUD-92900-A, HUD-92900-B, HUD-92900-LT, HUD-92561,
Model Notice for Informed Consumer Choice Disclosure Settlement
Certification, and HUD-92544.
Description of the need for the information and proposed use:
Specific forms and related documents are needed to determine the
eligibility of the borrower and proposed mortgage transaction for FHA's
mortgage insurance endorsement. The collection also contains additional
notification requirements for lenders on refinances with existing FHA
partial claim subordinate liens. Lenders seeking FHA's insurance
prepare these forms to collect and report data.
This renewal also contains a revision to the prior Supporting
Statement and removes the requirement that lenders provide Fannie Mae/
Freddie Mac form 1103, Supplemental Consumer Information Form (SCIF).
The SCIF is required by the GSE's but in not a statutory or regulatory
requirement for HUD.
Respondents: Individuals (loan applicants) and Business or other
for-profit (Lenders).
Estimated Number of Respondents: 2,045.
Estimated Number of Responses: 1,922,711.
Frequency of Response: One for each FHA-insured mortgage.
Average Hours per Response: 1.35 hours (0.74) (varies per form and
type of loan).
Total Estimated Burdens: 504,875.
B. Solicitation of Public Comment
This notice is soliciting comments from members of the public and
affected parties concerning the collection of information described in
Section A on the following:
(1) Whether the proposed collection of information is necessary for
the proper performance of the functions of the agency, including
whether the information will have practical utility;
(2) The accuracy of the agency's estimate of the burden of the
proposed collection of information;
(3) Ways to enhance the quality, utility, and clarity of the
information to be collected; and
(4) Ways to minimize the burden of the collection of information on
those who are to respond; including through the use of appropriate
automated collection techniques or other forms of information
technology, e.g., permitting electronic submission of responses. HUD
encourages interested parties to submit comment in response to these
questions.
C. Authority
Section 2 of the Paperwork Reduction Act of 1995, 44 U.S.C. 3507.
Vance T. Morris,
Associate General Deputy Assistant Secretary for Housing.
[FR Doc. 2025-17746 Filed 9-12-25; 8:45 am]
BILLING CODE 4210-67-P
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