Notice2025-16811

Self-Regulatory Organizations; MIAX Sapphire, LLC; Notice of Filing of a Proposed Rule Change To Amend Exchange Rule 527

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
September 3, 2025

Issuing agencies

Securities and Exchange Commission

Full Text

<html>
<head>
<title>Federal Register, Volume 90 Issue 168 (Wednesday, September 3, 2025)</title>
</head>
<body><pre>
[Federal Register Volume 90, Number 168 (Wednesday, September 3, 2025)]
[Notices]
[Pages 42651-42657]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-16811]


-----------------------------------------------------------------------

SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-103795; File No. SR-SAPPHIRE-2025-32]


Self-Regulatory Organizations; MIAX Sapphire, LLC; Notice of 
Filing of a Proposed Rule Change To Amend Exchange Rule 527

August 28, 2025.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Exchange Act'' or ``Act''),\1\ and Rule 19b-4 thereunder,\2\ notice 
is hereby given that on August 15, 2025, MIAX Sapphire, LLC (``MIAX 
Sapphire'' or ``Exchange'') filed with the Securities and Exchange 
Commission (``Commission'') a proposed rule change as described in 
Items I and II below, which Items have been prepared by the Exchange. 
The Commission is publishing this notice to solicit comments on the 
proposed rule change from interested persons.
---------------------------------------------------------------------------

    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
---------------------------------------------------------------------------

I. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Rule Change

    The Exchange proposes to amend Exchange Rule 527, Exchange 
Liability, to provide a one-time accommodation payment to Members \3\ 
for claims arising from the system difficulties that the Exchange 
experienced on June 3, 2025 as a result of an operational error 
(referred to herein as the ``Operational Error''). Upon approval of 
this proposal by the U.S. Securities and Exchange Commission (the 
``Commission''), the Exchange will implement the accommodation payment 
process described in proposed subparagraph (e) to Exchange Rule 527 and 
expects to fully compensate all Members that incurred a loss validated 
by the Exchange as a result of the Operational Error (described in more 
detail below).
---------------------------------------------------------------------------

    \3\ The term ``Member'' means an individual or organization that 
is registered with the Exchange pursuant to Chapter II of the 
Exchange's Rules for purposes of trading on the Exchange as an 
``Electronic Exchange Member'' or ``Market Maker.'' Members are 
deemed ``members'' under the Exchange Act. See Exchange Rule 100.
---------------------------------------------------------------------------

    The text of the proposed rule change is available on the Exchange's 
website at

[[Page 42652]]

<a href="https://www.miaxglobal.com/markets/us-options/miax-sapphire/rule-filings">https://www.miaxglobal.com/markets/us-options/miax-sapphire/rule-filings</a> and at the Exchange's principal office.

II. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

    In its filing with the Commission, the Exchange included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. The Exchange has prepared summaries, set forth in 
sections A, B, and C below, of the most significant aspects of such 
statements.

A. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

1. Purpose
    On June 3, 2025, the Exchange experienced system difficulties as a 
result of the Operational Error, which caused the Exchange's 
simulation/testing environment to connect to the MIAX Sapphire 
production ports and inject data into the MIAX Sapphire matching 
engines in the live trading environment. Upon discovery of this issue, 
trading in all symbols on the Exchange was halted at 11:49 a.m.\4\ and 
the Exchange published a Trading Alert at 11:53 a.m. to announce the 
trading halt. In the interest of ensuring fair and orderly markets and 
for the protection of investors, the Exchange determined that it would 
cancel all trades that occurred between approximately 11:18 a.m. and 
11:33 a.m.\5\ Members were notified at 1:07 p.m. that all trades during 
that time period would be canceled. By 1:54 p.m., the Exchange provided 
all impacted Members with specific trade details relating to their 
canceled trades. The Exchange fully remediated the issue and all 
trading systems began operating normally that same day. The Exchange 
issued several alerts throughout this period, including alerts to 
announce the halt, that the Exchange would cancel all trades, the time 
when the Exchange would resume trading, the time for Members to submit 
claims for losses, and a post mortem of the Operational Error.\6\
---------------------------------------------------------------------------

    \4\ All times referenced in this filing are in Eastern Standard 
Time.
    \5\ The Exchange canceled these trades under the authority 
provided by Exchange Rule 523, Authority to Take Action Under 
Emergency Conditions. See Exchange Rule 523(a) (providing that the 
``Chairman of the Board . . . shall have the power to halt or 
suspend trading . . . for the maintenance of a fair and orderly 
market or the protection of investors . . . due to emergency 
conditions . . . such as (1) . . . loss or interruption of 
facilities utilized by the Exchange . . .'').
    \6\ See Regulatory, Technical and Trading Alerts issued by the 
Exchange on June 3, 2025 and June 4, 2025, available at <a href="https://miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-halted-all-symbols-114929-am">https://miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-halted-all-symbols-114929-am</a>; <a href="https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-busting-all-trades-between-111828506201536">https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-busting-all-trades-between-111828506201536</a>; <a href="https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-will-resume-trading-230-pm">https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-will-resume-trading-230-pm</a>; <a href="https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-all-trades-busted-between-111828506201536">https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-exchange-all-trades-busted-between-111828506201536</a>; <a href="https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-claims-related-issue-today-sapphire-options">https://www.miaxglobal.com/alert/2025/06/03/miax-sapphire-options-claims-related-issue-today-sapphire-options</a>; and <a href="https://www.miaxglobal.com/alert/2025/06/04/miax-sapphire-options-exchange-post-mortem">https://www.miaxglobal.com/alert/2025/06/04/miax-sapphire-options-exchange-post-mortem</a>.
---------------------------------------------------------------------------

    Since the June 3, 2025 Operational Error, Members compiled their 
trade data showing losses as a result of the Operational Error and the 
Exchange canceling all trades during the specific timeframe described 
above. The Exchange reviewed the events of June 3, 2025 with the goal 
of proposing a fair and equitable accommodation policy that is 
consistent with the Exchange Act and MIAX Sapphire's self-regulatory 
obligations. The Exchange believes this proposal reflects MIAX 
Sapphire's effort to: (i) identify the categories of investors and 
Members that the Operational Error caused objective, discernible harm, 
and the type and scope of such harm; and (ii) propose an objectively 
reasonable and balanced regulatory plan for accommodating Members and 
their investor customers for such harm by providing a payment in excess 
of the Exchange's current rules regarding limitation of liability. MIAX 
Sapphire has undertaken this effort notwithstanding the liability 
protections afforded by its contractual limitations of liability and 
Exchange Rule 527--the rule that MIAX Sapphire proposes to modify.
    The Exchange's current limitation of liability rules, described in 
detail below, limit the maximum amount of compensation Members are able 
to receive from the Exchange arising out of a system issue that impacts 
the use or enjoyment of the facilities or services afforded by the 
Exchange, such as the Operational Error. In the interest of protecting 
Members and their investor customers,\7\ the Exchange proposes to amend 
Exchange Rule 527 to provide a one-time voluntary accommodation for 
claims arising from the June 3, 2025 Operational Error.
---------------------------------------------------------------------------

    \7\ The majority of claims are from customers of Member firms 
who utilize a Member firm as their introducing broker to access and 
submit orders to the Exchange for execution.
---------------------------------------------------------------------------

    This type of accommodation plan is not without precedent. In 2012, 
the Nasdaq Stock Market LLC (``Nasdaq'') experienced system 
difficulties in the Nasdaq halt and imbalance cross process in 
connection with the initial public offering (``IPO'') of Facebook, Inc. 
(``Facebook''). In response, Nasdaq filed with the Commission a 
proposal to establish an accommodation policy providing compensation 
for impacted investors in excess of Nasdaq's then-applicable limitation 
of liability rules, which proposal was approved by the Commission.\8\
---------------------------------------------------------------------------

    \8\ See Securities Exchange Act Release No. 69216 (March 22, 
2013), 78 FR 19040 (March 28, 2013) (SR-NASDAQ-2012-090); see also 
Nasdaq Rules, Equity 2, Section 17. The Exchange's proposal differs 
from the Nasdaq accommodation filing in several minor respects but 
ultimately provides a substantively similar accommodation for 
Members impacted by the Operational Error to be compensated in 
excess of the Exchange's current limitation of liability limits. 
Nasdaq also undertook a two-step process to compensate its members 
and customers by first proposing the accommodation policy and then 
filing a separate rule proposal with the Commission to implement the 
accommodation policy. See Securities Exchange Act Release No. 71098 
(December 17, 2023), 78 FR 77540 (December 23, 2013) (SR-NASDAQ-
2013-152). The Exchange proposes a single-step process since the 
Exchange has already received and validated all claims from Members 
that were impacted by the Operational Error; brought the proposed 
accommodation plan and total value of eligible claims to its Board 
of Directors for approval; and is ready to promptly compensate 
Members for their validated claims upon approval of this proposal by 
the Commission.
---------------------------------------------------------------------------

Current Limitation of Liability Provisions
    Exchange Rule 527(a) describes the general limitations on liability 
of the Exchange, its directors, officers, committee members, limited 
liability company members, employees or agents. Exchange Rule 527(a) 
provides, in relevant part, that except as provided in paragraph (b) of 
Exchange Rule 527 or otherwise expressly provided in the Exchange's 
rules, neither the Exchange nor its directors, officers, committee 
members, limited liability company members, employees or agents shall 
be liable to Members or persons associated therewith for any loss, 
expense, damages, or other claims arising out of the use or enjoyment 
of the facilities or services afforded by the Exchange, including the 
interruption in or failure or unavailability of such facilities or 
services, or any action taken or omitted in respect to the business of 
the Exchange. Exchange Rule 527(a) provides limited exceptions to these 
limitations in connection with Exchange employee acts where the extent 
of such loss, expense, damages or claims are attributable to the 
willful misconduct, gross negligence, bad faith or fraudulent or 
criminal acts of the Exchange or its officers, employees or agents 
acting within the scope of their authority.

[[Page 42653]]

    Exchange Rule 527(b) further describes exceptions to the Exchange's 
general limitation of liability rule that allows for the payment of 
compensation to Members for Exchange System \9\ issues, subject to 
certain conditions, which limit the maximum amount of Exchange 
liability. The exceptions under Exchange Rule 527(b) apply whenever 
custody of an unexecuted order \10\ or quote \11\ is transmitted by a 
Member to or through the Exchange's System or to any other automated 
facility of the Exchange whereby the Exchange assumes responsibility 
for the transmission or execution of the order or quote, provided that 
the Exchange has acknowledged receipt of such order or quote.
---------------------------------------------------------------------------

    \9\ The term ``System'' means the automated trading system used 
by the Exchange for the trading of securities. See Exchange Rule 
100.
    \10\ The term ``order'' means a firm commitment to buy or sell 
option contracts. See Exchange Rule 100.
    \11\ The term ``quote'' or ``quotation'' means a bid or offer 
entered by a Market Maker as a firm order that updates the Market 
Maker's previous bid or offer, if any. When the term order is used 
in these Rules and a bid or offer is entered by the Market Maker in 
the option series to which such Market Maker is registered, such 
order shall, as applicable, constitute a quote or quotation for 
purposes of these Rules. See Exchange Rule 100.
---------------------------------------------------------------------------

    Subparagraphs (b)(1) through (b)(3) of Exchange Rule 527 set forth 
the limits for claims made by Members, individually and in the 
aggregate, related to Exchange System issues that impact the use or 
enjoyment of the facilities of the Exchange. The liability limits 
provided for in Exchange Rules 527(b)(1)-(3) are as follows: (1) as to 
any one or more claims made by a single Member growing out of the use 
or enjoyment of the facilities afforded by the Exchange on a single 
trading day, the Exchange shall not be liable in excess of the larger 
of $100,000 or the amount of any recovery obtained by the Exchange 
under any applicable insurance maintained by the Exchange; (2) as to 
the aggregate of all claims made by all Members growing out of the use 
or enjoyment of the facilities afforded by the Exchange on a single 
trading day, the Exchange shall not be liable in excess of the larger 
of $250,000 or the amount of the recovery obtained by the Exchange 
under any applicable insurance maintained by the Exchange; and (3) as 
to the aggregate of all claims made by all Members growing out of the 
use or enjoyment of the facilities afforded by the Exchange during a 
single calendar month, the Exchange shall not be liable in excess of 
the larger of $500,000 or the amount of the recovery obtained by the 
Exchange under any applicable insurance maintained by the Exchange.
    Exchange Rule 527(c) provides that if all of the claims arising out 
of the use or enjoyment of the facilities afforded by the Exchange 
cannot be fully satisfied because, in the aggregate, they exceed the 
applicable maximum amount of liability provided for in subparagraph (b) 
of Exchange Rule 527, then such maximum amount shall be allocated among 
all such claims arising on a single trading day or during a single 
calendar month, as applicable, based upon the proportion that each 
claim bears to the sum of all claims. Subparagraph (c) further provides 
that in order for claims to be included in this allocation, Members 
must submit written notice of their claim to the Exchange no later than 
the opening of trading on the next business day following the day on 
which the use or enjoyment of Exchange facilities giving rise to the 
claim occurred.
Background of the Operational Error and Calculation of Losses
    As described above, due to the Operational Error on June 3, 2025, 
the Exchange determined to cancel all trades executed on MIAX Sapphire 
between 11:18 a.m. and 11:33 a.m. Upon learning of the Operational 
Error, members of the Exchange's Regulatory Operations Department 
contacted all Members to discuss the Operational Error, the Exchange's 
proposed method of remedying trades based on erroneous simulation/
testing environment data, and the manner in which Members should submit 
claims for compensation. Members were advised to immediately contact 
their customers and to compile execution reports for trades made during 
the timeframe of the Operational Error as well as execution reports for 
``replacement trades'' \12\ made following the timeframe of the 
Operational Error to fulfill the original terms of the trades that the 
Exchange canceled. In some instances, Members executed new valid trades 
at away-exchanges. Some Members executed the new valid trade several 
days following the Operational Error as some of their customers did not 
learn of the cancelations until they logged back into their brokerage 
accounts.\13\ Members summed the difference between the net execution 
price of the canceled trade on MIAX Sapphire and the net execution 
price for the replacement trade made on MIAX Sapphire or at an away-
exchange and then provided such information to the Exchange.
---------------------------------------------------------------------------

    \12\ For the purposes of this filing and the proposed new rule 
text, unless stated otherwise, the term ``replacement trade'' shall 
be construed to mean the new trade executed by a Member on MIAX 
Sapphire or at an away-exchange that was executed to replace the 
original trade that was canceled by MIAX Sapphire during the 
timeframe of the Operational Error. See proposed Exchange Rule 
527(e)(1)(iii).
    \13\ For example, the Exchange was made aware that certain 
retail customers that send orders to an Exchange Member for 
execution do not routinely check their brokerage accounts and only 
learned of the canceled trade due to the Operational Error days 
after originally placing the trade.
---------------------------------------------------------------------------

    After receipt of all Members' claims over the course of several 
weeks, Exchange officials reviewed each claimed loss by validating the 
canceled trade execution prices reported during the timeframe of the 
Operational Error and the execution prices of the subsequent 
replacement trades. For trading losses that resulted from a Member 
executing the replacement trade on MIAX Sapphire, the Exchange: (A) 
first validated that the canceled trade took place on MIAX Sapphire 
during the timeframe of the Operational Error based on the Member's 
MPID; \14\ (B) validated the claimed execution price of the canceled 
trade; (C) validated that the replacement trade took place on MIAX 
Sapphire; and (D) validated the execution price of the replacement 
trade. The measure of loss was calculated based on the difference 
between the net execution price of the canceled trade and the execution 
price of the replacement trade.
---------------------------------------------------------------------------

    \14\ The term ``MPID'' means unique market participant 
identifier. See Exchange Rule 100.
---------------------------------------------------------------------------

    For trading losses that resulted from a Member executing the 
replacement trade on an away-exchange, the Exchange: (A) first 
validated that the canceled trade took place on MIAX Sapphire during 
the timeframe of the Operational Error based on the Member's MPID; (B) 
validated the claimed execution price of the canceled trade; and (C) 
validated the execution price of the replacement trade by comparing 
such price against the closing or opening price of the option, 
depending on the time of execution, as well as the size of the 
replacement trade in comparison to the original trade that was 
canceled. The measure of loss was calculated based on the difference 
between the net execution price of the canceled trade and the execution 
price of the replacement trade.
    The Exchange determined to use the closing or opening price of the 
series of options for replacement trades executed on away-exchanges as 
an initial check to determine whether the claimed replacement trade 
execution price was within a reasonable range for that particular 
series of options. As described above, the Exchange issued an alert to 
inform all Members that it would cancel all trades during the

[[Page 42654]]

timeframe of the Operational Error on June 3, 2025 at 1:07 p.m. At 1:54 
p.m., the Exchange notified Members of the specific trade details for 
their canceled trades. As a result, the Exchange believes that 
customers of Members may not have been aware of the Operational Error 
until a day or two (or longer) following the Operational Error, thereby 
not executing the replacement trade until that time.\15\ Exchange 
officials utilized closing and opening options trade prices between 
June 3, 2025 and June 6, 2025,\16\ depending on the date when Members 
executed the replacement trades, as a reasonable baseline to compare 
against replacement values supplied by the Members to validate the 
claimed losses. In particular, if the replacement trade took place a 
day or more after the Operational Error, Exchange officials were able 
to utilize the Cboe Exchange, Inc. LiveVol[supreg] analytics platform 
to filter options executions by price and day to determine if the 
claimed replacement trade execution price and size aligned with trade 
executions in the same option series and size at the later date and, if 
so, the new execution price. The Exchange's Regulatory Operations 
Department followed up with all Members and received all claims from 
Members, including the total value of such claims, all of which were 
validated by Exchange officials using the methodology described above. 
In total, the Exchange's Regulatory Operations Department reviewed and 
validated over 2,200 claims that occurred during the Operational Error, 
all of which are eligible to be compensated.
---------------------------------------------------------------------------

    \15\ See supra note 14.
    \16\ Based on records provided by Members with claimed losses, 
June 6, 2025 was the latest date that a Member executed a valid 
replacement trade.
---------------------------------------------------------------------------

Proposal
    The Exchange now proposes to amend Exchange Rule 527 to provide a 
one-time accommodation payment for Members with claims arising from the 
Operational Error that the Exchange experienced on June 3, 2025 that 
exceed the limitations provided for in Exchange Rule 527(b)(1)-(3), 
including the amount of compensation on a per-Member basis. The 
modifications proposed in this rule change are not intended to and do 
not affect the limitations of liability set forth in the Exchange's 
agreements or Commission-sanctioned rules, or those limitations or 
immunities that bar claims for damages against MIAX Sapphire as a 
matter of law. Rather, as noted above, they reflect the Exchange's 
determination to adopt a fair and equitable accommodation policy that 
takes into account the impacts of the Exchange's Operational Error on 
Members and their investor customers.
    The Exchange proposes to establish new paragraph (e), which will 
state that notwithstanding paragraphs (b)(1)-(3) and paragraph (c) \17\ 
of Rule 527 for the single trading of June 3, 2025 and the full 
calendar month of June 2025, for the aggregate of all claims alleged by 
all market participants related to the system difficulties as a result 
of the Operational Error on June 3, 2025, where the Exchange's 
simulation/testing environment connected to the production ports (the 
``Operational Error''), the total amount of the Exchange's liability 
shall not exceed $525,000. Further, eligibility of all claims for 
payment shall be determined in accordance with proposed Exchange Rule 
527(e) and only applies to claims previously filed with and validated 
by the Exchange. As noted above, the Exchange received all claims 
related to the Operational Error and expects that, subject to 
Commission approval of this proposal, all Members will be fully 
compensated for their claims as a result of the Operational Error.
---------------------------------------------------------------------------

    \17\ As mentioned above, subparagraph (c) of Exchange Rule 527 
provides that if all of the claims arising out of the use or 
enjoyment of the facilities afforded by the Exchange cannot be fully 
satisfied because in the aggregate they exceed the applicable 
maximum amount of liability provided for in paragraph (b) . . . then 
such maximum amount shall be allocated among all such claims arising 
on a single trading day or during a single calendar month, as 
applicable, ``written notice of which has been given to the Exchange 
no later than the opening of trading on the next business day 
following the day on which the use or enjoyment of Exchange 
facilities giving rise to the claim occurred, based upon the 
proportion that each such claim bears to the sum of all such 
claims'' (emphasis added). See Exchange Rule 527(c). Accordingly, 
the Exchange proposes that the notice requirement of Exchange Rule 
527(c) will not apply to claims submitted under proposed paragraph 
(e) to Exchange Rule 527.
---------------------------------------------------------------------------

    Proposed subparagraph (e)(1) of Exchange Rule 527 will provide that 
all claims for compensation under this paragraph (e) shall arise solely 
from realized trading losses from executions that occurred on the 
Exchange on June 3, 2025 between 11:18 a.m. and 11:33 a.m. Eastern Time 
that the Exchange subsequently canceled pursuant to Exchange Rule 523, 
causing Members to execute a new trade on the Exchange or at an away-
exchange to replace the canceled trade. The measure of loss was 
determined by the Exchange pursuant to proposed subparagraphs 
(e)(1)(i)-(ii), described below.
    Proposed subparagraph (e)(1)(i) of Exchange Rule 527 will provide 
that for trading losses that resulted from a Member executing the 
replacement trade on MIAX Sapphire, the Exchange: (A) first validated 
that the canceled trade took place on MIAX Sapphire during the 
timeframe of the Operational Error based on the Member's MPID; (B) 
validated the claimed execution price of the canceled trade; (C) 
validated that the replacement trade took place on MIAX Sapphire; and 
(D) validated the execution price of the replacement trade. The measure 
of loss was calculated based on the difference between the net 
execution price of the canceled trade and the replacement trade.
    Proposed subparagraph (e)(1)(ii) of Exchange Rule 527 will provide 
that for trading losses that resulted from a Member executing the 
replacement trade on an away-exchange, the Exchange: (A) first 
validated that the canceled trade took place on MIAX Sapphire during 
the timeframe of the Operational Error based on the Member's MPID; (B) 
validated the claimed execution price of the canceled trade; and (C) 
validated the execution price of the replacement trade by comparing 
such price against the closing or opening price of the option, 
depending on the time of execution, as well as the size of the 
replacement trade in comparison to the original trade that was 
canceled. The measure of loss was calculated based on the difference 
between the net execution price of the canceled trade and the 
replacement trade.
    Proposed subparagraph (e)(1)(iii) of Exchange Rule 527 will provide 
that for purposes of this proposed Exchange Rule 527(e), unless stated 
otherwise, the term ``replacement trade'' shall be construed to mean 
the new trade executed by a Member on MIAX Sapphire or at an away-
exchange that was executed to replace the original trade that was 
canceled by MIAX Sapphire during the timeframe of the Operational 
Error.
    Proposed subparagraph (e)(2) of Exchange Rule 527 will state that 
in no event shall the Exchange make any payments on claims pursuant to 
proposed paragraph (e) until the rule proposal filed with the 
Commission setting forth the amount of eligible claims becomes 
effective and final. The Exchange proposes to make all payments for 
approved claims in cash.
    Proposed subparagraph (e)(3) will provide that payments to Members 
under proposed paragraph (e) are contingent upon the submission to the 
Exchange of an attestation within 14 calendar days after the effective 
date of the rule proposal described in proposed paragraph (e)(2), 
detailing the information described in proposed

[[Page 42655]]

subparagraphs (e)(1)(i)-(ii). Proposed subparagraph (e)(3) of Exchange 
Rule 527 will also state that failure to provide the required 
attestation will void the Member's eligibility to receive an 
accommodation payment pursuant to proposed paragraph (e) of Exchange 
Rule 527. The Exchange will also require each Member to maintain books 
and records that detail the nature and amount of these losses.\18\
---------------------------------------------------------------------------

    \18\ Nasdaq included similar requirements in its accommodation 
policy and rule text related to the Facebook IPO system issues. See 
Nasdaq Rules, Equity 2, Section 17(b)(3)(I)(i).
---------------------------------------------------------------------------

    Proposed subparagraph (e)(4) of Exchange Rule 527 will provide that 
all payments to Members under proposed paragraph (e) will be contingent 
upon the execution and delivery to the Exchange of a release by the 
Member of all claims by it or its affiliates \19\ against the Exchange 
or its affiliates for losses that arise out of, are associated with, or 
relate in any way to the Operational Error or to any actions or 
omissions related in any way to the Operational Error. Failure to 
provide the required release within 14 calendar days after the 
effective date of the rule proposal described in proposed subparagraph 
(e)(2) will void the Member's eligibility to receive an accommodation 
payment pursuant to this proposed paragraph (e). The purpose of 
imposing the release requirement notwithstanding the limitations of 
liability and immunities, which apply in any event pursuant to the 
Exchange's rules and agreements and/or otherwise as a matter of law, 
are to avoid the disruption and expense of unnecessary litigation in 
connection with the June 3, 2025 Operational Error and to ensure equal 
treatment of all claimants.\20\
---------------------------------------------------------------------------

    \19\ The term ``affiliate'' of or person ``affiliated with'' 
another person means a person who, directly, or indirectly, 
controls, is controlled by, or is under common control with, such 
other person. See Exchange Rule 100.
    \20\ Nasdaq also included a similar release requirement in its 
accommodation policy and rule text related to the Facebook IPO 
system issues. See Nasdaq Rules, Equity 2, Section 17(b)(3)(H).
---------------------------------------------------------------------------

    The accommodation payment policy proposed herein is a voluntary 
step taken by the Exchange to provide a substantial and rare 
accommodation to its Members and their customers, and participation in 
the program is likewise voluntary on the part of Members. The Exchange 
believes this type of occurrence warrants the establishment of an 
accommodation plan because, prior to the Operational Error, neither the 
Exchange nor any of its affiliates experienced a systems issue similar 
to that of the Operational Error. The Exchange believes that it would 
be inequitable to approve the Exchange's voluntary program without also 
allowing it to establish conditions that promote certainty and 
finality.\21\
---------------------------------------------------------------------------

    \21\ See Securities Exchange Act Release No. 69216 (March 22, 
2013), 78 FR 19040 (March 28, 2013) (SR-NASDAQ-2012-090). In the 
approval order for the accommodation plan that Nasdaq proposed for 
its systems issues related to the Facebook IPO, the Commission 
approved similar conditions as proposed herein in order for Nasdaq 
members to be compensated for their claims.
---------------------------------------------------------------------------

    The Exchange notes that it has received all claims that apply to 
the Operational Error and that no new additional claims will be 
accepted, subject to any final adjustments due to late discovery up to 
the time of payment of such claims. As described above, immediately 
following the June 3, 2025 Operational Error, the Exchange's Regulatory 
Operations Department spoke to each Member to discuss the Operational 
Error, the Exchange's proposed method of remedying trades based on 
erroneous simulation/testing environment data and the manner in which 
Members should submit claims for compensation. The Exchange 
independently verified each Member's claim and confirmed the loss 
amount with each Member prior to submitting this rule filing. The 
Exchange believes its proposal is designed to implement a fair and 
equitable accommodation policy that takes into account the impacts of 
the Operational Error on the investing public and Exchange Members.
2. Statutory Basis
    The Exchange believes that the proposed rule change is consistent 
with Section 6(b) of the Act,\22\ in general, and furthers the 
objectives of Section 6(b)(5) of the Act,\23\ in particular, in that it 
is designed to prevent fraudulent and manipulative acts and practices, 
promote just and equitable principles of trade, foster cooperation and 
coordination with persons engaged in regulating, clearing, settling, 
processing information with respect to, and facilitating transactions 
in securities, remove impediments to and perfect the mechanism of a 
free and open market and a national market system, and, in general, 
protect investors and the public interest. The Exchange also believes 
the proposed rule change is consistent with the Section 6(b)(5) \24\ 
requirement that the rules of an exchange not be designed to permit 
unfair discrimination between customers, issuers, brokers, or dealers.
---------------------------------------------------------------------------

    \22\ 15 U.S.C. 78f(b).
    \23\ 15 U.S.C. 78f(b)(5).
    \24\ Id.
---------------------------------------------------------------------------

    The Exchange believes that the proposal to expand its accommodation 
policy in this unique set of circumstances will balance several 
important goals in keeping with the foregoing statutory objectives. 
First, the Exchange acknowledges that the June 3, 2025 Operational 
Error had an impact on certain of its Members and their customers. As a 
result, the Exchange believes that the public interest would be served 
by an accommodation policy that quantifies and provides compensation 
for customer losses that were directly attributable to those system 
issues in an objectively discernible manner. Specifically, the Exchange 
believes that the public interest would be served by the Exchange 
making accommodation payments in excess of its limitation of liability 
rules to fully compensate Members that provided details regarding their 
claimed losses as a result of the Operational Error in an objectively 
discernible manner. The Exchange further believes that the public 
interest would be served by the Exchange providing as an accommodation 
the loss differential for the trade execution canceled by MIAX Sapphire 
and the replacement trade--that is the difference between the price 
that was expected upon execution on MIAX Sapphire during the timeframe 
of the Operational Error and the subsequent execution price for the 
replacement trade that was actually obtained on the Exchange or at an 
away-exchange.
    Second, the Exchange believes that it is important to recognize the 
regulatory policy objectives underlying Exchange Rule 527 and ensure 
that they are not compromised. Hundreds of billions of dollars (or 
more) of securities transactions are matched through the systems of the 
Exchange and other exchanges every day. Through the operation of those 
systems, exchanges provide invaluable services in support of capital 
formation, price discovery, and investor protection. If exchanges could 
be called upon to bear all costs associated with system malfunctions 
and the varying reactions of market participants taken in their wake, 
the potential would exist for a single catastrophic event to bankrupt 
one or multiple exchanges, with attendant consequences for investor 
confidence and macroeconomic stability. Alternatively, the cost of 
providing exchange services would have to rise dramatically for all 
investors to cover this material and new risk.\25\ In

[[Page 42656]]

addition, exchanges would be less inclined to implement innovative 
systems \26\ consistent with the goals of Section 6(b)(5) of the 
Act.\27\ Accordingly, the Commission has recognized that it is 
consistent with the purposes of the Act for a self-regulatory 
organization to limit its liability with respect to the use of such 
facilities by its members through rules such as Exchange Rule 527.\28\
---------------------------------------------------------------------------

    \25\ See Securities Exchange Act Release No. 67507 (July 26, 
2012), 77 FR 45706 (August 1, 2012) (SR-NASDAQ-2012-090) (Notice of 
Filing of Proposed Rule Change to Amend Rule 4626--Limitation of 
Liability). Nasdaq stated in their accommodation filing that trading 
costs in the United States are among the lowest in the world, and 
thus a contributor to economic growth. Id. The Nasdaq filing cites 
the following sources as examples for this assertion: Michael S. 
Pagano, Which Factors Influence Trading Costs in Global Equity 
Markets?, THE J. OF TRADING, Winter 2009, at 7; Ian Domowitz et al., 
Liquidity, Volatility, and Equity Trading Costs Across Countries and 
Over Time, 4 INT'L FIN. 221 (Summer 2001); Asli 
Demirg[uuml][ccedil]-Kunt & Ross Levine, Bank-based and Market-based 
Financial Systems: Cross-country Comparisons 51 (The World Bank 
Working Paper No. 2143, July 1999). Id.
    \26\ See Securities Exchange Act Release No. 14777 (May 17, 
1978) (SR-CBOE-78-14) (in proposing a limitation on liability, the 
Cboe Exchange, Inc. explained that an exchange ``cannot proceed with 
innovative systems and procedures for the execution, clearance, and 
settlement of Exchange transactions . . . unless it is protected 
against losses which might be incurred by members as a result of 
their use of such systems,'' and further that ``[t]o the extent [a 
limitation of liability rule] enables the Exchange to proceed with 
innovative systems, competition should be enhanced''); see also 
Securities Exchange Act Release No. 58137 (July 10, 2008), 73 FR 
41145 (July 17, 2008) (SR-NYSE-2008-55) (explaining that exchange's 
limitation of liability rule encourages vendors to provide services 
to the exchange, which results in faster and more innovative 
products for order entry, execution, and dissemination of market 
information).
    \27\ 15 U.S.C. 78f(b)(5) (requiring that an exchange's rules be 
``designed to prevent fraudulent and manipulative acts and 
practices, to promote just and equitable principles of trade, to 
foster cooperation and coordination with persons engaged in 
regulating, clearing, settling, processing information with respect 
to, and facilitating transactions in securities, to remove 
impediments to and perfect the mechanism of a free and open market 
and a national market system, and, in general, to protect investors 
and the public interest; and not [be] designed to permit unfair 
discrimination between customers, issuers, brokers, or dealers, or 
to regulate by virtue of any authority conferred by this chapter 
matters not related to the purposes of this chapter or the 
administration of the exchange'').
    \28\ See, e.g., Cboe Rule 1.10; Cboe EDGX Rule 11.14; Cboe BZX 
Rule 11.16; BOX Rule 7230; Nasdaq Rules, Equity 2, Section 17.
---------------------------------------------------------------------------

    Moreover, if the potential for such catastrophic losses existed, as 
noted above, it would need to be reflected in the fees charged by 
exchanges to market participants in a manner that is not currently the 
case, making trading more expensive for all investors all the time. 
Rather, as the Commission has recognized, provisions such as Exchange 
Rule 527 reflect the view that risks associated with system 
malfunctions should be allocated among all exchange members, rather 
than being borne solely by the exchange. Indeed, this view is 
consistently reflected in the limitation of liability rules common 
among United States exchanges.\29\ This view is also reflected in the 
Exchange's proposal to condition any accommodation payment on the 
execution of a release of claims against MIAX Sapphire for the 
Operational Error experienced on June 3, 2025, because this condition 
is aimed at avoiding unnecessary litigation and ensuring equal 
treatment of all claimants.
---------------------------------------------------------------------------

    \29\ Id.
---------------------------------------------------------------------------

    The Exchange further believes that, consistent with Section 6(b)(5) 
of the Act,\30\ its proposal will promote just and equitable principles 
of trade and protect investors and the public interest by establishing 
a fair process through which affected Members may be compensated for 
the claims they submitted, which losses will be fully covered by the 
proposed accommodation policy. The Exchange believes that this filing 
will enhance the transparency of the process to compensate Members for 
their losses. The Exchange further believes that its proposed process 
for distributing accommodation payments will benefit investors and 
promote the public interest by providing incentives for Members to use 
accommodation funds for the benefit of investors. Specifically, the 
Exchange believes that its proposal will benefit investors and promote 
the public interest by requiring a claimant to submit to the Exchange 
an attestation detailing the compensation the Member has provided or 
will provide to its customers, and detailing the extent to which the 
Member incurred the losses covered by the proposed accommodation 
payment when trading for its own account.
---------------------------------------------------------------------------

    \30\ 15 U.S.C. 78f(b)(5).
---------------------------------------------------------------------------

    As described above, this type of proposal is not without precedent 
and is based on the accommodation plan implemented by Nasdaq in 2012 
for system difficulties in the Nasdaq halt and imbalance cross process 
in connection with the IPO of Facebook.\31\
---------------------------------------------------------------------------

    \31\ See supra note 9.
---------------------------------------------------------------------------

B. Self-Regulatory Organization's Statement on Burden on Competition

    The proposed rule change would not impose any burden on 
competition. The proposed rule change is designed to promote fairness 
in the marketplace by providing compensation to Members and their 
customers that experienced a loss as a result of the June 3, 2025 
Operational Error. The Exchange believes that the proposed rule change 
will not burden intra-market competition because all Members would be 
subject to the same standards and requirements to receive accommodation 
payments as set forth in proposed Exchange Rule 527(e). The Exchange 
believes that the proposed rule change will not burden inter-market 
competition because the proposed rule change is not designed to address 
any competitive issues.

C. Self-Regulatory Organization's Statement on Comments on the Proposed 
Rule Change Received From Members, Participants, or Others

    Written comments were neither solicited nor received.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    Within 45 days of the date of publication of this notice in the 
Federal Register or within such longer period up to 90 days of such 
date (i) as the Commission may designate if it finds such longer period 
to be appropriate and publishes its reasons for so finding or (ii) as 
to which the Exchange consents, the Commission shall: (a) by order 
approve or disapprove such proposed rule change, or (b) institute 
proceedings to determine whether the proposed rule change should be 
disapproved.

IV. Solicitation of Comments

    Interested persons are invited to submit written data, views, and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#2e5c5b424b034d4143434b405a5d6e5d4b4d00494158"><span class="__cf_email__" data-cfemail="f280879e97df919d9f9f979c8681b2819791dc959d84">[email&#160;protected]</span></a>. Please include 
file number SR-SAPPHIRE-2025-32 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to file number SR-SAPPHIRE-2025-32. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>). Copies of the filing will be available for inspection and 
copying at the principal office of the Exchange.

[[Page 42657]]

Do not include personal identifiable information in submissions; you 
should submit only information that you wish to make available 
publicly. We may redact in part or withhold entirely from publication 
submitted material that is obscene or subject to copyright protection. 
All submissions should refer to file number SR-SAPPHIRE-2025-32 and 
should be submitted on or before September 24, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\32\
---------------------------------------------------------------------------

    \32\ 17 CFR 200.30-3(a)(12).
---------------------------------------------------------------------------

Vanessa A. Countryman,
Secretary.
[FR Doc. 2025-16811 Filed 9-2-25; 8:45 am]
BILLING CODE 8011-01-P


</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>
Indexed from Federal Register on September 3, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.