Notice2025-16598

Agency Information Collection Activities: Proposed Request

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Published
August 29, 2025

Issuing agencies

Social Security Administration

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<title>Federal Register, Volume 90 Issue 166 (Friday, August 29, 2025)</title>
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[Federal Register Volume 90, Number 166 (Friday, August 29, 2025)]
[Notices]
[Pages 42294-42299]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-16598]


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SOCIAL SECURITY ADMINISTRATION

[Docket No: SSA-2025-0157]


Agency Information Collection Activities: Proposed Request

    The Social Security Administration (SSA) publishes a list of 
information collection packages requiring clearance by the Office of 
Management and Budget (OMB) in compliance with Public Law 104-13, the 
Paperwork Reduction Act of 1995, effective October 1, 1995. This notice 
includes revisions of OMB-approved information collections.
    SSA is soliciting comments on the accuracy of the agency's burden 
estimate; the need for the information; its practical utility; ways to 
enhance its quality, utility, and clarity; and ways to minimize burden 
on respondents, including the use of automated collection techniques or 
other forms of information technology. Mail, email, or fax your 
comments and recommendations on the information collection(s) to the 
OMB Desk Officer and SSA Reports Clearance Officer at the following 
addresses or fax numbers.
    (OMB) Office of Management and Budget, Attn: Desk Officer for SSA.
    (SSA) Social Security Administration, OLCA, Attn: Reports Clearance 
Director, Mail Stop 3253 Altmeyer, 6401 Security Blvd., Baltimore, MD 
21235, Fax: 833-410-1631, Email address: <a href="/cdn-cgi/l/email-protection#753a275b2710051a0701065b3619101407141b1610350606145b121a03"><span class="__cf_email__" data-cfemail="d79885f985b2a7b8a5a3a4f994bbb2b6a5b6b9b4b297a4a4b6f9b0b8a1">[email&#160;protected]</span></a>.
    Or you may submit your comments online through <a href="https://www.reginfo.gov/public/do/PRAmain">https://www.reginfo.gov/public/do/PRAmain</a> by clicking on Currently under 
Review--Open for Public Comments and choosing to click on one of SSA's 
published items. Please reference Docket ID Number [SSA-2025-0157] in 
your submitted response.
    I. The information collections below are pending at SSA. SSA will 
submit them to OMB within 60 days from the date of this notice. To be 
sure we consider your comments, we must receive them no later than 
October 28, 2025. Individuals can obtain copies of the collection 
instrument by writing to the above email address.
    1. Statement Regarding Marriage--20 CFR 404.726--0960-0017. Section 
216(h)(1)(A) of the Social Security Act (Act) directs SSA to apply 
State law to determine an individual's marital relationship. Some state 
laws recognize marriages without a ceremony (i.e., common-law 
marriages). In such cases, SSA provides the same spouse or widow(er) 
benefits to the common-law spouses as it does to ceremonially married 
spouses. To determine common-law spouses, SSA must elicit information 
from blood relatives or

[[Page 42295]]

other persons who are knowledgeable about the alleged common-law 
relationship. SSA uses Form SSA-753, Statement Regarding Marriage, to 
collect information from third parties to verify the applicant's 
statements about intent; cohabitation; and holding out to the public as 
married, which are the basic tenets of a common-law marriage. SSA uses 
the information to determine if a valid marital relationship exists, 
and if the common-law spouse is entitled to Social Security spouse, or 
widow(er) benefits. The respondents are blood relatives of the worker 
or claimant for spouse's or widow(er)'s benefits, or other third 
parties who can confirm or deny an alleged common-law marriage.

    Note: SSA is making minor language changes to the SSA-753 for 
clarity and consistency with other agency forms and updating the 
Privacy Act and Paperwork Reduction Act Statements to comply with 
current legal requirements.

    Type of Request: Revision of an OMB-approved information 
collection.

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                                                                                                                              Average
                                                                                              Average        Estimated      theoretical    Total annual
                 Modality of completion                      Number of     Frequency  of    burden per     total annual     hourly cost     opportunity
                                                            respondents      response        response         burden          amount           cost
                                                                                             (minutes)        (hours)       (dollars) *    (dollars) **
--------------------------------------------------------------------------------------------------------------------------------------------------------
SSA-753 Statement Regarding Marriage (Paper via mail)...         179,804               1              19          56,938        * $32.66  *** $1,859,595
SSA-753 Statement Regarding Marriage (Upload Documents).             165               1              19              52         * 32.66        ** 1,698
Totals..................................................         179,969               1              19          56,990  ..............    ** 1,861,293
--------------------------------------------------------------------------------------------------------------------------------------------------------
* We based this figure on average U.S. citizen's hourly salary, as reported by Bureau of Labor Statistics data (Occupational Employment and Wage
  Statistics).
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    2. Report to United States Social Security Administration by Person 
Receiving Benefits for a Child or for an Adult Unable to Handle Funds/
Report to the United States Social Security Administration--0960-0049. 
Section 203(c) of the Act requires the Commissioner of SSA to make 
benefit deductions and provides for the Commissioner to impose penalty 
deductions on benefits of individuals who fail to make timely reports 
of events, which are cause for deductions. SSA uses Forms SSA-7161-OCR-
SM and SSA-7162-OCR-SM to: (1) determine continuing entitlement to 
Social Security benefits; (2) correct benefit amounts for beneficiaries 
outside the United States (U.S.); and (3) monitor the performance of 
representative payees outside the U.S. We collect this mandatory 
information via mail as an annual (or every other year, depending on 
the country of residence) review for fraud prevention. In addition, the 
results can affect benefits by increasing or decreasing payment amount 
or by causing SSA to suspend or terminate benefits. The respondents are 
individuals living outside the United States who are receiving benefits 
on their own (or on behalf of someone else) under Title II of the Act.

    Note: SSA is making minor instructional changes to these forms 
in accordance with Public Law 115-165 which exempts certain 
representative payees from the annual accounting requirement. We are 
also updating the Privacy Act Statement on these forms to comply 
with current legal requirements.

    Type of Request: Revision of an OMB-approved information 
collection.

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                                                                                                                              Average
                                                                                              Average        Estimated      theoretical    Total annual
                 Modality of completion                      Number of     Frequency of     burden per     total annual     hourly cost     opportunity
                                                            respondents      response        response         burden          amount           cost
                                                                                             (minutes)        (hours)       (dollars) *    (dollars) **
--------------------------------------------------------------------------------------------------------------------------------------------------------
SSA-7161-OCR-SM.........................................           6,077               1              15           1,519        * $32.66      ** $49,611
SSA-7162-OCR-SM.........................................         352,956               1               5          29,413         * 32.66      ** 960,629
                                                         -----------------------------------------------------------------------------------------------
Totals..................................................         359,033  ..............  ..............          30,932  ..............    ** 1,010,240
--------------------------------------------------------------------------------------------------------------------------------------------------------
* We based this figure on average U.S. worker's hourly wages as reported by Bureau of Labor Statistics data (Occupational Employment and Wage
  Statistics).
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    3. Certificate of Coverage Request--20 CFR 404.1913--0960-0554. The 
U.S, has agreements with 30 foreign countries to eliminate double 
Social Security coverage and taxation where, except for the provisions 
of the agreement, a worker would be subject to coverage and taxes in 
both countries. Each Agreement contains rules: (1) for determining 
which country's laws cover the period of work, and to which system the 
worker pays taxes; and (2) that assign a worker's coverage to the 
country where the worker has the greater economic attachment. The 
agreements further dictate that, upon the request of the worker or 
employer, the country under whose system the period of work is covered 
will issue a certificate of coverage. The certificate serves as proof 
of exemption from coverage and taxation under the system of the other 
country. The information we collect assists us in determining a 
worker's coverage and in issuing a U.S. certificate of coverage as 
appropriate. Per our agreements, we ask a set number of questions to 
the workers and employers prior to issuing a certificate of coverage; 
however, our agreements with thirteen of the countries (Denmark, 
Iceland, Netherlands, Norway, Sweden, Germany, Italy, Spain, Uraguay, 
Belgium, Poland, France, and Japan) require us to ask a few more 
questions in those countries. Respondents are workers and employers 
wishing to establish exemption from foreign Social Security taxes.

    Note: SSA is updating the Privacy Act and Paperwork Reduction 
Act Statements on these forms to comply with current legal 
requirements.

    Type of Request: Revision of an OMB-approved information 
collection.

[[Page 42296]]



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                                                                                                                              Average
                                                                                              Average        Estimated      theoretical    Total annual
                 Modality of completion                      Number of     Frequency of     burden per     total annual     hourly cost     opportunity
                                                            respondents      response        response         burden          amount           cost
                                                                                             (minutes)        (hours)       (dollars) *    (dollars) **
--------------------------------------------------------------------------------------------------------------------------------------------------------
Requests via Letter--Individuals (minus Denmark,                      43               1              40              29        * $32.66         ** $947
 Iceland, Netherlands, Norway, Sweden, Germany, Italy,
 Spain, Uruguay, France, Japan, Belgium, and Poland)....
Requests via Internet--Individuals (minus Denmark,                   995               1              40             663         * 32.66       ** 21,654
 Iceland, Netherlands, Norway, Sweden, Germany, Italy,
 Spain, Uruguay, France, Japan, Belgium, and Poland)....
Requests via Letter--Individuals in Denmark, Iceland,               1\+\               1               1               0         * 32.66            ** 0
 Netherlands, Norway, and Sweden........................
Requests via Internet--Individuals in Denmark, Iceland,              122               1              41              83         * 32.66        ** 2,711
 Netherlands, Norway, and Sweden........................
Requests via Letter--Individuals in Germany, Italy,                   12               1              44               9         * 32.66          ** 294
 Spain, Uruguay.........................................
Requests via Internet--Individuals in Germany, Italy,              1,013               1              41             692         * 32.66       ** 22,601
 Spain, Uruguay.........................................
Requests via Letter--Individuals in France and Japan....              10               1              44               7         * 32.66          ** 229
Requests via Internet--Individuals in France and Japan..           1,023               1              40             682         * 32.66       ** 22,274
Requests via Letter--Individuals in Belgium.............               0               1              41               0         * 32.66            ** 0
Requests via Internet--Individuals in Belgium...........              51               1              41              35         * 32.66        ** 1,143
Requests via Letter--Individuals in Poland..............               2               1              41               1         * 32.66           ** 33
Requests via Internet--Individuals in Poland............              52               1              41              36         * 32.66        ** 1,161
Requests via Letter--Employer (minus Denmark, Iceland,                76               1              40              51         * 32.66        ** 1,666
 Netherlands, Norway, Sweden, Germany, Italy, Spain,
 Uruguay, France, Japan, Belgium, and Poland)...........
Requests via Internet--Employer (minus Denmark, Iceland,           7,664               1              40            5109         * 32.66      ** 166,860
 Netherlands, Norway, Sweden, Germany, Italy, Spain,
 Uruguay, France, Japan, Belgium, and Poland)...........
Requests via Letter--Employer in Denmark, Iceland,                     4               1              44               3         * 32.66           ** 98
 Netherlands, Norway, and Sweden........................
Requests via Internet--Employer in Denmark, Iceland,               1,347               1              44             988         * 32.66       ** 32,268
 Netherlands, Norway, and Sweden........................
Requests via Letter--Employer in Germany, Italy, Spain,               22               1              41              15         * 32.66          ** 490
 Uruguay................................................
Requests via Internet--Employer in Germany, Italy,                 3,601               1              41            2461         * 32.66       ** 80,376
 Spain, Uruguay.........................................
Requests via Letter--Employer in France and Japan.......              12               1              41               8         * 32.66          ** 261
Requests via Internet--Employer in France and Japan.....           4,073               1              41            2783         * 32.66       ** 90,893
Requests via Letter--Employer in Belgium................               1               1              44               1         * 32.66           ** 33
Requests via Internet--Employer in Belgium..............             434               1              41             297         * 32.66        * *9,700
Requests via Letter--Employer in Poland.................               1               1              41               1         * 32.66           ** 33
Requests via Internet--Employer in Poland...............             210               1              41             144         * 32.66        ** 4,703
                                                         -----------------------------------------------------------------------------------------------
Totals..................................................          20,123  ..............  ..............          13,656  ..............      ** 460,425
--------------------------------------------------------------------------------------------------------------------------------------------------------
+ We are including a one-hour placeholder burden for the information collection for which we currently have no responses (mostly the mailed/faxed
  letters, as we do not receive these often, since we collect almost all responses via our internet-based forms). While respondents may use this
  modality if the system goes down, in general, they prefer to use the internet submission process.
* We based this figure on average U.S. citizen's hourly salary, as reported by Bureau of Labor Statistics data (Occupational Employment and Wage
  Statistics).
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    4. Disability Report--Child--20 CFR 416.912--0960-0577--Sections 
223(d)(5)(A) and 1631(e)(1) of the Social Security Act require 
Supplemental Security Income (SSI) claimants to furnish medical and 
other evidence to prove they are disabled. SSA uses Form SSA-3820-BK to 
collect information regarding a child applying for SSI disability 
payments. The information we collect on the SSA-3820-BK then provides 
the State Disability Determination Services (DDS) adjudicators a 
detailed explanation of a child's medical history that is essential to 
the disability determination. SSA uses Form SSA-3820-BK to collect 
contact and biographic information about a child. It also includes 
details pertaining to the child's condition including medical treating 
sources, medications being taken, medical tests, educational 
background, and work history if relevant. The State (DDS) evaluators 
use the information from Form SSA-3820-BK, including its electronic 
versions, to request and develop medical and school evidence, and to 
assess the alleged disability. The information collected on the form, 
together with medical evidence and other sources of non-medical 
evidence, provides the evidentiary basis upon which SSA makes its 
initial disability evaluation. The respondents are the responsible 
adult(s) applying on behalf of the child, such as the parents, 
guardians, and other caretakers who petition SSI childhood disability 
for initial and reconsideration decisions.

    Note: SSA is updating the Privacy Act and Paperwork Reduction 
Act Statements on these forms to comply with current legal 
requirements.

    Type of Request: Revision of an OMB-approved information 
collection.

[[Page 42297]]



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                                                                                                                         Average  wait
                                                                                  Average      Estimated     Average    time  in field    Total annual
                                                 Number of     Frequency of     burden per       total     theoretical     office or       opportunity
           Modality of completion               respondents      response        response       annual    hourly  cost    teleservice    cost  (dollars)
                                                                                 (minutes)      burden        amount        center             **
                                                                                                (hours)    (dollars) *   (minutes) **
--------------------------------------------------------------------------------------------------------------------------------------------------------
SSA-3820 Paper Version......................             771               1              90       1,157        $13.30           ** 23       *** $19,325
EDCS Intranet Version.......................         255,984               1             120     511,968         13.30          ** 102    *** 12,596,975
i3820 Internet Version......................          96,481               1             120     192,962         13.30  ..............     *** 2,566,395
                                             -----------------------------------------------------------------------------------------------------------
    Totals..................................         353,236  ..............  ..............     706,087  ............  ..............    *** 15,182,695
--------------------------------------------------------------------------------------------------------------------------------------------------------
* We based this figure on the average DI payments based on SSA's current FY 2025 data (<a href="https://www.ssa.gov/legislation/2024FactSheet.pdf">https://www.ssa.gov/legislation/2024FactSheet.pdf</a>).
** We based this figure on the average FY 2025 wait times for field offices (23 minutes) and for teleservice centers (180 minutes), based on SSA's
  current management information data. This figure reflects the data posted on our public facing website (800 number performance [verbar] SSA) on the
  date we drafted this notice. As the figures fluctuate daily, the wait times may be different on the publication date of this notice.
*** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    5. Incorporation by Reference of Oral Findings of Fact and 
Rationale in Wholly Favorable Written Decisions (Bench Decision 
Regulation)--20 CFR 404.953 and 416.1453--0960-0694. If an 
administrative law judge (ALJ) makes a wholly favorable oral decision, 
including all the findings and rationale for the decision for a 
claimant of Title II or Title XVI payments, at an administrative 
appeals hearing, the ALJ sends a Notice of Decision (Form HA-82), as 
the records from the oral hearing preclude the need for a written 
decision. We call this the incorporation-by-reference process. In 
addition, the regulations for this process state that if the involved 
parties want a record of the oral decision, they may submit a written 
request for these records. SSA collects identifying information under 
the aegis of Sections 20 CFR 404.953 and 416.1453 of the Code of 
Federal Regulations to determine how to send interested individuals 
written records of a favorable incorporation-by-reference oral decision 
made at an administrative review hearing. Since there is no prescribed 
form to request a written record of the decision, the involved parties 
send SSA their contact information and reference the hearing for which 
they would like a record. The respondents are applicants for Disability 
Insurance Benefits and SSI payments, or their representatives, to whom 
SSA gave a wholly favorable oral decision under the regulations cited 
above.

    Note: SSA is updating the burden information for the HA-82 
(specifically to show a significant decrease in the number of 
respondents), which decreases the overall time burden for this 
information collection.

    Type of Request: Revision of an OMB-approved information 
collection.

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                                                                                                                            Average
                                                                                      Average  burden     Estimated       theoretical      Total annual
              Modality of completion                   Number of       Frequency of    per  response     total annual     hourly cost      opportunity
                                                      respondents        response        (minutes)     burden  (hours)       amount      cost  (dollars)
                                                                                                                          (dollars) *           **
--------------------------------------------------------------------------------------------------------------------------------------------------------
HA-82.............................................             622                1                5               52         * $13.30          ** $692
--------------------------------------------------------------------------------------------------------------------------------------------------------
* We based this figure on the average DI payments based on SSA's current FY 2025 data (<a href="https://www.ssa.gov/legislation/2024FactSheet.pdf">https://www.ssa.gov/legislation/2024FactSheet.pdf</a>).
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    6. Advance Designation of Representative Payee--0960-0814. On April 
13, 2018, the President signed into law The Strengthening Protections 
for Social Security Beneficiaries Act of 2018, also known as Public Law 
(Pub. L.) 115-165. Section 201 of the law allows SSA beneficiaries and 
applicants under Title II, Title VIII and Title XVI, of the Social 
Security Act to designate individuals to serve as a representative 
payee should the need arise in the future. Section 201(j)(2) of Public 
Law 115-165 provides the requirements for selecting a qualified 
representative payee. SSA only offers the option to advance designate 
to capable adults and emancipated minors. Beneficiaries who have an 
assigned representative payee, or have a representative application in 
process, cannot advance designate. SSA uses Form SSA-4547, Advance 
Designation of Representative Payee, or the electronic modalities for 
this form [the internet i4547 (available through both iClaim and an 
individual's mySocial Security account), and Intranet SSI Claim System, 
Modernized Claim System (MCS), and iMain System screens] to allow 
beneficiaries or applicants the option to designate individuals in 
order of priority, to serve as a representative. Beneficiaries or 
applicants can update or change the advance designee order of priority 
at any time. SSA uses the information on Form SSA-4547 or its 
equivalent modalities to select a qualified representative payee in 
order of priority. If the selected representative payee is unable or 
unwilling to serve, or does not meet SSA requirements, SSA selects 
another representative payee to serve in the beneficiaries and 
applicant's best interest. SSA notifies beneficiaries annually of the 
individuals they chose in advance to be their representative payee. The 
respondents are SSA beneficiaries and claimants who want to designate 
individuals to serve as a representative payee should the need arise in 
the future.

    Note: SSA is removing the Advance Designation of Representative 
Payee receipts which means we will no longer send receipts to all 
customers. This change will decrease the overall cost of this 
information collection. Respondents will still be able to access 
their Advance Designation information from their mySocial Security 
accounts.

    Type of Request: Revision of an OMB-approved information 
collection.

[[Page 42298]]



--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                         Average wait
                                                                                           Estimated        Average       time for a
                                           Number of     Frequency of   Average burden   total  annual    theoretical    field office     Total annual
        Modality of completion            respondents      response      per response       burden        hourly cost   or teleservice  opportunity cost
                                                                           (minutes)        (hours)         amount          center        (dollars) ***
                                                                                                          (dollars) *    (minutes) **
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                            Submission of Advance Designation
--------------------------------------------------------------------------------------------------------------------------------------------------------
Intranet version (Paper Form SSA-4547,     \+\ 693,339               1               6          69,334        * $22.98          ** 102   *** $28,679,270
 SSI Claims System, MCS, iMain).......
Internet version (mySocial Security)..         304,471               1               6          30,447         * 22.98  ..............       *** 699,672
Internet version (iClaim).............         898,233               1               6          89,823         * 22.98  ..............     *** 2,064,133
                                       -----------------------------------------------------------------------------------------------------------------
    Totals............................       1,896,043  ..............  ..............         189,604  ..............  ..............    *** 31,443,075
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                              Waiver of Advance Designation
--------------------------------------------------------------------------------------------------------------------------------------------------------
Intranet version (Paper Form SSA-4547,       1,507,403               1               2          50,247         * 22.98          ** 102    **** 8,082,709
 SSI Claims System, MCS, iMain).......
Internet version (mySSA)..............           1,442               1               2              48         * 22.98  ..............        **** 1,103
Internet version (iClaim).............       1,498,363               1               2          49,945         * 22.98  ..............    **** 1,147,736
                                       -----------------------------------------------------------------------------------------------------------------
    Totals............................       3,007,208  ..............  ..............         100,240  ..............  ..............    **** 9,231,548
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                      Grand Totals
--------------------------------------------------------------------------------------------------------------------------------------------------------
    Totals............................       4,903,251  ..............  ..............         289,844  ..............  ..............    *** 40,674,623
--------------------------------------------------------------------------------------------------------------------------------------------------------
\+\ SSA enters advance designation information we receive on the paper Form SSA-4547 in the advanced designation representative payee system using one
  of the Intranet applications. Accordingly, we have included the paper form responses in this figure for Intranet responses.
** We based this figure by averaging both the average DI payments based on SSA's current FY 2025 data (<a href="https://www.ssa.gov/legislation/2024FactSheet.pdf">https://www.ssa.gov/legislation/2024FactSheet.pdf</a>), and the average U.S. worker's hourly wages, as reported by Bureau of Labor Statistics data (Occupational Employment and Wage
  Statistics).
*** We based this figure on the average FY 2025 wait times for field offices (23 minutes) and for teleservice centers (180 minutes), based on SSA's
  current management information data. This figure reflects the data posted on our public facing website (800 number performance [verbar] SSA) on the
  date we drafted this notice. As the figures fluctuate daily, the wait times may be different on the publication date of this notice.
**** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.

    7. Electronic Consent Based Social Security Number Verification--20 
CFR 400.100--0960-0817. The electronic Consent Based Social Security 
Number Verification (eCBSV) is a fee-based Social Security Number (SSN) 
verification service that allows permitted entities (a financial 
institution as defined by Section 509 of the Gramm-Leach-Bliley Act. 42 
U.S.C. 405b(b)(4), Public Law 115-174, Title II, 215(b)(4), or service 
provider, subsidiary, affiliate, agent, subcontractor, or assignee of a 
financial institution), to verify that an individual's name, date of 
birth (DOB), and SSN match our records based on the SSN holder's 
signed--including electronic--consent in connection with a credit 
transaction or any circumstance described in section 604 of the Fair 
Credit Reporting Act (15 U.S.C. 1681b).

Background

    We created this service due to section 215 of the Economic Growth, 
Regulatory Relief, and Consumer Protection Act of 2018 (Banking Bill), 
Public Law 115-174. Permitted entities are able to submit an SSN, name, 
and DOB of the number holder in connection with a credit transaction or 
any circumstances described in Section 604 of the Fair Credit Reporting 
Act to SSA for verification via an application programming interface. 
The purpose of the information collection is for SSA to verify for the 
permitted entity (PE) that the submitted SSN, name and DOB matches, or 
does not match, the data contained in our records. After obtaining 
number holders' consents, a PE submits the names, DOBs, and SSNs of 
number holders to the eCBSV service. SSA matches the information 
against our Master File, using SSN, name, and DOB. The eCBSV service 
responds in real time with an indication as to whether there is a match 
with a ``yes'' or ``no'' response, along with details specifying which 
data element(s) do not align with SSA records. Additionally, if 
applicable, the SSN verification result indicates the status of the 
individual's death based on data in SSA's records. The verification 
does not authenticate the identity of the number holders or 
conclusively prove the number holders we verify are who they claim to 
be. Respondents can find up-to-date information on the service, 
eligibility, fees, enrollment, technical specifications, and guides to 
written consent on the eCBSV website.

Consent Requirements

    Under the eCBSV process, the PE does not submit the number holder's 
consent forms to SSA. SSA requires each PE to retain a valid consent 
for each SSN verification request submitted for a period of 5 years. 
The agency permits the PE to retain the consent in an electronic 
format.
    SSA requires a wet or electronic signature on the consent. A PE may 
request verification of a number holder's SSN on behalf of a financial 
institution pursuant to the terms of the Banking Bill, the user 
agreement between SSA and the PE, and the SSN Holder's consent. In this 
case, the PE ensures that the financial institution agrees to the terms 
in the user agreement, which require the PE use the SSN verification 
only for the purpose stated in the consent, and to mark their own 
records as ``verified'' or ``unverified,'' and prohibits entities from 
further using or disclosing the SSN verification. This relationship is 
subject to the terms in the user agreement between SSA and the PE.

Compliance Review

    SSA requires each PE to undergo compliance reviews. An SSA approved 
certified public accountant (CPA) conducts the compliance reviews. SSA 
designed the compliance reviews to ensure that the permitted entities 
meet all terms and conditions of the user agreement, including that the 
permitted entities obtain valid consent from number holders. The PE 
pays all compliance review costs through the eCBSV fees. In general, 
every permitted entity is subject to an initial audit then

[[Page 42299]]

once within five (5) years based on compliance. The CPA follows review 
standards established by the American Institute of Certified Public 
Accountants and contained in the Generally Accepted Government Auditing 
Standards (GAGAS).
    eCBSV is available to all interested permitted entities, as defined 
in section 215 of the Banking Bill with an estimated annual 58,000,000 
requests. The respondents to the eCBSV information collection are the 
permitted entities; members of the public who consent to SSN 
verifications; and CPAs who provide compliance review services.

    Note: Per OMB's Terms of Clearance, SSA is allowing for public 
comment on several minor changes to the User Agreement which OMB 
approved via Change Request. These minor changes enhance the match/
no match data we provide to include which elements do not align with 
our records; minor language changes to update language which 
discusses the match/no match data process; revisions to the 
agreement period and tier levels to allow for greater flexibility in 
costs and utilization; and to update language for clarity purposes.

    Type of Request: Revision of an OMB-approved information 
collection.

                                                                       Time Burden
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                             Average
                                                                                         Average burden     Estimated      theoretical     Total annual
                      Requirement                           Number of     Frequency of    per response    total annual     hourly cost     opportunity
                                                           respondents      response        (minutes)    burden (hours)      amount       cost (dollars)
                                                                                                                           (dollars) *          **
--------------------------------------------------------------------------------------------------------------------------------------------------------
(a) People whose SSNs SSA will verify--Reading and           58,000,000               1               3       2,900,000         *$13.30    **$38,570,000
 Signing...............................................
(a) Sending in the verification request, calling our         58,000,000               1               1         966,667          *45.04     **43,538,682
 system, getting a response............................
(c) CPA Compliance Review and Report***................              21               1           4,800           1,680          *44.96         **75,533
    Totals.............................................     116,000,021  ..............  ..............       3,868,347  ..............     **82,184,215
--------------------------------------------------------------------------------------------------------------------------------------------------------
* We based these figures on average Business and Financial operations occupations, and Accountants and Auditors hourly salaries, as reported by Bureau
  of Labor Statistics data ((Occupational Employment and Wage Statistics) and average DI payments, as reported in SSA's disability insurance payment
  data (<a href="https://mwww.ba.ssa.gov/legislation/2024FactSheet.pdf">https://mwww.ba.ssa.gov/legislation/2024FactSheet.pdf</a>).
** This figure does not represent actual costs that SSA is imposing on recipients of Social Security payments to complete this application; rather,
  these are theoretical opportunity costs for the additional time respondents will spend to complete the application. There is no actual charge to
  respondents to complete the application.
*** The enrollment process occurs automatically through the eCBSV Customer Connection, and entails providing consent for SSA to verify the EIN;
  electronically signing the eCBSV User Agreement, and the permitted entities certification; selecting their annual tier level; and linking to <a href="http://pay.gov">pay.gov</a>
  to make payment for services.
**** SSA uses one CPA firm (an SSA-approved contractor) to conduct compliance reviews and prepare written reports of findings on the permitted entities.

Cost Burden

    The public cost burden depends on the number of PEs using the 
service and the annual transaction volume. We based the current tier 
fee schedule below on 21 participating PEs in fiscal year (FY) 2024 
submitting an anticipated annual volume of 58 million transactions. For 
FY 2025, we are maintaining the current tier structure, based our 
analysis, which estimated 21 participating PEs with an anticipated 
annual volume of 68 million. The total cost for developing and 
operating the service is $66.3 million through FY 2024. Of this amount, 
$25.5 million remains unrecovered/unreimbursed. The current 
subscription tier structure and associated fees are intended to recover 
these costs over a three-year period, assuming projected enrollments 
and transaction volumes meet these projections. SSA uses the fee to 
allocate for forecasted systems and operational expenses; agency 
oversight; and overhead necessary to sustain the service.

                         eCBSV Tier Fee Schedule
------------------------------------------------------------------------
                                  Annual transaction
              Tier                     threshold          Annual fee
------------------------------------------------------------------------
1...............................  Up to 10,000 (1-    $5,100
                                   10,000).
2...............................  Up to 75,000        37,125
                                   (10,001-75,000).
3...............................  Up to 200,000       98,000
                                   (75,001-200,000).
4...............................  Up to 500,000       240,000
                                   (200,001-500,000).
5...............................  Up to 1 million     470,000
                                   (500,001-1
                                   million).
6...............................  Up to 2.5 million   907,500
                                   (1,000,001-2.5
                                   million).
7...............................  Up to 5 million     1,765,500
                                   (2,500,001-5
                                   million).
8...............................  Up to 10 million    3,206,250
                                   (5,000,001-10
                                   million).
9...............................  Up to 15 million    3,562,500
                                   (10,000,001-15
                                   million).
10..............................  Up to 20 million    4,453,125
                                   (15,000,001-20
                                   million).
11..............................  Up to 25 million    5,165,625
                                   (20,000,001-25
                                   million).
12..............................  Up to 200 million   5,878,125
                                   (25,000,001-200
                                   million).
------------------------------------------------------------------------

    SSA calculates fees based on forecasted systems and operational 
expenses, agency oversight, overhead, and Certified Public Accountant 
audit contract costs.
    Section 215(h)(1)(B) of the Banking Bill requires that the 
Commissioner shall ``periodically adjust'' the price paid by users to 
ensure that amounts collected are sufficient to fully offset the costs 
of administering the eCBSV system. On at least an annual basis, SSA 
monitors costs incurred to provide eCBSV services and revises the tier 
fee schedule accordingly. SSA notifies permitted entities of the tier 
fee schedule in effect at the renewal of eCBSV user agreements, when a 
permitted entity begins a new 365-day agreement period, and via notice 
in the Federal Register. Permitted entity renewals are governed by the 
tier in effect at the time of renewal.

    Dated: August 21, 2025.
Mark Steffensen,
General Counsel, Deputy Commissioner for Law and Policy, Social 
Security Administration.
[FR Doc. 2025-16598 Filed 8-28-25; 8:45 am]
BILLING CODE 4191-02-P


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This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.