Notice2025-15521

Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Require Use of an Office of Hearing Officers Portal

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Published
August 15, 2025

Issuing agencies

Securities and Exchange Commission

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<title>Federal Register, Volume 90 Issue 156 (Friday, August 15, 2025)</title>
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[Federal Register Volume 90, Number 156 (Friday, August 15, 2025)]
[Notices]
[Pages 39440-39444]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-15521]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-103685; File No. SR-FINRA-2025-013]


Self-Regulatory Organizations; Financial Industry Regulatory 
Authority, Inc.; Notice of Filing and Immediate Effectiveness of a 
Proposed Rule Change To Require Use of an Office of Hearing Officers 
Portal

August 12, 2025.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Act'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that 
on August 8, 2025, the Financial Industry Regulatory Authority, Inc. 
(``FINRA'') filed with the Securities and Exchange Commission (``SEC'' 
or ``Commission'') the proposed rule change as described in Items I, 
II, and III below, which Items have been prepared by FINRA. FINRA has 
designated the proposed rule change as constituting a ``non-
controversial'' rule change under paragraph (f)(6) of Rule 19b-4 under 
the Act,\3\ which renders the proposal effective upon receipt of this 
filing by the Commission. The Commission is publishing this notice to 
solicit comments on the proposed rule change from interested persons.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ 17 CFR 240.19b-4(f)(6).
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I. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Rule Change

    FINRA is proposing to require use of an Office of Hearing Officers 
(``OHO'') Portal.
    The text of the proposed rule change is available on FINRA's 
website at <a href="http://www.finra.org">http://www.finra.org</a> and at the principal office of FINRA.

II. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

    In its filing with the Commission, FINRA included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. FINRA has prepared summaries, set forth in sections A, 
B, and C below, of the most significant aspects of such statements.

A. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

1. Purpose
    Beginning in May 2020, FINRA adopted and extended temporary 
amendments to allow for electronic service and filing by electronic 
mail (``email'') in OHO and National Adjudicatory Council (``NAC'') 
proceedings during the period in which FINRA's operations were impacted 
by the COVID-19 pandemic.\4\ In June 2022, the Commission approved a 
proposed rule change to make the temporary amendments permanent, with 
some modifications.\5\
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    \4\ See, e.g., Securities Exchange Act Release No. 88917 (May 
20, 2020), 85 FR 31832 (May 27, 2020) (Notice of Filing and 
Immediate Effectiveness of File No. SR-FINRA-2020-015); Securities 
Exchange Release No. 95281 (July 14, 2022), 87 FR 43335 (July 20, 
2022) (Notice of Filing and Immediate Effectiveness of File No. SR-
FINRA-2022-018).
    \5\ See Securities Exchange Act Release No. 95147 (June 23, 
2022), 87 FR 38803 (June 29, 2022) (Order Approving File No. SR-
FINRA-2022-009). Those amendments became effective on August 22, 
2022, on which date the temporary amendments expired. See Regulatory 
Notice 22-16 (July 2022).
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    FINRA has developed an electronic portal to replace email as the 
primary method for the filing and service of documents in OHO 
proceedings (the ``OHO Portal'').\6\ As described, below, access to the 
OHO Portal will occur through accounts tied to the participant's email 
address. The proposed rule change would require use of the OHO Portal 
for the filing and service of documents in OHO matters.\7\ When a party 
submits pleadings or

[[Page 39441]]

documents (other than the complaint \8\) through the OHO Portal, the 
party would accomplish both filing with OHO as well as service on the 
other parties. FINRA believes this is an appropriate next step to 
further improve efficiency in OHO proceedings, which have allowed for 
electronic filing and service by email in various proceedings since 
2020.\9\
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    \6\ OHO serves as FINRA's adjudicatory forum for disciplinary 
proceedings and expedited proceedings, including hearings for 
temporary and permanent cease and desist orders (``TCDOs'' and 
``PCDOs''). FINRA has developed the OHO Portal for use in OHO 
proceedings only. It has not been designed to support service or 
filing of documents in NAC proceedings.
    \7\ FINRA sometimes serves documents in its capacity as an 
adjudicator. In other instances, FINRA is a party, for example, in 
its capacity as the Department of Enforcement (``Enforcement'').
    \8\ FINRA rules do not permit FINRA to serve a complaint on a 
respondent electronically. Under the proposed rule change, FINRA 
would file a complaint through the OHO Portal, but not serve the 
complaint through the OHO Portal due to heightened fair process 
concerns. The only permissible methods for FINRA to serve a 
complaint are, and would continue to be under the proposed rule 
change, by personal service, mail or courier. FINRA proposes 
amendments to Rule 9131 (Service of Complaint) and Rule 9212(a)(1) 
(Complaint Issuance--Requirements, Service, Amendment, Withdrawal, 
and Docketing) to make clear that the complaint would continue to be 
served pursuant to paragraphs (a) and (b) of Rule 9134 by personal 
service, mail or courier.
    \9\ See supra notes 4-5 and accompanying text.
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    The OHO Portal provides a more secure method of exchanging 
documents. Parties will file cases electronically with OHO using online 
forms available on <a href="http://www.finra.org">www.finra.org</a> that integrate with the OHO Portal. 
FINRA will ensure the integrity of electronic filing of new cases and 
that access to the OHO Portal is limited to parties and their 
representatives.\10\ To ensure that access to the OHO Portal is limited 
to parties and their representatives, OHO staff will provision user 
accounts for the parties and provide their credentials to them in an 
encrypted email.\11\
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    \10\ To ensure the integrity of electronic filing of new cases, 
filers are required to complete a Completely Automated Public Turing 
test to tell Computers and Humans Apart (CAPTCHA). New cases will be 
manually screened by OHO staff before they are processed in the OHO 
Portal.
    \11\ First-time users will be prompted to change the default 
password. A party or representative could contact OHO to request 
additional user accounts to specify other individuals (such as legal 
assistants and co-counsel) who should have access to the specified 
case, and OHO staff will review those requests.
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    The OHO Portal is expected to provide all parties with a more 
efficient way to file, retrieve, organize and serve documents since the 
OHO Portal will allow parties to view and retrieve all filings at a 
single location in chronological order, easily verify receipt of 
documents submitted, and, as noted above, accomplish both filing with 
OHO as well as service on the other parties. The OHO Portal would also 
provide a corresponding calendar of deadlines and key dates. FINRA has 
tested the system and will provide step-by-step instructions and 
training videos for filing new cases and using the OHO Portal.\12\ 
FINRA also intends to periodically update and enhance the OHO Portal.
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    \12\ FINRA will provide this guidance in multiple formats, 
including a full user manual, quick-reference guides, FAQs, and 
instructional videos. The guidance will include information 
regarding technical requirements for electronic filing, the 
mechanics of uploading documents, acceptable file formats, and file 
size limitations, among other things.
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    To the extent an applicant, respondent or other party lacks the 
ability to use or access technology needed to file, serve or accept 
service through the OHO Portal, FINRA intends to provide reasonable 
accommodations to them. The process for requesting an alternative 
method of service or filing would be posted to FINRA's website, as well 
as explained in the Notice of Complaint.\13\ If a party shows good 
cause, the Hearing Officer, Hearing Panel, or Extended Hearing Panel 
will order that filing or service occur by another method rather than 
the OHO Portal.\14\
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    \13\ When Enforcement serves a complaint on a respondent, the 
Notice of Complaint tells the respondent how to file the answer and 
other documents with OHO.
    \14\ See FINRA Rule 9120(r) (defining ``Hearing Officer''); 
FINRA Rule 9120(s) (defining ``Hearing Panel''); FINRA Rule 9120(j) 
(defining ``Extended Hearing Panel''). The Hearing Officer, Hearing 
Panel, or Extended Hearing Panel may order that filing or service 
occur by another method rather than the OHO Portal on its own or 
based on motion of a party.
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    FINRA notes that the OHO Portal is similar to other electronic 
filing systems. For example, the OHO Portal is similar in concept to 
the FINRA Dispute Resolution Services (``DRS'') Portal, which parties, 
arbitrators, mediators, and FINRA staff have used since 2016 to submit 
and access arbitration case-related information.\15\ Likewise, the SEC 
amended its rules in November 2020 to require electronic filing and 
service of documents in administrative proceedings through its 
Electronic Filings in Administrative Proceedings (eFAP) system.\16\
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    \15\ See Securities Exchange Act Release No. 79296 (November 14, 
2016), 81 FR 81844 (November 18, 2016) (Order Approving File No. SR-
FINRA-2016-029).
    \16\ See Securities Exchange Act Release No. 90442 (November 17, 
2020), 85 FR 86464 (December 30, 2020) (File No. S7-18-15, 
Amendments to the Commission's Rules of Practice) (codified at 17 
CFR 201 (2020)).
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    Based on FINRA's experiences in requiring use of the DRS Portal for 
arbitrations since 2016, and permitting email filing and service in OHO 
proceedings since 2020, FINRA believes the proposal will further 
enhance the efficiency of the adjudicatory process for all parties. 
Accordingly, FINRA believes that it would be appropriate to require 
parties to use the OHO Portal on a mandatory basis with reasonable 
accommodations available to parties that lack the ability to use or 
access it.\17\
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    \17\ As discussed, the Hearing Officer, Hearing Panel or 
Extended Hearing Panel may order filing or service by a means other 
than the OHO Portal on motion of a party or sua sponte. See supra 
note 14.
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Proposed Amendments To Require Use of the OHO Portal
    The FINRA Rule 9000 Series sets forth the procedure for, among 
other things, FINRA proceedings involving members, associated persons 
or formerly associated persons. The Rule 9100 Series is of general 
applicability to all proceedings set forth in the Rule 9000 Series, 
unless a rule specifically provides otherwise.
    FINRA Rule 9120 \18\ defines terms used in the Rule 9000 Series. 
The proposed rule change would define ``OHO Portal'' as the secure web-
based system that is accessible by parties and their representatives in 
proceedings before OHO.\19\ The definition would further state that the 
OHO Portal allows invited participants to access a secure web-based 
system to submit documents, serve other parties, and view their case 
information and documents.\20\
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    \18\ FINRA Rule 9120 (Definitions).
    \19\ The OHO Portal will include several security features 
including Transport Layer Security 1.2 encryption for data in 
transit and security groups based authorization controls to limit 
user access to certain features based on their role.
    \20\ Rule 9120(w) will define ``OHO Portal'' and paragraphs (w) 
through (dd) will be renumbered as paragraphs (x) through (ee). 
FINRA notes that paragraphs (z) through (cc) were previously 
renumbered as (aa) through (dd), effective May 18, 2018, but the 
cross-references under FINRA Rules 9750 and 9760 have not been 
updated. See Securities Exchange Act Release No. 83332 (May 25, 
2018), 83 FR 25062 (May 31, 2018) (Notice of Filing and Immediate 
Effectiveness of File No. SR-FINRA-2018-021). FINRA thus proposes 
technical amendments to Rules 9750 and 9760 to reflect the 
renumbering of Rule 9120.
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    FINRA Rule 9134 sets forth the methods of and procedures for 
service. Paragraph (a) of Rule 9134 identifies three permissible 
methods of service: personal service, mail and courier.\21\ Paragraph 
(b) of Rule 9134 sets forth the procedures for service.\22\
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    \21\ In addition to the methods stated in Rule 9134, other FINRA 
rules permit additional methods of service. For example, some FINRA 
rules permit service by facsimile or by email. See, e.g., FINRA Rule 
9551(b) (Service of Notice of Pre-Use Filing Requirement).
    \22\ Paragraph (b) is not being amended. For readability, the 
proposed rule change would add language to paragraph (a) of Rule 
9134 to make clear that proposed paragraph (c) sets forth the 
methods of service in OHO proceedings.
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    The proposed rule change would add paragraph (c) to Rule 9134 to 
specifically address methods of and procedures for service in 
proceedings before OHO, in light of the OHO Portal. As described in 
turn below, under the

[[Page 39442]]

proposed rule change, other FINRA rules would be amended to incorporate 
proposed new paragraph (c) of Rule 9134 by reference.\23\
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    \23\ Where appropriate to retain the current scope of rules, 
some cross-references to Rule 9134 would be amended to cross-
reference only paragraphs (a) and (b) of Rule 9134. See, e.g., FINRA 
Rule 6490(d)(5), 9131(b), 9212(a)(1), 9522(a)(4), 9524(b)(3), 
9525(e), 9526(c), 9551(b), 9552(b), 9553(b), 9554(b), 9555(b), 9620, 
9630(e)(1) and (2); Funding Portal Rule 900(b)(3)(A)(iv) and 
(b)(13)(E).
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    Proposed paragraph (c)(1) of Rule 9134 would specify that service 
through the OHO Portal is the required method of service for papers 
served in proceedings before OHO unless otherwise ordered by the 
Hearing Officer, Hearing Panel or Extended Hearing Panel,\24\ subject 
to two specified exceptions. The first is for complaints, which as 
discussed above, must continue to be served by personal service, mail 
or courier.\25\ The second is for service of papers in default cases. 
In default cases, where the respondent failed to answer the complaint, 
failed to appear at an initial pre-hearing conference, or failed to 
appear at a hearing, the respondent may not have registered with the 
OHO Portal or otherwise have access to it. Thus, service of papers in 
default cases must continue to be served by personal service, mail or 
courier. Proposed paragraph (c)(2) would specify that service through 
the OHO Portal is accomplished by submitting the papers to the OHO 
Portal and is complete upon submission to the OHO Portal.\26\ Proposed 
paragraph (c)(3) would state that service through the OHO Portal is 
only permissible in proceedings before OHO and may not be used in any 
other proceeding.
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    \24\ See supra note 14.
    \25\ See supra note 8.
    \26\ This is consistent with service by email under the current 
rules, which is complete upon sending the relevant documents or 
information.
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    FINRA Rule 9132(b) \27\ provides that an order, notice, or decision 
issued by a Hearing Officer, Hearing Panel or Extended Hearing Panel 
under the Rule 9200 Series shall be served pursuant to Rule 9134 or by 
email. The proposed rule change would amend Rule 9132(b) to require 
orders, notices and decisions issued by a Hearing Officer, Hearing 
Panel or Extended Hearing Panel in an OHO proceeding to be served 
through the OHO Portal, unless they have ordered an alternative method 
of service. However, in cases of default, an order, notice, or decision 
issued by a Hearing Officer, Hearing Panel or Extended Hearing Panel 
shall be served pursuant to paragraphs (a) and (b) of Rule 9134 
because, as noted above, the respondent in a default case may not have 
access to the OHO Portal. Rule 9132(b) would continue to permit all 
other Adjudicators to serve orders, notices or decisions pursuant to 
paragraphs (a) and (b) of Rule 9134 or by email.\28\
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    \27\ FINRA Rule 9132(b) (Service of Orders, Notices, and 
Decisions by Adjudicator; How Served).
    \28\ See FINRA Rule 9120(a) (defining ``Adjudicator'').
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    FINRA Rule 9133(b) \29\ provides that papers other than complaints, 
orders, notices or decisions be served by email, unless an alternative 
method of service is ordered by the Adjudicator. The proposed rule 
change would amend Rule 9133(b) to require parties in OHO proceedings 
to serve such papers pursuant to Rule 9134(c). For all other 
proceedings, the parties would continue to be required to serve 
documents by email unless an alternative method of service is ordered 
by the Adjudicator.
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    \29\ FINRA Rule 9133(b) (Service of Papers Other Than 
Complaints, Orders, Notices or Decisions; How Served).
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    FINRA Rule 9135 \30\ sets forth the procedure for filing papers in 
proceedings pursuant to the Rule 9000 Series. Paragraph (a) addresses 
when to file. FINRA proposes to add subparagraph (1) to address when to 
file documents in proceedings before OHO, and subparagraph (2) to 
address when to file all other documents in other proceedings. Proposed 
paragraph (a)(1) would state that complaints and other papers that are 
required to be filed with OHO shall be filed through the OHO Portal and 
deemed filed as of the date of submission to the OHO Portal, unless 
otherwise ordered by the Hearing Officer, Hearing Panel or Extended 
Hearing Panel.\31\ Proposed paragraph (a)(2) would retain the current 
language in Rule 9135(a), which would continue to apply to the 
timeliness of all other documents required to be filed pursuant to the 
Rule 9000 Series.\32\
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    \30\ FINRA Rule 9135 (Filing of Papers with Adjudicator: 
Procedure).
    \31\ Rule 9215 (Answer to Complaint) currently cross-references 
Rule 9135 with respect to filing answers with OHO. FINRA proposes to 
specifically cross-reference paragraph (a)(1) of Rule 9135 to align 
with the proposed amendments to Rule 9135. FINRA notes that whether 
a filing is timely would depend on whether it is received within the 
time limit, if specified.
    \32\ Under the proposed rule change, complaints would be filed 
with OHO through the OHO Portal, but would be served on the 
respondent(s) by personal service, mail or courier. For readability, 
FINRA proposes to delete ``except complaints, which shall be deemed 
timely filed upon mailing, delivery by electronic mail, or delivery 
to the Office of Hearing Officers,'' and instead, to state 
affirmatively in proposed Rule 9135(a)(1) that complaints shall be 
deemed filed as of the date of submission to the OHO Portal. FINRA 
also proposes to clarify in the second sentence of proposed 
paragraph (a)(2) that documents shall be sent to ``the 
Adjudicator,'' not to ``FINRA.''
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    FINRA Rule 9135(b) addresses where to file. It provides that papers 
shall be filed with OHO, but does not specify the method of filing. For 
readability, the proposed rule change would create subparagraphs. 
Paragraph (b)(1) would state that papers required to be filed with OHO 
shall be filed through the OHO Portal unless an alternative method of 
filing has been ordered by the Hearing Officer, Hearing Panel or 
Extended Hearing Panel. It would also clarify that only papers required 
to be filed with OHO shall be filed through the OHO Portal. As to all 
other papers filed in other proceedings, paragraph (b)(2) would 
continue to provide that such papers shall be filed where specified in 
the Rule, or if not specified in the Rule, with the Adjudicator, unless 
the Adjudicator orders otherwise.\33\
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    \33\ For readability, FINRA proposes to replace the specific 
references to the Rule 9200 and 9300 Series with a general reference 
to the Rule 9000 Series.
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    FINRA notes that Rule 9135(c) sets forth the requirement that 
filing be accompanied by a certificate of service. This requirement 
would continue to apply to papers filed and served through the OHO 
Portal. For papers served through the OHO Portal, the certificate of 
service would indicate that the OHO Portal was the method of service. 
Likewise, Rule 9135(d) would continue to require parties in OHO 
proceedings to file and serve the parties with their current email 
address and contact information at the time of their first appearance, 
and to file and serve any change in email address or contact 
information during the course of the proceeding. Paragraph (d) was 
originally added to support the transition to service and filing by 
email.\34\ It will also support the transition to the OHO Portal by 
ensuring that users have a valid email address, which is necessary to 
register with the OHO Portal. To further support the use of electronic 
methods of service, the proposed rule change would amend Rule 9141 \35\ 
to require that persons representing themselves or others provide an 
email address at the time they make any filing or otherwise appear 
before an Adjudicator.
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    \34\ See supra note 5.
    \35\ FINRA Rule 9141 (Appearance and Practice; Notice of 
Appearance) sets forth the required contact information to include 
in a Notice of Appearance.
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    FINRA Rule 9146(l) \36\ provides that motions, oppositions, 
responses, replies and any other filings shall comply with Rules 9133, 
9135, 9136 and 9137. The proposed rule change would state that

[[Page 39443]]

filings required to be served in proceedings before OHO shall be served 
pursuant to Rule 9134(c). It would also reiterate that service through 
the OHO Portal shall be deemed complete upon submitting the documents 
to the OHO Portal. For all other filings required to be served under 
the Rule 9000 Series, the rule would continue to permit service by 
email.
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    \36\ FINRA Rule 9146(l) (Motions; General).
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    The FINRA Rule 9550 Series sets forth the procedures for expedited 
proceedings.\37\ Rule 9559(h)(2) sets forth the timing and method of 
service requirements for the parties' exchange of proposed exhibit and 
witness lists in advance of an expedited proceeding. Rule 9559(h) 
permits email as a method of service. Under the proposed rule change, 
exhibit lists and witness lists for expedited proceedings would be 
served pursuant to Rule 9134(c) rather than by email, and service 
through the OHO Portal shall be deemed complete upon submitting the 
document(s) to the OHO Portal.\38\
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    \37\ FINRA proposes changes within the Rule 9550 Series to make 
clear that only paragraphs (a) and (b) of Rule 9134 apply to service 
of suspension and other notices under those rules. Such notices 
would not be submitted through the OHO Portal. See FINRA Rules 
9551(b) (Service of Notice of Pre-Use Filing Requirement), 9552(b) 
(Service of Notice of Suspension), 9553(b) (Service of Notice of 
Suspension, Cancellation or Bar), 9554(b) (Service of Notice of 
Suspension or Cancellation), and 9555(b) (Service of Notice). 
Individuals who have received a notice under the Rule 9550 Series 
may request a hearing with OHO for expedited proceedings under the 
Rule 9550 Series by filing the request through the OHO Portal. In 
expedited proceedings before OHO, documents would be filed and 
served pursuant to the FINRA Rule 9130 Series (Service, Filing of 
Papers), as proposed to be amended.
    \38\ FINRA proposes a technical change to Rule 9559(s) to 
specify that service by email applies to subparagraph (1) of Rule 
9559(h).
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    The FINRA Rule 9800 Series sets forth the procedures for TCDOs and 
PCDOs. Rule 9830(b) sets forth the requirements for service of notice 
of hearing by OHO on Enforcement and the respondent. Rule 9840(f) sets 
forth the requirements for service of the Hearing Panel's decision and 
any TCDO or PCDO on Enforcement and the respondent. Rule 9850 sets 
forth the requirements for service of the Hearing Panel's response to a 
written request to have a TCDO or PCDO modified, set aside, limited, or 
suspended. These rules currently permit service via personal service, 
overnight commercial courier, facsimile, or email. Under the proposed 
rule change, these documents would be served pursuant to Rule 9134(c) 
and service through the OHO Portal shall be deemed complete upon 
submitting the document(s) to the OHO Portal.\39\
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    \39\ FINRA also proposes a technical amendment to Rule 9850 to 
change ``ten'' to ``10.''
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    As discussed in detail in Item II.A.2., FINRA believes the proposed 
rule change will further modernize the rules and make service and 
filing in OHO proceedings more efficient and effective for all parties. 
Access to internet and email is widely available and use of electronic 
methods of service and filing is common practice in the courts and 
other regulatory agencies, including the SEC.\40\ At the same time and 
consistent with current rules that provide for email service and 
filing, the proposed rule change would provide for alternative methods 
of service for parties who lack the ability to use or access technology 
needed to send or receive documents through the OHO Portal.\41\
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    \40\ See supra note 16.
    \41\ FINRA notes that the proposed rule change would impact all 
members, including members that are funding portals or have elected 
to be treated as capital acquisition brokers (``CABs''), given that 
the funding portal and CAB rule sets incorporate the impacted FINRA 
rules by reference. See Funding Portal Rule 900 and CAB Rule 900.
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    FINRA has filed the proposed rule change for immediate 
effectiveness. The operative date will be 60 days after the date of the 
filing.
2. Statutory Basis
    FINRA believes that the proposed rule change is consistent with the 
provisions of Section 15A(b)(6) of the Act,\42\ which requires, among 
other things, that FINRA rules be designed to prevent fraudulent and 
manipulative acts and practices, to promote just and equitable 
principles of trade, and, in general, to protect investors and the 
public interest. FINRA believes that the proposed rule change is also 
consistent with Section 15A(b)(8) of the Act,\43\ which requires, among 
other things, that FINRA rules provide a fair procedure for the 
disciplining of members and persons associated with members.
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    \42\ 15 U.S.C. 78o-3(b)(6).
    \43\ 15 U.S.C. 78o-3(b)(8).
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    FINRA believes that the proposed rule change protects investors and 
the public interest by requiring use of broadly available technology to 
make service and filing processes more efficient and effective. FINRA's 
disciplinary proceedings serve a critical role in providing investor 
protection and maintaining fair and orderly markets by, for example, 
sanctioning misconduct and preventing further customer harm by members 
and associated persons. A more efficient disciplinary hearing process 
serves the interests of both investors and respondents.
    The proposed rule change promotes efficiency in these processes by 
requiring service and filing that is currently conducted via email to 
occur instead through the OHO Portal. For all parties, the OHO Portal 
is an improvement to email as a method of service and filing for many 
reasons, including that using the OHO Portal would consolidate the acts 
of service and filing for most documents and enable the parties to keep 
track of key correspondence and case documents in one place, among 
other benefits. Thus, the proposed rule change would improve the 
overall efficiency of OHO's operations by centralizing various 
processes, including filing, service, and case management. These 
amendments would also continue to reduce the reliance on paper 
documents in favor of more efficient electronic formats.
    The proposed rule change is intended to further modernize OHO 
proceedings without imposing significant additional obligations on case 
participants. Indeed, for the past several years, FINRA has laid the 
foundation for transitioning to the OHO Portal by amending its rules to 
permit service and filing by email--initially on a temporary and 
eventually on a permanent basis--and by requiring parties to provide 
and update their contact information, including their email address, 
during the course of a proceeding.\44\ FINRA thus anticipates a smooth 
transition from email to the OHO Portal as the primary method of 
service and filing in OHO proceedings.
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    \44\ See supra notes 4-5 and accompanying text.
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    While promoting efficiency, the proposed rule change also includes 
safeguards to ensure fairness. For example, FINRA would continue to 
maintain procedures in place for persons who lack the ability to use or 
access technology necessary to use the OHO Portal. Such parties would 
have the ability to request relief from the Hearing Officer, Hearing 
Panel or Extended Hearing Panel to file or serve documents by another 
method. Based on FINRA's experience of operating under the amendments 
permitting service and filing by email since mid-2020, however, FINRA 
anticipates that requests to use non-electronic methods of service will 
continue to be rare. In addition, the proposed rule change balances the 
interests of fairness and efficiency. As discussed, service of some 
documents, including complaints and papers in default cases, will 
continue to occur by personal service, mail or courier, rather than 
through the OHO Portal, thus ensuring there is satisfactory notice and 
fair process.
    Thus, the proposed rule change represents a significant step toward 
modernizing the service and filing processes in a manner that will 
protect investors and the public interest by

[[Page 39444]]

promoting efficiency while preserving fair process in OHO proceedings.

B. Self-Regulatory Organization's Statement on Burden on Competition

    FINRA does not believe that the proposed rule change will result in 
any burden on competition that is not necessary or appropriate in 
furtherance of the purposes of the Act. The proposed rule changes will 
impact current and former member firms and associated persons, 
including current and former registered persons and their counsel. 
These individuals would be respondents or other related parties to 
proceedings before OHO. None of the proposed rule changes will directly 
impact the customers of those firms. The number of new OHO filings has 
ranged from 45 to 57 filings between 2022 and 2024 with an average of 
52 filings per year. The majority of respondents in these filings 
consist of current or former registered persons.
    The OHO Portal is expected to provide to all parties benefits from 
efficiencies in filing, retrieving, organizing, and serving documents. 
As discussed above, the OHO Portal will allow parties to view and 
retrieve all filings at a single location in chronological order, 
easily verify receipt of documents submitted, and accomplish both 
filing with OHO as well as service on the other parties. The OHO Portal 
would also provide a corresponding calendar of deadlines and key dates. 
Such benefits will likely accrue to all parties who use the portal. The 
proposed rule change would also improve the overall efficiency of OHO's 
operations by centralizing various processes, including filing, 
service, and case management.
    FINRA anticipates that the requirement to use the OHO Portal will 
likely not impose any material costs on parties. As discussed above, 
many parties to OHO proceedings would already be familiar with 
electronic methods of service and filing, as it is a common practice in 
the courts and other regulatory agencies, including the SEC. FINRA has 
allowed for electronic filing and service by email in OHO proceedings 
since 2020.\45\ Although parties may expend some additional time and 
effort to learn the new OHO Portal system, as discussed above, OHO will 
support the transition by providing step-by-step instructions and 
training videos on <a href="http://www.finra.org">www.finra.org</a> as well as user support through 
various means.\46\
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    \45\ See supra notes 4-5 and accompanying text.
    \46\ See supra note 12 and accompanying text.
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C. Self-Regulatory Organization's Statement on Comments on the Proposed 
Rule Change Received From Members, Participants, or Others

    Written comments were neither solicited nor received.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    Because the foregoing proposed rule change does not: (i) 
significantly affect the protection of investors or the public 
interest; (ii) impose any significant burden on competition; and (iii) 
become operative for 30 days from the date on which it was filed, or 
such shorter time as the Commission may designate, it has become 
effective pursuant to Section 19(b)(3)(A) of the Act \47\ and Rule 19b-
4(f)(6) thereunder.\48\
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    \47\ 15 U.S.C. 78s(b)(3)(A).
    \48\ 17 CFR 240.19b-4(f)(6).
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    FINRA believes that the filing is appropriately filed pursuant to 
Rule 19b4(f)(6)(iii) under the Act \49\ because the proposed rule 
change will require use of the OHO Portal instead of email as the 
primary method of filing and service of most papers in OHO proceedings. 
The proposed amendments are generally consistent with existing 
procedures, including with respect to service of the complaint, which 
will continue to occur by hand, mail or courier. Likewise, the method 
for requesting relief from the requirement to use the OHO Portal will 
be the same as under the current rules with respect to the ability to 
obtain relief from the requirement to file and serve documents by 
email. As noted above, the Commission previously approved the use of 
email for filing and service of most documents in OHO proceedings.\50\ 
FINRA believes the proposed changes will further improve efficiency in 
OHO proceedings in a manner similar to current email-based processes, 
since access to the OHO Portal will occur through accounts tied to the 
participant's email address.
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    \49\ 17 CFR 240.19b-4(f)(6)(iii).
    \50\ See supra notes 4-5 and accompanying text.
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    At any time within 60 days of the filing of the proposed rule 
change, the Commission summarily may temporarily suspend such rule 
change if it appears to the Commission that such action is necessary or 
appropriate in the public interest, for the protection of investors, or 
otherwise in furtherance of the purposes of the Act. If the Commission 
takes such action, the Commission shall institute proceedings to 
determine whether the proposed rule should be approved or disapproved.

IV. Solicitation of Comments

    Interested persons are invited to submit written data, views and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="http://www.sec.gov/rules/sro.shtml">http://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#b9cbccd5dc94dad6d4d4dcd7cdcaf9cadcda97ded6cf"><span class="__cf_email__" data-cfemail="5b292e373e76383436363e352f281b283e38753c342d">[email&#160;protected]</span></a>. Please include 
File Number SR-FINRA-2025-013 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to File Number SR-FINRA-2025-013. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="http://www.sec.gov/rules/sro.shtml">http://www.sec.gov/rules/sro.shtml</a>). 
Copies of the filing will be available for inspection and copying at 
the principal office of FINRA. Do not include personal identifiable 
information in submissions; you should submit only information that you 
wish to make available publicly. We may redact in part or withhold 
entirely from publication submitted material that is obscene or subject 
to copyright protection.
    All submissions should refer to File Number SR-FINRA-2025-013 and 
should be submitted on or before September 5, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\51\
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    \51\ 17 CFR 200.30-3(a)(12).
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Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2025-15521 Filed 8-14-25; 8:45 am]
BILLING CODE 8011-01-P


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Indexed from Federal Register on August 15, 2025.

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