Notice2025-15205

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
August 11, 2025

Issuing agencies

Federal Deposit Insurance Corporation

Abstract

The Federal Deposit Insurance Corporation (FDIC), as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064-0092 and -0169).

Full Text

<html>
<head>
<title>Federal Register, Volume 90 Issue 152 (Monday, August 11, 2025)</title>
</head>
<body><pre>
[Federal Register Volume 90, Number 152 (Monday, August 11, 2025)]
[Notices]
[Pages 38650-38652]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-15205]


=======================================================================
-----------------------------------------------------------------------

FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0092;-0169]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The Federal Deposit Insurance Corporation (FDIC), as part of

[[Page 38651]]

its obligations under the Paperwork Reduction Act of 1995 (PRA), 
invites the general public and other Federal agencies to take this 
opportunity to comment on the renewal of the existing information 
collection described below (OMB Control No. 3064-0092 and -0169).

DATES: Comments must be submitted on or before October 10, 2025.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
    <bullet> Agency website: <a href="https://www.fdic.gov/resources/regulations/federal-register-publications/">https://www.fdic.gov/resources/regulations/federal-register-publications/</a>.
    <bullet> Email: <a href="/cdn-cgi/l/email-protection#35565a5858505b41467553515c561b525a43"><span class="__cf_email__" data-cfemail="5734383a3a323923241731333e3479303821">[email&#160;protected]</span></a>. Include the name and number of 
the collection in the subject line of the message.
    <bullet> Mail: Robert Meiers, Regulatory Counsel, MB-3013, Federal 
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 
20429.
    <bullet> Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F Street 
NW), on business days between 7 a.m. and 5 p.m.
    All comments should refer to the relevant OMB control number. A 
copy of the comments may also be submitted to the OMB desk officer for 
the FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Robert Meiers, Regulatory Attorney, 
<a href="/cdn-cgi/l/email-protection#7c2e13111915190e0f3c1a18151f521b130a"><span class="__cf_email__" data-cfemail="bbe9d4d6ded2dec9c8fbdddfd2d895dcd4cd">[email&#160;protected]</span></a>, MB-3013, Federal Deposit Insurance Corporation, 550 
17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: 
    Proposal to renew the following currently approved collection of 
information:
    1. Title: Community Reinvestment Act.
    OMB Number: 3064-0092.
    Form Number: None.
    Affected Public: Insured State non-member banks and State savings 
associations.
    Burden Estimate:

                                       Summary of Estimated Annual Burden
                                               [OMB No. 3064-0092]
----------------------------------------------------------------------------------------------------------------
                                   Type of burden
  Information Collection (IC)       (frequency of       Number of       Number of     Average time      Annual
    (obligation to respond)           response)        respondents    responses per   per response      burden
                                      (annual)                         respondent        (HH:MM)       (hours)
----------------------------------------------------------------------------------------------------------------
1. Request for Designation as a  Reporting.........               1               1           04:00            4
 Wholesale or Limited Purpose
 Bank (Required To Obtain or
 Retain Benefits).
2. Strategic Plan (Voluntary)..  Reporting.........              10               1          400:00        4,000
3. Small Business/Small Farm     Reporting.........             356               1           08:00        2,848
 Loan Data (Mandatory).
4. Community Development Loan    Reporting.........             356               1           13:00        4,628
 Data (Mandatory).
5. Home Mortgage Loans           Reporting.........             310               1          253:00       78,430
 (Mandatory).
6. Data on Affiliate Lending     Reporting.........             304               1           38:00       11,552
 (Required To Obtain or Retain
 Benefits).
7. Data on Lending by a          Reporting.........             115               1           17:00        1,955
 Consortium or Third Party
 (Required To Obtain or Retain
 Benefits).
8. Assessment Area Data          Reporting.........             313               1           02:00          626
 (Mandatory).
9. Small Business/Small Farm     Recordkeeping.....             356               1          219:00       77,964
 Loan Register (Mandatory).
10. Optional Consumer Loan Data  Recordkeeping.....              10               1          326:00        3,260
 (Voluntary).
11. Other Loan Data (Voluntary)  Recordkeeping.....              56               1           25:00        1,400
12. Content and Availability of  Third Party                  2,854               1           10:00       28,540
 Public File (Mandatory).         Disclosure.
                                                    ------------------------------------------------------------
    Total Annual Burden (Hours)  ..................  ..............  ..............  ..............      215,207
----------------------------------------------------------------------------------------------------------------
Source: FDIC.

    General Description of Collection: The Community Reinvestment Act 
regulation requires the FDIC to assess the record of banks and thrifts 
in helping meet the credit needs of their entire communities, including 
low- and moderate-income neighborhoods, consistent with safe and sound 
operations, and to take this record into account in evaluating 
applications for mergers, branches, and certain other corporate 
activities. The total estimated annual burden is 215,207 hours which is 
a reduction of 16,375 hours from the 2022 submission. This reduction is 
due to the decrease in the number of FDIC-supervised banks and the 
changes in methodology for ICs 5, 8, and 11 that resulted in decreased 
respondent counts for each of ICs 5, 8, and 11.
    2. Title: Qualifications for Failed Bank Acquisitions.
    OMB Number: 3064-0169.
    Form Number: None.
    Affected Public: Insured State non-member banks and State savings 
associations.
    Burden Estimate:

                                       Summary of Estimated Annual Burden
                                               [OMB No. 3064-0169]
----------------------------------------------------------------------------------------------------------------
                                   Type of  burden                      Number of     Average time      Annual
  Information Collection (IC)       (frequency of       Number of     responses per   per response      burden
    (obligation to respond)           response)        respondents     respondent        (HH:MM)       (hours)
----------------------------------------------------------------------------------------------------------------
1. Section D--Investor Reports   Third-Party                      3              12            2:00           72
 on Affiliates (Required to       Disclosure
 Obtain Benefit).                 (Annual).
2. Section E--Maintenance of     Recordkeeping                    3               4            2:00           24
 Business Books and Records       (Annual).
 (Required to Obtain Benefit).
3. Section I--Disclosures        Reporting (On                    1               1            4:00            4
 Regarding Investors and          occasion).
 Entities in Ownership Chain
 (Required to Obtain Benefit).
                                                    ------------------------------------------------------------
    Total Annual Burden (Hours)  ..................  ..............  ..............  ..............          100
----------------------------------------------------------------------------------------------------------------
Source: FDIC.


[[Page 38652]]

    General Description of Collection: The FDIC's policy statement on 
Qualifications for Failed Bank Acquisitions provides guidance to 
private capital investors interested in acquiring or investing in 
failed insured depository institutions regarding the terms and 
conditions for such investments or acquisitions. The information 
collected pursuant to the policy statement allows the FDIC to evaluate, 
among other things, whether such investors (and their related 
interests) could negatively impact the Deposit Insurance Fund, increase 
resolution costs, or operate in a manner that conflict with statutory 
safety and soundness principles and compliance requirements. There is 
no change in the method or substance of the collection. The estimated 
burden remains unchanged from the previous submission.

Request for Comment

    Comments are invited on (a) whether the collections of information 
are necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collections, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collections of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on August 7, 2025.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2025-15205 Filed 8-8-25; 8:45 am]
BILLING CODE 6714-01-P


</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>
Indexed from Federal Register on August 11, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.