Notice2025-14467

Proposed Agency Information Collection Activities; Comment Request

Primary source

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Published
July 31, 2025

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Reporting, Recordkeeping, and Disclosure Requirements Associated with Regulation BB (FR BB; OMB No. 7100-0197).

Full Text

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<title>Federal Register, Volume 90 Issue 145 (Thursday, July 31, 2025)</title>
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[Federal Register Volume 90, Number 145 (Thursday, July 31, 2025)]
[Notices]
[Pages 36056-36057]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-14467]


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FEDERAL RESERVE SYSTEM


Proposed Agency Information Collection Activities; Comment 
Request

AGENCY: Board of Governors of the Federal Reserve System.

ACTION: Notice, request for comment.

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SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
invites comment on a proposal to extend for three years, without 
revision, the Reporting, Recordkeeping, and Disclosure Requirements 
Associated with Regulation BB (FR BB; OMB No. 7100-0197).

DATES: Comments must be submitted on or before September 29, 2025.

ADDRESSES: You may submit comments, identified by FR BB by any of the 
following methods:
    <bullet> Agency Website: <a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a>. Follow the instructions for submitting comments, including 
attachments. Preferred Method.
    <bullet> Mail: Ann E. Misback, Secretary, Board of Governors of the 
Federal Reserve System, 20th Street and Constitution Avenue NW, 
Washington, DC 20551.
    <bullet> Hand Delivery/Courier: Same as mailing address.
    <bullet> Other Means: <a href="/cdn-cgi/l/email-protection#b8c8cddad4d1dbdbd7d5d5ddd6cccbf8decada96dfd7ce"><span class="__cf_email__" data-cfemail="55252037393c36363a3838303b2126153327377b323a23">[email&#160;protected]</span></a>. You must include the 
OMB number or the FR number in the subject line of the message.
    Comments received are subject to public disclosure. In general, 
comments received will be made available on the Board's website at 
<a href="https://www.federalreserve.gov/apps/proposals/">https://www.federalreserve.gov/apps/proposals/</a> without change and will 
not be modified to remove personal or business information including 
confidential, contact, or other identifying information. Comments 
should not include any information such as confidential information 
that would not be appropriate for public disclosure. Public comments 
may also be viewed electronically or in person in Room M-4365A, 2001 C 
St. NW, Washington, DC 20551, between 9 a.m. and 5 p.m. during Federal 
business weekdays.
    Additionally, commenters may send a copy of their comments to the 
Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance 
Officer--Nuha Elmaghrabi--Office of the Chief Data Officer, Board of 
Governors of the Federal Reserve System, <a href="/cdn-cgi/l/email-protection#117f6479703f747d7c70767963707378517763733f767e67"><span class="__cf_email__" data-cfemail="345a415c551a51585955535c4655565d745246561a535b42">[email&#160;protected]</span></a>, (202) 
452-3884.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork

[[Page 36057]]

Reduction Act (PRA) to approve and assign OMB control numbers to 
collections of information conducted or sponsored by the Board. In 
exercising this delegated authority, the Board is directed to take 
every reasonable step to solicit comment. In determining whether to 
approve a collection of information, the Board will consider all 
comments received from the public and other agencies.
    During the comment period for this proposal, a copy of the proposed 
PRA OMB submission, including the draft reporting form and 
instructions, supporting statement (which contains more detail about 
the information collection and burden estimates than this notice), and 
other documentation, will be made available on the Board's public 
website at <a href="https://www.federalreserve.gov/apps/reportingforms/review">https://www.federalreserve.gov/apps/reportingforms/review</a> or 
may be requested from the agency clearance officer, whose name appears 
above. On the page displayed at the link above, you can find the 
supporting information by referencing the collection identifier, FR BB. 
Final versions of these documents will be made available at <a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>, if approved.

Request for Comment on Information Collection Proposal

    The Board invites public comment on the following information 
collection, which is being reviewed under authority delegated by the 
OMB under the PRA. Comments are invited on the following:
    a. Whether the proposed collection of information is necessary for 
the proper performance of the Board's functions, including whether the 
information has practical utility;
    b. The accuracy of the Board's estimate of the burden of the 
proposed information collection, including the validity of the 
methodology and assumptions used;
    c. Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    d. Ways to minimize the burden of information collection on 
respondents, including through the use of automated collection 
techniques or other forms of information technology; and
    e. Estimates of capital or startup costs and costs of operation, 
maintenance, and purchase of services to provide information.
    At the end of the comment period, the comments and recommendations 
received will be analyzed to determine the extent to which the Board 
should modify the proposal.

Proposal Under OMB Delegated Authority To Extend for Three Years, 
Without Revision, the Following Information Collection

    Collection title: Reporting, Recordkeeping, and Disclosure 
Requirements Associated with Regulation BB.
    Collection identifier: FR BB.
    OMB control number: 7100-0197.
    General description of collection: The Community Reinvestment Act 
(CRA) was enacted in 1977 and is implemented by Regulation BB--
Community Reinvestment (12 CFR 228). The CRA directs the Board, the 
Federal Deposit Insurance Corporation, and the Office of the 
Comptroller of the Currency to evaluate financial institutions' (banks 
and savings associations) records of helping to meet the credit needs 
of their entire communities, including low- and moderate-income areas, 
consistent with the safe and sound operation of the institutions. The 
reporting, recordkeeping, and disclosure requirements in the Board's 
regulation apply to state member banks (SMBs).
    Frequency: Annually.
    Respondents: SMBs, with the exception of certain special purpose 
banks.
    Total estimated number of respondents: Assessment area delineation, 
152; small business and small farm loan data, 148; community 
development loan data, 152; Home Mortgage Disclosure Act (HMDA) out of 
Metropolitan Statistical Areas (MSA) loan data, 140; request for 
designation as a wholesale or a limited purpose bank, 1; strategic plan 
approval request, 2; affiliate lending data, 5; data on lending by a 
consortium or third party, 12; small business and small farm loan 
register, 148; consumer loan data, 36; other loan data, 26; public file 
and public notice, 704.
    Estimated average hours per response: Assessment area delineation, 
2; small business and small farm loan data, 8; community development 
loan data, 13; HMDA out of MSA loan data, 253; request for designation 
as a wholesale or a limited purpose bank, 4; strategic plan approval 
request, 275; affiliate lending data, 38; data on lending by a 
consortium or third party, 17; small business and small farm loan 
register, 219; consumer loan data, 326; other loan data, 25; public 
file and public notice, 10.
    Total estimated annual burden hours: 91,670.

    Board of Governors of the Federal Reserve System, July 28, 2025.
Benjamin W. McDonough,
Deputy Secretary and Ombuds of the Board.
[FR Doc. 2025-14467 Filed 7-30-25; 8:45 am]
BILLING CODE 6210-01-P


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Indexed from Federal Register on July 31, 2025.

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