Interest Rates

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Published

July 29, 2025

Issuing agencies

Small Business Administration

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[Federal Register Volume 90, Number 143 (Tuesday, July 29, 2025)]
[Notices]
[Page 35748]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-14247]



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SMALL BUSINESS ADMINISTRATION


Interest Rates

    The Small Business Administration publishes an interest rate called 
the Optional Peg Rate (13 CFR 120.214) on a quarterly basis. This rate 
is a weighted average cost of money to the government for maturities 
similar to the average SBA direct loan. This rate may be used as a base 
rate for guaranteed fluctuating interest rate SBA loans. This rate will 
be 4.63 percent for the July-September quarter of FY 2025.
    Pursuant to 13 CFR 120.921(b), the maximum legal interest rate for 
any Third Party Lender's commercial loan which funds any portion of the 
cost of a 504 project (see 13 CFR 120.801) shall be 6% over the New 
York Prime rate or, if that exceeds the maximum interest rate permitted 
by the constitution or laws of a given State, the maximum interest rate 
will be the rate permitted by the constitution or laws of the given 
State.

Daniel Pische,
Director, Office of Financial Assistance.
[FR Doc. 2025-14247 Filed 7-28-25; 8:45 am]
BILLING CODE P


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