Notice2025-10971

Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Modify the Implementation Schedule of Amendments to Section 7 of Schedule A to the FINRA By-Laws Adopted in SR-FINRA-2024-019

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Published
June 17, 2025

Issuing agencies

Securities and Exchange Commission

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<title>Federal Register, Volume 90 Issue 115 (Tuesday, June 17, 2025)</title>
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[Federal Register Volume 90, Number 115 (Tuesday, June 17, 2025)]
[Notices]
[Pages 25684-25686]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-10971]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-103232; File No. SR-FINRA-2025-007]


Self-Regulatory Organizations; Financial Industry Regulatory 
Authority, Inc.; Notice of Filing and Immediate Effectiveness of a 
Proposed Rule Change To Modify the Implementation Schedule of 
Amendments to Section 7 of Schedule A to the FINRA By-Laws Adopted in 
SR-FINRA-2024-019

June 11, 2025.
    Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 
(``Act'') \1\ and Rule 19b-4 thereunder,\2\ notice is hereby given that 
on June 5, 2025, the Financial Industry Regulatory Authority, Inc. 
(``FINRA'') filed with the Securities and Exchange Commission (``SEC'' 
or ``Commission'') the proposed rule change as described in Items I, 
II, and III below, which Items have been prepared by FINRA. FINRA has 
designated the proposed rule change as ``establishing or changing a 
due, fee or other charge'' under Section 19(b)(3)(A)(ii) of the Act \3\ 
and Rule 19b-4(f)(2) thereunder,\4\ which renders the proposal 
effective upon receipt of this filing by the Commission. The Commission 
is publishing this notice to solicit comments on the proposed rule 
change from interested persons.
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ 15 U.S.C. 78s(b)(3)(A)(ii).
    \4\ 17 CFR 240.19b-4(f)(2).
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I. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Rule Change

    FINRA is proposing to modify the implementation schedule of 
amendments adopted in SR-FINRA-2024-019 with respect to fees for filing 
documents pursuant to the securities offering rules under Section 7 of 
Schedule A to the FINRA By-Laws.
    The text of the proposed rule change is available on FINRA's 
website at <a href="http://www.finra.org">http://www.finra.org</a>, at the principal office of FINRA and 
at the Commission's Public Reference Room.

II. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

    In its filing with the Commission, FINRA included statements 
concerning the purpose of and basis for the proposed rule change and 
discussed any comments it received on the proposed rule change. The 
text of these statements may be examined at the places specified in 
Item IV below. FINRA has prepared summaries, set forth in sections A, 
B, and C below, of the most significant aspects of such statements.

A. Self-Regulatory Organization's Statement of the Purpose of, and 
Statutory Basis for, the Proposed Rule Change

1. Purpose
    In November 2024, FINRA filed a proposed rule change to increase 
the revenues that FINRA, as a not-for-profit self-regulatory 
organization, relies upon to fund its regulatory mission.\5\ The fees 
raised in the 2024 Fee Filing include fees related to FINRA's core 
regulatory functions as well as select fees related to the use of FINRA 
programs and services scheduled to be phased in gradually over a five-
year period.\6\ For operational reasons and to give member firms and 
issuers additional time to budget and plan, FINRA proposes to modify 
the implementation schedule for two fee changes adopted in the 2024 Fee 
Filing: (i) the new fee related to review of private placements 
submitted to FINRA's Corporate Financing Department (``Corporate 
Financing'') (the ``Corporate Financing Private Placement Review 
Fee''); and (ii) the increases to the fee caps related to review of 
public offerings submitted to Corporate Financing (the ``Corporate 
Financing Public Offering Review Fee'').
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    \5\ See Securities Exchange Act Release No. 101696 (November 21, 
2024), 89 FR 93709 (November 27, 2024) (Notice of Filing and 
Immediate Effectiveness of File No. SR-FINRA-2024-019) (``2024 Fee 
Filing'').
    \6\ See supra note 5.
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    The Corporate Financing Private Placement Review Fee currently will 
become effective on July 1, 2025.\7\ The increases to the Corporate 
Financing Public Offering Review Fee cap currently will become 
effective on July 1, 2025, and for Well-Known Seasoned Issuers 
(``WKSIs''), currently will be phased in between July 1, 2025 and 
January 1, 2029.\8\
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    \7\ As described in the 2024 Fee Filing, supra note 5, the 
Corporate Financing Private Placement Review Fee consists of both a 
flat fee and a percentage of the maximum offering proceeds. This fee 
applies only to private placement offerings of greater than $25 
million and is capped at $40,300 (0.008% of $500,000,000 offering + 
$300 flat fee).
    \8\ As described in the 2024 Fee Filing, supra note 5, the 
Corporate Financing Public Offering Review Fee provides for a flat 
fee of $500 plus .015% of the proposed maximum aggregate offering 
price or other applicable value of all securities registered on an 
SEC registration statement or included on any other type of offering 
document (where not filed with the SEC), with a cap of $225,500; or 
a fee of $225,500 for an offering of securities filed with the SEC 
and offered pursuant to Securities Act Rule 415 by a WKSI as defined 
in Securities Act Rule 405. As adopted, the non-WKSI fee cap would 
increase to $1,125,000 on July 1, 2025. As adopted, the WKSI fee cap 
would increase to $270,000 on July 1, 2025; $324,000 on January 1, 
2026; $389,000 on January 1, 2027; $467,000 on January 1, 2028; and 
$560,000 on January 1, 2029.

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[[Page 25685]]

    The proposed rule change would modify the implementation schedule 
for the new Corporate Financing Private Placement Review Fee and the 
Corporate Financing Public Offering Review Fee increases from July 1, 
2025 through December 31, 2026. During that 18-month period, Corporate 
Financing would continue its review of private placements at no charge 
and of public offerings at the current rate without increase.\9\ Under 
the proposed rule change, the new Corporate Financing Private Placement 
Review Fee and the Corporate Financing Public Offering Review Fee 
increases would be implemented on January 1, 2027 as follows at the 
rates previously adopted in the 2024 Fee Filing, to occur on January 1, 
2027, 2028 and 2029, respectively:
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    \9\ As discussed above, the current Corporate Financing Public 
Offering Review Fee includes a flat fee of $500, a rate of .015%, 
and a fee cap of $225,500. See supra note 8.

                                        Corporate Financing Private Placement Review Fee--Proposed Implementation
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  Private placements (offerings
             >$25M)                  2025 (no change)        2026 (no change)              2027                    2028                    2029
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Flat Fee........................  $0....................  $0....................  $300..................  $300..................  $300.
% of Offering...................  0%....................  0%....................  0.008%................  0.008%................  0.008%.
Offering Cap....................  $0....................  $0....................  $500 million..........  $500 million..........  $500 million.
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                   Corporate Financing Public Offering Review Fee Cap--Proposed Implementation
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                                     2025 (no        2026 (no
                                      change)         change)          2027            2028            2029
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Non-WKSI........................        $225,500        $225,500      $1,125,000      $1,125,000      $1,125,000
WKSI............................         225,500         225,500         389,000         467,000         560,000
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    The proposed modified implementation schedule would apply to both 
the new Corporate Financing Private Placement Review Fee and the 
increases to the Corporate Financing Public Offering Review Fee cap so 
that member firms and issuers that engage in private or public 
offerings have additional time for operational, budgeting, and 
financial planning purposes. The proposed modified implementation 
schedule would also provide FINRA additional time to review possible 
changes to statutes and regulations regarding offerings. In addition, 
it would give FINRA more time to establish processes related to 
assessing and collecting the new Corporate Financing Private Placement 
Review Fee. Although FINRA has been working towards establishing the 
systems needed to implement the new fee before its effective date 
(currently July 1, 2025), FINRA requires additional time to adjust its 
programming and processes. The proposed rule change will not impair 
Corporate Financing's ability to perform its core functions, including 
its review of public offerings and private placements.\10\ The proposed 
modification to the implementation schedule with respect to these fees 
will not decrease the amount of revenue each fee is designed to 
generate annually once fully implemented in 2029.\11\
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    \10\ FINRA has explained that numerous operations and services 
must be funded by general revenue sources, which include both core 
regulatory and other use-based fees. See 2024 Fee Filing, supra note 
5.
    \11\ As explained in the 2024 Fee Filing, supra note 5, the fee 
increases adopted as a whole were designed to allow FINRA to balance 
its cash flow sources, operating expenses and capital expenditures, 
and stabilize its financial reserves by 2029. When the proposed new 
fee for private placement review is fully implemented, it is 
designed to generate $6 million in annual revenue by 2029. When the 
proposed fee increase to the public offering review fee is fully 
implemented, it is designed to generate an additional $31 million in 
annual revenue by 2029.
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    FINRA has filed the proposed rule change for immediate 
effectiveness. The effective date and the implementation date will be 
the date of filing. The proposed rule change would modify the 
previously adopted schedule for implementing amendments to fees for 
filing documents pursuant to the securities offering rules under 
Section 7 of Schedule A to the FINRA By-Laws from July 1, 2025 through 
December 31, 2026. Implementation of those fee changes would instead 
commence on January 1, 2027 at the previously adopted rates for that 
year.
2. Statutory Basis
    FINRA believes that the proposed rule change is consistent with the 
provisions of Section 15A(b)(5) of the Act,\12\ which requires, among 
other things, that FINRA rules provide for the equitable allocation of 
reasonable dues, fees and other charges among members and issuers and 
other persons using any facility or system that FINRA operates or 
controls. FINRA further believes that the proposed rule change is 
consistent with the provisions of Section 15A(b)(6) of the Act,\13\ 
which requires, among other things, that FINRA rules are not designed 
to permit unfair discrimination between customers, issuers, brokers or 
dealers.
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    \12\ 15 U.S.C. 78o-3(b)(5).
    \13\ 15 U.S.C 78o-3(b)(6).
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    As described in the 2024 Fee Filing, FINRA adopted fee increases to 
its core regulatory fees as well as select use-based fees--including 
the Corporate Financing Private Placement Review Fee and Corporate 
Financing Public Offering Review Fee--to more effectively allow FINRA 
to balance its cash flow sources, operating expenses and capital 
expenditures, and stabilize its financial reserves by 2029 in a manner 
consistent with FINRA's public Financial Guiding Principles.\14\ 
Because the proposed modification of the implementation schedule for 
these two use-based fees will not change the amount of revenue each fee 
is designed to generate annually by 2029, FINRA believes the proposed 
rule change would maintain the equitable allocation of reasonable fees 
adopted under the 2024 Fee Filing. Further, FINRA believes that 
modifying the schedule for implementing the specified Corporate 
Financing-related fee changes will not result in unfair discrimination 
between issuers and brokers or dealers impacted by these fees; rather, 
it will provide FINRA and those parties additional time

[[Page 25686]]

to plan for and operationalize those fees.\15\
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    \14\ See 2024 Fee Filing, supra note 5; see also FINRA's 
Financial Guiding Principles, <a href="https://www.finra.org/sites/default/files/finra_financial_guiding_principles_0.pdf">https://www.finra.org/sites/default/files/finra_financial_guiding_principles_0.pdf</a>.
    \15\ As explained in the 2024 Fee Filing, supra note 5, FINRA 
believes that the Corporate Financing Private Placement Review Fee 
and Corporate Financing Public Offering Review Fee are or would be 
paid for by, or passed through to, issuers.
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B. Self-Regulatory Organization's Statement on Burden on Competition

    FINRA does not believe that the proposed rule change will result in 
any burden on competition that is not necessary or appropriate in 
furtherance of the purposes of the Act. As discussed above, the 
proposed rule change would modify the previously adopted schedule for 
implementing the Corporate Financing Private Placement Review Fee and 
increasing the caps for the Corporate Financing Public Offering Review 
Fee from July 1, 2025 through December 31, 2026. As discussed above, 
during that 18-month period, Corporate Financing will continue its 
review of private placements at no charge and of public offerings at 
the current rate without increase.\16\ FINRA does not expect the 
proposed rule change to have any significant effect on members.\17\
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    \16\ The expected temporary reduction in revenue during this 18-
month period will not impair FINRA's ability to perform its core 
functions. See supra note 10 and accompanying text.
    \17\ See supra note 15.
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    In principle, the proposed change to the implementation schedule 
may impact incentives among issuers, for example by influencing the 
amount of offerings or how issuers time offerings in relation to the 
implementation date of fee changes applicable to such offerings. FINRA 
expects all such effects to be small given the relatively short length 
of the period at issue (18 months), and because numerous external 
market factors other than fees impact the amount and timing of 
offerings. Further, FINRA believes that, by providing more time to 
adjust to the fee changes, the proposed rule change would reduce costs 
associated with adapting systems to the scheduled changes.

C. Self-Regulatory Organization's Statement on Comments on the Proposed 
Rule Change Received From Members, Participants, or Others

    Written comments were neither solicited nor received.

III. Date of Effectiveness of the Proposed Rule Change and Timing for 
Commission Action

    The foregoing rule change has become effective pursuant to Section 
19(b)(3)(A) of the Act \18\ and paragraph (f)(2) of Rule 19b-4 
thereunder.\19\ At any time within 60 days of the filing of the 
proposed rule change, the Commission summarily may temporarily suspend 
such rule change if it appears to the Commission that such action is 
necessary or appropriate in the public interest, for the protection of 
investors, or otherwise in furtherance of the purposes of the Act. If 
the Commission takes such action, the Commission shall institute 
proceedings to determine whether the proposed rule should be approved 
or disapproved.
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    \18\ 15 U.S.C. 78s(b)(3)(A).
    \19\ 17 CFR 240.19b-4(f)(2).
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IV. Solicitation of Comments

    Interested persons are invited to submit written data, views and 
arguments concerning the foregoing, including whether the proposed rule 
change is consistent with the Act. Comments may be submitted by any of 
the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#0775726b622a64686a6a626973744774626429606871"><span class="__cf_email__" data-cfemail="1664637a733b75797b7b737862655665737538717960">[email&#160;protected]</span></a>. Please include 
File Number SR-FINRA-2025-007 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to File Number SR-FINRA-2025-007. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="http://www.sec.gov/rules/sro.shtml">http://www.sec.gov/rules/sro.shtml</a>). 
Copies of the submission, all subsequent amendments, all written 
statements with respect to the proposed rule change that are filed with 
the Commission, and all written communications relating to the proposed 
rule change between the Commission and any person, other than those 
that may be withheld from the public in accordance with the provisions 
of 5 U.S.C. 552, will be available for website viewing and printing in 
the Commission's Public Reference Room, 100 F Street NE, Washington, DC 
20549, on official business days between the hours of 10 a.m. and 3 
p.m. Copies of such filing also will be available for inspection and 
copying at the principal office of FINRA. Do not include personal 
identifiable information in submissions; you should submit only 
information that you wish to make available publicly. We may redact in 
part or withhold entirely from publication submitted material that is 
obscene or subject to copyright protection. All submissions should 
refer to File Number SR-FINRA-2025-007 and should be submitted on or 
before July 8, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\20\
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    \20\ 17 CFR 200.30-3(a)(12).
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Sherry R. Haywood,
Assistant Secretary.
[FR Doc. 2025-10971 Filed 6-16-25; 8:45 am]
BILLING CODE 8011-01-P


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