Notice2025-07393

Agency Information Collection Activities; Submission for OMB Review; Comment Request; Affordable Care Act Grandfathered Health Plan Disclosure, Recordkeeping Requirement, and Change in Carrier Disclosure

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
April 30, 2025

Issuing agencies

Labor Department

Abstract

The Department of Labor (DOL) is submitting this Employee Benefits Security Administration (EBSA)-sponsored information collection request (ICR) to the Office of Management and Budget (OMB) for review and approval in accordance with the Paperwork Reduction Act of 1995 (PRA). Public comments on the ICR are invited.

Full Text

<html>
<head>
<title>Federal Register, Volume 90 Issue 82 (Wednesday, April 30, 2025)</title>
</head>
<body><pre>
[Federal Register Volume 90, Number 82 (Wednesday, April 30, 2025)]
[Notices]
[Pages 17979-17980]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-07393]


-----------------------------------------------------------------------

DEPARTMENT OF LABOR


Agency Information Collection Activities; Submission for OMB 
Review; Comment Request; Affordable Care Act Grandfathered Health Plan 
Disclosure, Recordkeeping Requirement, and Change in Carrier Disclosure

ACTION: Notice of availability; request for comments.

-----------------------------------------------------------------------

SUMMARY: The Department of Labor (DOL) is submitting this Employee 
Benefits Security Administration (EBSA)-sponsored information 
collection request (ICR) to the Office of Management and Budget (OMB) 
for review and approval in accordance with the Paperwork Reduction Act 
of 1995 (PRA). Public comments on the ICR are invited.

DATES: The OMB will consider all written comments that the agency 
receives on or before May 30, 2025.

ADDRESSES: Written comments and recommendations for the proposed 
information collection should be sent within 30 days of publication of 
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular 
information collection by selecting ``Currently under 30-day Review--
Open

[[Page 17980]]

for Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Michael Howell by telephone at 202-
693-6782, or by email at <a href="/cdn-cgi/l/email-protection#efaba0a3b0bfbdaeb0bfbaada3a6acaf8b8083c1888099"><span class="__cf_email__" data-cfemail="d1959e9d8e8183908e8184939d989291b5bebdffb6bea7">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: The Patient Protection and Affordable Care 
Act, Public Law 111-148, (the Affordable Care Act or the Act) was 
enacted on March 23, 2010. Section 1251 of the Act provides that 
certain plans and health insurance coverage in existence as of March 
23, 2010, known as grandfathered health plans, are not required to 
comply with certain statutory provisions in the Act. On November 18, 
2015, the Departments issued final regulations the contain the 
information collections (80 FR 72191).
    To maintain its status as a grandfathered health plan, plans must 
maintain records documenting the terms of the plan in effect on March 
23, 2010, and any other documents that are necessary to verify, 
explain, or clarify status as a grandfathered health plan. The plan 
must make such records available for examination upon request by 
participants, beneficiaries, individual policy subscribers, or a State 
or Federal agency official.
    In addition, grandfathered health plans must include a statement in 
plan materials provided to participants or beneficiaries describing the 
benefits provided under the plan or health insurance coverage, that the 
plan or coverage believes it is a grandfathered health plan within the 
meaning of section 1251 of the Affordable Care Act, that being a 
grandfathered health plan means that the plan does not include certain 
consumer protections of the Affordable Care Act, providing contact 
information for participants to direct questions regarding which 
protections apply and which protections do not apply to a grandfathered 
health plan, and what might cause a plan to change from grandfathered 
health plan status and to file complaints. However, grandfathered 
health plans are not required to provide the disclosure statement every 
time they send out a communication, such as an explanation of benefits, 
to a participant or beneficiary. Instead, grandfathered health plans 
will comply with this disclosure requirement if they include the model 
disclosure language provided in the Departments' interim final 
grandfather regulations (or a similar statement) whenever a summary of 
the benefits under the plan is provided to participants and 
beneficiaries.
    Finally, grandfathered group health plans that change health 
insurance issuers must provide the succeeding health insurance issuer 
(and the succeeding health insurance issuer must require) documentation 
of plan terms (including benefits, cost sharing, employer 
contributions, and annual limits) under the prior health insurance 
coverage sufficient to make a determination whether the standards of 
paragraph (g)(1) of the final regulations are exceeded. For additional 
substantive information about this ICR, see the related notice 
published in the Federal Register on July 9, 2024 (89 FR 56416).
    Comments are invited on: (1) whether the collection of information 
is necessary for the proper performance of the functions of the 
Department, including whether the information will have practical 
utility; (2) the accuracy of the agency's estimates of the burden and 
cost of the collection of information, including the validity of the 
methodology and assumptions used; (3) ways to enhance the quality, 
utility and clarity of the information collection; and (4) ways to 
minimize the burden of the collection of information on those who are 
to respond, including the use of automated collection techniques or 
other forms of information technology.
    This information collection is subject to the PRA. A Federal agency 
generally cannot conduct or sponsor a collection of information, and 
the public is generally not required to respond to an information 
collection, unless the OMB approves it and displays a currently valid 
OMB Control Number. In addition, notwithstanding any other provisions 
of law, no person shall generally be subject to penalty for failing to 
comply with a collection of information that does not display a valid 
OMB Control Number. See 5 CFR 1320.5(a) and 1320.6.
    DOL seeks PRA authorization for this information collection for 
three (3) years. OMB authorization for an ICR cannot be for more than 
three (3) years without renewal. The DOL notes that information 
collection requirements submitted to the OMB for existing ICRs receive 
a month-to-month extension while they undergo review.
    Agency: DOL-EBSA.
    Title of Collection: Affordable Care Act Grandfathered Health Plan 
Disclosure, Recordkeeping Requirement, and Change in Carrier 
Disclosure.
    OMB Control Number: 1210-0140.
    Affected Public: Private sector, Businesses or other for-profits, 
Not-for-profit institutions.
    Total Estimated Number of Respondents: 180,240.
    Total Estimated Number of Responses: 5,010,656.
    Total Estimated Annual Time Burden: 655 hours.
    Total Estimated Annual Other Costs Burden: $134,650.

(Authority: 44 U.S.C. 3507(a)(1)(D))

Michael Howell,
Senior Paperwork Reduction Act Analyst.
[FR Doc. 2025-07393 Filed 4-29-25; 8:45 am]
BILLING CODE 4510-29-P


</pre><script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script></body>
</html>
Indexed from Federal Register on April 30, 2025.

This is legal information, not legal advice. Laws vary by jurisdiction and change frequently. Always verify current law with official sources and consult a licensed attorney in your jurisdiction for advice on your specific situation.