Notice2025-04081

Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Order Instituting Proceedings To Determine Whether To Approve or Disapprove a Proposed Rule Change To Amend the Codes of Arbitration Procedure To Make Clarifying, Technical, and Procedural Changes to the Arbitrator List Selection Process

Primary source

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Published
March 14, 2025

Issuing agencies

Securities and Exchange Commission

Full Text

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<title>Federal Register, Volume 90 Issue 49 (Friday, March 14, 2025)</title>
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[Federal Register Volume 90, Number 49 (Friday, March 14, 2025)]
[Notices]
[Pages 12196-12199]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-04081]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-102559; File No. SR-FINRA-2024-022]


Self-Regulatory Organizations; Financial Industry Regulatory 
Authority, Inc.; Order Instituting Proceedings To Determine Whether To 
Approve or Disapprove a Proposed Rule Change To Amend the Codes of 
Arbitration Procedure To Make Clarifying, Technical, and Procedural 
Changes to the Arbitrator List Selection Process

March 10, 2025.

I. Introduction

    On December 18, 2024, the Financial Industry Regulatory Authority, 
Inc. (``FINRA'') filed with the Securities and Exchange Commission 
(``SEC'' or ``Commission''), pursuant to Section 19(b)(1) of the 
Securities Exchange Act of 1934 (``Exchange Act'') \1\ and Rule 19b-4 
thereunder,\2\ a proposed rule change to amend the Code of Arbitration 
Procedure for Customer Disputes (``Customer Code'') and the Code of 
Arbitration Procedure for Industry Disputes (``Industry Code'') 
(together, ``Codes'') to make changes to certain provisions relating to 
the arbitrator-selection process. Specifically, the proposed rule 
change would amend FINRA Rules 12403 (Cases with Three Arbitrators) and 
13403 (Generating and Sending Lists to the Parties) to increase the 
odds that non-chair-qualified public arbitrators would be selected for 
the list of public arbitrator candidates that is sent to the parties in 
certain disputes that have a three-arbitrator panel. In addition, the 
proposed rule change would codify certain practices that FINRA has 
developed to efficiently administer arbitrator list selection; 
establish new timeframes for objecting to requests for additional 
information from arbitrators, withdrawing such requests for additional 
information, and filing motions to remove arbitrators after disclosures 
of causal challenges; and align provisions of the Codes related to the 
expungement of customer dispute information.\3\
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ See Exchange Act Release No. 101993 (Dec. 19, 2024), 89 FR 
106635, 106637 (Dec. 30, 2024) (File No. SR-FINRA-2024-022) 
(``Notice'').
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    The proposed rule change was published for comment in the Federal 
Register on December 30, 2024.\4\ The public comment period closed on 
January 21, 2025. The Commission received comment letters related to 
this filing.\5\ On January 27, 2025, FINRA consented to extend until 
March 28, 2025, the time period in which the Commission must approve 
the proposed rule change, disapprove the proposed rule change, or 
institute proceedings to determine whether to approve or disapprove the 
proposed rule change.\6\
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    \4\ See Notice.
    \5\ The comment letters are available at <a href="https://www.sec.gov/comments/sr-finra-2024-022/srfinra2024022.htm">https://www.sec.gov/comments/sr-finra-2024-022/srfinra2024022.htm</a>.
    \6\ See letter from Bria Adams, Assistant General Counsel, FINRA 
(dated Jan. 27, 2025), <a href="https://www.finra.org/sites/default/files/2025-01/FINRA-2024-022-Extension-3-28-25.pdf">https://www.finra.org/sites/default/files/2025-01/FINRA-2024-022-Extension-3-28-25.pdf</a>.
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    The Commission is publishing this order pursuant to Section 
19(b)(2)(B) of the Exchange Act \7\ to institute proceedings to 
determine whether to approve or disapprove the proposed rule change.
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    \7\ 15 U.S.C. 78s(b)(2)(B).
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II. Description of the Proposed Rule Change

A. Background

1. FINRA's Arbitration Forum
    FINRA's Dispute Resolution Services (``DRS'') provides an 
arbitration forum to resolve disputes between customers, member firms, 
and associated persons of member firms arising in connection with the 
business activities of a member firm or its associated persons, except 
disputes involving the insurance business activities of a member firm 
that is also an insurance company.\8\ FINRA maintains a roster for each 
of the three types of arbitrators that may be appointed to an 
arbitration panel to hear a claim: public, non-public, and chairperson 
arbitrators.\9\ In general, a ``public'' arbitrator is a person who is 
otherwise qualified to serve as an arbitrator and is not disqualified 
from service as a public arbitrator due to their current or past ties 
to the financial industry.\10\ A ``non-public'' arbitrator is a person 
who is otherwise qualified to serve as an arbitrator and is 
disqualified from service as a public arbitrator due to their current 
or past ties to the financial industry.\11\ A public arbitrator is 
eligible to serve as a ``chairperson'' if he or she has completed 
FINRA's chairperson training and: (1) has a law degree, is a member of 
a bar of at least one jurisdiction, and has served as an arbitrator 
through award on at least one arbitration administered by a self-
regulatory organization (``SRO'') in which hearings were held; or (2) 
has served as an arbitrator through award on at least three 
arbitrations administered by a SRO in which hearings were held.\12\
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    \8\ See FINRA Rules 12101, 12200, 12201, 13101, 13200, 13201, 
13202.
    \9\ See FINRA Rules 12400(b), 13400(b).
    \10\ See FINRA Rules 12100(aa), 13100(x).
    \11\ See FINRA Rules 12100(t), 13100(r).
    \12\ See FINRA Rules 12400(c), 13400(c). In customer disputes, 
the chairperson must be a public arbitrator. See FINRA Rule 
12400(c).
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2. The Arbitrator-Selection Process
    The proposed rule change addresses rules in the Codes that govern 
the arbitrator-selection process in certain cases with three 
arbitrators. As relevant here, a three-arbitrator panel decides claims 
that are greater than $100,000 (exclusive of interest and expenses), 
are unspecified, or do not request money damages (unless the parties 
agree in writing to one arbitrator).\13\ For claims greater than 
$50,000 but not more than $100,000, exclusive of interest and expenses, 
the panel will consist of one

[[Page 12197]]

arbitrator unless the parties agree in writing to three.\14\
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    \13\ See FINRA Rules 12401(c), 13401(c).
    \14\ See FINRA Rules 12401(b), 13401(b).
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    In these cases, the arbitrator-selection process begins with a 
computerized list-selection algorithm (the ``list-selection 
algorithm''), which generates three pools of available arbitrators from 
DRS's rosters for the selected hearing location: one for chair-
qualified public arbitrators, one for public arbitrators (both chair-
qualified and non-chair-qualified), and one for non-public 
arbitrators.\15\ From these pools, the list-selection algorithm 
randomly generates three lists of arbitrators for the parties.\16\ For 
a customer claim, the list-selection algorithm generates one list with 
10 chair-qualified public arbitrators, one list with 15 public 
arbitrators, and one list with 10 non-public arbitrators.\17\ For an 
industry claim between associated persons or between or among member 
firms and associated persons,\18\ the list-selection algorithm 
generates one list with 10 chair-qualified public arbitrators, one list 
with 10 public arbitrators, and one list with 10 non-public 
arbitrators.\19\ In each case, the list-selection algorithm generates 
the public chairperson list before it generates the public list.\20\ 
The algorithm then generates the list of public arbitrators, and any 
available chair-qualified public arbitrator is eligible for selection 
as a public arbitrator so long as he or she was not already selected 
for the chairperson list.\21\ In this way, the list-generation 
algorithm effectively gives chair-qualified public arbitrators two 
chances to appear on a list: once as a chairperson; and, if not 
selected for the chairperson list, a second as a public arbitrator.\22\
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    \15\ See FINRA, How Parties Select Arbitrators, <a href="https://www.finra.org/arbitration-mediation/about/arbitration-process/arbitrator-selection">https://www.finra.org/arbitration-mediation/about/arbitration-process/arbitrator-selection</a>.
    \16\ See FINRA Rules 12403(a) (Generating Lists in Customer 
Cases with Three Arbitrators), 13403(b) (Lists Generated in Disputes 
Between Associated Persons or Between or Among Members and 
Associated Persons); see also FINRA Rules 12400(a), 13400(a).
    \17\ See FINRA Rule 12403(a)(1).
    \18\ Three-arbitrator panels also decide industry disputes 
between member firms, but those panels do not include public 
arbitrators and are therefore not relevant to this proposed rule 
change. See FINRA Rule 13403(a).
    \19\ See FINRA Rule 13403(b)(2).
    \20\ FINRA Rules 12403(a)(2), 13403(b)(3).
    \21\ See id.
    \22\ Notice at 106636.
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    Once the parties receive the three lists, they may exercise a 
specified number of strikes against each list and rank the remaining 
arbitrators on each list in order of preference.\23\ The DRS Director 
then consolidates the strike and ranking lists and appoints the 
highest-ranking arbitrator(s) who survived the parties' strikes.\24\
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    \23\ See FINRA Rules 12403(c)(1), 12403(c)(2), 13404(a), 
13404(c).
    \24\ See FINRA Rules 12402(e), 12402(f), 12403(d), 12403(e)(1), 
13405, 13406.
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B. The Proposed Rule Change

1. Generating Public Lists in Cases With Three Arbitrators
    The proposed rule change would amend the list-selection algorithm 
in certain cases with three arbitrators, increasing the chances that 
non-chair-qualified public arbitrators would appear on the public 
list.\25\ Specifically, the proposed rule change would provide that, 
``[i]n preparing the public list, the list selection algorithm will 
provide two chances for selection to public arbitrators that are not 
chair-qualified, and will [continue to] provide one chance for 
selection to chair-qualified public arbitrators.'' \26\ Although non-
chair-qualified public arbitrators would have two chances for selection 
to the public list, the proposed rule change would provide that ``[a]n 
individual arbitrator cannot appear more than once on the public list 
selected for the same case.'' \27\
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    \25\ See Notice at 106636.
    \26\ Proposed Rules 12403(a)(3), 13403(b)(4). FINRA stated that 
the list-selection algorithm would implement this proposed rule 
change by ``including the names of public arbitrators who are not 
chair qualified twice on the roster of available public arbitrators 
used to randomly generate a Public List.'' Notice at 106636 n.21.
    \27\ Proposed Rules 12403(a)(3), 13403(b)(4).
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2. Other Proposed Rule Changes
    FINRA stated that the proposed rule change would also codify 
certain practices that it has developed to efficiently administer 
arbitrator list selection; establish new timeframes for objecting to 
requests for additional information from arbitrators, withdrawing such 
requests for additional information, and filing motions to remove 
arbitrators after disclosures of causal challenges; and align 
provisions of the Codes related to the expungement of customer dispute 
information.\28\ The Commission describes each proposed rule change in 
turn.
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    \28\ Notice at 106637.
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a. Sending Arbitrator Lists to the Parties
    The Codes currently provide that the DRS Director will send the 
list(s) generated by the list-selection algorithm ``to all parties at 
the same time, within approximately 30 days after the last answer is 
due, regardless of the parties' agreement to extend any answer due 
date.'' \29\ FINRA stated, however, that in practice the DRS sends the 
arbitrator lists to the parties ``well within the 30-day timeframe 
provided by the rules.'' \30\ FINRA stated that the proposed rule 
change would codify current practice by amending FINRA Rules 
12402(c)(1), 12403(b)(1), and 13403(c)(1) to shorten the 30-day 
timeframe to 20 days.\31\
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    \29\ FINRA Rules 12402(c)(1), 12403(b)(1), 13403(c)(1).
    \30\ Notice at 106637.
    \31\ See proposed Rules 12402(c)(1), 12403(b)(1), 13403(c)(1).
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b. Arbitrator-Disclosure Reports
    Current FINRA rules provide that the parties will receive 
``employment history for the past 10 years'' and other background 
information for each arbitrator on an arbitrator list.\32\ FINRA stated 
that its practice, however, is to request each arbitrator's full post-
education employment history and send ``this employment history and 
other background information to the parties'' in a ``disclosure 
report.'' \33\ FINRA stated that the proposed rule change would codify 
this practice by removing ``for the past 10 years'' from the relevant 
rules and clarifying that employment history and background information 
will be provided in a ``disclosure report.'' \34\
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    \32\ FINRA Rules 12402(c)(1), 12403(b)(1), 12404(a), 
13403(c)(1), 13407(a), 13804(b)(3)(A)(i), 13804(b)(3)(B)(i).
    \33\ Notice at 106637.
    \34\ See id. at 106637; proposed Rules 12402(c)(1), 12403(b)(1), 
12404(a), 13403(c)(1), 13407(a), 13804(b)(3)(A)(i), 
13804(b)(3)(B)(i).
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c. Requests for Additional Information About Arbitrators
    The Codes provide that ``[i]f a party requests additional 
information about an arbitrator, the [DRS] Director will request the 
additional information from the arbitrator[ ] and will send any 
response to all the parties at the same time.'' \35\ The proposed rule 
change would make three changes related to this process.\36\ First, 
FINRA stated that the proposed rule change would codify

[[Page 12198]]

current practice by expressly providing that a party may request 
additional information about an arbitrator ``at any stage of the 
proceeding'' by filing such request with the Director and serving it 
upon all other parties.\37\ Second, FINRA stated that the proposed rule 
change would amend FINRA Rules 12402, 12403, and 13403 to provide that 
a request for additional information about an arbitrator ``may omit any 
information that would reveal the identity of the party making the 
request.'' \38\ The proposed rule change also would provide that ``[i]f 
no opposing party objects to the request for additional information, 
the [DRS] Director and the parties shall not disclose the identity of 
the requesting party'' to the arbitrator or the panel.\39\ Finally, the 
proposed rule change would amend FINRA Rules 12402, 12403, and 13403 to 
provide that an opposing party may object to a request for additional 
information by filing its objection with the Director and serving it 
upon all other parties ``[w]ithin ten days of receipt of the request'' 
for additional information.\40\ The proposed rule change also would 
provide that the Director will forward the request for additional 
information along with any objections to the arbitrator who is the 
subject of the request ``[a]fter five days have elapsed from the 
service of any objections and provided that the request for additional 
information has not been withdrawn.'' \41\
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    \35\ FINRA Rules 12402(c)(2), 12403(b)(2), 13403(c)(2).
    \36\ FINRA stated that the proposed rule change would also make 
``technical changes'' that would result from these proposed rule 
changes. Notice at 106637 n.26. FINRA stated that the proposed rule 
change would relocate--without substantive changes--some text from 
FINRA Rules 12402(c)(2), 12403(b)(2), and 13403(c)(2) to new 
proposed sub-sections within the same FINRA rules. Id. Specifically, 
proposed Rules 12402(c)(2)(D), 12403(b)(2)(D), and 13403(c)(2)(D) 
would provide that ``[t]he Director will send any response from the 
arbitrator to all of the parties at the same time.'' In addition, 
proposed Rules 12402(c)(2)(E), 12403(b)(2)(E), and 13403(c)(2)(E) 
would provide that ``[w]hen a party requests additional information, 
the Director may, but is not required to, toll the time for parties 
to return the ranked lists. . . .''
    \37\ Proposed Rules 12402(c)(2)(A), 12403(b)(2)(A), 
13403(c)(2)(A); Notice at 106638.
    \38\ Id.
    \39\ Proposed Rules 12402(c)(2)(C), 12403(b)(2)(C), 
13403(c)(2)(C).
    \40\ Proposed Rules 12402(c)(2)(B), 12403(b)(2)(B), 
13403(c)(2)(B).
    \41\ Id.
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d. Striking Arbitrators for Any Reason
    FINRA Rules 12402(d)(1), 12403(c)(1)(A), 12403(c)(2)(A), and 
13404(a) and (b) provide that each separately represented party may 
strike a certain number of arbitrators from the lists of arbitrators 
that the list-selection algorithm generates.\42\ All but one of these 
provisions--FINRA Rule 12403(c)(1)(A) (governing striking arbitrators 
from the non-public arbitrator list)--expressly provides that a party 
may strike arbitrators from a list ``for any reason.'' \43\ FINRA 
stated that even though FINRA Rule 12403(c)(1)(A) lacks this language, 
``there are no limitations on the reasons a party may strike an 
arbitrator.'' \44\ The proposed rule change would amend FINRA Rule 
12403(c)(1)(A) ``to expressly provide that each separately represented 
party may strike any or all of the arbitrators from the Non-Public List 
for any reason.'' \45\
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    \42\ FINRA Rules 12402(d)(1), 12403(c)(1)(A), 12403(c)(2)(A), 
13404(a), 13404(b).
    \43\ Id.
    \44\ Notice at 106638.
    \45\ Id. (emphasis in original); proposed Rule 12403(c)(1)(A).
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e. Electronic List Selection
    FINRA Rules 12402(d)(1), 12403(c)(1)(A), 12403(c)(2)(A), and 
13404(a) and (b) currently provide that each separately represented 
party may strike arbitrators from the list(s) of arbitrators ``by 
crossing through the names of the arbitrators.'' \46\ FINRA stated 
that, in practice, parties generally use a web-based system, the Party 
Portal, to complete arbitrator list selection electronically.\47\ FINRA 
stated that the proposed rule change would amend FINRA Rules 
12402(d)(1), 12403(c)(1)(A), 12403(c)(2)(A), and 13404(a) and (b) to 
delete the phrase ``by crossing through the names of the arbitrators.'' 
\48\
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    \46\ FINRA Rules 12402(d)(1), 12403(c)(1)(A), 12403(c)(2)(A), 
13404(a), 13404(b).
    \47\ Notice at 106639. The term ``Party Portal'' means ``the 
web-based system that is accessible by arbitration and mediation 
parties and their representatives. The Party Portal allows invited 
participants to access a secure section of FINRA's website to submit 
documents and view their arbitration and mediation case information 
and documents.'' See FINRA Rules 12100(v), 13100(t).
    \48\ Notice at 106639.
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f. Extensions of Time To Complete Ranked Lists
    FINRA rules currently provide that after striking and ranking the 
arbitrators on the arbitrator lists, each separately represented party 
must return their ranked lists to the DRS director ``either within 20 
days or no more than 20 days after the date upon which the Director 
sent the lists to the parties.'' \49\ FINRA stated that ``parties 
frequently file requests with the Director to extend the 20-day 
deadline only after it has elapsed.'' \50\ Although FINRA rules permit 
the Director to extend or modify the deadline for good cause,\51\ FINRA 
stated that, in practice, the Director typically denies requests made 
after the deadline has expired absent a showing of extraordinary 
circumstances.\52\ The proposed rule change would codify current 
practice by expressly providing that, ``[a]bsent extraordinary 
circumstances, the Director will not grant a party's request for an 
extension to complete the ranked list[s] that is filed after the 
deadline has elapsed.'' \53\
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    \49\ Id.; see FINRA Rules 12402(d)(3), 12403(c)(3), 12404(a), 
13404(d), 13407(a).
    \50\ Notice at 106639.
    \51\ FINRA Rules 12207(c), 13207(c).
    \52\ Notice at 106639.
    \53\ Id.; see proposed Rules 12402(d)(3), 12403(c)(3), 12404(a), 
13404(d), 13407(a).
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g. Agreements To Remove Arbitrators
    Current FINRA guidance states that parties may agree to remove an 
arbitrator.\54\ The proposed rule change would codify this guidance by 
amending FINRA Rules 12407 and 13410 to expressly provide that, ``at 
any stage of the arbitration proceeding, the Director may remove an 
arbitrator if all of the named parties agree in writing to the 
arbitrator's removal.'' \55\ However, the proposed rule change also 
would provide that ``parties may not agree to remove an arbitrator who 
is considering a request to expunge customer dispute information, 
except that a party shall be permitted to challenge'' for cause any 
arbitrator selected pursuant to FINRA Rule 12407(a)(1) or (b) or FINRA 
Rule 13410(a)(1) or (b).\56\ FINRA stated that this proposed rule 
change is consistent with recent changes it made to the expungement 
process.\57\
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    \54\ Notice at 106639.
    \55\ Id.; proposed Rules 12407(d)(1), 13410(d)(1). FINRA stated 
that ``[r]equests to remove an arbitrator may not be granted when 
there are extraordinary circumstances which make removal 
inappropriate (e.g., requests based on discriminatory grounds).'' 
Notice at 106639 n.35.
    \56\ Id. at 106639; see proposed Rules 12407(d)(2), 13410(d)(2).
    \57\ Notice at 106639-40.
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h. Prohibition on the Disclosure of Party-Initiated Challenges To 
Remove Arbitrators
    FINRA Rules 12407 and 13410 permit parties to challenge arbitrators 
for cause.\58\ Current DRS guidance advises the parties that ``they may 
not inform the panel of an opposing party's causal challenge.'' \59\ 
The proposed rule change would codify this guidance by expressly 
providing that ``a party may not inform the panel or arbitrator of 
another party's request to remove an arbitrator for cause.'' \60\ The 
proposed rule change would also create a remedy if a party discloses to 
the arbitrator or panel an opposing party's request to remove an 
arbitrator for cause.\61\ Specifically, the proposed rule change would 
provide that the party that requested removal of the arbitrator ``may 
file with the Director within five days of being made aware of the 
disclosure a written motion for removal of the arbitrator.'' \62\ The 
proposed rule change also would provide that ``[i]f the requesting 
party

[[Page 12199]]

does not file a motion for removal of the arbitrator within five days 
of being made aware of the disclosure, then the requesting party shall 
forfeit the opportunity to request removal of the arbitrator because of 
the disclosure.'' \63\ In addition, the proposed rule change would 
provide that, absent extraordinary circumstances, the DRS Director 
shall grant such a motion if the party that made the request to remove 
the arbitrator timely files the motion.\64\
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    \58\ FINRA Rules 12407, 13410.
    \59\ Notice at 106640.
    \60\ Id.; proposed Rules 12407(e)(1), 13410(e)(1).
    \61\ Notice at 106640.
    \62\ Proposed Rule 12407(e)(2), 13410(e)(2).
    \63\ Id.
    \64\ Id.
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i. Updating Cross-References
    FINRA Rules 13406(c) and 13411(d) cross-reference FINRA Rule 
13100(r)(2) and (r)(3) to incorporate the definition of ``non-public 
arbitrator.'' \65\ FINRA stated that prior to 2017, FINRA Rule 
13100(r)(1), (r)(2), (r)(3), and (r)(4) ``listed the specific criteria 
for inclusion on FINRA's non-public arbitrator roster.'' \66\ FINRA 
stated that due to a rule change in 2017 that eliminated those four 
sub-sections, the aforementioned cross-references to FINRA Rule 
13100(r) are outdated.\67\ The proposed rule change would update FINRA 
Rules 13406(c) and 13411(d) with correct cross-references to FINRA Rule 
13100(x)(2) through (11).\68\
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    \65\ FINRA Rules 13406(c), 13411(d).
    \66\ Notice at 106641.
    \67\ See id.
    \68\ Notice at 106641; proposed Rules 13406(c), 13411(d).
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III. Proceedings To Determine Whether To Approve or Disapprove File No. 
SR-FINRA-2024-022 and Grounds for Disapproval Under Consideration

    The Commission is instituting proceedings pursuant to Section 
19(b)(2)(B) of the Exchange Act to determine whether the proposed rule 
change should be approved or disapproved.\69\ Institution of 
proceedings is appropriate at this time in view of the legal and policy 
issues raised by the proposed rule change. Institution of proceedings 
does not indicate that the Commission has reached any conclusions with 
respect to the proposed rule change.
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    \69\ 15 U.S.C. 78s(b)(2)(B).
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    Pursuant to Section 19(b)(2)(B) of the Exchange Act, the Commission 
is providing notice of the grounds for disapproval under 
consideration.\70\ The Commission is instituting proceedings to allow 
for additional analysis and input concerning whether the proposed rule 
change is consistent with the Exchange Act and the rules thereunder.
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    \70\ Id.
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IV. Request for Written Comments

    The Commission requests that interested persons provide written 
submissions of their views, data, and arguments with respect to the 
issues identified above, as well as any other concerns they may have 
with the proposed rule change. In particular, the Commission invites 
the written views of interested persons concerning whether the proposed 
rule change is consistent with the Exchange Act and the rules 
thereunder.
    Although there do not appear to be any issues relevant to approval 
or disapproval that would be facilitated by an oral presentation of 
views, data, and arguments, the Commission will consider, pursuant to 
Rule 19b-4, any request for an opportunity to make an oral 
presentation.\71\
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    \71\ Section 19(b)(2) of the Exchange Act, as amended by the 
Securities Acts Amendments of 1975, Public Law 94-29, 89 Stat. 97 
(1975), grants the Commission flexibility to determine what type of 
proceeding--either oral or notice and opportunity for written 
comments--is appropriate for consideration of a particular proposal 
by a self-regulatory organization. See Securities Acts Amendments of 
1975, Report of the Senate Committee on Banking, Housing and Urban 
Affairs to Accompany S. 249, S. Rep. No. 75, 94th Cong., 1st Sess. 
30 (1975).
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    Interested persons are invited to submit written data, views, and 
arguments regarding whether the proposed rule change should be approved 
or disapproved by April 4, 2025. Any person who wishes to file a 
rebuttal to any other person's submission must file that rebuttal by 
April 18, 2025.
    Comments may be submitted by any of the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#c1b3b4ada4eca2aeacaca4afb5b281b2a4a2efa6aeb7"><span class="__cf_email__" data-cfemail="0674736a632b65696b6b636872754675636528616970">[email&#160;protected]</span></a>. Please include 
file number SR-FINRA-2024-022 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to file number SR-FINRA-2024-022. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>). Copies of the submission, all subsequent amendments, all 
written statements with respect to the proposed rule change that are 
filed with the Commission, and all written communications relating to 
the proposed rule change between the Commission and any person, other 
than those that may be withheld from the public in accordance with the 
provisions of 5 U.S.C. 552, will be available for website viewing and 
printing in the Commission's Public Reference Room, 100 F Street NE, 
Washington, DC 20549, on official business days between the hours of 10 
a.m. and 3 p.m. Copies of such filing also will be available for 
inspection and copying at the principal office of FINRA. Do not include 
personal identifiable information in submissions; you should submit 
only information that you wish to make available publicly. We may 
redact in part or withhold entirely from publication submitted material 
that is obscene or subject to copyright protection.
    All submissions should refer to file number SR-FINRA-2024-022 and 
should be submitted on or before April 4, 2025. If comments are 
received, any rebuttal comments should be submitted on or before April 
18, 2025.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\72\
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    \72\ 17 CFR 200.30-3(a)(12); 17 CFR 200.30-3(a)(57).
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J. Matthew DeLesDernier,
Deputy Secretary.
[FR Doc. 2025-04081 Filed 3-13-25; 8:45 am]
BILLING CODE 8011-01-P


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Indexed from Federal Register on March 14, 2025.

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