Proposed Rule2025-03685
Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt; Extension of Comment Period
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
March 7, 2025
Effective
December 13, 2024
Issuing agencies
Consumer Financial Protection Bureau
Abstract
On December 13, 2024, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register an Advance Notice of Proposed Rulemaking (ANPR) seeking information in advance of preparing a proposed rule to address concerns related to information furnished to credit bureaus and other consumer reporting agencies as a result of coercion. The ANPR provided a comment period that was set to close on March 7, 2025. To allow interested persons more time to consider and submit their comments, the CFPB has determined that an extension of the comment period until April 7, 2025, is appropriate.
Full Text
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<title>Federal Register, Volume 90 Issue 44 (Friday, March 7, 2025)</title>
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[Federal Register Volume 90, Number 44 (Friday, March 7, 2025)]
[Proposed Rules]
[Page 11495]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2025-03685]
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Proposed Rules
Federal Register
________________________________________________________________________
This section of the FEDERAL REGISTER contains notices to the public of
the proposed issuance of rules and regulations. The purpose of these
notices is to give interested persons an opportunity to participate in
the rule making prior to the adoption of the final rules.
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Federal Register / Vol. 90, No. 44 / Friday, March 7, 2025 / Proposed
Rules
[[Page 11495]]
CONSUMER FINANCIAL PROTECTION BUREAU
12 CFR Part 1022
[Docket No. CFPB-2024-0057]
Fair Credit Reporting Act (Regulation V); Identity Theft and
Coerced Debt; Extension of Comment Period
AGENCY: Consumer Financial Protection Bureau.
ACTION: Advance notice of proposed rulemaking; extension of comment
period.
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SUMMARY: On December 13, 2024, the Consumer Financial Protection Bureau
(CFPB) published in the Federal Register an Advance Notice of Proposed
Rulemaking (ANPR) seeking information in advance of preparing a
proposed rule to address concerns related to information furnished to
credit bureaus and other consumer reporting agencies as a result of
coercion. The ANPR provided a comment period that was set to close on
March 7, 2025. To allow interested persons more time to consider and
submit their comments, the CFPB has determined that an extension of the
comment period until April 7, 2025, is appropriate.
DATES: The end of the comment period for the ANPR published at 89 FR
100922 (December 13, 2024) is extended from March 7, 2025, until April
7, 2025.
ADDRESSES: You may submit responsive information and other comments,
identified by Docket No. CFPB-2024-0057 by any of the following
methods:
1. Federal eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>. Follow
the instructions for submitting comments.
2. Email: <a href="/cdn-cgi/l/email-protection#11505f41433c527e74637274753c5574736551727761733f767e67"><span class="__cf_email__" data-cfemail="50111e00027d133f35223335347d1435322410333620327e373f26">[email protected]</span></a>. Include Docket No. CFPB-2024-
0057 in the subject line of the message.
3. Mail/Hand Delivery/Courier: Comment Intake--Identity Theft and
Coerced Debt, c/o Legal Division Docket Manager, Consumer Financial
Protection Bureau, 1700 G Street NW, Washington, DC 20552.
Instructions: The CFPB encourages the early submission of comments.
All submissions should include the agency name and docket number.
Because paper mail is subject to delay, commenters are encouraged to
submit comments electronically. In general, all comments received will
be posted without change to <a href="https://www.regulations.gov">https://www.regulations.gov</a>.
All submissions, including attachments and other supporting
materials, will become part of the public record and subject to public
disclosure. Proprietary information or sensitive personal information,
such as account numbers or Social Security numbers, or names of other
individuals, should not be included. Submissions will not be edited to
remove any identifying or contact information.
FOR FURTHER INFORMATION CONTACT: Laura Stack, Senior Counsel, Office of
Regulations, at 202-435-7700 or <a href="https://reginquiries.consumerfinance.gov/">https://reginquiries.consumerfinance.gov/</a>. If you require this document in an
alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#3675706674697755555345455f545f5a5f424f765550465418515940"><span class="__cf_email__" data-cfemail="4f0c091f0d100e2c2c2a3c3c262d2623263b360f2c293f2d61282039">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: On December 9, 2024, the CFPB issued an ANPR
seeking information in advance of preparing a proposed rule to address
concerns related to information furnished to credit bureaus and other
consumer reporting agencies as a result of coercion. More specifically,
the ANPR solicits information on amending the definitions of ``identity
theft'' and ``identity theft report'' in Regulation V, which implements
the Fair Credit Reporting Act, as well as other related amendments to
Regulation V. The ANPR was published in the Federal Register at 89 FR
100922 on December 13, 2024. The ANPR provided a public comment period
that was set to close on March 7, 2025. To allow interested persons
more time to consider and submit their comments, the CFPB has
determined that an extension of the comment period until April 7, 2025,
is appropriate. The NPRM comment period will now close on April 7,
2025.
Russell T. Vought,
Acting Director, Consumer Financial Protection Bureau.
[FR Doc. 2025-03685 Filed 3-6-25; 8:45 am]
BILLING CODE 4810-AM-P
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