Rule2024-27791

Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt

Primary source

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Published
November 29, 2024

Issuing agencies

Consumer Financial Protection Bureau

Abstract

The Consumer Financial Protection Bureau (CFPB) is revising the date of applicability of the advisory opinion entitled "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt" to January 2, 2025.

Full Text

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<title>Federal Register, Volume 89 Issue 230 (Friday, November 29, 2024)</title>
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[Federal Register Volume 89, Number 230 (Friday, November 29, 2024)]
[Rules and Regulations]
[Page 94599]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2024-27791]



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Rules and Regulations
                                                Federal Register
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Federal Register / Vol. 89, No. 230 / Friday, November 29, 2024 / 
Rules and Regulations

[[Page 94599]]



CONSUMER FINANCIAL PROTECTION BUREAU

12 CFR Part 1006


Debt Collection Practices (Regulation F); Deceptive and Unfair 
Collection of Medical Debt

AGENCY: Consumer Financial Protection Bureau.

ACTION: Advisory opinion; revision of date of applicability.

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SUMMARY: The Consumer Financial Protection Bureau (CFPB) is revising 
the date of applicability of the advisory opinion entitled ``Debt 
Collection Practices (Regulation F); Deceptive and Unfair Collection of 
Medical Debt'' to January 2, 2025.

DATES: This advisory opinion is applicable as of January 2, 2025.

FOR FURTHER INFORMATION CONTACT: George Karithanom, Regulatory 
Implementation & Guidance Program Analyst, Office of Regulations, at 
202-435-7700 or at: <a href="https://reginquiries.consumerfinance.gov/">https://reginquiries.consumerfinance.gov/</a>. If you 
require this a document in an alternative electronic format, please 
contact <a href="/cdn-cgi/l/email-protection#e1a2a7b1a3bea082828492928883888d889598a182879183cf868e97"><span class="__cf_email__" data-cfemail="fdbebbadbfa2bc9e9e988e8e949f9491948984bd9e9b8d9fd39a928b">[email&#160;protected]</span></a>.

SUPPLEMENTARY INFORMATION: The Bureau issued the advisory opinion 
entitled ``Debt Collection Practices (Regulation F); Deceptive and 
Unfair Collection of Medical Debt'' on its website on October 1, 2024 
and published the advisory opinion in the Federal Register on October 
4, 2024. As issued and published, the advisory opinion stated that it 
was to be applicable as of December 3, 2024.
    To allow sufficient time to brief issues raised in pending 
litigation in the U.S. District Court for the District of Columbia, the 
CFPB is revising the applicable date of the advisory opinion to January 
2, 2025. The advisory opinion itself creates no binding legal 
obligations, and the revision of the applicable date does not affect 
regulated entities' responsibility to comply with the Fair Debt 
Collection Practices Act as enacted by Congress and described in the 
advisory opinion.

Rohit Chopra,
Director, Consumer Financial Protection Bureau.
[FR Doc. 2024-27791 Filed 11-27-24; 8:45 am]
BILLING CODE 4810-AM-P


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