Notice2024-27223

Self-Regulatory Organizations; Financial Industry Regulatory Authority, Inc.; Notice of Partial Amendment No. 1 to Proposed Rule Change To Adopt the FINRA Rule 6500 Series (Securities Lending and Transparency Engine (SLATETM))

Primary source

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Published
November 21, 2024

Issuing agencies

Securities and Exchange Commission

Full Text

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<title>Federal Register, Volume 89 Issue 225 (Thursday, November 21, 2024)</title>
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[Federal Register Volume 89, Number 225 (Thursday, November 21, 2024)]
[Notices]
[Pages 92228-92235]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2024-27223]


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SECURITIES AND EXCHANGE COMMISSION

[Release No. 34-101645; File No. SR-FINRA-2024-007]


Self-Regulatory Organizations; Financial Industry Regulatory 
Authority, Inc.; Notice of Partial Amendment No. 1 to Proposed Rule 
Change To Adopt the FINRA Rule 6500 Series (Securities Lending and 
Transparency Engine (SLATETM))

November 15, 2024.

I. Introduction

    On May 1, 2024, the Financial Industry Regulatory Authority, Inc. 
(``FINRA'') filed with the Securities and Exchange Commission (``SEC'' 
or ``Commission''), pursuant to Section 19(b)(1) of the Securities 
Exchange Act of 1934 (``Act'' or ``Exchange Act'') \1\ and Rule 19b-4 
thereunder,\2\ a proposed rule change (SR-FINRA-2024-007) to adopt the 
new FINRA Rule 6500 Series (Securities Lending and Transparency Engine 
(SLATE<SUP>TM</SUP>)) to (1) require reporting of securities loans; and 
(2) provide for the public dissemination of loan information. The 
proposed rule change was published for comment in the Federal Register 
on May 7, 2024.\3\
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    \1\ 15 U.S.C. 78s(b)(1).
    \2\ 17 CFR 240.19b-4.
    \3\ See Securities Exchange Act Release No. 100046 (May 1, 
2024), 89 FR 38203 (May 7, 2024) (``Notice''). Comments received on 
the proposed rule change are available at: <a href="https://www.sec.gov/comments/sr-finra-2024-007/srfinra2024007.htm">https://www.sec.gov/comments/sr-finra-2024-007/srfinra2024007.htm</a>.
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    On June 10, 2024, pursuant to Section 19(b)(2) of the Act,\4\ the 
Commission designated a longer period within which to approve the 
proposed rule change, disapprove the proposed rule change, or institute 
proceedings to determine whether to disapprove the proposed rule 
change.\5\ On August 5, 2024, the Commission instituted proceedings 
under Section 19(b)(2)(B) of the Act \6\ to

[[Page 92229]]

determine whether to approve or disapprove the proposed rule change.\7\ 
On October 28, 2024, the Commission, pursuant to Section 19(b)(2) of 
the Act,\8\ designated January 2, 2025, as the date by which the 
Commission shall either approve or disapprove the proposed rule 
change.\9\ On November 14, 2024, FINRA responded to comments \10\ and 
filed a partial amendment to the proposed rule change in response to 
certain comments on the proposed rule change (``Partial Amendment No. 
1''). Partial Amendment No. 1 is described in Item II below, which has 
been substantially prepared by FINRA.\11\ The Commission is publishing 
this notice to solicit comments on Partial Amendment No. 1 from 
interested persons.\12\
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    \4\ 15 U.S.C. 78s(b)(2).
    \5\ See Securities Exchange Act Release No. 100305 (June 10, 
2024), 89 FR 50644 (June 14, 2024). The Commission designated August 
5, 2024, as the date by which the Commission shall approve or 
disapprove, or institute proceedings to determine whether to 
disapprove, the proposed rule change.
    \6\ 15 U.S.C. 78s(b)(2)(B).
    \7\ See Securities Exchange Act Release No. 100655 (August 5, 
2024), 89 FR 65441 (August 9, 2024).
    \8\ 15 U.S.C. 78s(b)(2).
    \9\ See Securities Exchange Act Release No. 101450 (October 28, 
2024), 89 FR 87448 (November 1, 2024).
    \10\ See Letter from Racquel L. Russell, Senior Vice President, 
Director of Capital Markets Policy, Office of General Counsel, 
FINRA, dated November 14, 2024 (responding to comments regarding 
File No. SR-FINRA-2024-007) (``Response to Comments, SR-FINRA-2024-
007'').
    \11\ The Commission has reformatted FINRA's presentation of its 
proposed modifications to, and descriptions of, the proposed rule 
change.
    \12\ Partial Amendment No. 1 is also available on FINRA's 
website at <a href="https://www.finra.org/rules-guidance/rule-filings/sr-finra-2024-007">https://www.finra.org/rules-guidance/rule-filings/sr-finra-2024-007</a>.
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II. Self-Regulatory Organization's Statement of the Terms of Substance 
of the Proposed Partial Amendment

    FINRA is proposing the following amendments to the filing: \13\
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    \13\ In addition to the amendments described below, FINRA has 
made conforming changes to proposed Rule 6510 and proposed Rule 
6540(d). FINRA has also made textual changes to better align with 
the language of SEA Rule 10c-1a.
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1. Reporting Intraday Loan Modifications and Changes to the Parties to 
a Loan

    FINRA is proposing to amend the Original Proposal to delete the 
supplementary material regarding the reporting of intraday loans 
(Supplementary Material .01 (Intraday Loan Modifications)) and changes 
to the parties to a loan, including in the context of reallocating 
omnibus loans (Supplementary Material .02 (Changes to the Parties to a 
Covered Securities Loan)). As originally proposed, Rule 6530.01 
provided that, if a covered securities loan \14\ is modified multiple 
times throughout the day, a covered person must report each loan 
modification as set forth in proposed Rule 6530(b). Some commenters 
objected to Supplementary Material .01, stating that it was 
inconsistent with SEA Rule 10c-1a, that intraday reporting was not 
required and that only end-of-day reporting was mandated under the 
Commission's rule.\15\ As originally proposed, Rule 6530.02 generally 
provided that, following the addition or removal of a party required to 
be identified pursuant to Rule 6530(a)(2)(O), a covered person must 
report the termination of the previously reported loan and report an 
initial loan reflecting the new parties to the loan, if known. One 
commenter asserted that proposed Rule 6530.02 contradicts a decision by 
the Commission not to treat reallocations among a pooled loan's 
underlying constituents as a new covered securities loan or as a loan 
modification.\16\
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    \14\ See 17 CFR 240.10c-1a (``SEA Rule 10c-1a'') and proposed 
FINRA Rule 6510 for definitions of the terms ``covered securities 
loan,'' ``covered person,'' and ``reporting agent'' as used 
throughout Partial Amendment No. 1. See proposed FINRA Rule 6510 for 
definitions of the terms ``initial covered securities loan'' and 
``loan modification'' as used throughout Partial Amendment No. 1.
    \15\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
    \16\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to amend the 
Original Proposal to delete both Supplementary Material .01 and .02. 
Proposed Rule 6530 is not intended to alter when loan events are 
required to be reported as loan modifications (including terminations) 
under SEA Rule 10c-1a or when new loans must be reported under SEA Rule 
10c-1a. Thus, under FINRA's proposed rule, covered persons must report 
modifications consistent with the Commission's rule and as described in 
the SEA Rule 10c-1a adopting release.\17\ Similarly, covered persons 
must report reallocations of loans in a manner consistent with SEA Rule 
10c-1a and the Adopting Release. To the extent a loan event is not 
reportable under SEA Rule 10c-1a, there would likewise be no SLATE 
reporting obligations.
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    \17\ Securities Exchange Act Release No. 98737 (October 13, 
2023), 88 FR 75644 (November 3, 2023) (Reporting of Securities 
Loans) (``Adopting Release'').
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2. Modifiers and Indicators

    FINRA is proposing to amend the Original Proposal to delete the 
proposed modifier and indicator requirements. As originally proposed, 
covered persons would have been required to append specific modifiers 
and indicators when reporting initial covered securities loans and loan 
modifications to SLATE. Specifically, proposed Rule 6530(c) (Modifiers 
and Indicators) would have required a covered person to identify (1) 
exclusive arrangements, (2) loans to affiliates, (3) unsettled loans, 
(4) terminated loans, (5) rate or fee adjustments, and (6) basket 
loans. FINRA originally proposed these modifiers and indicators to 
provide regulators and the public with important information, including 
where the reported rates may not reflect current market rates, and to 
enhance the disseminated data and its value to market participants and 
better inform the reported rates validation process.\18\ Industry 
commenters expressed a variety of concerns regarding the proposed 
modifiers and indicators, including that these items of information 
extended beyond the data elements specified in SEA Rule 10c-1a, 
increased the rule's complexity and implementation burdens, and may 
raise information leakage concerns.\19\
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    \18\ See Notice, 89 FR 38203, 38208.
    \19\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to amend the 
Original Proposal to delete the modifier and indicator requirements. 
Specifically, Partial Amendment No. 1 would delete Rule 6530(c) to 
remove the specific requirements related to modifiers and indicators to 
identify (1) exclusive arrangements, (2) loans to affiliates, (3) 
unsettled loans, (4) terminated loans,\20\ (5) rate or fee adjustments, 
and (6) basket loans.\21\
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    \20\ While FINRA is proposing to delete the requirement that 
covered persons append a ``terminated loan'' indicator, FINRA is 
retaining the requirement that covered persons populate a field with 
the termination date of the covered securities loan, which is 
expressly required to be reported to an RNSA under SEA Rule 10c-
1a(c)(11). When reporting an initial covered securities loan to 
SLATE that is an open loan, a covered person would be required to 
leave the termination date field blank. When reporting an initial 
covered securities loan that is a term loan, a covered person would 
report the loan's termination date in the termination date field. 
Upon the termination of either an open or a term loan, a covered 
person would be required to submit a loan modification report to 
terminate the covered securities loan, which would reflect a loan 
quantity of zero--allowing FINRA to identify that the loan has been 
terminated. See generally, Adopting Release, 88 FR 75644, 75672 
n.426.
    \21\ While Partial Amendment No. 1 removes several of the 
originally proposed fields and the proposed indicators and modifiers 
to facilitate a timely initial implementation of SLATE, the absence 
of these elements may impact the quality and completeness of the 
resultant SLATE data. After gaining experience with the operation of 
SLATE and the initial data set, FINRA will reevaluate whether any 
future enhancements to the SLATE reporting requirements are 
appropriate, including to improve the quality and completeness of 
SLATE data. Any such efforts would be subject to a separate proposed 
rule change with the Commission and subject to notice and comment.
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    FINRA also proposes to delete the requirements in proposed Rule 
6530(a)(2)(Y) and proposed Rule 6530(b)(2)(I), which state that covered 
persons must report the modifiers and

[[Page 92230]]

indicators as required by either the Rule 6500 Series or the SLATE 
participant specification. Partial Amendment No. 1 also would amend 
proposed Rule 6510 (Definitions) to remove the definition of the term 
``affiliate,'' as it is no longer needed given the deletion of the 
related indicator. FINRA believes it is appropriate, at this time, to 
delete these aspects of the Original Proposal to facilitate the 
achievement of the initial SLATE reporting requirements in a timely 
manner.\22\
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    \22\ Firms may choose to append additional modifiers and 
indicators to their SLATE reports voluntarily, where available. 
FINRA would not disseminate these voluntarily provided data points 
to the public.
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3. Settlement Date and Effective Date

    FINRA is proposing to amend the Original Proposal to remove the 
requirements that covered persons report the settlement date and 
effective date in covered securities loan reports. As originally 
proposed, covered persons would have been required to report: (1) the 
expected settlement date for initial covered securities loans; (2) the 
expected settlement date for modifications to a loan's amount, if 
different from the date of the modification; and (3) the effective date 
for all other modifications, if different from the date of the 
modification.\23\ Industry commenters expressed a variety of concerns 
regarding these proposed fields, including that these items of 
information extended beyond the data elements specified in SEA Rule 
10c-1a and increased the rule's complexity and implementation 
burdens.\24\
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    \23\ See Notice, supra note 3.
    \24\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to delete the 
originally proposed settlement date- and effective date-related 
requirements of proposed Rules 6530(a)(2)(E) and 6530(b)(2)(F).\25\ 
FINRA believes it is appropriate, at this time, to delete these 
requirements to facilitate the achievement of the initial 
implementation of SLATE reporting requirements in a timely manner.
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    \25\ A covered person that agrees to a covered securities loan 
that ultimately does not settle would still be required to report 
the termination of that loan pursuant to proposed Rule 6530(b)(2) by 
submitting a loan modification to terminate a covered securities 
loan. However, because the securities were never transferred to the 
borrower, the loan modification termination report would not include 
a modification of the loan amount to zero (unlike in the case of a 
loan that was terminated because the shares were returned), which 
would allow FINRA to identify the loan as being terminated because 
it was unsettled as opposed to a return of shares. See supra note 
20.
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4. Rebate Rates, Lending Fees, and Other Fees or Charges

    FINRA is proposing to amend the Original Proposal to provide 
covered persons with additional options regarding the manner in which 
they may report a rebate rate or lending fee or rate. As originally 
proposed, covered persons would have been required to report loan rates 
as a percentage when reporting to SLATE, even where such rate was based 
on a spread to a benchmark.\26\ Under this framework, SEA Rule 10c-1a 
would require a covered person to report a modification to SLATE to 
update the loan's rate where there is a change to the underlying 
benchmark rate.\27\ Some commenters expressed concern that reporting 
modifications to a loan rate solely as a result of a change to the 
underlying benchmark rate would increase reporting costs and 
implementation burdens.\28\
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    \26\ See Notice, supra note 3.
    \27\ See Adopting Release, 88 FR 75644, 75672 (explaining that 
how an RNSA chooses to structure the reporting of loan rates will 
determine whether a covered person is required to report a 
modification as a result of benchmark changes).
    \28\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to adopt Rule 
6530(a)(4) (Reporting Loan Rates Based on a Spread to a Benchmark or 
Reference Rate,) to permit covered persons to--in addition to reporting 
the rebate rate or lending fee or rate for a covered securities loan--
also report the spread and identity of the benchmark or reference rate 
for covered securities loans that are priced based on a spread to a 
benchmark or reference rate. Specifically, new proposed Rule 
6530(a)(4)(B) provides that, where a rebate rate or lending fee or rate 
is determined based on a spread to a benchmark or reference rate, a 
covered person may report: (a) the rebate rate or lending fee or rate 
as of the date the covered securities loan was effected; (b) the 
spread; and (c) the identity of the benchmark or reference rate. 
Alternatively, a covered person may report only the rebate rate or 
lending fee or rate.
    FINRA believes that these proposed amendments are appropriate to 
provide covered persons the flexibility to report to SLATE in a manner 
that is consistent with their preference for whether or not they must 
report modifications to the rebate rate or lending fee or rate 
described in SEA Rule 10c-1a(c)(8) or (9) due to changes to the 
underlying benchmark or reference rate.\29\ This flexibility should 
address commenters' concern that covered persons would be required to 
report loan rate modifications when the rebate rate changes solely as a 
result of a change to the underlying benchmark rate (where there is no 
change in the negotiated spread or identity of the benchmark).\30\
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    \29\ A covered person would continue to be required to report a 
loan modification pursuant to proposed Rule 6530(b)(2) in the event 
of a change to the negotiated spread or to the identity of the 
benchmark or reference rate. See Adopting Release, 88 FR 75644, 
75672 (stating that if an RNSA chooses to allow covered persons to 
report based on a spread and a benchmark, then no modification would 
be required to be reported unless there were a change in the 
negotiated spread or benchmark).
    \30\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    Partial Amendment No. 1 would also amend the Original Proposal's 
requirements to specify that other fees or charges need not be reported 
where the rebate rate or lending fee or rate field is populated. As 
originally proposed, covered persons would have been required to 
report: (1) for a covered securities loan collateralized by cash, the 
rebate rate; (2) for a covered securities loan not collateralized by 
cash, the securities lending fee; and (3) any other fees or 
charges.\31\ Some commenters expressed concern that the Original 
Proposal extended beyond the data elements specified in SEA Rule 10c-1a 
by requiring the reporting of other fees or charges (beyond a loan's 
pricing).\32\
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    \31\ See Notice, supra note 3.
    \32\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    Partial Amendment No. 1 would remove the separate requirement in 
proposed Rule 6530(a)(2)(K) to report any other fees or charges and 
amend the rebate rate and lending fee reporting requirements in 
proposed Rule 6530(a)(2)(I) and (J), respectively, to mirror the 
language in SEA Rule 10c-1a(c)(8) and (9), respectively. Thus, revised 
proposed Rule 6530(a)(2)(I) (renumbered as (a)(2)(H)) would require a 
covered person to report, ``[f]or a covered securities loan 
collateralized by cash, the rebate rate or any other fee or charges;'' 
and revised proposed Rule 6530(a)(2)(J) (renumbered as (a)(2)(I)) would 
require a covered person to report, ``[f]or a covered securities loan 
not collateralized by cash, the securities lending fee or rate, or any 
other fee or charges.''

5. Covered Person Capacity and MPID

    FINRA is proposing to amend the Original Proposal to delete the 
requirement that covered persons report whether the covered person is 
the lender, borrower or intermediary, which was intended to help FINRA 
perform data validations, in particular, when a

[[Page 92231]]

party other than the covered person submitted the SLATE report.\33\ 
Some commenters expressed concern that this requirement extended beyond 
the data elements specified in SEA Rule 10c-1a and would increase the 
complexity of the reporting requirements and implementation 
burdens.\34\
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    \33\ See Notice, supra note 3.
    \34\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to delete proposed 
Rules 6530(a)(2)(V) and 6530(b)(2)(G), which both required reporting of 
whether the covered person is the lender, borrower or intermediary. 
FINRA believes that this proposed amendment is appropriate in that it 
simplifies the initial reporting framework. FINRA believes that the 
file submission process would provide information sufficient to allow 
FINRA to identify the submitting party and therefore the ability to 
ascertain whether a SLATE report is being submitted by the covered 
person, a reporting agent, or another party.
    FINRA is also proposing to make a conforming amendment to proposed 
Rule 6530(a)(2) to require a covered person to submit their market 
participant identifier (``MPID''), if known, when reporting an initial 
covered securities loan, consistent with the requirement in proposed 
Rule 6530(b)(2)(C) (renumbered as (b)(2)(B)) for loan modification 
reports, which will identify in the audit trail the party on whose 
behalf a SLATE report is submitted.

6. Internal Loan Identifiers

    FINRA is proposing to amend the Original Proposal regarding the 
requirement that covered persons report unique internal loan 
identifiers. As originally proposed, Rules 6530(a)(2)(W) and 
6530(b)(2)(A) would have required covered persons to report the unique 
internal identifier assigned to the covered securities loan. With 
respect to an allocation of an omnibus loan effected pursuant to an 
agency lending agreement, proposed Rules 6530(a)(2)(X) and 
6530(b)(2)(B) would have required covered persons to report the unique 
internal identifier for the associated omnibus loan.\35\
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    \35\ See Notice, supra note 3.
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    FINRA proposed Rules 6530(a)(2)(W) and 6530(b)(2)(A) to allow FINRA 
to link related loan reports where a FINRA identifier had not yet been 
assigned, thereby improving the completeness of audit trail data 
available to regulators and the usefulness of the information 
disseminated to the public. In the case of proposed Rules 6530(a)(2)(X) 
and 6530(b)(2)(B), FINRA intended to use the reported information to 
identify where multiple loan reports were related to a single omnibus 
loan, thereby providing additional clarity in the loan activity 
statistics disseminated to the public and to improve the completeness 
of the audit trail available to regulators. Some commenters expressed 
concerns that the required internal loan and omnibus loan identifiers 
extended beyond the data elements specified in SEA Rule 10c-1a and 
increased the rule's complexity and implementation burdens.\36\
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    \36\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to amend Rule 
6530(a)(2) to streamline the requirement that a unique identifier 
assigned by the covered person to the loan must be reported to SLATE. 
Specifically, revised proposed Rule 6530(a)(2)(W) (renumbered as 
(a)(2)(U)) would provide that, where a covered person's daily 
submission includes two or more reports related to the same covered 
securities loan (e.g., an initial covered securities loan and a loan 
modification to terminate the covered securities loan), and FINRA has 
not yet assigned a unique identifier to the initial covered securities 
loan, the covered person must report a unique identifier assigned to 
the covered securities loan by the covered person responsible for 
reporting the loan to SLATE.\37\
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    \37\ A covered person may use an identifier that it previously 
assigned for internal use or one that the firm generated solely for 
the purpose of reporting the loan to SLATE.
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    With this amendment, FINRA is narrowing the scope of the 
requirement from the Original Proposal such that, instead of applying 
to all initial covered securities loan reports, the requirement would 
be limited to instances where a covered person's daily submission 
includes two or more T+0 reports related to the same covered securities 
loan--which is the circumstance that gives rise to the audit trail gap 
sought to be addressed by the requirement. Similarly, with respect to 
loan modifications, under the amendment, where a covered person's daily 
submission includes two or more T+0 reports related to the same covered 
securities loan, the covered person must report the identifier that was 
provided with respect to the associated same-day report for that 
covered securities loan.
    This amendment is necessary to allow FINRA to link same-day T+0 
reports that relate to the same covered securities loan. Without a way 
to link such reports, FINRA would be unable to incorporate accurately 
modifications into the daily loan statistics where FINRA cannot 
identify the amount of securities impacted by the modification. For 
example, FINRA would be unable to determine the information necessary 
to incorporate the modification into the volume information described 
in proposed Rule 6540(c)(1). Therefore, FINRA believes this amendment 
is appropriate and necessary in that it streamlines initial SLATE 
reporting requirements while continuing to allow FINRA to accurately 
record and disseminate information on transactions reported pursuant to 
SEA Rule 10c-1a.
    FINRA is proposing to amend the Original Proposal to delete the 
requirements in proposed Rules 6530(a)(2)(X) and 6530(b)(2)(B) related 
to the provision of a unique internal identifier for an associated 
omnibus loan. FINRA believes this amendment is appropriate, at this 
time, to facilitate the achievement of the initial SLATE reporting 
requirements in a timely manner.

7. Reporting Deadline

    FINRA is proposing to amend the Original Proposal to extend the 
deadline for reporting initial covered securities loans and loan 
modifications to SLATE. As originally proposed, covered persons would 
have been required to report loan information to SLATE by 8:00:00 p.m. 
Eastern Time (``ET''), with loans that were effected or modified after 
7:45:00 p.m. ET or on a Saturday, a Sunday, a federal or religious 
holiday or other day on which SLATE is not open at any time during that 
day being reportable by 8:00:00 p.m. ET the next business day.\38\ Some 
commenters expressed concern regarding the 7:45:00 p.m. ET loan cut-off 
time and 8:00:00 p.m. ET reporting deadline, including that closing 
SLATE at 8:00:00 p.m. ET would not capture certain end-of-day activity, 
and that a 15-minute turnaround time (between 7:45:00 p.m. ET and 
8:00:00 p.m. ET) would make end-of-day processes challenging.\39\
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    \38\ See Notice, supra note 3.
    \39\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to amend proposed 
Rule 6530(a)(1) and (b)(1) to extend the reporting deadline to 11:59:59 
p.m. ET and to change the reporting cut-off time in proposed Rule 
6530(a)(1) and (b)(1) to 7:00:00 p.m. ET. Partial Amendment No. 1 would 
also make a corresponding change to the definition of ``SLATE system 
hours'' in proposed Rule 6510(i) (renumbered as (h)) to specify that 
the SLATE system is open through 11:59:59 p.m. ET. FINRA believes that 
these

[[Page 92232]]

proposed amendments to extend SLATE system hours are appropriate to 
provide additional time to process SLATE submissions at the end of the 
day. FINRA believes that the proposed amendment to modify the loan cut-
off time from 7:45:00 p.m. ET to 7:00:00 p.m. ET would provide 
additional time to report loans that are effected near the end of the 
day, including time to complete any necessary security set up in SLATE.

8. Reporting Agent Supervision

    FINRA is proposing to amend the Original Proposal to delete 
proposed Rule 6530(d)(3). As originally proposed, Rule 6530(d)(3) would 
have specified that a member relying on a reporting agent to report 
covered securities loan information to SLATE has an obligation under 
FINRA Rule 3110 (Supervision) to take reasonable steps to ensure that 
the reporting agent is complying with SEA Rule 10c-1a and FINRA Rule 
6530 on the member's behalf.\40\ Two commenters expressed concern with 
this requirement,\41\ including that it shifts back to the covered 
person the reporting compliance burden established by SEA Rule 10c-1a 
and would create a reconciliation obligation that would be time 
consuming, costly, and operationally intensive.\42\
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    \40\ See Notice, supra note 3.
    \41\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
    \42\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is deleting proposed Rule 
6530(d)(3). In its oversight of member compliance with SEA Rule 10c-1a, 
in addition to reviewing whether members have complied with the 
requirements of SEA Rule 10c-1a(a)(2) with respect to the use of 
reporting agents, FINRA also will review the timeliness and accuracy of 
SLATE reports submitted by reporting agents in light of a reporting 
agent's obligations under SEA Rule 10c-1a(b) and the underlying 
requirements of SEA Rule 10c-1a. After gaining experience with the 
SLATE program, FINRA will reevaluate whether any additional measures 
are appropriate.

9. Loan Transaction Activity and Rate Distribution Data

    FINRA is proposing to amend the Original Proposal to remove the 
subcategories of volume data from the aggregate loan transaction 
activity to be disseminated. Under the Original Proposal, in addition 
to the total aggregate volume of securities subject to an initial 
covered securities loan or modification to the amount of reportable 
securities loaned reported on the prior business day, Rule 6540(c)(1) 
paragraphs (A) through (E) would have provided that FINRA would 
disseminate, by the morning of the next business day, aggregate loan 
transaction activity, including information broken down into several 
subcategories (e.g., by borrower type or whether a loan is an open or 
term loan).\43\ Some commenters expressed concern regarding the 
Original Proposal, including that the level of data granularity exceeds 
the discretion provided by the Commission with respect to aggregate 
data, and that bucketing data by borrower type, in particular, may 
permit market participants to discern individual loan amounts that are 
subject to delayed dissemination under SEA Rule 10c-1a.\44\
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    \43\ See Notice, supra note 3.
    \44\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
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    In Partial Amendment No. 1, FINRA is proposing to amend paragraph 
(c)(1)(A) to provide that FINRA will disseminate the aggregate volume 
of securities subject to an initial covered securities loan or 
modification to the amount of reportable securities loaned, reported on 
the prior business day. FINRA is proposing to delete paragraphs 
(c)(1)(B) through (E). FINRA believes it is appropriate, at this time, 
to revise the Original Proposal as described and to revisit the 
possibility of enhancing the aggregate loan transaction activity in the 
future after gaining experience with the impact of disseminating volume 
data and analyzing what additional information could be useful while 
continuing to be sensitive to potential information leakage concerns. 
Any future amendments to the dissemination provisions would be subject 
to a separate proposed rule change with the Commission and subject to 
notice and comment.
    FINRA is also proposing to amend proposed Rules 6540(a) and (b) to 
clarify that FINRA will disseminate, as part of the individual loan 
transaction data, the unique identifier assigned by FINRA to the 
covered securities loan for a loan modification ``if reported to SLATE 
or otherwise identified by FINRA.'' This amendment is appropriate 
because a covered person may be unable to report a FINRA identifier for 
a loan modification if the FINRA identifier was not yet assigned by 
FINRA--e.g., in the case of a same-day return or partial return of 
shares, where the initial covered securities loan and the modification 
to the same loan are reported to SLATE on T+0.
    In addition, FINRA is proposing to amend proposed Rule 
6540(c)(2)(A) to provide that the loan rate distribution statistics for 
loans collateralized by cash will be bucketed by U.S. currency and non-
U.S. currency, as applicable. In the Original Proposal, Rule 
6540(c)(2)(A) would have provided that FINRA would disseminate the 
highest rebate rate, lowest rebate rate, and volume weighted average of 
the rebate rates reported for initial covered securities loans 
collateralized by cash and for loan modifications collateralized by 
cash (where the loan modification involved a change to the rebate 
rate).\45\ The proposed amendment is appropriate because the currency 
used as collateral will impact the rebate rate reported to SLATE and, 
therefore, separating the rate information by U.S. currency collateral 
and non-U.S. currency collateral will make the disseminated information 
more useful.
---------------------------------------------------------------------------

    \45\ See Notice, supra note 3.
---------------------------------------------------------------------------

10. De Minimis Loan Transaction Activity

    FINRA is proposing to amend the Original Proposal to clarify the 
operation of the de minimis exception for aggregate loan transaction 
activity and increase the de minimis threshold. As originally proposed, 
Supplementary Material .01 to proposed Rule 6540 (De Minimis Loan 
Transaction Activity) would have provided that FINRA may omit from the 
aggregate loan activity volume information for reportable securities 
for which there were three or fewer types of initial covered securities 
loan and loan modification events reported to SLATE in total on the 
prior business day.\46\ Some commenters expressed concern regarding the 
de minimis provision, including that the threshold of three or fewer 
loan or loan modification events is insufficient to effectively prevent 
information leakage and that the application of the de minimis 
exception should be mandatory rather than discretionary.\47\
---------------------------------------------------------------------------

    \46\ See Notice, supra note 3.
    \47\ See Partial Amendment No. 1; see also, Response to 
Comments, SR-FINRA-2024-007.
---------------------------------------------------------------------------

    In Partial Amendment No. 1, FINRA is proposing to amend 
Supplementary Material .01 to clarify the operation of the de minimis 
provision and increase the threshold. Specifically, FINRA is proposing 
to amend proposed Rule 6540.01 to clarify that FINRA's application of 
the de minimis threshold will be non-discretionary and to provide that 
FINRA will not include aggregate volume information for a security 
unless there were reports submitted to SLATE on the prior business day 
for at least 10 distinct covered securities loans in the reportable 
security (represented by

[[Page 92233]]

different FINRA-assigned unique loan identifiers).\48\ Therefore, under 
paragraph (c)(1), FINRA would not disseminate aggregate volume 
information in a reportable security unless there were at least 10 
unique loans reported to SLATE in the security on the prior business 
day.\49\
---------------------------------------------------------------------------

    \48\ FINRA will not have insight into all of the relevant loan 
details necessary to generate the statistics described in proposed 
Rule 6540(c) with respect to modifications to loans for which 
reporting was not required pursuant to SEA Rule 10c-1a(c) at the 
time the loan was agreed to or last modified (i.e., modifications 
reported to SLATE pursuant to SEA Rule 10c-1a(d)(2)). Therefore, the 
daily loan statistics that FINRA will publish will only reflect 
modifications to covered securities loans that were previously 
reported to SLATE.
    \49\ This proposed provision is intended to address potential 
information leakage in circumstances where there are multiple 
reported events associated with the same loan on a given day.
---------------------------------------------------------------------------

    Following are the changes proposed in Partial Amendment No. 1, with 
the proposed changes in the original filing shown as if adopted. 
Proposed new language in Partial Amendment No. 1 is italicized; 
proposed deletions in Partial Amendment No. 1 are in brackets:

6000. Quotation, Order, and Transaction Reporting Facilities

* * * * *

6500. Securities Lending and Transparency Engine (Slate)

6510. Definitions

    For the purposes of this Rule 6500 Series, the following terms 
have the following meaning:
    [(a) ``Affiliate'' means an entity that controls, is controlled 
by or is under common control with a Covered Person. For the 
purposes of this definition, ``control,'' along with any derivative 
thereof, means legal, beneficial, or equitable ownership, directly 
or indirectly, of 25 percent or more of the capital stock (or other 
ownership interest, if not a corporation) of any entity ordinarily 
having voting rights. The term ``common control'' means the same 
natural person or entity controls two or more entities.]
    (a)[(b)] ``Confidential Data Element'' means an item of 
information that a Covered Person must report under SEA Rule 10c-
1a(e) and FINRA Rule 6530(a)(2)(M)[(O)] through (U)[(X)].
    (b)[(c)] ``Custodian'' means a Broker or Bank that is providing 
safekeeping or custody services as described in Exchange Act Section 
3(a)(4)(B)(viii)(I)(aa) or (bb) in connection with the Covered 
Securities Loan.
    (c)[(d)] ``Data Element'' means an item of information that a 
Covered Person must report under SEA Rule 10c-1a(c) and FINRA Rule 
6530(a)(2)(A) through (L)[(N) and (Y)].
    (d)[(e)] ``Initial Covered Securities Loan'' means a new Covered 
Securities Loan not previously reported to SLATE.
    (e)[(f)] ``Loan Modification'' means a change to any Data 
Element with respect to a Covered Securities Loan (irrespective of 
whether such Covered Securities Loan was previously reported to 
SLATE).
    (f)[(g)] ``Securities Lending and Transparency Engine'' or 
``SLATE'' means the automated system developed by FINRA that, among 
other things, accommodates reporting and dissemination of loan 
reports where applicable in Covered Securities Loans.
    (g)[(h)] ``SLATE Participant'' means any person that reports 
securities loan information to SLATE, directly or indirectly.
    (h)[(i)] ``SLATE System Hours'' means the hours SLATE is open, 
which are 6:00:00 a.m. Eastern Time through 11:59:59[7:59:59] p.m. 
Eastern Time on a business day, unless otherwise announced by FINRA.
    (i)[(j)] The following terms shall have the meanings set forth 
in Exchange Act Section 3(a): ``Bank,'' ``Broker,'' ``Dealer,'' and 
``Clearing Agency.''
    (j)[(k)] The following terms shall have the meanings set forth 
in SEA Rule 10c-1a: ``Covered Person,'' ``Covered Securities Loan,'' 
``Reporting Agent,'' and ``Reportable Security.''

6520. Participation in SLATE

    (a) No Change.
    (b) Reporting Agents
    A SLATE Participant acting as a Reporting Agent shall provide 
FINRA with a list naming each Covered Person on whose behalf the 
Reporting Agent is providing information to SLATE and shall provide 
FINRA with any updates[changes] to the list of such persons by the 
end of the day on which any such change occurs, in the form and 
manner specified by FINRA.
    (c) No Change.

6530. Reporting Securities Loan Information

    (a) Initial Covered Securities Loans
    (1) When and How Initial Covered Securities Loans Are Reported
    For Initial Covered Securities Loans, Covered Persons must 
report the information specified in paragraph [Rule 6530](a)(2) of 
this Rule to SLATE, as provided in this paragraph (a)(1):
    (A) An Initial Covered Securities Loan effected on a business 
day at or after 12:00:00 a.m. Eastern Time through 7:00:00[7:45:00] 
p.m. Eastern Time must be reported the same day [before 8:00:00]by 
11:59:59 p.m. Eastern Time;
    (B) An Initial Covered Securities Loan effected on a business 
day after 7:00:00[7:45:00] p.m. Eastern Time must be reported no 
later than the next business day (T+1) [before 8:00:00]by 11:59:59 
p.m. Eastern Time; or
    (C) An Initial Covered Securities Loan effected on a Saturday, a 
Sunday, a federal or religious holiday or other day on which SLATE 
is not open at any time during that day (determined using Eastern 
Time) must be reported the next business day (T+1) [before 
8:00:00]by 11:59:59 p.m. Eastern Time.
    (2) Loan Information To Be Reported
    For Initial Covered Securities Loans, each SLATE report shall 
contain the following information:
    (A) No Change.
    (B) Security symbol, CUSIP, ISIN, or FIGI, or other security 
identifier[if any];
    (C) through (D) No Change.
    [(E) The expected settlement date of the Covered Securities 
Loan;]
    (E)[(F)] The name of the platform or venue where the Covered 
Securities Loan was effected;
    (F)[(G)] The amount of the Reportable Securities loaned;
    (G)[(H)] The type of collateral used to secure the Covered 
Securities Loan;
    (H)[(I)] For a Covered Securities Loan collateralized by cash, 
the rebate rate or any other fee or charges;
    (I)[(J)] For a Covered Securities Loan not collateralized by 
cash, the securities lending fee or rate, or any other fee or 
charges;
    [(K) Any other fees or charges;]
    (J)[(L)] The percentage of collateral to value of Reportable 
Securities loaned required to secure such Covered Securities Loan;
    (K)[(M)] [For a Covered Securities Loan with a specified term, 
t]The termination date of the Covered Securities Loan;
    (L)[(N)] Whether the borrower is a Broker or Dealer, a customer 
(if the person lending securities is a Broker or Dealer), a Clearing 
Agency, a Bank, a Custodian, or other person;
    (M) If known, the MPID of the Covered Person;
    (N)[(O)] If known, the legal name of each party to the Covered 
Securities Loan (other than the customer from whom a Broker or 
Dealer borrows fully paid or excess margin securities pursuant to 
SEA Rule 15c3-3(b)(3));
    (O)[(P)] If known, the CRD Number or Investment Adviser 
Registration Depository Number of each party to the Covered 
Securities Loan[, if applicable];
    (P)[(Q)] If known, the MPID of each party to the Covered 
Securities Loan;
    (Q)[(R)] If known, the LEI of each party to the Covered 
Securities Loan;
    (R)[(S)] If known, whether each party to the Covered Securities 
Loan is the lender, the borrower, or an intermediary between the 
lender and the borrower;
    (S)[(T)] If the person lending securities is a Broker or Dealer 
and the borrower is its customer, whether the security is loaned 
from the Broker's or Dealer's securities inventory to a[the] 
customer of such Broker or Dealer;
    (T)[(U)] If known, whether the Covered Securities Loan is being 
used to close out a fail to deliver pursuant to Rule 204 of SEC 
Regulation SHO or to close out a fail to deliver outside of 
Regulation SHO; and
    [(V) Whether the Covered Person is the lender, borrower or 
intermediary;]
    (U)[(W)] Where a Covered Person's daily submission includes two 
or more reports related to the same Covered Securities Loan (e.g., 
an Initial Covered Securities Loan and a Loan Modification to 
terminate the Covered Securities Loan) and FINRA has not yet 
assigned a unique identifier to the Initial Covered Securities Loan, 
a [The] unique [internal] identifier assigned to the Covered 
Securities Loan by the Covered Person responsible for reporting the 
loan to SLATE.[;]
    [(X) If the Covered Securities Loan is an allocation of an 
omnibus loan effected pursuant to an agency lending agreement, the 
unique internal identifier for the associated omnibus loan assigned 
by the Covered Person responsible for reporting the Covered 
Securities Loan to SLATE; and]

[[Page 92234]]

    [(Y) Such modifiers and indicators as required by either the 
Rule 6500 Series or the SLATE Participant specification.]
    (3) No Change.
    (4) Reporting Loan Rates Based on a Spread to a Benchmark or 
Reference Rate
    (A) Report the rebate rate or lending fee or rate; or
    (B) Report:
    (i) the rebate rate or lending fee or rate as of the date the 
Covered Securities Loan was effected;
    (ii) the spread; and
    (iii) the identity of the benchmark or reference rate.
    (b) Covered Securities Loan Modifications
    (1) When and How Loan Modifications Are Reported
    For Loan Modifications, Covered Persons must report the 
information specified in paragraph (b)(2) of this Rule to SLATE, as 
provided in this paragraph (b)(1):
    (A) A Loan Modification effected on a business day at or after 
12:00:00 a.m. Eastern Time through 7:00:00[7:45:00] p.m. Eastern 
Time must be reported the same day [before 8:00:00]by 11:59:59 p.m. 
Eastern Time;
    (B) A Loan Modification effected on a business day after 
7:00:00[7:45:00] p.m. Eastern Time must be reported no later than 
the next business day (T+1) [before 8:00:00]by 11:59:59 p.m. Eastern 
Time; or
    (C) A Loan Modification effected on a Saturday, a Sunday, a 
federal or religious holiday or other day on which SLATE is not open 
at any time during that day (determined using Eastern Time) must be 
reported the next business day (T+1) [before 8:00:00]by 11:59:59 
p.m. Eastern Time.
    (2) Loan Modifications--Information To Be Reported
    For Loan Modifications, each SLATE report shall contain the 
following information:
    (A) The unique identifier assigned by FINRA to the Initial 
Covered Securities Loan, or[, if] where a Covered Person's daily 
submission includes two or more reports related to the same Covered 
Securities Loan and FINRA [a unique identifier] has not yet [been] 
assigned a unique identifier to the Covered Securities Loan[by 
FINRA], the [unique internal] identifier reported pursuant to 
paragraph (a)(2)(U) of this Rule [assigned to the Covered Securities 
Loan by the Covered Person responsible for reporting the loan to 
SLATE];
    [(B) If the Covered Securities Loan is an allocation of an 
omnibus loan effected pursuant to an agency lending agreement, the 
unique internal identifier for the associated omnibus loan assigned 
by the Covered Person responsible for reporting the Covered 
Securities Loan to SLATE;]
    (B)[(C)] If known, t[T]he MPID of the Covered Person;
    (C)[(D)] The date of the Loan Modification;
    (D)[(E)] The time of the Loan Modification; and
    [(F) The expected settlement date for modifications to the loan 
amount (if the expected settlement date is a date other than the 
date of the Loan Modification), or the effective date for all other 
Loan Modifications (if effective date is a date other than the date 
of the Loan Modification);]
    [(G) Whether the Covered Person is the lender, borrower or 
intermediary;]
    (E)(i)[(H)] If the Loan Modification occurs after the Data 
Elements for such Covered Securities Loan are reported to SLATE, and 
results in a change to information previously required to be 
reported to SLATE, the specific modification and the specific Data 
Elements being modified, or
    (ii) If the Loan Modification is to a Covered Securities Loan 
for which reporting to SLATE was not required on the date the loan 
was agreed to or last modified and results in a change to any of the 
Data Elements, all Data Elements as of the date of modification and 
an identifier described in paragraph (a)(2)(U) of this Rule.[The 
modified Data Elements for a Loan Modification to a Covered 
Securities Loan previously reported to SLATE or all Data Elements 
for a Loan Modification to a Covered Securities Loan that was not 
previously required to be reported to SLATE; and]
    [(I) Such modifiers and indicators as required by either the 
Rule 6500 Series or the SLATE Participant specification.]
    [(c) Modifiers and Indicators]
    [Append the applicable modifiers or indicators as specified by 
FINRA to all SLATE reports.]
    [(1) Exclusive Arrangement
    If the Covered Securities Loan is made pursuant to an exclusive 
arrangement with the borrower or intermediary, select the 
appropriate indicator.]
    [(2) Loan to Affiliate
    If the Covered Securities Loan is made to an Affiliate of the 
lender or intermediary, select the appropriate indicator.]
    [(3) Unsettled Loan
    If an Initial Covered Securities Loan or a modification to the 
amount of Reportable Securities loaned did not settle by the close 
of SLATE System Hours on the expected settlement date, select the 
appropriate indicator.]
    [(4) Terminated Loan
    If a Covered Securities Loan has been terminated, select the 
appropriate indicator.]
    [(5) Rate or Fee Adjustment
    (A) If a loan rebate rate or lending fee accounts for a billing 
adjustment or correction to amounts previously rebated or charged, 
select the appropriate modifier; or
    (B) If a loan rebate rate or lending fee accounts for the value 
of a distribution or other economic benefit associated with the 
Reportable Security, e.g., a corporate action, select the 
appropriate modifier.]
    [(6) Basket Loan
    If a loan rebate rate or lending fee reflects a rate or fee 
involving a basket of at least 10 unique Reportable Securities for a 
single agreed rate or fee for the entire basket, select the 
appropriate modifier.]
    (c)[(d)] Compliance With Reporting Obligations
    (1) No Change.
    (2) No Change.
    [(3) A member relying on a Reporting Agent to report Covered 
Securities Loan information to SLATE has an obligation under FINRA 
Rule 3110 to take reasonable steps to ensure that the Reporting 
Agent is complying with SEA Rule 10c-1a and FINRA Rule 6530 on its 
behalf.]
    (3)[(4)] If a Covered Person makes a good faith determination 
that it has a reporting obligation under SEA Rule 10c-1a [and this 
Rule 6500 Series], the Covered Person or Reporting Agent, as 
applicable, must report the Covered Securities Loan as provided in 
this Rule, and if the Reportable Security is not entered into the 
SLATE system, the Covered Person or Reporting Agent, as applicable, 
must promptly notify and provide FINRA Operations, in the form and 
manner required by FINRA, the information specified in Rule 
6530(a)(2)(A) and (B), along with such other information as FINRA 
deems necessary to enter the Reportable Security for reporting 
through SLATE.

[<bullet> <bullet> <bullet> Supplementary Material: ----------]

    [.01 Intraday Loan Modifications. If a Covered Securities Loan 
previously reported to SLATE or a Covered Securities Loan not 
previously reported to SLATE is modified multiple times throughout 
the day, a Covered Person must report each Loan Modification as set 
forth in Rule 6530(b).]
    [.02 Changes to the Parties to a Covered Securities Loan. With 
respect to a previously reported Covered Securities Loan, following 
the addition or removal of a party required to be identified 
pursuant to Rule 6530(a)(2)(O), a Covered Person must: (a) report 
the termination of the previously reported Covered Securities Loan 
as a Loan Modification pursuant to Rule 6530(b) that reflects the 
date and time the party was added or removed and select the 
Terminated Loan indicator; and (b) report an Initial Covered 
Securities Loan pursuant to Rule 6530(a) that reflects the new 
parties to the loan, if known (other than the customer from whom a 
Broker or Dealer borrows fully paid or excess margin securities 
pursuant to SEA Rule 15c3-3(b)(3)).]

6540. Dissemination of Loan Information

    (a) Next Day Dissemination
    For each Initial Covered Securities Loan and Loan Modification 
reported to SLATE on a given business day, no later than the morning 
of the next business day, FINRA will make publicly available:
    (1) for an Initial Covered Securities Loan, the unique 
identifier assigned by FINRA to the Covered Securities Loan;
    (2) for a Loan Modification, the unique identifier assigned by 
FINRA to the Covered Securities Loan if reported to SLATE or 
otherwise identified by FINRA;
    (3)[(2)] the security identifier(s) specified in Rule 
6530(a)(2)(A) or (B) that FINRA determines is appropriate to 
disseminate; and
    (4)[(3)](A) for each Initial Covered Securities Loan, all other 
Data Elements reported to SLATE, except the amount of Reportable 
Securities loaned [and as otherwise provided for in paragraph (d) of 
this Rule]; or
    (B) for each Loan Modification reported pursuant to Rule 
6530(b)(2)(E)(i)[to a Covered Securities Loan], the modified Data 
Elements reported to SLATE, except the amount of Reportable 
Securities loaned [and as otherwise provided for in paragraph (d) of 
this Rule]; or
    (C) for each Loan Modification reported pursuant to Rule 
6530(b)(2)(E)(ii)[to a Covered Securities Loan that was not

[[Page 92235]]

previously required to be reported to SLATE], all other Data 
Elements reported to SLATE, except the amount of Reportable 
Securities loaned [and as otherwise provided for in paragraph (d) of 
this Rule].
    (b) Delayed Dissemination
    For each Initial Covered Securities Loan and Loan Modification 
reported to SLATE, 20 business days after the date on which the 
Initial Covered Securities Loan was effected or the loan [amount] 
was modified, FINRA will make publicly available:
    (1) for an Initial Covered Securities Loan, the unique 
identifier assigned by FINRA to the Covered Securities Loan;
    (2) for a Loan Modification, the unique identifier assigned by 
FINRA to the Covered Securities Loan if reported to SLATE or 
otherwise identified by FINRA;
    (3)[(2)] the security identifier(s) specified in Rule 
6530(a)(2)(A) or (B) that FINRA determines is appropriate to 
disseminate; and
    (4)[(3)] the amount of Reportable Securities loaned reported to 
SLATE.
    (c) Daily Loan Statistics
    (1) Aggregate Loan Transaction Activity
    For each Reportable Security for which an Initial Covered 
Securities Loan or Loan Modification is reported to SLATE on a given 
business day, no later than the morning of the next business day, 
FINRA will disseminate the security identifier specified in Rule 
6530(a)(2)(A) or (B) that FINRA determines is appropriate to 
disseminate and the [aggregate loan activity in the Reportable 
Security, including the:
    (A) ]aggregate volume of securities [(both in total and by 
collateral type)] subject to an Initial Covered Securities Loan or 
modification to the amount of Reportable Securities loaned, reported 
on the prior business day.[;]
    [(B) aggregate volume of securities (both in total and by 
collateral type) subject to a rebate rate or fee modification, 
reported on the prior business day;]
    [(C) aggregate volume of securities subject to an Initial 
Covered Securities Loan or modification to the amount of Reportable 
Securities loaned with a specified term, and subject to an Initial 
Covered Securities Loan or modification to the amount of Reportable 
Securities loaned without a specified term, reported on the prior 
business day;]
    [(D) aggregate volume of securities subject to an Initial 
Covered Securities Loan or modification to the amount of Reportable 
Securities loaned to one or more borrower types specified in Rule 
6530(a)(2)(N) reported on the prior business day; and]
    [(E) the total number of Initial Covered Securities Loans and 
terminated Covered Security Loans (both in total and by collateral 
type) reported on the prior business day.]
    (2) Loan Rate Distribution Data
    For each Reportable Security for which an Initial Covered 
Securities Loan or Loan Modification is reported to SLATE on a given 
business day, no later than the morning of the next business day, 
FINRA will disseminate the security identifier specified in Rule 
6530(a)(2)(A) or (B) that FINRA determines is appropriate to 
identify the relevant Reportable Security and information pertaining 
to the distribution of loan rebate rates and lending fees or rates, 
as applicable, including:
    (A) the highest rebate rate, lowest rebate rate, and volume 
weighted average of the rebate rates by U.S. currency and non-U.S. 
currency, as applicable, reported for Initial Covered Securities 
Loans collateralized by cash and for Loan Modifications 
collateralized by cash (where the Loan Modification involved a 
change to the rebate rate); and
    (B) the highest lending fee or rate, lowest lending fee or rate, 
and volume weighted average of the lending fees or rates reported 
for Initial Covered Securities Loans not collateralized by cash and 
for Loan Modifications not collateralized by cash (where the Loan 
Modification involved a change to the lending fee or rate).
    (d) Loan Transaction Information Not Disseminated
    FINRA will not disseminate[:
    (1)] any Confidential Data Elements reported to SLATE[; and
    (2) any modifier or indicator required by either the Rule 6500 
Series or the SLATE Participant specification that FINRA determines 
shall not be publicly disseminated].

<bullet> <bullet> <bullet> Supplementary Material: ----------

    .01 De Minimis Loan Transaction Activity. Notwithstanding 
paragraph (c)(1) of this Rule, FINRA will not include [may omit from 
the aggregate loan activity] aggregate volume information for a 
Reportable Security[ies] [for] unless [which] there were reports 
submitted to SLATE on the prior business day for at least ten 
distinct Covered Securities Loans in the Reportable Security 
(represented by different FINRA-assigned unique loan identifiers) 
[there were three or fewer types of Initial Covered Securities Loan 
and Loan Modification events reported to SLATE in total on the prior 
business day].
    .02 No Change.

6550. Emergency Authority

    No Change.
* * * * *

III. Solicitation of Comments

    Interested persons are invited to submit written data, views, and 
arguments concerning the foregoing, including whether the proposed rule 
change, as amended by Partial Amendment No. 1, is consistent with the 
Act. Comments may be submitted by any of the following methods:

Electronic Comments

    <bullet> Use the Commission's internet comment form (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>); or
    <bullet> Send an email to <a href="/cdn-cgi/l/email-protection#3143445d541c525e5c5c545f4542714254521f565e47"><span class="__cf_email__" data-cfemail="f684839a93db95999b9b93988285b6859395d8919980">[email&#160;protected]</span></a>. Please include 
file number SR-FINRA-2024-007 on the subject line.

Paper Comments

    <bullet> Send paper comments in triplicate to Secretary, Securities 
and Exchange Commission, 100 F Street NE, Washington, DC 20549-1090.

All submissions should refer to file number SR-FINRA-2024-007. This 
file number should be included on the subject line if email is used. To 
help the Commission process and review your comments more efficiently, 
please use only one method. The Commission will post all comments on 
the Commission's internet website (<a href="https://www.sec.gov/rules/sro.shtml">https://www.sec.gov/rules/sro.shtml</a>). Copies of the submission, all subsequent amendments, all 
written statements with respect to the proposed rule change that are 
filed with the Commission, and all written communications relating to 
the proposed rule change between the Commission and any person, other 
than those that may be withheld from the public in accordance with the 
provisions of 5 U.S.C. 552, will be available for website viewing and 
printing in the Commission's Public Reference Room, 100 F Street NE, 
Washington, DC 20549, on official business days between the hours of 10 
a.m. and 3 p.m. Copies of the filing also will be available for 
inspection and copying at the principal office of FINRA. Do not include 
personal identifiable information in submissions; you should submit 
only information that you wish to make available publicly. We may 
redact in part or withhold entirely from publication submitted material 
that is obscene or subject to copyright protection. All submissions 
should refer to File Number SR-FINRA-2024-007 and should be submitted 
on or before December 6, 2024.

    For the Commission, by the Division of Trading and Markets, 
pursuant to delegated authority.\50\
---------------------------------------------------------------------------

    \50\ 17 CFR 200.30-3(a)(12).
---------------------------------------------------------------------------

Stephanie J. Fouse,
Assistant Secretary.
[FR Doc. 2024-27223 Filed 11-20-24; 8:45 am]
BILLING CODE 8011-01-P


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