Notice2023-13326
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
June 23, 2023
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) requests the extension of the Office of Management and Budget's (OMB's) approval for an existing information collection titled "Payday, Vehicle Title, and Certain High-Cost Installment Loans," approved under OMB Control Number 3170-0071.
Full Text
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<title>Federal Register, Volume 88 Issue 120 (Friday, June 23, 2023)</title>
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[Federal Register Volume 88, Number 120 (Friday, June 23, 2023)]
[Notices]
[Page 41086]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2023-13326]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2023-0036]
Agency Information Collection Activities: Comment Request
AGENCY: Consumer Financial Protection Bureau.
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the
extension of the Office of Management and Budget's (OMB's) approval for
an existing information collection titled ``Payday, Vehicle Title, and
Certain High-Cost Installment Loans,'' approved under OMB Control
Number 3170-0071.
DATES: Written comments are encouraged and must be received on or
before August 22, 2023 to be assured of consideration.
ADDRESSES: You may submit comments, identified by the title of the
information collection, OMB Control Number (see below), and docket
number (see above), by any of the following methods:
<bullet> Federal eRulemaking Portal: <a href="http://www.regulations.gov">http://www.regulations.gov</a>.
Follow the instructions for submitting comments.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#104042514f537f7d7d757e646350737660723e777f66"><span class="__cf_email__" data-cfemail="3a6a687b65795557575f544e497a595c4a58145d554c">[email protected]</span></a>. Include Docket No. CFPB-
2023-0036 in the subject line of the email.
<bullet> Mail/Hand Delivery/Courier: Comment Intake, Consumer
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW,
Washington, DC 20552. Because paper mail in the Washington, DC area and
at the Bureau is subject to delay, commenters are encouraged to submit
comments electronically.
Please note that comments submitted after the comment period will
not be accepted. In general, all comments received will become public
records, including any personal information provided. Sensitive
personal information, such as account numbers or Social Security
numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to Anthony May, PRA Officer, at (202) 435-7278, or
email: <a href="/cdn-cgi/l/email-protection#9eddd8cedcc1ceccdfdefdf8eefcb0f9f1e8"><span class="__cf_email__" data-cfemail="296a6f796b76797b68694a4f594b074e465f">[email protected]</span></a>. If you require this document in an
alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#1754514755485674747264647e757e7b7e636e577471677539707861"><span class="__cf_email__" data-cfemail="1a595c4a58455b79797f696973787376736e635a797c6a78347d756c">[email protected]</span></a>. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Payday, Vehicle Title, and Certain High-Cost
Installment Loans.
OMB Control Number: 3170-0071.
Type of Review: Extension without change of a currently approved
collection.
Affected Public: State, local, and tribal governments.
Estimated Number of Respondents: 9,887.
Estimated Total Annual Burden Hours: 3,189,587.
Abstract: 12 Code of Federal Regulations (CFR) part 1041 applies to
non-depository institutions and loan brokers engaged in consumer
lending, credit intermediation activities, or activities related to
credit intermediation. Additionally, banks and credit unions that make
loans are subject to the regulation. The purpose of this regulation is
to identify certain unfair and abusive acts or practices in connection
with certain consumer credit transactions, to set forth requirements
for preventing such acts or practices, and to provide certain partial
conditional exemptions from aspects of this rule. This regulation also
contains requirements to ensure that the features of those consumer
credit transactions are fully, accurately, and effectively disclosed to
consumers.
Request for Comments: Comments are invited on: (a) Whether the
collection of information is necessary for the proper performance of
the functions of the Bureau, including whether the information will
have practical utility; (b) The accuracy of the Bureau's estimate of
the burden of the collection of information, including the validity of
the methods and the assumptions used; (c) Ways to enhance the quality,
utility, and clarity of the information to be collected; and (d) Ways
to minimize the burden of the collection of information on respondents,
including through the use of automated collection techniques or other
forms of information technology. Comments submitted in response to this
notice will be summarized and/or included in the request for OMB's
approval. All comments will become a matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2023-13326 Filed 6-22-23; 8:45 am]
BILLING CODE 4810-AM-P
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