Notice2023-12550
Request for Information Regarding Data Brokers and Other Business Practices Involving the Collection and Sale of Consumer Information
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
June 13, 2023
Issuing agencies
Consumer Financial Protection Bureau
Abstract
On March 15, 2023, the Consumer Financial Protection Bureau (Bureau or CFPB) issued a request for information seeking input from the public related to data brokers. The request for information was published in the Federal Register on March 21, 2023, and provided for a comment period that was set to expire on June 13, 2023. To allow interested persons more time to gather the requested information and submit comments, the CFPB has determined that an extension of the comment period until July 15, 2023, is appropriate.
Full Text
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<title>Federal Register, Volume 88 Issue 113 (Tuesday, June 13, 2023)</title>
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[Federal Register Volume 88, Number 113 (Tuesday, June 13, 2023)]
[Notices]
[Pages 38499-38500]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2023-12550]
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CONSUMER FINANCIAL PROTECTION BUREAU
[Docket No. CFPB-2023-0020]
Request for Information Regarding Data Brokers and Other Business
Practices Involving the Collection and Sale of Consumer Information
AGENCY: Consumer Financial Protection Bureau.
ACTION: Request for information; extension of comment period.
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SUMMARY: On March 15, 2023, the Consumer Financial Protection Bureau
(Bureau or CFPB) issued a request for information seeking input from
the public related to data brokers. The request for information was
published in the Federal Register on March 21, 2023, and provided for a
comment period that was set to expire on June 13, 2023. To allow
interested persons more time to gather the requested information and
submit comments, the CFPB has determined that an extension of the
comment period until July 15, 2023, is appropriate.
DATES: The end of the comment period for the Request for Information
Regarding Data Brokers published on March 21, 2023 (88 FR 16951), is
extended from June 13, 2023, until July 15, 2023.
[[Page 38500]]
ADDRESSES: You may submit comments, identified by Docket No. CFPB-2023-
0020, by any of the following methods:
<bullet> Federal eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>.
Follow the instructions for submitting comments.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#7e3a1f0a1f3c0c11151b0c0d2c3837214c4e4c4d3e1d180e1c50191108"><span class="__cf_email__" data-cfemail="0e4a6f7a6f4c7c61656b7c7d5c4847513c3e3c3d4e6d687e6c20696178">[email protected]</span></a>. Include Docket No.
CFPB-2023-0020 in the subject line of the message.
<bullet> Mail/Hand Delivery/Courier: Comment Intake--Request for
Information Regarding Data Brokers, Consumer Financial Protection
Bureau, 1700 G Street, NW, Washington, DC 20552. Because paper mail in
the Washington, DC area and at the CFPB is subject to delay, commenters
are encouraged to submit comments electronically.
Instructions: The CFPB encourages the early submission of comments.
All submissions should include the agency name and docket number for
this request for information. Please note the number of the topic on
which you are commenting at the top of each response (you do not need
to address all topics.) In general, all comments received will be
posted without change to <a href="https://www.regulations.gov">https://www.regulations.gov</a>. All comments,
including attachments and other supporting materials, will become part
of the public record and subject to public disclosure. Sensitive
personal information, such as account numbers or Social Security
numbers, should not be included. Comments generally will not be edited
to remove any identifying or contact information.
FOR FURTHER INFORMATION CONTACT: Erie Meyer, Chief Technologist and
Senior Advisor, Office of the Director; Davida Farrar, Counsel, Office
of Consumer Populations, at 202-435-7700. If you require this document
in an alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#34777264766b7557575147475d565d585d404d74575244561a535b42"><span class="__cf_email__" data-cfemail="f0b3b6a0b2afb193939583839992999c998489b093968092de979f86">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: On March 15, 2023, the Bureau issued a
request for information seeking information from the public on the data
broker industry. Data brokers is an umbrella term to describe firms
that collect, aggregate, sell, resell, license, or otherwise share
consumers' personal information with other parties. Data brokers
encompass actors such as first-party data brokers that interact with
consumers directly, as well as third-party data brokers with whom the
consumer does not have a direct relationship. Data brokers include
firms that specialize in preparing employment background screening
reports and credit reports. Data brokers collect information from
public and private sources for purposes including marketing and
advertising, building and refining proprietary algorithms, credit and
insurance underwriting, consumer-authorized data porting, fraud
detection, criminal background checks, identity verification, and
people search databases.
This request for information seeks comments from the public on data
brokers. The submissions in response to this request for information
will serve to assist the CFPB and policymakers in understanding the
current state of business practices in exercising enforcement,
supervision, regulatory, and other authorities. The CFPB welcomes
stakeholders to submit data, analysis, research, and other information
about data brokers. The CFPB also requests input from individuals who
have interacted with or have been affected by data broker business
practices.
The Bureau has determined that it is appropriate to extend until
July 15, 2023, the comment period on this request for information. This
extension will allow interested persons more time to pull together the
requested information for submission. The comment period will now close
on July 15, 2023.
Paul Hannah,
Senior Counsel, Consumer Financial Protection Bureau.
[FR Doc. 2023-12550 Filed 6-12-23; 8:45 am]
BILLING CODE 4810-AM-P
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