Notice2023-12103

Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
June 7, 2023

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Survey of Small Business and Farm Lending (FR 2028; OMB No. 7100-0061).

Full Text

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<title>Federal Register, Volume 88 Issue 109 (Wednesday, June 7, 2023)</title>
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[Federal Register Volume 88, Number 109 (Wednesday, June 7, 2023)]
[Notices]
[Pages 37249-37250]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2023-12103]


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FEDERAL RESERVE SYSTEM


Agency Information Collection Activities: Announcement of Board 
Approval Under Delegated Authority and Submission to OMB

AGENCY: Board of Governors of the Federal Reserve System.

SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
is adopting a proposal to extend for three years, with revision, the 
Survey of Small Business and Farm Lending (FR 2028; OMB No. 7100-0061).

FOR FURTHER INFORMATION CONTACT: 
    Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of 
the Chief Data Officer, Board of Governors of the Federal Reserve 
System, <a href="/cdn-cgi/l/email-protection#1d7368757c337871707c7a756f7c7f745d7b6f7f337a726b"><span class="__cf_email__" data-cfemail="8ae4ffe2eba4efe6e7ebede2f8ebe8e3caecf8e8a4ede5fc">[email&#160;protected]</span></a>, (202) 452-3884.
    Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork Reduction Act (PRA) to approve and assign 
OMB control numbers to collections of information conducted or 
sponsored by the Board. Board-approved collections of information are 
incorporated into the official OMB inventory of currently approved 
collections of information. The OMB inventory, as well as copies of the 
PRA Submission, supporting statements (which contain more detailed 
information about the information collections and burden estimates than 
this notice), and approved collection of information instrument(s) are 
available at <a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>. These documents 
are also available on the Federal Reserve Board's public website at 
<a href="https://www.federalreserve.gov/apps/reportingforms/home/review">https://www.federalreserve.gov/apps/reportingforms/home/review</a> or may 
be requested from the agency clearance officer, whose name appears 
above.

Final Approval Under OMB Delegated Authority of the Extension for Three 
Years, With Revision, of the Following Information Collection

    Collection title: Survey of Small Business and Farm Lending.
    Collection identifier: FR 2028.
    OMB control number: 7100-0061.
    Effective Date: September 30, 2023, as of date with the 
transmission period beginning on October 1, 2023, based on loan 
activity over the third quarter 2023.
    General description of collection: The Survey of Small Business and 
Farm Lending (SSBFL) comprises the following three reports:

<bullet> Survey of Terms of Bank Lending to Farmers (FR 2028B)
<bullet> Prime Rate Supplement of Survey of Terms of Lending (FR 2028S)
<bullet> Small Business Lending Survey (FR 2028D)

    The SSBFL collects unique information concerning price and certain 
nonprice terms of loans made to businesses and farmers each quarter 
(February, May, August, and November) from a sample of banks. The FR 
2028B collects detailed data on individual loans funded during the 
first full business week of the mid-month of each quarter, and the FR 
2028S collects the prime interest rate for each day of the

[[Page 37250]]

survey week from FR 2028B respondents. The FR 2028D provides focused 
and enhanced information on small business lending including rates, 
terms, credit availability, and reasons for their changes. The FR 2028D 
collects quarterly average quantitative data on terms of small business 
loans and qualitative information on changes and the reasons for 
changes in the terms of lending. From these sample SSBFL data, 
estimates of the terms of business loans and farm loans extended are 
constructed. The aggregate estimates for business loans are published 
in the Federal Reserve Bank of Kansas City's quarterly release, Small 
Business Lending Survey, and aggregate estimates for farm loans are 
published in the statistical release, Agricultural Finance Databook.
    Frequency: Quarterly.
    Respondents: The FR 2028B and FR 2028S panels have an authorized 
size of 250 domestically chartered commercial banks. The panel of banks 
has been drawn from a random sample of banks stratified according to 
farm loan volumes since 1989. The authorized panel for the FR 2028D 
panel is 398 domestically chartered commercial banks. The size is based 
on obtaining survey results with a 95% confidence level and 5% standard 
error, allowing for a 10% nonresponse rate. The panel of banks is a 
random sample of banks stratified according to the dollar volumes of 
commercial and industrial loans with original amounts of $1,000,000 or 
less.
    Total estimated number of respondents:
    FR 2028B--250.
    FR 2028S--250.
    FR 2028D--398.
    Estimated average hours per response:
    FR 2028B--1.4.
    FR 2028S--0.1.
    FR 2028D--2.8.
    Total estimated change in burden: (318).
    Total estimated annual burden hours: 5,958.\1\
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    \1\ More detailed information regarding this collection, 
including more detailed burden estimates, can be found in the OMB 
Supporting Statement posted at <a href="https://www.federalreserve.gov/apps/reportingforms/home/review">https://www.federalreserve.gov/apps/reportingforms/home/review</a>. On the page displayed at the link, you 
can find the OMB Supporting Statement by referencing the collection 
identifier, FR 2028.
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    Current actions: On March 1, 2023, the Board published a notice in 
the Federal Register (88 FR 12934) requesting public comment for 60 
days on the extension, with revision, of the FR 2028. The Federal 
Reserve proposed to revise the FR 2028D form and instructions, to be 
effective for the September 30, 2023, as of date with the transmission 
period beginning on October 1, 2023, based on loan activity over the 
third quarter 2023. The proposed revisions would add clarity in 
reporting instructions and requirements, improve data quality, and make 
slight reductions in reporting burden. These changes include removing 
items related to credit card lending and net drawdowns on lines of 
credit. A question requesting information on how respondents define 
small businesses for the purposes of small business lending would be 
added. Additionally, three questions were modified to add open-ended 
text fields offering respondents the opportunity to provide additional 
information on reasons for changes in lending. Minor wording changes 
are proposed to the form and instructions to add clarity to the survey 
or address changes to the form. Additionally, minor changes are 
proposed to the Frequently Asked Questions section to increase clarity 
of form definitions. The comment period for this notice expired on May 
1, 2023. The Board did not receive any comments. The revisions will be 
implemented as proposed.

    Board of Governors of the Federal Reserve System, June 1, 2023.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2023-12103 Filed 6-6-23; 8:45 am]
BILLING CODE 6210-01-P


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