Notice2022-25969

Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
November 29, 2022

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, without revision, the Reporting and Disclosure Requirements of Community Reinvestment Act (CRA)-Related Agreements (Regulation G) (FR G; OMB No. 7100-0299).

Full Text

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<title>Federal Register, Volume 87 Issue 228 (Tuesday, November 29, 2022)</title>
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[Federal Register Volume 87, Number 228 (Tuesday, November 29, 2022)]
[Notices]
[Pages 73303-73304]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2022-25969]


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FEDERAL RESERVE SYSTEM


Agency Information Collection Activities: Announcement of Board 
Approval Under Delegated Authority and Submission to OMB

AGENCY: Board of Governors of the Federal Reserve System.
SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
is adopting a proposal to extend for three years, without revision, the 
Reporting and Disclosure Requirements of Community Reinvestment Act 
(CRA)-Related Agreements (Regulation G) (FR G; OMB No. 7100-0299).

FOR FURTHER INFORMATION CONTACT: 
    Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of 
the Chief Data Officer, Board of Governors of the Federal Reserve 
System, <a href="/cdn-cgi/l/email-protection#0e607b666f206b62636f69667c6f6c674e687c6c20696178"><span class="__cf_email__" data-cfemail="4628332e2768232a2b27212e3427242f0620342468212930">[email&#160;protected]</span></a>, (202) 452-3884.
    Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork Reduction Act (PRA) to approve and assign 
OMB control numbers to collections of information conducted or 
sponsored by the Board. Board-approved collections of information are 
incorporated into the official OMB inventory of currently approved 
collections of information. The OMB inventory, as well as copies of the 
PRA Submission, supporting statements, and approved collection of 
information instrument(s) are available at <a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>. These documents are also available on the Federal 
Reserve Board's public website at <a href="https://www.federalreserve.gov/apps/reportforms/review.aspx">https://www.federalreserve.gov/apps/reportforms/review.aspx</a> or may be requested from the agency clearance 
officer, whose name appears above.

Final Approval Under OMB Delegated Authority of the Extension for Three 
Years, Without Revision, of the Following Information Collection

    Collection title: Reporting and Disclosure Requirements of 
Community Reinvestment Act (CRA)-Related Agreements.
    Collection identifier: FR G.
    OMB control number: 7100-0299.
    Frequency: Annually and quarterly.
    Respondents: State member banks and their subsidiaries; bank 
holding companies; savings and loan holding companies; affiliates of 
bank holding companies and savings and loan holding companies, other 
than banks, savings associations, and subsidiaries of banks and savings 
associations; and nongovernmental entities or persons (NGEPs) that 
enter into covered agreements with any of the aforementioned entities.
    Estimated number of respondents: Reporting: insured depository 
institutions (IDIs) and affiliates--Copy of agreements to agency, 1; 
List of agreements to agency, 1; Annual report, 1; Filing NGEP annual 
report, 1; Reporting: NGEP--Copy of agreements to agency, 2, Annual 
report, 2; Disclosure: IDI and affiliates--Covered agreements to 
public, 1, Agreements

[[Page 73304]]

relating to activities of CRA affiliates, 1; and Disclosure: NGEP 
Covered agreements to public, 2.
    Estimated average hours per response: Reporting: IDI and 
affiliates--Copy of agreements to agency, 1; List of agreements to 
agency, 1; Annual report, 4; Filing NGEP annual report, 1; Reporting: 
NGEP--Copy of agreements to agency, 1, Annual report, 4; Disclosure: 
IDI and affiliates--Covered agreements to public, 1, Agreements 
relating to activities of CRA affiliates, 1; and Disclosure: NGEP 
Covered agreements to public, 1.
    Estimated annual burden hours: Reporting: IDI and affiliates--Copy 
of agreements to agency, 2; List of agreements to agency, 2; Annual 
report, 4; Filing NGEP annual report, 1; Reporting: NGEP--Copy of 
agreements to agency, 2, Annual report, 8; Disclosure: IDI and 
affiliates--Covered agreements to public, 2, Agreements relating to 
activities of CRA affiliates, 2; and Disclosure: NGEP Covered 
agreements to public, 2.
    General description of collection: Regulation G--Disclosure and 
Reporting of CRA-Related Agreements \1\ implements section 711 of the 
Gramm-Leach-Bliley Act (GLBA),\2\ which requires IDIs, affiliates of 
IDIs, and NGEPs to disclose written agreements entered into in 
connection with fulfillment of the CRA.\3\
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    \1\ 12 CFR part 207.
    \2\ Codified at 12 U.S.C. 1831y.
    \3\ 12 U.S.C. 2901 et seq.
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    Legal authorization and confidentiality: The disclosure and 
reporting requirements of Regulation G are authorized pursuant to the 
Board's authority to prescribe regulations to carry out the purposes of 
section 711 of GLBA.\4\ The FR G disclosure and reporting requirements 
are mandatory.
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    \4\ 12 U.S.C. 1831y(h)(1).
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    The disclosure and reporting requirements of section 711 and 
Regulation G require relevant parties to disclose covered agreements to 
the public.\5\ However, as explained in the preamble to Regulation G, 
an entity subject to Regulation G may submit separate public and 
complete versions of its covered agreements to the Board with a request 
for confidential treatment for the complete version.\6\ As stated in 
the preamble, the Board would release only the public version unless it 
received a request under the Freedom of Information Act (FOIA) for the 
entirety of the CRA-related agreement.\7\
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    \5\ The Board noted in the preamble to Regulation G that section 
711 would require disclosure of some types of information that an 
agency might normally withhold from disclosure under the FOIA and 
that the Board would not keep information confidential under the 
FOIA that a party would be required to disclose under section 711. 
Disclosure and Reporting of CRA-Related Agreements, 66 FR 2052, 
2066-2067 (Jan. 10, 2001).
    \6\ Id.
    \7\ Id.
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    Regulation G states that in responding to a request for a covered 
agreement from an individual or entity under the public disclosure 
provisions of section 711, an NGEP, insured depository institution, or 
affiliate may withhold from the public information that the party 
believes the relevant supervisory agency could withhold from disclosure 
under the FOIA.\8\ Information contained in covered agreements may be 
exempt from disclosure under exemption 4 of the FOIA, which protects 
nonpublic commercial or financial information, which is both 
customarily and actually treated as private by the respondent.\9\ 
Information contained in covered agreements may also be exempt from 
disclosure under exemption 6 of the FOIA, which protects information 
about individuals in personnel and medical files the disclosure of 
which ``would constitute a clearly unwarranted invasion of personal 
privacy,'' \10\ and under exemption 8 of the FOIA, which protects 
information contained in ``examination, operating, or condition 
reports'' obtained in the bank supervisory process.\11\
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    \8\ 12 CFR 207.6(b)(2).
    \9\ 5 U.S.C. 552(b)(4).
    \10\ 5 U.S.C. 552(b)(6).
    \11\ 5 U.S.C. 552(b)(8).
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    Current actions: On July 26, 2022, the Board published an initial 
notice in the Federal Register (87 FR 44392) requesting public comment 
for 60 days on the extension, without revision, of the FR G. The 
comment period for this notice expired on September 26, 2022. The Board 
did not receive any comments.

    Board of Governors of the Federal Reserve System, November 22, 
2022.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2022-25969 Filed 11-28-22; 8:45 am]
BILLING CODE 6210-01-P


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