Notice2022-25411
Agency Information Collection Activities: Comment Request
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
November 22, 2022
Issuing agencies
Consumer Financial Protection Bureau
Abstract
In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) requests the extension of the Office of Management and Budget's (OMB's) approval of the existing information collection titled "Home Mortgage Disclosure Act (Regulation C)" approved under OMB Number 3170-0008.
Full Text
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<title>Federal Register, Volume 87 Issue 224 (Tuesday, November 22, 2022)</title>
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[Federal Register Volume 87, Number 224 (Tuesday, November 22, 2022)]
[Notices]
[Page 71311]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2022-25411]
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BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2022-0077]
Agency Information Collection Activities: Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
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SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (Bureau or CFPB) requests the
extension of the Office of Management and Budget's (OMB's) approval of
the existing information collection titled ``Home Mortgage Disclosure
Act (Regulation C)'' approved under OMB Number 3170-0008.
DATES: Written comments are encouraged and must be received on or
before December 22, 2022 to be assured of consideration.
ADDRESSES: Written comments and recommendations for the proposed
information collection should be sent within 30 days of publication of
this notice to <a href="http://www.reginfo.gov/public/do/PRAMain">www.reginfo.gov/public/do/PRAMain</a>. Find this particular
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
In general, all comments received will become public records,
including any personal information provided. Sensitive personal
information, such as account numbers or Social Security numbers, should
not be included.
FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of
this information collection request is available at
<a href="http://www.regulations.gov">www.regulations.gov</a>. Requests for additional information should be
directed to Anthony May, Paperwork Reduction Act Officer, at (202) 435-
7278, or email: <a href="/cdn-cgi/l/email-protection#7b383d2b39242b293a3b181d0b19551c140d"><span class="__cf_email__" data-cfemail="64272234263b34362524070214064a030b12">[email protected]</span></a>. If you require this document in an
alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#eaa9acbaa8b5ab89898f999983888386839e93aa898c9a88c48d859c"><span class="__cf_email__" data-cfemail="e2a1a4b2a0bda381818791918b808b8e8b969ba281849280cc858d94">[email protected]</span></a>. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Home Mortgage Disclosure Act (Regulation C).
OMB Control Number: 3170-0008.
Type of Review: Extension without change of a currently approved
collection.
Affected Public: Individuals and households.
Estimated Number of Respondents: 136.
Estimated Total Annual Burden Hours: 1,472,000.
Abstract: The Home Mortgage Disclosure Act (HMDA) requires certain
depository institutions and for-profit, non-depository institutions to
collect, report, and disclose data about originations and purchases of
mortgage loans. Additionally, these institutions must report mortgage
loan applications that do not result in originations (for example,
applications that are denied or withdrawn). The Bureau's Regulation C
(12 CFR part 1003) implements HMDA. The purpose of the information
collection is:
<bullet> To help determine whether financial institutions are
serving the housing needs of their communities;
<bullet> To assist public officials in distributing public-sector
investment so as to attract private investment to areas where it is
needed; and
<bullet> To assist in identifying possible discriminatory lending
patterns and enforcing antidiscrimination statutes.
The information collection will also assist the Bureau's examiners
(and examiners of other Federal supervisory agencies) in determining
whether the financial institutions they supervise comply with
applicable provisions of HMDA.
Request for Comments: The Bureau published a 60-day Federal
Register notice on September 19, 2022 (87 FR 57181) under Docket
Number: CFPB-2022-0063. The Bureau is publishing this notice and
soliciting comments on: (a) Whether the collection of information is
necessary for the proper performance of the functions of the Bureau,
including whether the information will have practical utility; (b) The
accuracy of the Bureau's estimate of the burden of the collection of
information, including the validity of the methods and the assumptions
used; (c) Ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) Ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology. Comments submitted in response to this notice will be
reviewed by OMB as part of its review of this request. All comments
will become a matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-25411 Filed 11-21-22; 8:45 am]
BILLING CODE 4810-AM-P
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