Notice2022-19016
Request for Information Regarding Employer-Driven Debt
Primary source
Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.
Published
September 2, 2022
Issuing agencies
Consumer Financial Protection Bureau
Abstract
On June 9, 2022, the Consumer Financial Protection Bureau (Bureau or CFPB) issued a request for information seeking input from the public on debt obligations incurred by consumers in the context of an employment or independent contractor arrangement. The request for information was published in the Federal Register on June 17, 2022, and provided for a comment period that was set to expire on September 7, 2022. To allow interested persons more time to gather the requested information and submit comments, the Bureau has determined that an extension of the comment period until September 23, 2022, is appropriate.
Full Text
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<title>Federal Register, Volume 87 Issue 170 (Friday, September 2, 2022)</title>
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[Federal Register Volume 87, Number 170 (Friday, September 2, 2022)]
[Notices]
[Pages 54201-54202]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2022-19016]
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BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2022-0038]
Request for Information Regarding Employer-Driven Debt
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Request for information; extension of comment period.
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SUMMARY: On June 9, 2022, the Consumer Financial Protection Bureau
(Bureau or CFPB) issued a request for information seeking input from
the public on debt obligations incurred by consumers in the context of
an employment or independent contractor arrangement. The request for
information was published in the Federal Register on June 17, 2022, and
provided for a comment period that was set to expire on September 7,
2022. To allow interested persons more time to gather the requested
information and submit comments, the Bureau has determined that an
extension of the comment period until September 23, 2022, is
appropriate.
DATES: The end of the comment period for the Request for Information
Regarding Employer-Driven Debt published on June 17, 2022 (87 FR
36469), is extended from September 7, 2022, until September 23, 2022.
ADDRESSES: You may submit comments, identified by Docket No. CFPB-2022-
0038, by any of the following methods:
<bullet> Federal eRulemaking Portal: <a href="https://www.regulations.gov">https://www.regulations.gov</a>.
Follow the instructions for submitting comments.
<bullet> Email: <a href="/cdn-cgi/l/email-protection#4d28203d212234283f60293f243b282329282f390d2e2b3d2f632a223b"><span class="__cf_email__" data-cfemail="debbb3aeb2b1a7bbacf3baacb7a8bbb0babbbcaa9ebdb8aebcf0b9b1a8">[email protected]</span></a>. Include Docket No.
CFPB-2022-0038 in the subject line of the message.
<bullet> Mail/Hand Delivery/Courier: Comment Intake--Employer-
Driven Debt RFI, Consumer Financial Protection Bureau, 1700 G Street
NW, Washington, DC 20552. Please note that due to circumstances
associated with the COVID-19 pandemic, the CFPB discourages the
submission of comments by hand delivery, mail, or courier.
Instructions: The CFPB encourages the early submission of comments.
All submissions should include document title and docket number.
Because paper mail in the Washington, DC area and at the CFPB is
subject to delay, commenters are encouraged to submit comments
electronically. In general, all comments received will be posted
without change to <a href="https://www.regulations.gov">https://www.regulations.gov</a>. In addition, once the
CFPB's headquarters reopens,
[[Page 54202]]
comments will be available for public inspection and copying at 1700 G
Street NW, Washington, DC 20552, on official business days between the
hours of 10 a.m. and 5 p.m. Eastern Time. At that time, you can make an
appointment to inspect the documents by telephoning 202-435-7275.
All submissions in response to this Request for Information (RFI),
including attachments and other supporting materials, will become part
of the public record and subject to public disclosure. Proprietary
information or sensitive personal information, such as account numbers
or Social Security numbers, or names of other individuals, should not
be included. Submissions will not be edited to remove any identifying
or contact information.
FOR FURTHER INFORMATION CONTACT: Emma Oppenheim, Director's Front
Office, at (202) 297-7515. If you require this document in an
alternative electronic format, please contact
<a href="/cdn-cgi/l/email-protection#8fccc9dfcdd0ceececeafcfce6ede6e3e6fbf6cfece9ffeda1e8e0f9"><span class="__cf_email__" data-cfemail="80c3c6d0c2dfc1e3e3e5f3f3e9e2e9ece9f4f9c0e3e6f0e2aee7eff6">[email protected]</span></a>.
SUPPLEMENTARY INFORMATION: On June 9, 2022, the Bureau issued a request
for information seeking information from the public on how employer-
driven debt has impacted consumers. The CFPB is particularly interested
in hearing from consumers, worker organizations and labor unions,
employers (including employers trying to compete with other employers
using employer-driven debt), social services organizations, consumer
rights and advocacy organizations, legal aid attorneys, academics and
researchers, small businesses, financial institutions, and state and
local government officials.
The CFPB welcomes the submission of descriptive information about
experiences faced by people participating in the market, as well as
quantitative data about employer-driven debt. The CFPB is interested in
receiving comments relating to debt incurred to an employer or an
associated entity, taken on in pursuit or in the course of employment.
Commenters need not answer all or any of the specific questions posed.
The CFPB anticipates analyzing this information in the service of
better understanding the relationship between labor practices and the
market for consumer financial products or services and identifying
priority areas for future action.
The Bureau has determined that it is appropriate to extend until
September 23, 2022, the comment period on this request for information.
This extension will allow interested persons more time to pull together
the requested information for submission. The comment period will now
close on September 23, 2022.
Paul Hannah,
Senior Counsel and Federal Register Liaison, Consumer Financial
Protection Bureau.
[FR Doc. 2022-19016 Filed 9-1-22; 8:45 am]
BILLING CODE 4810-AM-P
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