Notice2022-15813

Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
July 25, 2022

Issuing agencies

Federal Reserve System

Abstract

The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Federal Reserve Payments Study (FR 3066a and FR 3066b; OMB No. 7100- 0351).

Full Text

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<title>Federal Register, Volume 87 Issue 141 (Monday, July 25, 2022)</title>
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[Federal Register Volume 87, Number 141 (Monday, July 25, 2022)]
[Notices]
[Pages 44119-44120]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2022-15813]


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FEDERAL RESERVE SYSTEM


Agency Information Collection Activities: Announcement of Board 
Approval Under Delegated Authority and Submission to OMB

AGENCY: Board of Governors of the Federal Reserve System.

SUMMARY: The Board of Governors of the Federal Reserve System (Board) 
is adopting a proposal to extend for three years, with revision, the 
Federal Reserve Payments Study (FR 3066a and FR 3066b; OMB No. 7100-
0351).

FOR FURTHER INFORMATION CONTACT: 
    Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of 
the Chief Data Officer, Board of Governors of the Federal Reserve 
System, Washington, DC 20551, (202) 452-3829.
    Office of Management and Budget (OMB) Desk Officer for the Federal 
Reserve Board, Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Room 10235, 725 
17th Street NW, Washington, DC 20503, or by fax to (202) 395-6974.

SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board 
authority under the Paperwork Reduction Act (PRA) to approve and assign 
OMB control numbers to collections of information conducted or 
sponsored by the Board. Board-approved collections of information are 
incorporated into the official OMB inventory of currently approved 
collections of information. The OMB inventory, as well as copies of the 
PRA Submission, supporting statements, and approved collection of 
information instrument(s) are available at <a href="https://www.reginfo.gov/public/do/PRAMain">https://www.reginfo.gov/public/do/PRAMain</a>. These documents are also available on the Federal 
Reserve Board's public website at <a href="https://www.federalreserve.gov/apps/reportforms/review.aspx">https://www.federalreserve.gov/apps/reportforms/review.aspx</a> or may be requested from the agency clearance 
officer, whose name appears above.

Final Approval Under OMB Delegated Authority of the Extension for Three 
Years, With Revision, of the Following Information Collection

    Collection title: Federal Reserve Payments Study.
    Collection identifier: FR 3066a and FR 3066b.
    OMB control number: 7100-0351.
    Effective date: The revisions are applicable as of July 25, 2022.
    Frequency: Annually.
    Respondents: Depository institutions, general-purpose credit card 
networks, private-label credit card merchant issuers, private-label 
credit card processors, general-purpose debit card networks, general-
purpose prepaid card networks, automated teller machine card networks, 
general-purpose prepaid card processors, electronic benefits transfer 
card processors, private-label prepaid card issuers and processors, 
person-to-person (P2P) and money transfer processors, online bill 
payment processors, walk-in bill payment processors, private-label 
Automated Clearninghouse (ACH) debit card processors, toll collection 
processors, online payment authentication methods processors, mobile 
wallet processors, and transit system operators.
    Estimated number of respondents: FR 3066a, 513; FR 3066b, 133.
    Estimated average hours per response: FR 3066a, 22; FR 3066b, 8.
    Estimated annual burden hours: FR 3066a, 11,286; FR 3066b, 1,064.
    General description of collection: The Federal Reserve Payments 
Study (FRPS) collects information from organizations with a significant 
role in processing payments, including depository and financial 
institutions, general-purpose payment networks, third-party payment 
processors, issuers of private-label payment instruments, and providers 
of various alternative payment methods and systems and help to support 
the Federal Reserve System's (Federal Reserve's) role in the payments 
system. The FR 3066a and FR 3066b consist of a full set of surveys 
every three years and smaller versions of the surveys (fewer surveys, 
questions, or respondents) in each year between. The FRPS publishes 
aggregate estimates of noncash payment volumes, cash deposits and 
withdrawals, and related information derived from the surveys.
    Legal authorization and confidentiality: The Board uses the 
information obtained through the FR 3066a and FR 3066b to discharge its 
statutory responsibilities, including those under the following 
statutes: Section 609 of the Expedited Funds Availability Act; \1\ 
Sections 904 and 920

[[Page 44120]]

of the Electronic Fund Transfers Act; \2\ Section 15 of the Check 
Clearing for the 21st Century Act; \3\ and Sections 2A, 11, 11A, 13, 
and 16 of the Federal Reserve Act.\4\
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    \1\ 12 U.S.C. 4008(c) (authorizing the Board to prescribe such 
regulations as it may determine appropriate to carry out its 
responsibility to regulate the payment system).
    \2\ 15 U.S.C. 1693b, 1693o-2 (authorizing the Board to prescribe 
regulations relating to interchange fees for electronic debit 
transactions and require any debit card issuer or payment card 
network to provide the Board with such information as may be 
necessary to carry out its responsibility to regulate interchange 
fees for electronic debit transactions).
    \3\ 12 U.S.C. 5014 (authorizing the Board to prescribe such 
regulations as it determines necessary to implement, prevent 
circumvention or evasion of, or facilitate compliance with the 
Expedited Funds Availability Act, as amended).
    \4\ 12 U.S.C. 225a, 248, 248a, 342, 360, and 248-1 (inter alia, 
requiring the Board to maintain long run growth of the monetary and 
credit aggregates commensurate with the economy's long run potential 
to increase production, so as to promote effectively the goals of 
maximum employment, stable prices, and moderate long-term interest 
rates).
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    The FR 3066a and FR 3066b are voluntary. The information contained 
in responses to the core questions of the FR 3066a and FR 3066b is 
nonpublic commercial or financial information, which is both 
customarily and actually treated as private by the respondent. The 
Board therefore may keep such information confidential pursuant to 
exemption 4 of the Freedom of Information Act (FOIA).\5\ Supplemental 
questions asked on each survey may vary, and the Board's ability to 
keep confidential responses to such questions must therefore be 
determined on a case-by-case basis. Responses to supplemental questions 
may contain nonpublic commercial information that may be kept 
confidential by the Board pursuant to exemption 4 of the FOIA. Some 
such responses may also contain information contained in or related to 
an examination of a financial institution, which may be kept 
confidential under exemption 8 of the FOIA.\6\
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    \5\ 5 U.S.C. 552(b)(4).
    \6\ 5 U.S.C. 552(b)(8).
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    Current actions: On April 6, 2022, the Board published a notice in 
the Federal Register (87 FR 19924) requesting public comment for 60 
days on the extension, with revision, of the FR 3066a and FR 3066b. The 
Board has revised the FRPS by structuring it as a partially ad hoc 
collection to improve its ability to collect relevant information in 
response to changing conditions in payments markets by streamlining the 
ability to add, remove, or modify survey items and respondents based on 
the Federal Reserve's information needs. Under the adopted revisions, 
the FRPS would contain the same core substantive questions asked on 
prior FRPS surveys, which would generally remain consistent from year 
to year. However, questions could be added, modified, or removed from 
year to year based on the Federal Reserve's information needs. The 
comment period for this notice expired on June 6, 2022. The Board did 
not receive any comments. The revisions will be implemented as 
proposed.

    Board of Governors of the Federal Reserve System, July 19, 2022.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2022-15813 Filed 7-22-22; 8:45 am]
BILLING CODE 6210-01-P


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Indexed from Federal Register on July 25, 2022.

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