Notice2021-27294

Regulation Q; Regulatory Capital Rules: Risk-Based Capital Surcharges for Global Systemically Important Bank Holding Companies

Primary source

Metadata and text below are from the Federal Register, a public-domain U.S. government work. Always verify the official published version before relying on it for any legal matter.

Published
December 17, 2021
Effective
December 17, 2021

Issuing agencies

Federal Reserve System

Abstract

The Board is providing notice of the 2021 aggregate global indicator amounts, as required under the Board's rule regarding risk- based capital surcharges for global systemically important bank holding companies (GSIB surcharge rule).

Full Text

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<title>Federal Register, Volume 86 Issue 240 (Friday, December 17, 2021)</title>
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[Federal Register Volume 86, Number 240 (Friday, December 17, 2021)]
[Notices]
[Pages 71639-71640]
From the Federal Register Online via the Government Publishing Office [<a href="http://www.gpo.gov">www.gpo.gov</a>]
[FR Doc No: 2021-27294]


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FEDERAL RESERVE SYSTEM

[Docket No. OP-1764]


Regulation Q; Regulatory Capital Rules: Risk-Based Capital 
Surcharges for Global Systemically Important Bank Holding Companies

AGENCY: Board of Governors of the Federal Reserve System (Board).

ACTION: Notice.

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SUMMARY: The Board is providing notice of the 2021 aggregate global 
indicator amounts, as required under the Board's rule regarding risk-
based capital surcharges for global systemically important bank holding 
companies (GSIB surcharge rule).

DATES: The 2021 aggregate global indicator amounts are effective 
December 17, 2021.

FOR FURTHER INFORMATION CONTACT: Juan Climent, Assistant Director (202) 
872-7526, Naima Jefferson, Lead Financial Institution Policy Analyst, 
(202) 912-4613, Christopher Appel, Senior

[[Page 71640]]

Financial Institution Policy Analyst II, (202) 973-6862, or Jennifer 
McClean, Senior Financial Institution Policy Analyst II, (202) 785-
6033, Division of Supervision and Regulation; or Mark Buresh, Senior 
Counsel, (202) 452-5270, or Jonah Kind, Counsel, (202) 452-2045, Legal 
Division. Board of Governors of the Federal Reserve System, 20th and C 
Streets NW, Washington, DC 20551.

SUPPLEMENTARY INFORMATION: The Board's GSIB surcharge rule establishes 
a methodology to identify global systemically important bank holding 
companies in the United States (GSIBs) based on indicators that are 
correlated with systemic importance.\1\ Under the GSIB surcharge rule, 
a firm must calculate its GSIB score using a specific formula (Method 
1). Method 1 uses five equally weighted categories that are correlated 
with systemic importance--size, interconnectedness, cross-
jurisdictional activity, substitutability, and complexity--and 
subdivided into twelve systemic indicators. A firm divides its own 
measure of each systemic indicator by an aggregate global indicator 
amount. A firm's Method 1 score is the sum of its weighted systemic 
indicator scores expressed in basis points. The GSIB surcharge for a 
firm is the higher of the GSIB surcharge determined under Method 1 and 
a second method, Method 2, which weighs size, interconnectedness, 
cross-jurisdictional activity, complexity, and a measure of the firm's 
reliance on short-term wholesale funding.\2\
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    \1\ See 12 CFR 217.402, 217.404.
    \2\ Method 2 uses similar inputs to those used in Method 1, but 
replaces the substitutability category with a measure of a firm's 
use of short-term wholesale funding. In addition, Method 2 is 
calibrated differently from Method 1.
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    The aggregate global indicator amounts used in the score 
calculation under Method 1 are based on data collected by the Basel 
Committee on Banking Supervision (BCBS). The BCBS amounts are 
determined based on the sum of the systemic indicator amounts as 
reported by the 75 largest U.S. and foreign banking organizations as 
measured by the BCBS, and any other banking organization that the BCBS 
includes in its sample total for that year. The BCBS publicly releases 
these amounts, denominated in euros, each year.\3\ Pursuant to the GSIB 
surcharge rule, the Board publishes the aggregate global indicator 
amounts each year as denominated in U.S. dollars using the euro-dollar 
exchange rate provided by the BCBS.\4\ Specifically, to determine the 
2021 aggregate global indicator amounts, the Board multiplied each of 
the euro-denominated indicator amounts made publicly available by the 
BCBS by 1.2271, which was the daily euro to U.S. dollar spot rate on 
December 31, 2020, as published by the European Central Bank.\5\
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    \3\ The data used by the Board are available on the BCBS website 
at <a href="https://www.bis.org/bcbs/gsib/denominators.htm">https://www.bis.org/bcbs/gsib/denominators.htm</a>.
    \4\ 12 CFR 217.404(b)(1)(i)(B); 80 FR 49082, 49086-87 (August 
14, 2015). In addition, the Board maintains the GSIB Framework 
Denominators on its website, available at <a href="https://www.federalreserve.gov/bankinforeg/basel/denominators.htm">https://www.federalreserve.gov/bankinforeg/basel/denominators.htm</a>.
    \5\ Foreign exchange rates provided by the BCBS are based on 
data published by the European Central Bank. Available at both 
<a href="https://www.bis.org/bcbs/gsib/avexch_end20_gsib.xlsx">https://www.bis.org/bcbs/gsib/avexch_end20_gsib.xlsx</a> and <a href="https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html">https://www.ecb.europa.eu/stats/policy_and_exchange_rates/euro_reference_exchange_rates/html/index.en.html</a>.
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    The aggregate global indicator amounts for purposes of the 2021 
Method 1 score calculation under Sec.  217.404(b)(1)(i)(B) of the GSIB 
surcharge rule are:

                        Aggregate Global Indicator Amounts in U.S. Dollars (USD) for 2021
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                                                                                     Aggregate global indicator
                    Category                             Systemic indicator                amount (in USD)
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Size...........................................  Total exposures..................          $104,442,849,410,183
Interconnectedness.............................  Intra-financial system assets....             9,525,381,095,179
                                                 Intra-financial system                       11,102,596,441,364
                                                  liabilities.                                16,369,523,590,059
                                                 Securities outstanding...........
Substitutability...............................  Payments activity................         3,056,139,808,380,645
                                                 Assets under custody.............           211,665,077,772,201
                                                 Underwritten transactions in debt            10,045,419,091,782
                                                  and equity markets.
Complexity.....................................  Notional amount of over-the-                640,457,925,001,269
                                                  counter (OTC) derivatives.                   4,158,476,687,737
                                                 Trading and available-for-sale                  642,954,578,909
                                                  (AFS) securities.
                                                 Level 3 assets...................
Cross-jurisdictional activity..................  Cross-jurisdictional claims......            25,173,500,130,034
                                                 Cross-jurisdictional liabilities.            20,496,206,443,399
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    Authority: 12 U.S.C. 248(a), 321-338a, 481-486, 1462a, 1467a, 1818, 
1828, 1831n, 1831o, 1831p-l, 1831w, 1835, 1844(b), 1851, 3904, 3906-
3909, 4808, 5365, 5368, 5371.

    By order of the Board of Governors of the Federal Reserve 
System, acting through the Director of Supervision and Regulation 
under delegated authority, December 13, 2021.
Ann E. Misback,
Secretary of the Board.
[FR Doc. 2021-27294 Filed 12-16-21; 8:45 am]
BILLING CODE P


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Indexed from Federal Register on December 17, 2021.

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