Applicability.

This chapter shall apply to all kinds of direct insurance, but shall not be applicable to the following: Life, annuity, health, or disability insurance; Mortgage guaranty, financial guaranty, or other forms of insurance offering protection against investment risks; Fidelity or surety bonds, or any other bonding obligations; Credit insurance, vendors’ single interest insurance, or collateral protection insurance or any similar insurance protecting the interests of a creditor arising out of a creditor-debtor transaction; Insurance of warranties or service contracts; Title insurance; Ocean marine insurance; Any transaction or combination of transactions between a person, including affiliates of such a person, and an insurer, including affiliates of such an insurer, which involves the transfer of investment or credit risk unaccompanied by transfer of insurance risk; or Any insurance provided by or guaranteed by government.